0001765536-23-000001.txt : 20230207 0001765536-23-000001.hdr.sgml : 20230207 20230207113036 ACCESSION NUMBER: 0001765536-23-000001 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20221231 FILED AS OF DATE: 20230207 DATE AS OF CHANGE: 20230207 EFFECTIVENESS DATE: 20230207 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Summit Financial, LLC CENTRAL INDEX KEY: 0001765536 IRS NUMBER: 371895248 STATE OF INCORPORATION: NJ FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-19062 FILM NUMBER: 23593459 BUSINESS ADDRESS: STREET 1: 4 CAMPUS DRIVE CITY: PARSIPPANY STATE: NJ ZIP: 07054 BUSINESS PHONE: 9732853600 MAIL ADDRESS: STREET 1: 4 CAMPUS DRIVE CITY: PARSIPPANY STATE: NJ ZIP: 07054 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false true false 0001765536 XXXXXXXX 12-31-2022 12-31-2022 Summit Financial, LLC

4 CAMPUS DRIVE PARSIPPANY NJ 07054

13F HOLDINGS REPORT 028-19062 N Patricia Hasegawa 973-285-3622 Patricia Hasegawa Parsippany NJ 02-07-2023 0 248 1063475 false INFORMATION TABLE 2 Summit13f20221231.xml SUMMIT FINANCIAL DECEMBER VANGUARD INDEX FDS TOTAL STK MKT ETF 922908769 324759675 1698623 SH SOLE 0 0 1698623 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US ETF 922042775 148789527 2967482 SH SOLE 0 0 2967482 VANGUARD INDEX FDS GROWTH ETF ETF 922908736 43391130 203609 SH SOLE 0 0 203609 VANGUARD INDEX FDS VALUE ETF ETF 922908744 38593508 274941 SH SOLE 0 0 274941 VANGUARD INDEX FDS SM CP VAL ETF ETF 922908611 31337681 197341 SH SOLE 0 0 197341 CHIPOTLE MEXICAN GRILL INC COM Common Stock 169656105 30860553 22242 SH SOLE 0 0 22242 VANGUARD INDEX FDS MCAPVLIDXVIP ETF 922908512 27881307 206162 SH SOLE 0 0 206162 SPDR S&P 500 ETF TRTR UNIT ETF 78462F103 22160717 57947 SH SOLE 0 0 57947 APPLE INC COM Common Stock 037833100 17428752 134140 SH SOLE 0 0 134140 VANGUARD INDEX FDSS&P 500 ETF SHS ETF 922908363 16740505 47648 SH SOLE 0 0 47648 ISHARES CORE S&P 500 ETF ETF 464287200 15383847 40040 SH SOLE 0 0 40040 YUM BRANDS INCCOM Common Stock 988498101 13459691 105088 SH SOLE 0 0 105088 AMAZONCOMINCCOM Common Stock 023135106 12175904 144951 SH SOLE 0 0 144951 VANGUARD TAX-MANAGED INTLFD FTSE DEV MKT ETF ETF 921943858 10653825 253844 SH SOLE 0 0 253844 MICROSOFT CORPCOM Common Stock 594918104 10149758 42322 SH SOLE 0 0 42322 SCHWAB STRATEGIC T RSCHWB FDT INTLG ETF 808524755 9987202 343557 SH SOLE 0 0 343557 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF ETF 922042858 6953741 178393 SH SOLE 0 0 178393 VANGUARD INDEX FDS MID CAP ETF ETF 922908629 6762031 33178 SH SOLE 0 0 33178 VANGUARD INDEX FDS SMALL CP ETF ETF 922908751 6549080 35682 SH SOLE 0 0 35682 VANGUARD WHITEHALL FDS HIGH DIV YLD ETF 921946406 5344620 49391 SH SOLE 0 0 49391 INVESCO EXCHANGETRADED FD TFTSERAFI1000 ETF 46137V613 5267302 33950 SH