The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS TOTAL STK MKT ETF 922908769   324,759,675 1,698,623 SH   SOLE   0 0 1,698,623
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US ETF 922042775   148,789,527 2,967,482 SH   SOLE   0 0 2,967,482
VANGUARD INDEX FDS GROWTH ETF ETF 922908736   43,391,130 203,609 SH   SOLE   0 0 203,609
VANGUARD INDEX FDS VALUE ETF ETF 922908744   38,593,508 274,941 SH   SOLE   0 0 274,941
VANGUARD INDEX FDS SM CP VAL ETF ETF 922908611   31,337,681 197,341 SH   SOLE   0 0 197,341
CHIPOTLE MEXICAN GRILL INC COM Common Stock 169656105   30,860,553 22,242 SH   SOLE   0 0 22,242
VANGUARD INDEX FDS MCAPVLIDXVIP ETF 922908512   27,881,307 206,162 SH   SOLE   0 0 206,162
SPDR S&P 500 ETF TRTR UNIT ETF 78462F103   22,160,717 57,947 SH   SOLE   0 0 57,947
APPLE INC COM Common Stock 037833100   17,428,752 134,140 SH   SOLE   0 0 134,140
VANGUARD INDEX FDSS&P 500 ETF SHS ETF 922908363   16,740,505 47,648 SH   SOLE   0 0 47,648
ISHARES CORE S&P 500 ETF ETF 464287200   15,383,847 40,040 SH   SOLE   0 0 40,040
YUM BRANDS INCCOM Common Stock 988498101   13,459,691 105,088 SH   SOLE   0 0 105,088
AMAZONCOMINCCOM Common Stock 023135106   12,175,904 144,951 SH   SOLE   0 0 144,951
VANGUARD TAX-MANAGED INTLFD FTSE DEV MKT ETF ETF 921943858   10,653,825 253,844 SH   SOLE   0 0 253,844
MICROSOFT CORPCOM Common Stock 594918104   10,149,758 42,322 SH   SOLE   0 0 42,322
SCHWAB STRATEGIC T RSCHWB FDT INTLG ETF 808524755   9,987,202 343,557 SH   SOLE   0 0 343,557
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF ETF 922042858   6,953,741 178,393 SH   SOLE   0 0 178,393
VANGUARD INDEX FDS MID CAP ETF ETF 922908629   6,762,031 33,178 SH   SOLE   0 0 33,178
VANGUARD INDEX FDS SMALL CP ETF ETF 922908751   6,549,080 35,682 SH   SOLE   0 0 35,682
VANGUARD WHITEHALL FDS HIGH DIV YLD ETF 921946406   5,344,620 49,391 SH   SOLE   0 0 49,391
INVESCO EXCHANGETRADED FD TFTSERAFI1000 ETF 46137V613   5,267,302 33,950 SH   SOLE   0 0 33,950
ISHARESTRCORE S&P TTL STK ETF 464287150   4,804,880 56,661 SH   SOLE   0 0 56,661
BERKSHIRE HATHAWAY INC DEL CL B Common Stock 084670702   4,747,349 15,369 SH   SOLE   0 0 15,369
ISHARESTRCOREMSCI EAFE ETF 46432F842   4,683,537 75,982 SH   SOLE   0 0 75,982
ISHARES RUS 1000 VAL ETF ETF 464287598   4,657,023 30,709 SH   SOLE   0 0 30,709
ISHARES INC MSCI GBL MIN VOL ETF 464286525   4,324,550 45,512 SH   SOLE   0 0 45,512
ISHARES TR CORE TOTAL USD ETF 46434V613   4,084,400 90,906 SH   SOLE   0 0 90,906
SCHWAB STRATEGIC TRUS LCAP VA ETF ETF 808524409   4,047,950 61,314 SH   SOLE   0 0 61,314
