The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 741 3,734 SH   SOLE NONE 3,734 0 0
ABB LTD SPON ADR EACH REP 1 ORD SHS SPONSORED ADR 000375204 223 6,573 SH   SOLE NONE 6,573 0 0
ABBOTT LABORATORIES COM 002824100 1,033 8,915 SH   SOLE NONE 8,915 0 0
ABBVIE INC COM USD0.01 COM 00287Y109 1,648 14,638 SH   SOLE NONE 14,638 0 0
ACADEMY SPORTS &OUTDOORS INC COM COM 00402L107 247 6,012 SH   SOLE NONE 6,012 0 0
ACCENTURE PLC SHS CLASS A G1151C101 518 1,758 SH   SOLE NONE 1,758 0 0
ADOBE SYSTEMS INCORPORATED COM COM 00724F101 840 1,436 SH   SOLE NONE 1,436 0 0
ADVANCED DRAINAGE SYSTEMS INC COM 00790R104 255 2,188 SH   SOLE NONE 2,188 0 0
AIR PRODUCTS AND CHEMICALS INC COM 009158106 670 2,330 SH   SOLE NONE 2,330 0 0
ALIBABA GROUP HOLDING LTD SPON ADS EACH REP 8 ORD SHS SPONSORED ADS 01609W102 711 3,136 SH   SOLE NONE 3,136 0 0
ALPHABET INC CAP STK CL A CAP STK CL A 02079K305 4,236 1,735 SH   SOLE NONE 1,735 0 0
ALPHABET INC CAP STK CL C CAP STK CL C 02079K107 1,463 584 SH   SOLE NONE 584 0 0
ALTERYX INC COM CL A COM CL A 02156B103 226 2,630 SH   SOLE NONE 2,630 0 0
ALTRIA GROUP INC COM 02209S103 236 4,953 SH   SOLE NONE 4,953 0 0
AMAZON.COM INC COM 023135106 5,542 1,611 SH   SOLE NONE 1,611 0 0
AMEDISYS INC COM 023436108 217 887 SH   SOLE NONE 887 0 0
AMERICAN ELEC PWR CO INC COM COM 025537101 1,710 20,219 SH   SOLE NONE 20,219 0 0
AMERICAN EXPRESS CO COM USD0.20 COM 025816109 415 2,517 SH   SOLE NONE 2,517 0 0
AMERICAN TOWER CORP NEW COM COM 03027X100 1,509 5,587 SH   SOLE NONE 5,587 0 0
AMGEN INC COM 031162100 1,012 4,152 SH   SOLE NONE 4,152 0 0
ANTHEM INC COM 036752103 352 923 SH   SOLE NONE 923 0 0
APPLE INC COM 037833100 15,553 113,560 SH   SOLE NONE 113,560 0 0
ARES CAPITAL CORP COM COM 04010L103 323 16,511 SH   SOLE NONE 16,511 0 0
ASML HOLDING NV EUR0.09 NY REGISTRY SHS 2012 N Y REGISTRY SHS N07059210 364 527 SH   SOLE NONE 527 0 0
ASTRAZENECA ADR REP 0.5 ORD SPONSORED ADR 046353108 2,380 39,737 SH   SOLE NONE 39,737 0 0
AT&T INC COM USD1 COM 00206R102 1,029 35,766 SH   SOLE NONE 35,766 0 0
AUTODESK INC COM 052769106 377 1,293 SH   SOLE NONE 1,293 0 0
AUTOMATIC DATA PROCESSING INC COM USD0.10 COM 053015103 446 2,247 SH   SOLE NONE 2,247 0 0
BAIDU INC SPON ADS EACH REP 8 ORD SHS SPON ADR REP A 056752108 207 1,020 SH   SOLE NONE 1,020 0 0
BECTON DICKINSON &CO COM USD1.00 COM 075887109 266 1,094 SH   SOLE NONE 1,094 0 0
BELLRING BRANDS INC COM CL A COM CL A 079823100 294 9,381 SH   SOLE NONE 9,381 0 0
BERKSHIRE HATHAWAY INC CL A 084670108 837 2 SH   SOLE NONE 2 0 0
BERKSHIRE HATHAWAY INC COM USD0.0033 CLASS B CL B NEW 084670702 2,299 8,274 SH   SOLE NONE 8,274 0 0
BERRY GLOBAL GROUP INC COM 08579W103 255 3,918 SH   SOLE NONE 3,918 0 0
BHP GROUP LTD SPON ADS EACH REP 2 ORD SHS SPONSORED ADS 088606108 204 2,809 SH   SOLE NONE 2,809 0 0
BJS WHSL CLUB HLDGS INC COM COM 05550J101 262 5,525 SH   SOLE NONE 5,525 0 0
BK OF AMERICA CORP COM COM 060505104 1,428 34,643 SH   SOLE NONE 34,643 0 0
BLACKROCK INC COM USD0.01 COM 09247X101 1,588 1,816 SH   SOLE NONE 1,816 0 0
BLACKROCK MUNI INTERMEDIATE DURATION FUND INC COM 09253X102 1,093 69,903 SH   SOLE NONE 69,903 0 0
BLACKROCK MUNIHOLDINGS NEW JERSY QUALITY FUND INC COM 09254X101 221 13,905 SH   SOLE NONE 13,905 0 0
BLACKROCK MUNIYIELD FUND INC. COM USD0.10 COM 09253W104 2,229 147,632 SH   SOLE NONE 147,632 0 0
BLACKROCK MUNIYIELD PENNSYLVANIA QUALITY FUND COM 09255G107 684 43,433 SH   SOLE NONE 43,433 0 0
BLACKSTONE GROUP INC COM COM 09260D107 1,709 17,600 SH   SOLE NONE 17,600 0 0
BOEING CO COM USD5.00 COM 097023105 1,228 5,127 SH   SOLE NONE 5,127 0 0