SOLE 0 0 33950 ISHARESTRCORE S&P TTL STK ETF 464287150 4804880 56661 SH SOLE 0 0 56661 BERKSHIRE HATHAWAY INC DEL CL B Common Stock 084670702 4747349 15369 SH SOLE 0 0 15369 ISHARESTRCOREMSCI EAFE ETF 46432F842 4683537 75982 SH SOLE 0 0 75982 ISHARES RUS 1000 VAL ETF ETF 464287598 4657023 30709 SH SOLE 0 0 30709 ISHARES INC MSCI GBL MIN VOL ETF 464286525 4324550 45512 SH SOLE 0 0 45512 ISHARES TR CORE TOTAL USD ETF 46434V613 4084400 90906 SH SOLE 0 0 90906 SCHWAB STRATEGIC TRUS LCAP VA ETF ETF 808524409 4047950 61314 SH SOLE 0 0 61314 VANGUARD MUN BD FDS TAX EXEMPT BD ETF 922907746 3824363 77275 SH SOLE 0 0 77275 JPMORGAN CHASE & CO COM Common Stock 46625H100 3735244 27854 SH SOLE 0 0 27854 SPDR INDEX SHS FD SGLB NAT RESRCE ETF 78463X541 3645144 63927 SH SOLE 0 0 63927 ISHARES RUS 1000 GRW ETF ETF 464287614 3642992 17004 SH SOLE 0 0 17004 INVESCO QQQ TRUST 1 ETF 46090E103 3584902 13463 SH SOLE 0 0 13463 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD ETF 92206C409 3545824 47158 SH SOLE 0 0 47158 SEABRIDGE GOLD INC Common Stock 811916105 3409180 271000 SH SOLE 0 0 271000 ISHARES TR CORE MSCI TOTAL ETF 46432F834 3215377 55552 SH SOLE 0 0 55552 SCHWAB STRATEGIC TRUS LCAP GR ETF ETF 808524300 3199609 57588 SH SOLE 0 0 57588 SPDR NUVEEN BLMBRG SHT ETF 78468R739 3154560 67147 SH SOLE 0 0 67147 UNITEDHEALTH GROUP NC COM Common Stock 91324P102 3143209 5929 SH SOLE 0 0 5929 HOMEDEPOTINCCOM Common Stock 437076102 3137182 9932 SH SOLE 0 0 9932 FIRSTTREXCHTRADEDFDIIIPFDSECSINCETF ETF 33739E108 3063395 182345 SH SOLE 0 0 182345 TESLA INCCOM Common Stock 88160R101 2823060 22918 SH SOLE 0 0 22918 JOHNSON & JOHNSON COM Common Stock 478160104 2785215 15767 SH SOLE 0 0 15767 SEL SECTOR:ENERGY SPDR ETF 81369Y506 2602269 29750 SH SOLE 0 0 29750 VANGUARD TOT I S;ETF ETF 921909768 2584017 49962 SH SOLE 0 0 49962 SALESFORCE COM INCCOM Common Stock 79466L302 2552888 19254 SH SOLE 0 0 19254 SPDR S&P MIDCAP 400 ETF ETF 78467Y107 2531116 5716 SH SOLE 0 0 5716 PROCTER AND GAMBLE COCOM Common Stock 742718109 2453385 16188 SH SOLE 0 0 16188 NVIDIA CORPORATION COM Common Stock 67066G104 2283449 15625 SH SOLE 0 0 15625 ISHARES:S&P SC 600 VAL ETF 464287879 2267861 24837 SH SOLE 0 0 24837 ISHARES INC CORE MSCI EMKT ETF 46434G103 2237875 47920 SH SOLE 0 0 47920 ISHARES TR CORE US AGGBD ET ETF 464287226 2228352 22975 SH SOLE 0 0 22975 COCACOLACOCOMCALL Common Stock 191216100 2216721 34849 SH SOLE 0 0 34849 UNION PAC CORPCOM Common Stock 907818108 2068342 9989 SH SOLE 0 0 9989 EXXON MOBIL CORP Common Stock 30231G102 2060668 18682 SH SOLE 0 0 18682 HONEYWELLINTLINCCOM Common Stock 438516106 2053830 9584 SH SOLE 0 0 9584 ISHARESTRIBOXX HI YD ETF ETF 464288513 2044687 27770 SH SOLE 0 0 27770 ISHARES TR TIPS BD ETF ETF 464287176 2043348 19197 SH SOLE 0 0 19197 