VANGUARD MUN BD FDS TAX EXEMPT BD ETF 922907746   3,824,363 77,275 SH   SOLE   0 0 77,275
JPMORGAN CHASE & CO COM Common Stock 46625H100   3,735,244 27,854 SH   SOLE   0 0 27,854
SPDR INDEX SHS FD SGLB NAT RESRCE ETF 78463X541   3,645,144 63,927 SH   SOLE   0 0 63,927
ISHARES RUS 1000 GRW ETF ETF 464287614   3,642,992 17,004 SH   SOLE   0 0 17,004
INVESCO QQQ TRUST 1 ETF 46090E103   3,584,902 13,463 SH   SOLE   0 0 13,463
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD ETF 92206C409   3,545,824 47,158 SH   SOLE   0 0 47,158
SEABRIDGE GOLD INC Common Stock 811916105   3,409,180 271,000 SH   SOLE   0 0 271,000
ISHARES TR CORE MSCI TOTAL ETF 46432F834   3,215,377 55,552 SH   SOLE   0 0 55,552
SCHWAB STRATEGIC TRUS LCAP GR ETF ETF 808524300   3,199,609 57,588 SH   SOLE   0 0 57,588
SPDR NUVEEN BLMBRG SHT ETF 78468R739   3,154,560 67,147 SH   SOLE   0 0 67,147
UNITEDHEALTH GROUP NC COM Common Stock 91324P102   3,143,209 5,929 SH   SOLE   0 0 5,929
HOMEDEPOTINCCOM Common Stock 437076102   3,137,182 9,932 SH   SOLE   0 0 9,932
FIRSTTREXCHTRADEDFDIIIPFDSECSINCETF ETF 33739E108   3,063,395 182,345 SH   SOLE   0 0 182,345
TESLA INCCOM Common Stock 88160R101   2,823,060 22,918 SH   SOLE   0 0 22,918
JOHNSON & JOHNSON COM Common Stock 478160104   2,785,215 15,767 SH   SOLE   0 0 15,767
SEL SECTOR:ENERGY SPDR ETF 81369Y506   2,602,269 29,750 SH   SOLE   0 0 29,750
VANGUARD TOT I S;ETF ETF 921909768   2,584,017 49,962 SH   SOLE   0 0 49,962
SALESFORCE COM INCCOM Common Stock 79466L302   2,552,888 19,254 SH   SOLE   0 0 19,254
SPDR S&P MIDCAP 400 ETF ETF 78467Y107   2,531,116 5,716 SH   SOLE   0 0 5,716
PROCTER AND GAMBLE COCOM Common Stock 742718109   2,453,385 16,188 SH   SOLE   0 0 16,188
NVIDIA CORPORATION COM Common Stock 67066G104   2,283,449 15,625 SH   SOLE   0 0 15,625
ISHARES:S&P SC 600 VAL ETF 464287879   2,267,861 24,837 SH   SOLE   0 0 24,837
ISHARES INC CORE MSCI EMKT ETF 46434G103   2,237,875 47,920 SH   SOLE   0 0 47,920
ISHARES TR CORE US AGGBD ET ETF 464287226   2,228,352 22,975 SH   SOLE   0 0 22,975
COCACOLACOCOMCALL Common Stock 191216100   2,216,721 34,849 SH   SOLE   0 0 34,849
UNION PAC CORPCOM Common Stock 907818108   2,068,342 9,989 SH   SOLE   0 0 9,989
EXXON MOBIL CORP Common Stock 30231G102   2,060,668 18,682 SH   SOLE   0 0 18,682
HONEYWELLINTLINCCOM Common Stock 438516106   2,053,830 9,584 SH   SOLE   0 0 9,584
ISHARESTRIBOXX HI YD ETF ETF 464288513   2,044,687 27,770 SH   SOLE   0 0 27,770
ISHARES TR TIPS BD ETF ETF 464287176   2,043,348 19,197 SH   SOLE   0 0 19,197
VISA INCCOM CL A Common Stock 92826C839   2,029,891 9,770 SH   SOLE   0 0 9,770