BRISTOL-MYERS SQUIBB CO COM COM 110122108 701 10,492 SH   SOLE NONE 10,492 0 0
BRITISH AMERICAN TOBACCO LVL II ADR EACH REP 1 ORD GBP0.25 BNY SPONSORED ADR 110448107 208 5,299 SH   SOLE NONE 5,299 0 0
BROADCOM INC COM COM 11135F101 1,211 2,540 SH   SOLE NONE 2,540 0 0
CATALENT INC COM COM 148806102 246 2,282 SH   SOLE NONE 2,282 0 0
CATERPILLAR INC COM COM 149123101 238 1,094 SH   SOLE NONE 1,094 0 0
CH ROBINSON WORLDWIDE INC COM USD0.10 COM NEW 12541W209 243 2,600 SH   SOLE NONE 2,600 0 0
CHARLES RIVER LABORATORIES INTERNATIONAL INC COM 159864107 293 794 SH   SOLE NONE 794 0 0
CHEMOURS CO COM COM 163851108 1,140 32,785 SH   SOLE NONE 32,785 0 0
CHEVRON CORP NEW COM COM 166764100 1,042 9,950 SH   SOLE NONE 9,950 0 0
CHUBB LIMITED COM NPV ISIN CH0044328745 COM H1467J104 233 1,472 SH   SOLE NONE 1,472 0 0
CIGNA CORP NEW COM COM 125523100 225 952 SH   SOLE NONE 952 0 0
CINTAS CORP COM 172908105 357 936 SH   SOLE NONE 936 0 0
CIRRUS LOGIC INC COM 172755100 245 2,889 SH   SOLE NONE 2,889 0 0
CISCO SYSTEMS INC COM 17275R102 1,293 24,412 SH   SOLE NONE 24,412 0 0
CITIGROUP INC COM NEW 172967424 447 6,331 SH   SOLE NONE 6,331 0 0
CME GROUP INC COM COM 12572Q105 1,304 6,131 SH   SOLE NONE 6,131 0 0
COCA-COLA CO COM 191216100 2,019 37,328 SH   SOLE NONE 37,328 0 0
COLFAX CORP COM 194014106 261 5,704 SH   SOLE NONE 5,704 0 0
COLGATE-PALMOLIVE CO COM USD1.00 COM 194162103 609 7,488 SH   SOLE NONE 7,488 0 0
COMCAST CORP CL A 20030N101 759 13,312 SH   SOLE NONE 13,312 0 0
CONOCOPHILLIPS COM COM 20825C104 569 9,344 SH   SOLE NONE 9,344 0 0
CONSTELLATION BRANDS INC COM USD0.01 CLASS A CL A 21036P108 407 1,742 SH   SOLE NONE 1,742 0 0
CONSTRUCTION PARTNERS INC COM CL A COM CL A 21044C107 247 7,877 SH   SOLE NONE 7,877 0 0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND SBI CONS DISCR 81369Y407 4,258 23,847 SH   SOLE NONE 23,847 0 0
CONSUMER STAPLES SELECT SECTOR SPDR SBI CONS STPLS 81369Y308 234 3,352 SH   SOLE NONE 3,352 0 0
CORTEVA INC COM COM 22052L104 2,855 64,382 SH   SOLE NONE 64,382 0 0
COSTCO WHOLESALE CORP COM USD0.01 COM 22160K105 751 1,900 SH   SOLE NONE 1,900 0 0
CROWN CASTLE INTL CORP NEW COM ISIN US22822V1017 SEDOL BTGQCX1 COM 22822V101 1,097 5,626 SH   SOLE NONE 5,626 0 0
CSX CORP COM USD1 COM 126408103 544 16,983 SH   SOLE NONE 16,983 0 0
CVS HEALTH CORPORATION COM USD0.01 COM 126650100 624 7,488 SH   SOLE NONE 7,488 0 0
CYRUSONE INC COM USD0.01 COM 23283R100 338 4,734 SH   SOLE NONE 4,734 0 0
DANAHER CORPORATION COM COM 235851102 546 2,035 SH   SOLE NONE 2,035 0 0
DARDEN RESTAURANTS INC COM 237194105 467 3,200 SH   SOLE NONE 3,200 0 0
DEERE & CO COM 244199105 382 1,084 SH   SOLE NONE 1,084 0 0
DIAGEO ADR EACH REPR 4 ORD GBX28.935185 SPON ADR NEW 25243Q205 514 2,685 SH   SOLE NONE 2,685 0 0
DIGITAL REALTY TRUST INC COM 253868103 2,515 16,722 SH   SOLE NONE 16,722 0 0
DISNEY WALT CO COM COM 254687106 1,247 7,098 SH   SOLE NONE 7,098 0 0
DOMINION ENERGY INC COM COM 25746U109 1,432 19,475 SH   SOLE NONE 19,475 0 0
DOVER CORP COM USD1.00 COM 260003108 290 1,929 SH   SOLE NONE 1,929 0 0
DOW INC COM COM 260557103 3,715 58,708 SH   SOLE NONE 58,708 0 0
DUKE ENERGY CORP NEW COM NEW ISIN US26441C2044 SEDOL B7JZSK0 COM NEW 26441C204 818 8,292 SH   SOLE NONE 8,292 0 0
DUPONT DE NEMOURS INC COM COM 26614N102 3,314 42,820 SH   SOLE NONE 42,820 0 0
ECOLAB INC COM 278865100 211 1,027 SH   SOLE NONE 1,027 0 0
ELI LILLY AND CO COM 532457108 1,645 7,169 SH   SOLE NONE 7,169 0 0
EMERSON ELECTRIC CO COM 291011104 894 9,299 SH   SOLE NONE 9,299 0 0