VISA INCCOM CL A Common Stock 92826C839 2029891 9770 SH SOLE 0 0 9770 VANGUARDBD INDEX FDSTOTAL BND MRKT ETF 921937835 2029446 28250 SH SOLE 0 0 28250 CISCOSYSINCCOM Common Stock 17275R102 2025943 42526 SH SOLE 0 0 42526 ISHARESTRCORE S&P MCP ETF ETF 464287507 2015560 8333 SH SOLE 0 0 8333 COSTCOWHSLCORPNEWCOM Common Stock 22160K105 1962103 4298 SH SOLE 0 0 4298 ALPHABETINCCAPSTKCLC Common Stock 02079K107 1954456 22027 SH SOLE 0 0 22027 TEXAS INSTRS INCCOM Common Stock 882508104 1930090 11682 SH SOLE 0 0 11682 MCDONALDS CORPCOM Common Stock 580135101 1925434 7306 SH SOLE 0 0 7306 ISHARESTRCORE S&P SCP ETF ETF 464287804 1880679 19872 SH SOLE 0 0 19872 AUTOMATIC DATA PROCESSING, INC. Common Stock 053015103 1848854 7740 SH SOLE 0 0 7740 ISHARESTRNATIONAL MUN ETF ETF 464288414 1822195 17269 SH SOLE 0 0 17269 VANGUARDBD INDEX FDSINTERMED TERM ETF 921937819 1759288 23672 SH SOLE 0 0 23672 SPDRSERTRPRTFLO S&P500 GW ETF 78464A409 1730051 34143 SH SOLE 0 0 34143 SPDR GOLD TRGOLD SHS ETF 78463V107 1699962 10021 SH SOLE 0 0 10021 BOEINGCOCOM Common Stock 097023105 1699552 8922 SH SOLE 0 0 8922 ISHARES TR CORE S&P US VLU ETF 464287663 1694223 23987 SH SOLE 0 0 23987 ISHARES TR CORE MSCI INTL ETF 46435G326 1694123 30263 SH SOLE 0 0 30263 VANGUARD SCOTTSDALE FDS INT-TERM CORP ETF 92206C870 1629654 21025 SH SOLE 0 0 21025 ACCENTUREPLCIRELANDSHSCLASSA Common Stock G1151C101 1615461 6054 SH SOLE 0 0 6054 UNITED PARCEL SERVICE INCCL B Common Stock 911312106 1596086 9181 SH SOLE 0 0 9181 MEDTRONICPLCSHS Common Stock G5960L103 1590374 20463 SH SOLE 0 0 20463 CHUBBLIMITEDCOM Common Stock H1467J104 1514546 6866 SH SOLE 0 0 6866 LINDEPLCSHS Common Stock G5494J103 1464335 4489 SH SOLE 0 0 4489 ABBVIE INC Common Stock 00287Y109 1451148 8979 SH SOLE 0 0 8979 SPDR PTF S&P 500 VALUE ETF 78464A508 1419982 36513 SH SOLE 0 0 36513 AMGENINCCOM Common Stock 031162100 1349028 5136 SH SOLE 0 0 5136 ISHARES RUSSELL 2000ETF ETF 464287655 1339601 7683 SH SOLE 0 0 7683 OREILLY AUTOMOTIVE INCCOM Common Stock 67103H107 1318375 1562 SH SOLE 0 0 1562 ISHARES RUS 2000VALETF ETF 464287630 1308987 9440 SH SOLE 0 0 9440 BLACKROCKINCCOM Common Stock 09247X101 1301339 1836 SH SOLE 0 0 1836 DANAHERCORPORATIONCOM Common Stock 235851102 1283756 4837 SH SOLE 0 0 4837 PHILLIPS66COM Common Stock 718546104 1282680 12324 SH SOLE 0 0 12324 TJX COS INC NEWCOM Common Stock 872540109 1266191 15907 SH SOLE 0 0 15907 MARSH & MCLENNAN COS INC COM Common Stock 571748102 1265132 7645 SH SOLE 0 0 7645 ORACLE CORPORATION Common Stock 68389X105 1262789 15449 SH SOLE 0 0 15449 THERMO FISHER SCIENTIFICINCCOM Common Stock 883556102 1261304 2290 SH SOLE 0 0 2290 NEXTERA ENERGY INCCOM Common Stock 65339F101 1260351 15076 SH SOLE 0 0 15076 AMERIPRISEFINLINCCOM Common Stock 03076C106 1219122 3915 SH