The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 650 365 SH   SOLE   365 0 0
INVESCO QQQ TRUST ETF 46090E103 313 1,742 SH   SOLE   1,742 0 0
JOHNSON & JOHNSON COM Stock 478160104 786 5,626 SH   SOLE   5,626 0 0
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 13,622 94,133 SH   SOLE   94,133 0 0
VANGUARD EXTENDED MARKET INDEX FUND ETF 922908652 986 8,538 SH   SOLE   8,538 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 287 6,698 SH   SOLE   6,698 0 0
PROCTER AND GAMBLE CO COM Stock 742718109 283 2,724 SH   SOLE   2,724 0 0
UNITED PARCEL SERVICE INC CL B Stock 911312106 473 4,234 SH   SOLE   4,234 0 0
MARRIOTT INTL INC NEW CL A Stock 571903202 248 1,983 SH   SOLE   1,983 0 0
VANGUARD REAL ESTATE ETF ETF 922908553 1,289 14,834 SH   SOLE   14,834 0 0
INTEL CORP COM Stock 458140100 554 10,315 SH   SOLE   10,315 0 0
ISHARES DOW JONES U.S. ETF ETF 464287846 2,906 20,579 SH   SOLE   20,579 0 0
PEOPLES UTD FINL INC COM Stock 712704105 206 12,541 SH   SOLE   12,541 0 0
ISHARES GROWTH ALLOCATION FUND ETF 464289867 368 8,238 SH   SOLE   8,238 0 0
SPDR S&P 500 ETF ETF 78462F103 622 2,201 SH   SOLE   2,201 0 0
CORNING INC COM Stock 219350105 245 7,400 SH   SOLE   7,400 0 0
HUTTIG BLDG PRODS INC COM Stock 448451104 60 21,681 SH   SOLE   21,681 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 920 15,558 SH   SOLE   15,558 0 0
PEPSICO INC COM Stock 713448108 368 3,000 SH   SOLE   2,999 0 0
HOME DEPOT INC COM Stock 437076102 265 1,383 SH   SOLE   1,383 0 0
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 22,309 712,521 SH   SOLE   712,521 0 0
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND ETF 72201R833 1,029 10,131 SH   SOLE   10,131 0 0
ISHARES S&P SMALL-CAP FUND ETF 464287804 5,324 69,014 SH   SOLE   69,014 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 380 1,891 SH   SOLE   1,891 0 0
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706 5,353 205,810 SH   SOLE   205,809 0 0
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 208 2,602 SH   SOLE   2,602 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 255 217 SH   SOLE   217 0 0
COMCAST CORP NEW CL A Stock 20030N101 200 5,007 SH   SOLE   5,007 0 0
MICROSOFT CORP COM Stock 594918104 768 6,515 SH   SOLE   6,514 0 0
CVS HEALTH CORP COM Stock 126650100 233 4,317 SH   SOLE   4,317 0 0
VANGUARD SMALL-CAP INDEX FUND ETF 922908751 7,602 49,754 SH   SOLE   49,754 0 0
VANGUARD MID-CAP INDEX FUND ETF 922908629 6,868 42,726 SH   SOLE   42,726 0 0
VANGUARD S&P 500 ETF ETF 922908363 2,257 8,698 SH   SOLE   8,697 0 0
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768 1,372 26,431 SH   SOLE   26,431 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655 1,159 7,572 SH   SOLE   7,571 0 0
EVERSOURCE ENERGY COM Stock 30040W108 232 3,270 SH   SOLE   3,270 0 0
SCHWAB US AGGREGATE BOND ETF ETF 808524839 23,752 457,832 SH   SOLE   457,832 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 10,073 192,677 SH   SOLE   192,677 0 0
ISHARES EDGE MSCI MIN VOL USA ETF ETF 46429B697 487 8,282 SH   SOLE   8,282 0 0
VANGUARD VALUE INDEX FUND ETF 922908744 15,964 148,321 SH   SOLE   148,321 0 0
VANGUARD GROWTH INDEX FUND ETF 922908736 1,316 8,414 SH   SOLE   8,414 0 0
AMERICAN TOWER CORP NEW COM REIT 03027X100 389 1,976 SH   SOLE   1,976 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150 528 8,200 SH   SOLE   8,200 0 0