ESTEE LAUDER COMPANIES INC COM USD0.01 CLASS A CL A 518439104 388 1,220 SH   SOLE NONE 1,220 0 0
EXELON CORP COM NPV COM 30161N101 695 15,705 SH   SOLE NONE 15,705 0 0
EXPEDITORS INTERNATIONAL OF WASHINGTON INC COM 302130109 2,437 19,255 SH   SOLE NONE 19,255 0 0
EXXON MOBIL CORP COM 30231G102 1,483 23,523 SH   SOLE NONE 23,523 0 0
FACEBOOK INC-CLASS A CL A 30303M102 1,884 5,419 SH   SOLE NONE 5,419 0 0
FEDEX CORP COM USD0.10 COM 31428X106 336 1,129 SH   SOLE NONE 1,129 0 0
FIRST HORIZON CORPORATION COM COM 320517105 243 14,080 SH   SOLE NONE 14,080 0 0
FIRST TR EXCHANGE TRADED FD DOW JONES INTERNET INDEX FD DJ INTERNT IDX 33733E302 552 2,258 SH   SOLE NONE 2,258 0 0
FIRST TRUST CLOUD COMPUTING ETF CLOUD COMPUTING 33734X192 381 3,598 SH   SOLE NONE 3,598 0 0
FRANKLIN TEMPLETON ETF TR FTSE EUROPE FTSE EUROPE 35473P652 1,415 49,072 SH   SOLE NONE 49,072 0 0
GARMIN LTD COM CHF10.00 SHS H2906T109 250 1,729 SH   SOLE NONE 1,729 0 0
GENERAC HLDGS INC COM USD0.01 COM 368736104 318 766 SH   SOLE NONE 766 0 0
GENERAL DYNAMICS CORP COM USD1.00 COM 369550108 987 5,243 SH   SOLE NONE 5,243 0 0
GENERAL ELECTRIC CO COM USD0.06 COM 369604103 741 55,064 SH   SOLE NONE 55,064 0 0
GENERAL MILLS INC COM USD0.10 COM 370334104 536 8,809 SH   SOLE NONE 8,809 0 0
GLOBAL X FDS MSCI SUPR EM ETF MSCI SUPR EM ETF 37950E119 1,256 103,259 SH   SOLE NONE 103,259 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA EME ACTIVEBETA EME 381430206 479 11,761 SH   SOLE NONE 11,761 0 0
GOLDMAN SACHS GROUP INC COM USD0.01 COM 38141G104 368 972 SH   SOLE NONE 972 0 0
GRACE(W.R.)&CO COM USD0.01 COM 38388F108 1,024 14,823 SH   SOLE NONE 14,823 0 0
GRANITESHARES GOLD TR SHS BEN INT SHS BEN INT 38748G101 6,365 361,909 SH   SOLE NONE 361,909 0 0
HEALTH CARE SELECT SECTOR SPDR SBI HEALTHCARE 81369Y209 4,880 38,749 SH   SOLE NONE 38,749 0 0
HILL-ROM HLDGS INC COM COM 431475102 246 2,174 SH   SOLE NONE 2,174 0 0
HOME DEPOT INC COM 437076102 1,351 4,239 SH   SOLE NONE 4,239 0 0
HONEYWELL INTERNATIONAL INC COM USD1 COM 438516106 821 3,746 SH   SOLE NONE 3,746 0 0
ILLINOIS TOOL WORKS INC COM USD0.01 COM 452308109 473 2,120 SH   SOLE NONE 2,120 0 0
ILLUMINA INC COM USD0.01 COM 452327109 200 424 SH   SOLE NONE 424 0 0
INDUSTRIAL SELECT SECTOR SPDR FUND SBI INT-INDS 81369Y704 1,516 14,810 SH   SOLE NONE 14,810 0 0
INGEVITY CORP COM COM 45688C107 386 4,747 SH   SOLE NONE 4,747 0 0
INTEL CORP COM USD0.001 COM 458140100 1,584 28,218 SH   SOLE NONE 28,218 0 0
INTERCONTINENTAL EXCHANGE INC COM USD0.01 COM 45866F104 375 3,166 SH   SOLE NONE 3,166 0 0
INTERNATIONAL BUS MACH CORP COM USD0.20 COM 459200101 1,015 6,928 SH   SOLE NONE 6,928 0 0
INTERNATIONAL FLAVORS &FRAGRANCES COM USD0.125 COM 459506101 1,394 9,331 SH   SOLE NONE 9,331 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 278 303 SH   SOLE NONE 303 0 0
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR ULTRA SHRT DUR 46090A887 318 6,300 SH   SOLE NONE 6,300 0 0
INVESCO EXCH TRADED FD TR II CHINA TECHNLGY CHINA TECHNLGY 46138E800 2,029 24,099 SH   SOLE NONE 24,099 0 0
INVESCO EXCH TRADED FD TR II PFD ETF PFD ETF 46138E511 350 22,866 SH   SOLE NONE 22,866 0 0
INVESCO EXCHANGE TRADED FD TR INTL DIVI ACHI INTL DIVI ACHI 46137V548 1,456 82,400 SH   SOLE NONE 82,400 0 0
INVESCO EXCHANGE TRADED FD TR S&P 500 TOP 50 S&P 500 TOP 50 46137V233 375 1,155 SH   SOLE NONE 1,155 0 0
INVESCO EXCHANGE TRADED FD TR S&P500 EQL TEC S&P500 EQL TEC 46137V282 10,091 34,790 SH   SOLE NONE 34,790 0 0
INVESCO EXCHANGE TRADED FD TR S&P500 EQL WGT S&P500 EQL WGT 46137V357 959 6,362 SH   SOLE NONE 6,362 0 0