VANGUARDBD INDEX FDSTOTAL BND MRKT ETF 921937835   2,029,446 28,250 SH   SOLE   0 0 28,250
CISCOSYSINCCOM Common Stock 17275R102   2,025,943 42,526 SH   SOLE   0 0 42,526
ISHARESTRCORE S&P MCP ETF ETF 464287507   2,015,560 8,333 SH   SOLE   0 0 8,333
COSTCOWHSLCORPNEWCOM Common Stock 22160K105   1,962,103 4,298 SH   SOLE   0 0 4,298
ALPHABETINCCAPSTKCLC Common Stock 02079K107   1,954,456 22,027 SH   SOLE   0 0 22,027
TEXAS INSTRS INCCOM Common Stock 882508104   1,930,090 11,682 SH   SOLE   0 0 11,682
MCDONALDS CORPCOM Common Stock 580135101   1,925,434 7,306 SH   SOLE   0 0 7,306
ISHARESTRCORE S&P SCP ETF ETF 464287804   1,880,679 19,872 SH   SOLE   0 0 19,872
AUTOMATIC DATA PROCESSING, INC. Common Stock 053015103   1,848,854 7,740 SH   SOLE   0 0 7,740
ISHARESTRNATIONAL MUN ETF ETF 464288414   1,822,195 17,269 SH   SOLE   0 0 17,269
VANGUARDBD INDEX FDSINTERMED TERM ETF 921937819   1,759,288 23,672 SH   SOLE   0 0 23,672
SPDRSERTRPRTFLO S&P500 GW ETF 78464A409   1,730,051 34,143 SH   SOLE   0 0 34,143
SPDR GOLD TRGOLD SHS ETF 78463V107   1,699,962 10,021 SH   SOLE   0 0 10,021
BOEINGCOCOM Common Stock 097023105   1,699,552 8,922 SH   SOLE   0 0 8,922
ISHARES TR CORE S&P US VLU ETF 464287663   1,694,223 23,987 SH   SOLE   0 0 23,987
ISHARES TR CORE MSCI INTL ETF 46435G326   1,694,123 30,263 SH   SOLE   0 0 30,263
VANGUARD SCOTTSDALE FDS INT-TERM CORP ETF 92206C870   1,629,654 21,025 SH   SOLE   0 0 21,025
ACCENTUREPLCIRELANDSHSCLASSA Common Stock G1151C101   1,615,461 6,054 SH   SOLE   0 0 6,054
UNITED PARCEL SERVICE INCCL B Common Stock 911312106   1,596,086 9,181 SH   SOLE   0 0 9,181
MEDTRONICPLCSHS Common Stock G5960L103   1,590,374 20,463 SH   SOLE   0 0 20,463
CHUBBLIMITEDCOM Common Stock H1467J104   1,514,546 6,866 SH   SOLE   0 0 6,866
LINDEPLCSHS Common Stock G5494J103   1,464,335 4,489 SH   SOLE   0 0 4,489
ABBVIE INC Common Stock 00287Y109   1,451,148 8,979 SH   SOLE   0 0 8,979
SPDR PTF S&P 500 VALUE ETF 78464A508   1,419,982 36,513 SH   SOLE   0 0 36,513
AMGENINCCOM Common Stock 031162100   1,349,028 5,136 SH   SOLE   0 0 5,136
ISHARES RUSSELL 2000ETF ETF 464287655   1,339,601 7,683 SH   SOLE   0 0 7,683
OREILLY AUTOMOTIVE INCCOM Common Stock 67103H107   1,318,375 1,562 SH   SOLE   0 0 1,562
ISHARES RUS 2000VALETF ETF 464287630   1,308,987 9,440 SH   SOLE   0 0 9,440
BLACKROCKINCCOM Common Stock 09247X101   1,301,339 1,836 SH   SOLE   0 0 1,836
DANAHERCORPORATIONCOM Common Stock 235851102   1,283,756 4,837 SH   SOLE   0 0 4,837
PHILLIPS66COM Common Stock 718546104   1,282,680 12,324 SH   SOLE   0 0 12,324