SOLE 0 0 3915 BROADCOM INC. Common Stock 11135F101 1212993 2169 SH SOLE 0 0 2169 DIAGEOPLCSPONADRNEW Common Stock 25243Q205 1154803 6481 SH SOLE 0 0 6481 ANALOG DEVICES, INC. Common Stock 032654105 1133371 6910 SH SOLE 0 0 6910 ZOETIS INC CL A Common Stock 98978V103 1133304 7733 SH SOLE 0 0 7733 MORGAN STANLEY Common Stock 617446448 1120127 13175 SH SOLE 0 0 13175 EOG RESOURCES, INC. Common Stock 26875P101 1118901 8639 SH SOLE 0 0 8639 BANK OF AMERICA CORPORATION Common Stock 060505104 1096595 33110 SH SOLE 0 0 33110 AMERICAN ELECTRIC POWER COMPANY, INC. Common Stock 025537101 1091515 11496 SH SOLE 0 0 11496 ISHARES S&P 500 VAL ETF ETF 464287408 1091461 7524 SH SOLE 0 0 7524 STARBUCKS CORPORATION Common Stock 855244109 1073004 10817 SH SOLE 0 0 10817 ABBOTTLABSCOM Common Stock 002824100 1041492 9486 SH SOLE 0 0 9486 VERIZON COMMUNICATIONSINCCOM Common Stock 92343V104 1040959 26420 SH SOLE 0 0 26420 VANGUARD LG-CP I;ETF ETF 922908637 1018547 5847 SH SOLE 0 0 5847 AT&TINCCOM Common Stock 00206R102 1010124 54868 SH SOLE 0 0 54868 REPUBLICSVCSINCCOM Common Stock 760759100 1002335 7771 SH SOLE 0 0 7771 ADOBE SYSTEM SINCORPORATED COM Common Stock 00724F101 994446 2955 SH SOLE 0 0 2955 ROCKWELL AUTOMATION INCCOM Common Stock 773903109 990803 3847 SH SOLE 0 0 3847 ISHARES:BRD USD HY CP BD ETF 46435U853 984485 28511 SH SOLE 0 0 28511 ISHARES RUS 2000 GRW ETF ETF 464287648 978360 4561 SH SOLE 0 0 4561 DISNEYWALTCOCOM Common Stock 254687106 957700 11023 SH SOLE 0 0 11023 WOLFSPEED INC Common Stock 977852102 945365 13693 SH SOLE 0 0 13693 VANGUARD INDEX FDS SML CP GRW ETF ETF 922908595 942247 4699 SH SOLE 0 0 4699 ELI LILLY AND COMPANY Common Stock 532457108 937965 2564 SH SOLE 0 0 2564 DISCOVER FINANCIAL SERVICES Common Stock 254709108 929717 9503 SH SOLE 0 0 9503 MASTERCARD INCORPORATEDCL A Common Stock 57636Q104 913737 2628 SH SOLE 0 0 2628 SPDRSERTRS&P DIVID ETF ETF 78464A763 911219 7283 SH SOLE 0 0 7283 ISHARES RUS 1000 ETF ETF 464287622 899973 4275 SH SOLE 0 0 4275 AMERICANTOWERCORPNEWCOM Common Stock 03027X100 894727 4223 SH SOLE 0 0 4223 PARKER-HANNIFIN CORPCOM Common Stock 701094104 876209 3011 SH SOLE 0 0 3011 LOCKHEED MARTIN CORPCOM Common Stock 539830109 873250 1795 SH SOLE 0 0 1795 DOLLARGENCORPNEWCOM Common Stock 256677105 849435 3449 SH SOLE 0 0 3449 SPDR PORTFOLIO SH TSR ETF 78468R101 833789 28861 SH SOLE 0 0 28861 GREEN PLAINS INC Common Stock 393222104 832925 27309 SH SOLE 0 0 27309 LOWES COS INCCOM Common Stock 548661107 820301 4117 SH SOLE 0 0 4117 VERISK ANALYTICS, INC. Common Stock 92345Y106 814437 4616 SH SOLE 0 0 4616 CHURCH & DWIGHT CO., INC. Common Stock 171340102 811112 10062 SH SOLE 0 0 10062 SHERWIN WILLIAMS COCOM Common Stock 824348106 791909 3337 SH SOLE 0 0 3337 ADVANCED MICRO DEVICES, INC. Common Stock 