INVESCO EXCHANGE TRADED FD TR WILDERHIL CLAN WILDERHIL CLAN 46137V134 7,456 80,019 SH   SOLE NONE 80,019 0 0
INVESCO PENNSYLVANIA VALUE MUNICIPAL INCOME TRUST COM 46132K109 192 14,400 SH   SOLE NONE 14,400 0 0
INVESCO QQQ TR UNIT SER 1 UNIT SER 1 46090E103 5,574 15,727 SH   SOLE NONE 15,727 0 0
ISHARES 0-5 YEAR TIPS BOND ETF 0-5 YR TIPS ETF 46429B747 47,409 445,953 SH   SOLE NONE 445,953 0 0
ISHARES CORE 1-5 YEAR USD BOND ETF CORE 1 5 YR USD 46432F859 409 7,985 SH   SOLE NONE 7,985 0 0
ISHARES CORE AGGRESSIVE ALLOCATION ETF AGGRES ALLOC ETF 464289859 244 3,465 SH   SOLE NONE 3,465 0 0
ISHARES CORE GROWTH ALLOCATION ETF GRWT ALLOCAT ETF 464289867 255 4,558 SH   SOLE NONE 4,558 0 0
ISHARES CORE HIGH DIVIDEND ETF CORE HIGH DV ETF 46429B663 3,351 34,722 SH   SOLE NONE 34,722 0 0
ISHARES CORE MSCI EUROPE ETF CORE MSCI EURO 46434V738 1,085 18,956 SH   SOLE NONE 18,956 0 0
ISHARES CORE MSCI PACIFIC ETF CORE MSCI PAC 46434V696 840 12,664 SH   SOLE NONE 12,664 0 0
ISHARES CORE S&P SMALL-CAP E CORE S&P SCP ETF 464287804 800 7,082 SH   SOLE NONE 7,082 0 0
ISHARES CORE US AGGREGATE BOND ETF CORE US AGGBD ET 464287226 270 2,345 SH   SOLE NONE 2,345 0 0
ISHARES GOLD TR ISHARES NEW ISIN US4642852044 SEDOL BKP74N6 ISHARES NEW 464285204 506 15,015 SH   SOLE NONE 15,015 0 0
ISHARES IBONDS DEC 2021 TERM CORPORATE ETF IBONDS DEC21 ETF 46434VBK5 326 13,179 SH   SOLE NONE 13,179 0 0
ISHARES IBONDS DEC 2021 TERM MUNI BOND ETF IBONDS DEC2021 46435G789 2,860 111,583 SH   SOLE NONE 111,583 0 0
ISHARES IBONDS DEC 2022 TERM MUNI BOND ETF IBONDS DEC2022 46435G755 1,684 64,162 SH   SOLE NONE 64,162 0 0
ISHARES IBOXX INVESTMENT GRADE CORPORATE BOND ETF IBOXX INV CP ETF 464287242 207 1,545 SH   SOLE NONE 1,545 0 0
ISHARES INC CORE MSCI EMERGING MKTS ETF CORE MSCI EMKT 46434G103 6,108 91,179 SH   SOLE NONE 91,179 0 0
ISHARES INC EM MKTS DIV ETF EM MKTS DIV ETF 464286319 972 25,026 SH   SOLE NONE 25,026 0 0
ISHARES INC ESG AWR MSCI EM ESG AWR MSCI EM 46434G863 501 11,100 SH   SOLE NONE 11,100 0 0
ISHARES INC MSCI JPN ETF NEW MSCI JPN ETF NEW 46434G822 896 13,280 SH   SOLE NONE 13,280 0 0
ISHARES INC MSCI PAC JP ETF MSCI PAC JP ETF 464286665 575 11,133 SH   SOLE NONE 11,133 0 0
ISHARES NATIONAL MUNI BOND ETF NATIONAL MUN ETF 464288414 9,226 78,728 SH   SOLE NONE 78,728 0 0
ISHARES RUSSELL 1000 INDEX FUND RUS 1000 ETF 464287622 830 3,431 SH   SOLE NONE 3,431 0 0
ISHARES S&P 500 CORE S&P500 ETF 464287200 1,475 3,432 SH   SOLE NONE 3,432 0 0
ISHARES S&P 500 GROWTH ETF S&P 500 GRWT ETF 464287309 607 8,354 SH   SOLE NONE 8,354 0 0
ISHARES S&P MID-CAP 400 GROWTH ETF S&P MC 400GR ETF 464287606 1,052 13,000 SH   SOLE NONE 13,000 0 0
ISHARES S&P MIDCAP 400 INDEX FUND CORE S&P MCP ETF 464287507 642 2,392 SH   SOLE NONE 2,392 0 0
ISHARES S&P SMALLCAP 600 VALUE INDEX FUND SP SMCP600VL ETF 464287879 400 3,796 SH   SOLE NONE 3,796 0 0
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF SHRT NAT MUN ETF 464288158 4,493 41,678 SH   SOLE NONE 41,678 0 0
ISHARES TR CORE MSCI TOTAL CORE MSCI TOTAL 46432F834 2,267 30,932 SH   SOLE NONE 30,932 0 0
ISHARES TR ESG AW MSCI EAFE ESG AW MSCI EAFE 46435G516 614 7,780 SH   SOLE NONE 7,780 0 0
ISHARES TR IBONDS DEC 2024 TERM MUNI BD ETF IBONDS DEC 46435U697 1,407 52,162 SH   SOLE NONE 52,162 0 0
ISHARES TR IBONDS DEC 2025 TERM MUNI BDS ETF IBONDS DEC 25 46435U432 794 28,373 SH   SOLE NONE 28,373 0 0
ISHARES TR IBONDS DEC 26 IBONDS DEC 26 46435U259 320 11,868 SH   SOLE NONE 11,868 0 0
ISHARES TR IBONDS DEC2023 TERM MUNI BD ETF IBONDS DEC2023 46435G318 1,735 66,486 SH   SOLE NONE 66,486 0 0