TJX COS INC NEWCOM Common Stock 872540109   1,266,191 15,907 SH   SOLE   0 0 15,907
MARSH & MCLENNAN COS INC COM Common Stock 571748102   1,265,132 7,645 SH   SOLE   0 0 7,645
ORACLE CORPORATION Common Stock 68389X105   1,262,789 15,449 SH   SOLE   0 0 15,449
THERMO FISHER SCIENTIFICINCCOM Common Stock 883556102   1,261,304 2,290 SH   SOLE   0 0 2,290
NEXTERA ENERGY INCCOM Common Stock 65339F101   1,260,351 15,076 SH   SOLE   0 0 15,076
AMERIPRISEFINLINCCOM Common Stock 03076C106   1,219,122 3,915 SH   SOLE   0 0 3,915
BROADCOM INC. Common Stock 11135F101   1,212,993 2,169 SH   SOLE   0 0 2,169
DIAGEOPLCSPONADRNEW Common Stock 25243Q205   1,154,803 6,481 SH   SOLE   0 0 6,481
ANALOG DEVICES, INC. Common Stock 032654105   1,133,371 6,910 SH   SOLE   0 0 6,910
ZOETIS INC CL A Common Stock 98978V103   1,133,304 7,733 SH   SOLE   0 0 7,733
MORGAN STANLEY Common Stock 617446448   1,120,127 13,175 SH   SOLE   0 0 13,175
EOG RESOURCES, INC. Common Stock 26875P101   1,118,901 8,639 SH   SOLE   0 0 8,639
BANK OF AMERICA CORPORATION Common Stock 060505104   1,096,595 33,110 SH   SOLE   0 0 33,110
AMERICAN ELECTRIC POWER COMPANY, INC. Common Stock 025537101   1,091,515 11,496 SH   SOLE   0 0 11,496
ISHARES S&P 500 VAL ETF ETF 464287408   1,091,461 7,524 SH   SOLE   0 0 7,524
STARBUCKS CORPORATION Common Stock 855244109   1,073,004 10,817 SH   SOLE   0 0 10,817
ABBOTTLABSCOM Common Stock 002824100   1,041,492 9,486 SH   SOLE   0 0 9,486
VERIZON COMMUNICATIONSINCCOM Common Stock 92343V104   1,040,959 26,420 SH   SOLE   0 0 26,420
VANGUARD LG-CP I;ETF ETF 922908637   1,018,547 5,847 SH   SOLE   0 0 5,847
AT&TINCCOM Common Stock 00206R102   1,010,124 54,868 SH   SOLE   0 0 54,868
REPUBLICSVCSINCCOM Common Stock 760759100   1,002,335 7,771 SH   SOLE   0 0 7,771
ADOBE SYSTEM SINCORPORATED COM Common Stock 00724F101   994,446 2,955 SH   SOLE   0 0 2,955
ROCKWELL AUTOMATION INCCOM Common Stock 773903109   990,803 3,847 SH   SOLE   0 0 3,847
ISHARES:BRD USD HY CP BD ETF 46435U853   984,485 28,511 SH   SOLE   0 0 28,511
ISHARES RUS 2000 GRW ETF ETF 464287648   978,360 4,561 SH   SOLE   0 0 4,561
DISNEYWALTCOCOM Common Stock 254687106   957,700 11,023 SH   SOLE   0 0 11,023
WOLFSPEED INC Common Stock 977852102   945,365 13,693 SH   SOLE   0 0 13,693
VANGUARD INDEX FDS SML CP GRW ETF ETF 922908595   942,247 4,699 SH   SOLE   0 0 4,699
ELI LILLY AND COMPANY Common Stock 532457108   937,965 2,564 SH   SOLE   0 0 2,564
DISCOVER FINANCIAL SERVICES Common Stock 254709108   929,717 9,503 SH   SOLE   0 0 9,503
MASTERCARD INCORPORATEDCL A Common Stock 57636Q104   913,737 2,628 SH   SOLE   0 0 2,628