FACEBOOK INC CL A Stock 30303M102 354 2,124 SH   SOLE   2,124 0 0
NVIDIA CORP COM Stock 67066G104 200 1,114 SH   SOLE   1,114 0 0
ISHARES SHORT-TERM CORPORATE BOND ETF ETF 464288646 13,643 258,285 SH   SOLE   258,285 0 0
VANGUARD TOTAL BOND MARKET INDEX FUND ETF 921937835 6,747 83,112 SH   SOLE   83,111 0 0
VANGUARD FTSE ALL-WORLD EX US INDEX FUND ETF 922042775 3,446 68,705 SH   SOLE   68,705 0 0
FACTSET RESH SYS INC COM Stock 303075105 374 1,505 SH   SOLE   1,504 0 0
RAYTHEON CO COM NEW Stock 755111507 216 1,185 SH   SOLE   1,185 0 0
CISCO SYS INC COM Stock 17275R102 259 4,796 SH   SOLE   4,795 0 0
ISHARES RUSSELL MID-CAP ETF ETF 464287499 768 14,245 SH   SOLE   14,244 0 0
AT&T INC COM Stock 00206R102 919 29,295 SH   SOLE   29,294 0 0
GENERAL ELECTRIC CO COM Stock 369604103 644 64,431 SH   SOLE   64,431 0 0
ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF ETF 464288513 4,942 57,156 SH   SOLE   57,156 0 0
PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF ETF 74348A467 561 8,278 SH   SOLE   8,278 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 28,450 99,978 SH   SOLE   99,977 0 0
ISHARES 0-5 YEAR HIGH YIELD CORPORATE BOND ETF ETF 46434V407 236 5,054 SH   SOLE   5,054 0 0
ISHARES PREFERRED AND INCOME SECURITIES ETF ETF 464288687 370 10,121 SH   SOLE   10,121 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 836 3,056 SH   SOLE   3,056 0 0
VANGUARD MID-CAP VALUE INDEX FUND ETF 922908512 261 2,416 SH   SOLE   2,416 0 0
CHEVRON CORP NEW COM Stock 166764100 421 3,417 SH   SOLE   3,416 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 279 6,823 SH   SOLE   6,823 0 0
DANAHER CORPORATION COM Stock 235851102 276 2,088 SH   SOLE   2,088 0 0
BANK AMER CORP COM Stock 060505104 381 13,816 SH   SOLE   13,815 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763 422 4,249 SH   SOLE   4,248 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 375 2,657 SH   SOLE   2,657 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 999 23,497 SH   SOLE   23,497 0 0
VANGUARD HIGH DIVIDEND YIELD ETF ETF 921946406 1,015 11,847 SH   SOLE   11,847 0 0
PFIZER INC COM Stock 717081103 390 9,184 SH   SOLE   9,184 0 0
3M CO COM Stock 88579Y101 234 1,125 SH   SOLE   1,125 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 252 215 SH   SOLE   215 0 0
AMGEN INC COM Stock 031162100 427 2,246 SH   SOLE   2,246 0 0
VANGUARD DIVIDEND APPRECIATION INDEX FUND ETF 921908844 439 4,002 SH   SOLE   4,002 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 1,728 15,847 SH   SOLE   15,847 0 0
PHILIP MORRIS INTL INC COM Stock 718172109 348 3,940 SH   SOLE   3,939 0 0
ALTRIA GROUP INC COM Stock 02209S103 349 6,081 SH   SOLE   6,081 0 0
ISHARES J.P. MORGAN USD EMERGING MARKETS BOND ETF ETF 464288281 4,953 45,006 SH   SOLE   45,006 0 0
EXXON MOBIL CORP COM Stock 30231G102 990 12,248 SH   SOLE   12,248 0 0
ISHARES S&P MIDCAP FUND ETF 464287507 11,056 58,376 SH   SOLE   58,375 0 0
ISHARES MSCI EAFE ETF ETF 464287465 688 10,601 SH   SOLE   10,601 0 0
APPLE INC COM Stock 037833100 1,951 10,269 SH   SOLE   10,269 0 0
ISHARES IBONDS DEC 2021 TERM MUNI BOND ETF ETF 46435G789 201 7,848 SH   SOLE   7,848 0 0
DISNEY WALT CO COM DISNEY Stock 254687106 217 1,952 SH   SOLE   1,952 0 0
ISHARES RUSSELL 1000 ETF ETF 464287622 1,044 6,637 SH   SOLE   6,637 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 1,049 8,494 SH   SOLE   8,493 0 0