ISHARES TR INTL DIV GRWTH INTL DIV GRWTH 46435G524 1,982 29,407 SH   SOLE NONE 29,407 0 0
ISHARES TR INTL SEL DIV ETF INTL SEL DIV ETF 464288448 2,253 69,547 SH   SOLE NONE 69,547 0 0
ISHARES TR ISHARES BIOTECH ISHARES BIOTECH 464287556 1,798 10,992 SH   SOLE NONE 10,992 0 0
ISHARES TR MBS ETF MBS ETF 464288588 19,020 175,737 SH   SOLE NONE 175,737 0 0
ISHARES TR MSCI CHINA ETF MSCI CHINA ETF 46429B671 365 4,430 SH   SOLE NONE 4,430 0 0
ISHARES TR MSCI EAFE MIN VL MSCI EAFE MIN VL 46429B689 700 9,273 SH   SOLE NONE 9,273 0 0
ISHARES TR MSCI INTL MOMENT MSCI INTL MOMENT 46434V449 1,047 27,074 SH   SOLE NONE 27,074 0 0
ISHARES TR MSCI USA MIN VOL MSCI USA MIN VOL 46429B697 4,286 58,226 SH   SOLE NONE 58,226 0 0
ISHARES TR MSCI USA MMENTM MSCI USA MMENTM 46432F396 563 3,249 SH   SOLE NONE 3,249 0 0
ISHARES TR MSCI USA QLT FCT MSCI USA QLT FCT 46432F339 497 3,744 SH   SOLE NONE 3,744 0 0
ISHARES TR MSCI USA VALUE MSCI USA VALUE 46432F388 251 2,392 SH   SOLE NONE 2,392 0 0
ISHARES TR U.S. MED DVC ETF U.S. MED DVC ETF 464288810 356 988 SH   SOLE NONE 988 0 0
ISHARES TRUST 0-5YR HIGH YIELD CORP BD ISIN US46434V4077 SEDOL BFS2LL0 0-5YR HI YL CP 46434V407 696 15,124 SH   SOLE NONE 15,124 0 0
ISHARES TRUST CORE DIVID GWTH CORE DIV GRWTH 46434V621 727 14,444 SH   SOLE NONE 14,444 0 0
ISHARES TRUST CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 354 4,739 SH   SOLE NONE 4,739 0 0
ISHARES TRUST GLOBAL REIT ETF GLOBAL REIT ETF 46434V647 6,926 249,888 SH   SOLE NONE 249,888 0 0
ISHARES TRUST UNITED STATES TREASURY TIPS BD ETF 464287176 404 3,161 SH   SOLE NONE 3,161 0 0
ITT INC COM COM 45073V108 245 2,681 SH   SOLE NONE 2,681 0 0
J P MORGAN EXCHANGE-TRADED FD BETABUILDERS EUR BETABUILDERS EUR 46641Q191 3,691 63,022 SH   SOLE NONE 63,022 0 0
JABIL INC COM COM 466313103 261 4,501 SH   SOLE NONE 4,501 0 0
JOHNSON &JOHNSON COM USD1.00 COM 478160104 2,798 16,988 SH   SOLE NONE 16,988 0 0
JPMORGAN CHASE & CO COM 46625H100 4,909 31,561 SH   SOLE NONE 31,561 0 0
KBR INC COM USD0.001 COM 48242W106 235 6,162 SH   SOLE NONE 6,162 0 0
KIMBERLY-CLARK CORP COM COM 494368103 353 2,642 SH   SOLE NONE 2,642 0 0
KINDER MORGAN INC COM USD0.01 COM 49456B101 669 36,730 SH   SOLE NONE 36,730 0 0
KRANESHARES TR CSI CHINA INTERNET ETF CSI CHI INTERNET 500767306 638 9,157 SH   SOLE NONE 9,157 0 0
L3HARRIS TECHNOLOGIES INC COM COM 502431109 324 1,500 SH   SOLE NONE 1,500 0 0
LHC GROUP INC COM 50187A107 238 1,191 SH   SOLE NONE 1,191 0 0
LOCKHEED MARTIN CORP COM USD1.00 COM 539830109 1,869 4,942 SH   SOLE NONE 4,942 0 0
LOWES COMPANIES INC COM USD0.50 COM 548661107 734 3,789 SH   SOLE NONE 3,789 0 0
LULULEMON ATHLETICA INC COM USD0.005 COM 550021109 267 733 SH   SOLE NONE 733 0 0
MAINSTAY MACKAY DEFINEDTERM MU COM COM 56064K100 1,801 80,585 SH   SOLE NONE 80,585 0 0
MARSH &MCLENNAN COMPANIES INC COM USD1.00 COM 571748102 233 1,663 SH   SOLE NONE 1,663 0 0
MASTERCARD INCORPORATED CL A CL A 57636Q104 1,172 3,212 SH   SOLE NONE 3,212 0 0
MATERIALS SELECT SECTOR SPDR SBI MATERIALS 81369Y100 872 10,602 SH   SOLE NONE 10,602 0 0
MCDONALD S CORP COM 580135101 2,714 11,753 SH   SOLE NONE 11,753 0 0
MEDTRONIC PLC SHS G5960L103 634 5,108 SH   SOLE NONE 5,108 0 0
MERCK &CO. INC COM COM 58933Y105 2,300 29,581 SH   SOLE NONE 29,581 0 0
MICROCHIP TECHNOLOGY INC. COM COM 595017104 253 1,691 SH   SOLE NONE 1,691 0 0
MICROSOFT CORP COM 594918104 8,015 29,587 SH   SOLE NONE 29,587 0 0
MONDELEZ INTL INC COM NPV CL A 609207105 404 6,471 SH   SOLE NONE 6,471 0 0
MORGAN STANLEY COM USD0.01 COM NEW 617446448 229 2,507 SH   SOLE NONE 2,507 0 0