007903107 785327 12125 SH SOLE 0 0 12125 HIGH YIELD ETF ETF 30151E814 773180 29795 SH SOLE 0 0 29795 CHEVRONCORPNEWCOM Common Stock 166764100 771880 4300 SH SOLE 0 0 4300 BRISTOL-MYERS SQUIBB COMPANY Common Stock 110122108 764651 10628 SH SOLE 0 0 10628 PROSHARES TR S&P 500 DV ARIST ETF 74348A467 754800 8388 SH SOLE 0 0 8388 DUKE ENERGY CORPORATION Common Stock 26441C204 752173 7303 SH SOLE 0 0 7303 LAUDER ESTEE COS INCCL A Common Stock 518439104 741437 2988 SH SOLE 0 0 2988 INTELCORPCOM Common Stock 458140100 734405 27787 SH SOLE 0 0 27787 BOSTON SCIENTIFIC CORPORATION Common Stock 101137107 729169 15759 SH SOLE 0 0 15759 SEL SECTOR:H CARE SPDR ETF 81369Y209 714160 5257 SH SOLE 0 0 5257 NIKE, INC. Common Stock 654106103 707184 6044 SH SOLE 0 0 6044 ISHARESTRMSCI INTL MULTFT ETF 46434V274 701295 28507 SH SOLE 0 0 28507 ISHARES TR MSCI USA MIN VOL ETF 46429B697 700034 9709 SH SOLE 0 0 9709 SCHWAB STRATEGIC TRUS MID-CAP ETF ETF 808524508 679414 10355 SH SOLE 0 0 10355 ISHARES TR 0-5YR INVT GR CP ETF 46434V100 656343 13714 SH SOLE 0 0 13714 MERCK & CO INCCOM Common Stock 58933Y105 651740 5874 SH SOLE 0 0 5874 FRST TR:WATER ETF 33733B100 633067 7977 SH SOLE 0 0 7977 S&P GLOBAL INC. Common Stock 78409V104 623190 1861 SH SOLE 0 0 1861 DELTA AIR LINES INC Common Stock 247361702 619940 18866 SH SOLE 0 0 18866 SPDR SER TR S&P OILGAS EXP ETF 78468R556 598516 4405 SH SOLE 0 0 4405 APPLIEDMATLSINCCOM Common Stock 038222105 597567 6136 SH SOLE 0 0 6136 ISHARES RUS MD CP GR ETF ETF 464287481 591146 7071 SH SOLE 0 0 7071 ALPS ETF GR OSHARES US QUALITY DIV ETF 00162Q387 578210 13958 SH SOLE 0 0 13958 PHILIP MORRISINTLINCCOM Common Stock 718172109 548255 5417 SH SOLE 0 0 5417 HEXCELCORPNEWCOM Common Stock 428291108 546898 9293 SH SOLE 0 0 9293 PEPSICO INCCOM Common Stock 713448108 545351 3019 SH SOLE 0 0 3019 PFIZER INCCOM Common Stock 717081103 538570 10511 SH SOLE 0 0 10511 FIDELITYNATLINFORMATIONSVCOM Common Stock 31620M106 538388 7935 SH SOLE 0 0 7935 INTERCONTINENTALEXCHANGEINCOM Common Stock 45866F104 535754 5222 SH SOLE 0 0 5222 INTUITIVE SURGICAL INC COM Common Stock 46120E602 534680 2015 SH SOLE 0 0 2015 ISHARES RUS MDCP VAL ETF ETF 464287473 531492 5045 SH SOLE 0 0 5045 MONDELEZ INTERNATIONAL, INC. Common Stock 609207105 519591 7796 SH SOLE 0 0 7796 CONOCOPHILLIPS Common Stock 20825C104 518154 4391 SH SOLE 0 0 4391 ARAMARKCOM Common Stock 03852U106 515717 12475 SH SOLE 0 0 12475 PALO ALTO NETWORKS INC COM Common Stock 697435105 511275 3664 SH SOLE 0 0 3664 CATERPILLARINCCOM Common Stock 149123101 507433 2118 SH SOLE 0 0 2118 VANECKVECTORSETFTRJP MORGAN MKTS ETF 92189H300 496640 20497 SH SOLE 0 0 20497 ISHARES TR SHRT NAT MUN ETF ETF 464288158 489898 4698 SH SOLE 0 0 4698 EVERSOURCE ENERGY Common Stock 30040W108 477117 5691 SH SOLE 0 0 