SPDRSERTRS&P DIVID ETF ETF 78464A763   911,219 7,283 SH   SOLE   0 0 7,283
ISHARES RUS 1000 ETF ETF 464287622   899,973 4,275 SH   SOLE   0 0 4,275
AMERICANTOWERCORPNEWCOM Common Stock 03027X100   894,727 4,223 SH   SOLE   0 0 4,223
PARKER-HANNIFIN CORPCOM Common Stock 701094104   876,209 3,011 SH   SOLE   0 0 3,011
LOCKHEED MARTIN CORPCOM Common Stock 539830109   873,250 1,795 SH   SOLE   0 0 1,795
DOLLARGENCORPNEWCOM Common Stock 256677105   849,435 3,449 SH   SOLE   0 0 3,449
SPDR PORTFOLIO SH TSR ETF 78468R101   833,789 28,861 SH   SOLE   0 0 28,861
GREEN PLAINS INC Common Stock 393222104   832,925 27,309 SH   SOLE   0 0 27,309
LOWES COS INCCOM Common Stock 548661107   820,301 4,117 SH   SOLE   0 0 4,117
VERISK ANALYTICS, INC. Common Stock 92345Y106   814,437 4,616 SH   SOLE   0 0 4,616
CHURCH & DWIGHT CO., INC. Common Stock 171340102   811,112 10,062 SH   SOLE   0 0 10,062
SHERWIN WILLIAMS COCOM Common Stock 824348106   791,909 3,337 SH   SOLE   0 0 3,337
ADVANCED MICRO DEVICES, INC. Common Stock 007903107   785,327 12,125 SH   SOLE   0 0 12,125
HIGH YIELD ETF ETF 30151E814   773,180 29,795 SH   SOLE   0 0 29,795
CHEVRONCORPNEWCOM Common Stock 166764100   771,880 4,300 SH   SOLE   0 0 4,300
BRISTOL-MYERS SQUIBB COMPANY Common Stock 110122108   764,651 10,628 SH   SOLE   0 0 10,628
PROSHARES TR S&P 500 DV ARIST ETF 74348A467   754,800 8,388 SH   SOLE   0 0 8,388
DUKE ENERGY CORPORATION Common Stock 26441C204   752,173 7,303 SH   SOLE   0 0 7,303
LAUDER ESTEE COS INCCL A Common Stock 518439104   741,437 2,988 SH   SOLE   0 0 2,988
INTELCORPCOM Common Stock 458140100   734,405 27,787 SH   SOLE   0 0 27,787
BOSTON SCIENTIFIC CORPORATION Common Stock 101137107   729,169 15,759 SH   SOLE   0 0 15,759
SEL SECTOR:H CARE SPDR ETF 81369Y209   714,160 5,257 SH   SOLE   0 0 5,257
NIKE, INC. Common Stock 654106103   707,184 6,044 SH   SOLE   0 0 6,044
ISHARESTRMSCI INTL MULTFT ETF 46434V274   701,295 28,507 SH   SOLE   0 0 28,507
ISHARES TR MSCI USA MIN VOL ETF 46429B697   700,034 9,709 SH   SOLE   0 0 9,709
SCHWAB STRATEGIC TRUS MID-CAP ETF ETF 808524508   679,414 10,355 SH   SOLE   0 0 10,355
ISHARES TR 0-5YR INVT GR CP ETF 46434V100   656,343 13,714 SH   SOLE   0 0 13,714
MERCK & CO INCCOM Common Stock 58933Y105   651,740 5,874 SH   SOLE   0 0 5,874
FRST TR:WATER ETF 33733B100   633,067 7,977 SH   SOLE   0 0 7,977
S&P GLOBAL INC. Common Stock 78409V104   623,190 1,861 SH   SOLE   0 0 1,861
DELTA AIR LINES INC Common Stock 247361702   619,940 18,866 SH   SOLE   0 0 18,866
SPDR SER TR S&P OILGAS EXP ETF 78468R556   598,516 4,405 SH   SOLE   0 0 4,405