MOTOROLA SOLUTIONS INC COM NEW COM NEW 620076307 236 1,092 SH   SOLE NONE 1,092 0 0
NETFLIX INC COM 64110L106 781 1,479 SH   SOLE NONE 1,479 0 0
NEXTERA ENERGY INC COM USD0.01 COM 65339F101 2,614 35,675 SH   SOLE NONE 35,675 0 0
NIKE INC CLASS B COM NPV CL B 654106103 313 2,027 SH   SOLE NONE 2,027 0 0
NORFOLK SOUTHN CORP COM COM 655844108 318 1,200 SH   SOLE NONE 1,200 0 0
NOVARTIS AG SPONSORED ADR SPONSORED ADR 66987V109 607 6,654 SH   SOLE NONE 6,654 0 0
NOVO NORDISK A/S ADR-EACH CNV INTO 1 CLASS B DKK1 ADR 670100205 364 4,354 SH   SOLE NONE 4,354 0 0
NUVEEN MUNICIPAL VALUE FUND INC COM 670928100 194 16,846 SH   SOLE NONE 16,846 0 0
NUVEEN NEW JERSEY QULT MUN FD COM COM 67069Y102 219 14,062 SH   SOLE NONE 14,062 0 0
NVIDIA CORPORATION COM COM 67066G104 1,547 1,934 SH   SOLE NONE 1,934 0 0
ORACLE CORP COM 68389X105 425 5,466 SH   SOLE NONE 5,466 0 0
PACCAR INC COM USD1.00 COM 693718108 640 7,172 SH   SOLE NONE 7,172 0 0
PATTERSON COS INC COM COM 703395103 237 7,824 SH   SOLE NONE 7,824 0 0
PAYPAL HLDGS INC COM COM 70450Y103 500 1,717 SH   SOLE NONE 1,717 0 0
PENSKE AUTOMOTIVE GROUP INC COM 70959W103 216 2,867 SH   SOLE NONE 2,867 0 0
PEPSICO INC COM 713448108 2,848 19,226 SH   SOLE NONE 19,226 0 0
PFIZER INC COM 717081103 2,860 73,040 SH   SOLE NONE 73,040 0 0
PHILIP MORRIS INTERNATIONAL INC COM NPV COM 718172109 274 2,770 SH   SOLE NONE 2,770 0 0
PHILLIPS 66 COM COM 718546104 517 6,032 SH   SOLE NONE 6,032 0 0
PNC FINANCIAL SERVICES GROUP COM USD5 COM 693475105 1,589 8,330 SH   SOLE NONE 8,330 0 0
PPG INDUSTRIES INC COM USD1.666 COM 693506107 202 1,194 SH   SOLE NONE 1,194 0 0
PPL CORP COM USD0.01 COM 69351T106 263 9,414 SH   SOLE NONE 9,414 0 0
PROCTER AND GAMBLE CO COM COM 742718109 3,169 23,493 SH   SOLE NONE 23,493 0 0
PROG HOLDINGS INC COM NPV COM NPV 74319R101 249 5,188 SH   SOLE NONE 5,188 0 0
PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF S&P 500 DV ARIST 74348A467 270 2,987 SH   SOLE NONE 2,987 0 0
PUBLIC STORAGE COM USD0.10 COM 74460D109 313 1,042 SH   SOLE NONE 1,042 0 0
PUBLIC SVC ENTERPRISE GRP INC COM COM 744573106 327 5,475 SH   SOLE NONE 5,475 0 0
QUALCOMM INC COM 747525103 390 2,732 SH   SOLE NONE 2,732 0 0
QUEST DIAGNOSTICS INC COM USD0.01 COM 74834L100 262 1,992 SH   SOLE NONE 1,992 0 0
RADIAN GROUP INC COM USD0.001 COM 750236101 237 10,668 SH   SOLE NONE 10,668 0 0
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101 789 9,257 SH   SOLE NONE 9,257 0 0
ROBERT HALF INTERNATIONAL INC COM 770323103 246 2,772 SH   SOLE NONE 2,772 0 0
SALESFORCE.COM INC COM USD0.001 COM 79466L302 1,114 4,564 SH   SOLE NONE 4,564 0 0
SANOFI ADR REP 1 1/2 ORD SPONSORED ADR 80105N105 200 3,811 SH   SOLE NONE 3,811 0 0
SAP ADR REP 1 ORD SPON ADR 803054204 212 1,513 SH   SOLE NONE 1,513 0 0
SCHWAB STRATEGIC TR EMERGING MKTS EQUITY ETF EMRG MKTEQ ETF 808524706 32,124 977,023 SH   SOLE NONE 977,023 0 0
SCHWAB STRATEGIC TR INTL EQUITY ETF INTL EQTY ETF 808524805 23,911 606,114 SH   SOLE NONE 606,114 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF INTL SCEQT ETF 808524888 233 5,623 SH   SOLE NONE 5,623 0 0
SCHWAB STRATEGIC TR SHORT-TERM US TREASURY ETF SHT TM US TRES 808524862 38,398 749,675 SH   SOLE NONE 749,675 0 0
SCHWAB STRATEGIC TR US TIPS ETF US TIPS ETF 808524870 19,321 309,094 SH   SOLE NONE 309,094 0 0
SCOTTS MIRACLE-GRO CO CL A CL A 810186106 208 1,084 SH   SOLE NONE 1,084 0 0
SELECT SECTOR SPDR TR COMMUNICATION COMMUNICATION 81369Y852 488 6,031 SH   SOLE NONE 6,031 0 0
SELECT SECTOR SPDR TR FINANCIAL FINANCIAL 81369Y605 21,604 588,837 SH   SOLE NONE 588,837 0 0