5691 UBER TECHNOLOGIES INC COM Common Stock 90353T100 476176 19255 SH SOLE 0 0 19255 FIRSTTREXCHANGE-TRADEDFDDJINTERNTIDX ETF 33733E302 474004 3849 SH SOLE 0 0 3849 DESKTOP METAL, INC. Common Stock 25058X105 473889 348448 SH SOLE 0 0 348448 ALTRIA GROUP, INC. Common Stock 02209S103 469476 10271 SH SOLE 0 0 10271 NOVARTIS AGSPONSORED ADR Common Stock 66987V109 467643 5155 SH SOLE 0 0 5155 FIRST TR LRGE CP CORE ALPHA COM SHS ETF 33734K109 462218 5773 SH SOLE 0 0 5773 WHIRLPOOL CORPCOM Common Stock 963320106 459913 3251 SH SOLE 0 0 3251 SPDR S&P 600 SM CAP GRO ETF 78464A201 456268 6316 SH SOLE 0 0 6316 INTERNATIONALBUSINESSMACHSCOM Common Stock 459200101 445219 3160 SH SOLE 0 0 3160 SEL SECTOR:COMM SVC SPDR ETF 81369Y852 432198 9006 SH SOLE 0 0 9006 GOLDMANSACHSGROUPINCCOM Common Stock 38141G104 414527 1207 SH SOLE 0 0 1207 SCHLUMBERGER LTD COM STK Common Stock 806857108 408611 7643 SH SOLE 0 0 7643 ISHARES TR S&P SML 600 GWT ETF 464287887 400940 3710 SH SOLE 0 0 3710 ASML HOLDING NV NY REGISTRY SHS Common Stock N07059210 399874 732 SH SOLE 0 0 732 DOW INC Common Stock 260557103 399721 7933 SH SOLE 0 0 7933 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF ETF 922042718 399085 3882 SH SOLE 0 0 3882 NETFLIX INCCOM Common Stock 64110L106 396609 1345 SH SOLE 0 0 1345 DBXETFTRXTRACKUSDHIGH ETF 233051432 394205 11694 SH SOLE 0 0 11694 ISHARESTREAFE SML CP ETF ETF 464288273 384634 6810 SH SOLE 0 0 6810 SELECTSECTOR SPDR TRSBI INT-INDS ETF 81369Y704 378894 3858 SH SOLE 0 0 3858 BOOKING HOLDINGS INC COM Common Stock 09857L108 370812 184 SH SOLE 0 0 184 VANGUARDCHARLOTTE FDSINTL BD IDX ETF ETF 92203J407 360343 7597 SH SOLE 0 0 7597 CITIGROUP INC. Common Stock 172967424 357676 7908 SH SOLE 0 0 7908 BANKNEWYORKMELLONCORPCOM Common Stock 064058100 356784 7838 SH SOLE 0 0 7838 WISDOMTREE TRINTL SMCAP DIV ETF 97717W760 353776 6104 SH SOLE 0 0 6104 SCHWAB STRATEGIC TRUS LRG CAP ETF ETF 808524201 351041 7775 SH SOLE 0 0 7775 NOVO-NORDISK A S Common Stock 670100205 345334 2552 SH SOLE 0 0 2552 WALMART INCCOM Common Stock 931142103 344610 2430 SH SOLE 0 0 2430 CVSHEALTHCORPCOM Common Stock 126650100 327148 3511 SH SOLE 0 0 3511 WELLS FARGO & COMPANY Common Stock 949746101 322091 7801 SH SOLE 0 0 7801 PAYPAL HLDGS INC Common Stock 70450Y103 321689 4517 SH SOLE 0 0 4517 VANGUARDBD INDEX FDSSHORT TRM BOND ETF 921937827 314101 4172 SH SOLE 0 0 4172 EVERI HOLDINGS INC. Common Stock 30034T103 309687 21581 SH SOLE 0 0 21581 TARGET CORP COM Common Stock 87612E106 302967 2033 SH SOLE 0 0 2033 FRST TR II:CLOUDCOMP ETF 33734X192 302395 5249 SH SOLE 0 0 5249 ISHARES 7-10 YR TRSY BD ETF 464287440 301729 3150 SH SOLE 0 0 3150 TARGA RESOURCES CORP. Common Stock 87612G101 294294 4004 SH SOLE 0 0 4004 BLACKSTONE INC Common Stock 09260D107 293407 3955 SH SOLE 