APPLIEDMATLSINCCOM Common Stock 038222105   597,567 6,136 SH   SOLE   0 0 6,136
ISHARES RUS MD CP GR ETF ETF 464287481   591,146 7,071 SH   SOLE   0 0 7,071
ALPS ETF GR OSHARES US QUALITY DIV ETF 00162Q387   578,210 13,958 SH   SOLE   0 0 13,958
PHILIP MORRISINTLINCCOM Common Stock 718172109   548,255 5,417 SH   SOLE   0 0 5,417
HEXCELCORPNEWCOM Common Stock 428291108   546,898 9,293 SH   SOLE   0 0 9,293
PEPSICO INCCOM Common Stock 713448108   545,351 3,019 SH   SOLE   0 0 3,019
PFIZER INCCOM Common Stock 717081103   538,570 10,511 SH   SOLE   0 0 10,511
FIDELITYNATLINFORMATIONSVCOM Common Stock 31620M106   538,388 7,935 SH   SOLE   0 0 7,935
INTERCONTINENTALEXCHANGEINCOM Common Stock 45866F104   535,754 5,222 SH   SOLE   0 0 5,222
INTUITIVE SURGICAL INC COM Common Stock 46120E602   534,680 2,015 SH   SOLE   0 0 2,015
ISHARES RUS MDCP VAL ETF ETF 464287473   531,492 5,045 SH   SOLE   0 0 5,045
MONDELEZ INTERNATIONAL, INC. Common Stock 609207105   519,591 7,796 SH   SOLE   0 0 7,796
CONOCOPHILLIPS Common Stock 20825C104   518,154 4,391 SH   SOLE   0 0 4,391
ARAMARKCOM Common Stock 03852U106   515,717 12,475 SH   SOLE   0 0 12,475
PALO ALTO NETWORKS INC COM Common Stock 697435105   511,275 3,664 SH   SOLE   0 0 3,664
CATERPILLARINCCOM Common Stock 149123101   507,433 2,118 SH   SOLE   0 0 2,118
VANECKVECTORSETFTRJP MORGAN MKTS ETF 92189H300   496,640 20,497 SH   SOLE   0 0 20,497
ISHARES TR SHRT NAT MUN ETF ETF 464288158   489,898 4,698 SH   SOLE   0 0 4,698
EVERSOURCE ENERGY Common Stock 30040W108   477,117 5,691 SH   SOLE   0 0 5,691
UBER TECHNOLOGIES INC COM Common Stock 90353T100   476,176 19,255 SH   SOLE   0 0 19,255
FIRSTTREXCHANGE-TRADEDFDDJINTERNTIDX ETF 33733E302   474,004 3,849 SH   SOLE   0 0 3,849
DESKTOP METAL, INC. Common Stock 25058X105   473,889 348,448 SH   SOLE   0 0 348,448
ALTRIA GROUP, INC. Common Stock 02209S103   469,476 10,271 SH   SOLE   0 0 10,271
NOVARTIS AGSPONSORED ADR Common Stock 66987V109   467,643 5,155 SH   SOLE   0 0 5,155
FIRST TR LRGE CP CORE ALPHA COM SHS ETF 33734K109   462,218 5,773 SH   SOLE   0 0 5,773
WHIRLPOOL CORPCOM Common Stock 963320106   459,913 3,251 SH   SOLE   0 0 3,251
SPDR S&P 600 SM CAP GRO ETF 78464A201   456,268 6,316 SH   SOLE   0 0 6,316
INTERNATIONALBUSINESSMACHSCOM Common Stock 459200101   445,219 3,160 SH   SOLE   0 0 3,160
SEL SECTOR:COMM SVC SPDR ETF 81369Y852   432,198 9,006 SH   SOLE   0 0 9,006
GOLDMANSACHSGROUPINCCOM Common Stock 38141G104   414,527 1,207 SH   SOLE   0 0 1,207
SCHLUMBERGER LTD COM STK Common Stock 806857108   408,611 7,643 SH   SOLE   0 0 7,643