SELECT SECTOR SPDR TRUST TECHNOLOGY SELECT SECTOR USD DIS TECHNOLOGY 81369Y803 868 5,881 SH   SOLE NONE 5,881 0 0
SIGNATURE BANK COM 82669G104 260 1,062 SH   SOLE NONE 1,062 0 0
SNAP-ON INC COM 833034101 254 1,137 SH   SOLE NONE 1,137 0 0
SOUTHERN CO COM 842587107 251 4,162 SH   SOLE NONE 4,162 0 0
SPDR DOW JONES INDL AVERAGE ET UT SER 1 UT SER 1 78467X109 211 612 SH   SOLE NONE 612 0 0
SPDR GOLD TR GOLD SHS GOLD SHS 78463V107 1,073 6,481 SH   SOLE NONE 6,481 0 0
SPDR S & P INTERNATIONAL DIVIDEND ETF S&P INTL ETF 78463X772 2,997 76,085 SH   SOLE NONE 76,085 0 0
SPDR S&P500 ETF TRUST TRUST UNIT DEPOSITARY RECEIPT TR UNIT 78462F103 2,539 5,932 SH   SOLE NONE 5,932 0 0
SPDR SERIES TRUST S&P 600 SMCP VAL S&P 600 SMCP VAL 78464A300 15,866 185,119 SH   SOLE NONE 185,119 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR BLACKSTONE SENR 78467V608 336 7,263 SH   SOLE NONE 7,263 0 0
STARBUCKS CORP COM USD0.001 COM 855244109 1,025 9,170 SH   SOLE NONE 9,170 0 0
STRYKER CORPORATION COM COM 863667101 632 2,436 SH   SOLE NONE 2,436 0 0
SUNNOVA ENERGY INTL INC. COM COM 86745K104 259 6,884 SH   SOLE NONE 6,884 0 0
SYSCO CORP COM 871829107 560 7,210 SH   SOLE NONE 7,210 0 0
TAIWAN SEMICONDUCTOR MANUFACTURING SPON ADS EACH REP 5 ORD TWD10 SPONSORED ADS 874039100 559 4,656 SH   SOLE NONE 4,656 0 0
TARGET CORP COM 87612E106 963 3,986 SH   SOLE NONE 3,986 0 0
TESLA INC COM COM 88160R101 323 476 SH   SOLE NONE 476 0 0
TEXAS INSTRUMENTS INC COM USD1.00 COM 882508104 810 4,214 SH   SOLE NONE 4,214 0 0
THE AARONS COMPANY INC COM COM 00258W108 303 9,495 SH   SOLE NONE 9,495 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 860 1,706 SH   SOLE NONE 1,706 0 0
THOMSON-REUTERS CORP COM NPV(POST REV SPLIT) ISIN CA8849037095 SEDOL BFXPTB0 COM NEW 884903709 255 2,572 SH   SOLE NONE 2,572 0 0
TIM S.A. SPON ADS EACH REP 5 ORD SHS SPONSORED ADR 88706T108 118 10,295 SH   SOLE NONE 10,295 0 0
TIMKEN CO COM 887389104 242 3,006 SH   SOLE NONE 3,006 0 0
TJX COMPANIES INC COM 872540109 265 3,942 SH   SOLE NONE 3,942 0 0
TORONTO DOMINION BANK ONT COM NPV ISIN CA8911605092 SEDOL 2897222 COM NEW 891160509 248 3,541 SH   SOLE NONE 3,541 0 0
TOTAL ENERGIES SE SPONSORED ADS 89151E109 227 5,034 SH   SOLE NONE 5,034 0 0
TOYOTA MOTOR ADR REP 2 ORD SP ADR REP2COM 892331307 245 1,403 SH   SOLE NONE 1,403 0 0
TRITON INTL LTD CL A ISIN BMG9078F1077 CL A G9078F107 226 4,325 SH   SOLE NONE 4,325 0 0
UNILEVER PLC SPON ADR NEW SPON ADR NEW 904767704 285 4,887 SH   SOLE NONE 4,887 0 0
UNION PAC CORP COM COM 907818108 1,807 8,219 SH   SOLE NONE 8,219 0 0
UNITED PARCEL SERVICE INC CL B 911312106 319 1,538 SH   SOLE NONE 1,538 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,313 3,279 SH   SOLE NONE 3,279 0 0
UTILITIES SELECT SECTOR SPDR FUND SBI INT-UTILS 81369Y886 352 5,582 SH   SOLE NONE 5,582 0 0
VALE S.A. SPONS ADS REPR 1 COM NPV SPONSORED ADS 91912E105 218 9,591 SH   SOLE NONE 9,591 0 0
VANECK VECTORS ETF TR HIGH YLD MUN ETF HIGH YLD MUN ETF 92189H409 1,485 23,360 SH   SOLE NONE 23,360 0 0
VANECK VECTORS ETF TR INTRMDT MUNI ETF INTRMDT MUNI ETF 92189H201 4,738 91,443 SH   SOLE NONE 91,443 0 0
VANECK VECTORS ETF TR JP MORGAN MKTS JP MORGAN MKTS 92189H300 321 10,245 SH   SOLE NONE 10,245 0 0
VANECK VECTORS ETF TR SHRT HGH YLD MUN SHRT HGH YLD MUN 92189F387 1,486 58,390 SH   SOLE NONE 58,390 0 0
VANGUARD CHARLOTTE TOTAL INTL BD INDEX FD ETF INTL BD IDX ETF 92203J407 18,611 325,948 SH   SOLE NONE 325,948 0 0
VANGUARD CONSUMER DISCRETIONARY ETF CONSUM DIS ETF 92204A108 17,978 57,255 SH   SOLE NONE 57,255 0 0