0 0 3955 ISHARES TR GRWT ALLOCAT ETF ETF 464289867 291051 6172 SH SOLE 0 0 6172 QUALCOMM INCORPORATED Common Stock 747525103 274594 2498 SH SOLE 0 0 2498 PENN NATIONAL GAMING, INC. Common Stock 707569109 273210 9199 SH SOLE 0 0 9199 SPDR S&P 600 SM CAP VAL ETF 78464A300 272759 3675 SH SOLE 0 0 3675 ISHARES TR MODERT ALLOC ETF ETF 464289875 270762 7123 SH SOLE 0 0 7123 SCHWAB CHARLES CORP Common Stock 808513105 270369 3247 SH SOLE 0 0 3247 FREEPORT-MCMORAN INC CL B Common Stock 35671D857 251822 6627 SH SOLE 0 0 6627 AIR PRODS & CHEMS INC COM Common Stock 009158106 249655 810 SH SOLE 0 0 810 JETBLUE AIRWAYS CORPORATION Common Stock 477143101 246972 38113 SH SOLE 0 0 38113 SCHWAB STRATEGIC TRUS SML CAP ETF ETF 808524607 245570 6062 SH SOLE 0 0 6062 SEL SECTOR SPDR TECHNOLOGY ETF 81369Y803 237437 1908 SH SOLE 0 0 1908 MOODY'S CORPORATION Common Stock 615369105 237425 852 SH SOLE 0 0 852 FORDMTRCODELCOM Common Stock 345370860 237037 20382 SH SOLE 0 0 20382 ISHARES:MSCI EM MKTS ETF 464287234 235908 6224 SH SOLE 0 0 6224 CIGNACORPNEWCOM Common Stock 125523100 235646 711 SH SOLE 0 0 711 VANGUARD WORLD FDS ENERGY ETF ETF 92204A306 232505 1917 SH SOLE 0 0 1917 SCHWAB STRATEGIC TR US TIPS ETF ETF 808524870 229496 4431 SH SOLE 0 0 4431 STRYKER CORPORATION COM Common Stock 863667101 226097 925 SH SOLE 0 0 925 PNC FINL SVCS GROUP INC Common Stock 693475105 220897 1399 SH SOLE 0 0 1399 CLOROX CO DEL COM Common Stock 189054109 218934 1560 SH SOLE 0 0 1560 ISHARES TR MSCI EAFE ETF ETF 464287465 215025 3276 SH SOLE 0 0 3276 ASTRAZENECA PLC SPON ADR Common Stock 046353108 214151 3159 SH SOLE 0 0 3159 AMERICAN WTR WKS CO INC Common Stock 030420103 213262 1399 SH SOLE 0 0 1399 ALIBABA GROUP HOLDING LIMITED Common Stock 01609W102 211963 2406 SH SOLE 0 0 2406 GENERAL MOTORS COMPANY Common Stock 37045V100 210509 6258 SH SOLE 0 0 6258 WASTE MGMT INC Common Stock 94106L109 209803 1337 SH SOLE 0 0 1337 ISHARES TR S&P 500 GRWT ETF ETF 464287309 207719 3551 SH SOLE 0 0 3551 TAIWAN SEMI MFG LTD SPON ADS ETF 874039100 203440 2731 SH SOLE 0 0 2731 PROLOGIS INC COM Common Stock 74340W103 202248 1794 SH SOLE 0 0 1794 DEERE & CO COM Common Stock 244199105 202015 471 SH SOLE 0 0 471 SELECTSECTOR SPDR TRFINANCIAL ETF 81369Y605 201883 5903 SH SOLE 0 0 5903 LYFT INC CL A Common Stock 55087P104 194117 17615 SH SOLE 0 0 17615 ENERGY TRANSFER UNT Common Stock 29273V100 120884 10184 SH SOLE 0 0 10184 WARNER BROS DISCOVERY INC COM SER A Common Stock 934423104 111807 11794 SH SOLE 0 0 11794 ITAU UNIBANCO HLDG S A PFD ETF 465562106 52641 11176 SH SOLE 0 0 11176 BANCO SANTANDER Common Stock 05964H105 31185 10571 SH SOLE 0 0 10571 SUNWORKS INC Common Stock 86803X204 20540 13000 SH SOLE 0 0 13000 AQUABOUNTY TECHNOLOGIES INC Common Stock 03842K200 11730 15353 SH SOLE 0 0 15353