ISHARES TR S&P SML 600 GWT ETF 464287887   400,940 3,710 SH   SOLE   0 0 3,710
ASML HOLDING NV NY REGISTRY SHS Common Stock N07059210   399,874 732 SH   SOLE   0 0 732
DOW INC Common Stock 260557103   399,721 7,933 SH   SOLE   0 0 7,933
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF ETF 922042718   399,085 3,882 SH   SOLE   0 0 3,882
NETFLIX INCCOM Common Stock 64110L106   396,609 1,345 SH   SOLE   0 0 1,345
DBXETFTRXTRACKUSDHIGH ETF 233051432   394,205 11,694 SH   SOLE   0 0 11,694
ISHARESTREAFE SML CP ETF ETF 464288273   384,634 6,810 SH   SOLE   0 0 6,810
SELECTSECTOR SPDR TRSBI INT-INDS ETF 81369Y704   378,894 3,858 SH   SOLE   0 0 3,858
BOOKING HOLDINGS INC COM Common Stock 09857L108   370,812 184 SH   SOLE   0 0 184
VANGUARDCHARLOTTE FDSINTL BD IDX ETF ETF 92203J407   360,343 7,597 SH   SOLE   0 0 7,597
CITIGROUP INC. Common Stock 172967424   357,676 7,908 SH   SOLE   0 0 7,908
BANKNEWYORKMELLONCORPCOM Common Stock 064058100   356,784 7,838 SH   SOLE   0 0 7,838
WISDOMTREE TRINTL SMCAP DIV ETF 97717W760   353,776 6,104 SH   SOLE   0 0 6,104
SCHWAB STRATEGIC TRUS LRG CAP ETF ETF 808524201   351,041 7,775 SH   SOLE   0 0 7,775
NOVO-NORDISK A S Common Stock 670100205   345,334 2,552 SH   SOLE   0 0 2,552
WALMART INCCOM Common Stock 931142103   344,610 2,430 SH   SOLE   0 0 2,430
CVSHEALTHCORPCOM Common Stock 126650100   327,148 3,511 SH   SOLE   0 0 3,511
WELLS FARGO & COMPANY Common Stock 949746101   322,091 7,801 SH   SOLE   0 0 7,801
PAYPAL HLDGS INC Common Stock 70450Y103   321,689 4,517 SH   SOLE   0 0 4,517
VANGUARDBD INDEX FDSSHORT TRM BOND ETF 921937827   314,101 4,172 SH   SOLE   0 0 4,172
EVERI HOLDINGS INC. Common Stock 30034T103   309,687 21,581 SH   SOLE   0 0 21,581
TARGET CORP COM Common Stock 87612E106   302,967 2,033 SH   SOLE   0 0 2,033
FRST TR II:CLOUDCOMP ETF 33734X192   302,395 5,249 SH   SOLE   0 0 5,249
ISHARES 7-10 YR TRSY BD ETF 464287440   301,729 3,150 SH   SOLE   0 0 3,150
TARGA RESOURCES CORP. Common Stock 87612G101   294,294 4,004 SH   SOLE   0 0 4,004
BLACKSTONE INC Common Stock 09260D107   293,407 3,955 SH   SOLE   0 0 3,955
ISHARES TR GRWT ALLOCAT ETF ETF 464289867   291,051 6,172 SH   SOLE   0 0 6,172
QUALCOMM INCORPORATED Common Stock 747525103   274,594 2,498 SH   SOLE   0 0 2,498
PENN NATIONAL GAMING, INC. Common Stock 707569109   273,210 9,199 SH   SOLE   0 0 9,199
SPDR S&P 600 SM CAP VAL ETF 78464A300   272,759 3,675 SH   SOLE   0 0 3,675
ISHARES TR MODERT ALLOC ETF ETF 464289875   270,762 7,123 SH   SOLE   0 0 7,123
SCHWAB CHARLES CORP Common Stock 808513105   270,369 3,247 SH   SOLE   0 0 3,247
FREEPORT-MCMORAN INC CL B Common Stock 35671D857   251,822 6,627 SH   SOLE   0 0 6,627
AIR PRODS & CHEMS INC COM Common Stock 009158106   249,655 810 SH   SOLE   0 0 810
JETBLUE AIRWAYS CORPORATION Common Stock 477143101   246,972 38,113 SH   SOLE   0 0 38,113
SCHWAB STRATEGIC TRUS SML CAP ETF ETF 808524607   245,570 6,062 SH   SOLE   0 0 6,062
SEL SECTOR SPDR TECHNOLOGY ETF 81369Y803   237,437 1,908 SH   SOLE   0 0 1,908
MOODY'S CORPORATION Common Stock 615369105   237,425 852 SH   SOLE   0 0 852
FORDMTRCODELCOM Common Stock 345370860   237,037 20,382 SH   SOLE   0 0 20,382
ISHARES:MSCI EM MKTS ETF 464287234   235,908 6,224 SH   SOLE   0 0 6,224
CIGNACORPNEWCOM Common Stock 125523100   235,646 711 SH   SOLE   0 0 711
VANGUARD WORLD FDS ENERGY ETF ETF 92204A306   232,505 1,917 SH   SOLE   0 0 1,917
SCHWAB STRATEGIC TR US TIPS ETF ETF 808524870   229,496 4,431 SH   SOLE   0 0 4,431
STRYKER CORPORATION COM Common Stock 863667101   226,097 925 SH   SOLE   0 0 925
PNC FINL SVCS GROUP INC Common Stock 693475105   220,897 1,399 SH   SOLE   0 0 1,399
CLOROX CO DEL COM Common Stock 189054109   218,934 1,560 SH   SOLE   0 0 1,560
ISHARES TR MSCI EAFE ETF ETF 464287465   215,025 3,276 SH   SOLE   0 0 3,276
ASTRAZENECA PLC SPON ADR Common Stock 046353108   214,151 3,159 SH   SOLE   0 0 3,159
AMERICAN WTR WKS CO INC Common Stock 030420103   213,262 1,399 SH   SOLE   0 0 1,399
ALIBABA GROUP HOLDING LIMITED Common Stock 01609W102   211,963 2,406 SH   SOLE   0 0 2,406
GENERAL MOTORS COMPANY Common Stock 37045V100   210,509 6,258 SH   SOLE   0 0 6,258
WASTE MGMT INC Common Stock 94106L109   209,803 1,337 SH   SOLE   0 0 1,337
ISHARES TR S&P 500 GRWT ETF ETF 464287309   207,719 3,551 SH   SOLE   0 0 3,551
TAIWAN SEMI MFG LTD SPON ADS ETF 874039100   203,440 2,731 SH   SOLE   0 0 2,731
PROLOGIS INC COM Common Stock 74340W103   202,248 1,794 SH   SOLE   0 0 1,794
DEERE & CO COM Common Stock 244199105   202,015 471 SH   SOLE   0 0 471
SELECTSECTOR SPDR TRFINANCIAL ETF 81369Y605   201,883 5,903 SH   SOLE   0 0 5,903
LYFT INC CL A Common Stock 55087P104   194,117 17,615 SH   SOLE   0 0 17,615
ENERGY TRANSFER UNT Common Stock 29273V100   120,884 10,184 SH   SOLE   0 0 10,184
WARNER BROS DISCOVERY INC COM SER A Common Stock 934423104   111,807 11,794 SH   SOLE   0 0 11,794
ITAU UNIBANCO HLDG S A PFD ETF 465562106   52,641 11,176 SH   SOLE   0 0 11,176
BANCO SANTANDER Common Stock 05964H105   31,185 10,571 SH   SOLE   0 0 10,571
SUNWORKS INC Common Stock 86803X204   20,540 13,000 SH   SOLE   0 0 13,000
AQUABOUNTY TECHNOLOGIES INC Common Stock 03842K200   11,730 15,353 SH   SOLE   0 0 15,353