VANGUARD EXTENDED MARKETS INDEX FUND EXTEND MKT ETF 922908652 236 1,252 SH   SOLE NONE 1,252 0 0
VANGUARD FINANCIALS ETF FINANCIALS ETF 92204A405 712 7,873 SH   SOLE NONE 7,873 0 0
VANGUARD HEALTH CARE ETF HEALTH CAR ETF 92204A504 19,868 80,398 SH   SOLE NONE 80,398 0 0
VANGUARD IDX FUND TOTAL STK MKT 922908769 2,375 10,662 SH   SOLE NONE 10,662 0 0
VANGUARD INDEX FDS VANGUARD GROWTH ETF FORMERLY VANGUARD INDEX TR VIPERS GROWTH ETF 922908736 1,332 4,644 SH   SOLE NONE 4,644 0 0
VANGUARD INDEX FDS VANGUARD VALUE ETF FORMERLY VANGUARD INDEX TR VALUE ETF 922908744 816 5,936 SH   SOLE NONE 5,936 0 0
VANGUARD INDEX FUNDS S&P 500 ETF USD S&P 500 ETF SHS 922908363 335 852 SH   SOLE NONE 852 0 0
VANGUARD INDUSTRIALS ETF INDUSTRIAL ETF 92204A603 19,876 101,177 SH   SOLE NONE 101,177 0 0
VANGUARD INTL EQUITY INDEX FDS FTSE EMR MKT ETF FTSE EMR MKT ETF 922042858 4,397 80,963 SH   SOLE NONE 80,963 0 0
VANGUARD INTL EQUITY INDEX FDS FTSE EUROPE ETF FTSE EUROPE ETF 922042874 1,158 17,225 SH   SOLE NONE 17,225 0 0
VANGUARD INTL EQUITY INDEX FDS FTSE PACIFIC ETF FTSE PACIFIC ETF 922042866 2,884 35,050 SH   SOLE NONE 35,050 0 0
VANGUARD INTL EQUITY INDEX FDS FTSE SMCAP ETF FTSE SMCAP ETF 922042718 9,432 69,131 SH   SOLE NONE 69,131 0 0
VANGUARD INTL EQUITY INDEX FDS TT WRLD ST ETF TT WRLD ST ETF 922042742 282 2,725 SH   SOLE NONE 2,725 0 0
VANGUARD LARGE-CAP INDEX FUND LARGE CAP ETF 922908637 961 4,789 SH   SOLE NONE 4,789 0 0
VANGUARD MATERIALS INDEX FUND MATERIALS ETF 92204A801 8,360 46,246 SH   SOLE NONE 46,246 0 0
VANGUARD MID-CAP INDEX FUND MID CAP ETF 922908629 255 1,078 SH   SOLE NONE 1,078 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD TAX EXEMPT BD 922907746 438 7,928 SH   SOLE NONE 7,928 0 0
VANGUARD RUSSELL 1000 GROWTH ETF VNG RUS1000GRW 92206C680 372 5,340 SH   SOLE NONE 5,340 0 0
VANGUARD S&P SMALL-CAP 600 V SMLCP 600 VAL 921932778 2,894 15,872 SH   SOLE NONE 15,872 0 0
VANGUARD SCOTTSDALE FDS VANGUARD SHORT-TERM CORPORATE BD INDEX FD ETF SHS SHRT TRM CORP BD 92206C409 47,082 569,251 SH   SOLE NONE 569,251 0 0
VANGUARD SCOTTSDALE FDS VANGUARD RUSS3000 IDX FD ETF SHS VNG RUS3000IDX 92206C599 226 1,138 SH   SOLE NONE 1,138 0 0
VANGUARD SHT-TERM INFLATION-PROTECTED SEC IDX STRM INFPROIDX 922020805 223 4,256 SH   SOLE NONE 4,256 0 0
VANGUARD SMALL CAP VALUE ETF SM CP VAL ETF 922908611 3,920 22,577 SH   SOLE NONE 22,577 0 0
VANGUARD SMALL-CAP GROWTH INDEX FUND SML CP GRW ETF 922908595 490 1,694 SH   SOLE NONE 1,694 0 0
VANGUARD SMALL-CAP INDEX FUND SMALL CP ETF 922908751 272 1,209 SH   SOLE NONE 1,209 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF DIV APP ETF 921908844 1,401 9,051 SH   SOLE NONE 9,051 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF FTSE DEV MKT ETF 921943858 911 17,690 SH   SOLE NONE 17,690 0 0
VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND VG TL INTL STK F 921909768 467 7,122 SH   SOLE NONE 7,122 0 0
VANGUARD UTILITIES ETF UTILITIES ETF 92204A876 324 2,338 SH   SOLE NONE 2,338 0 0
VANGUARD WHITEHALL FDS EMERG MKT BD ETF EMERG MKT BD ETF 921946885 535 6,704 SH   SOLE NONE 6,704 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD HIGH DIV YLD 921946406 2,849 27,196 SH   SOLE NONE 27,196 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF INTL DVD ETF 921946810 27,791 317,689 SH   SOLE NONE 317,689 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF INTL HIGH ETF 921946794 234 3,449 SH   SOLE NONE 3,449 0 0
VANGUARD WORLD FD ESG US STK ETF ESG US STK ETF 921910733 1,966 24,590 SH   SOLE NONE 24,590 0 0
VANGUARD WORLD FDS COMM SRVC ETF COMM SRVC ETF 92204A884 20,111 139,836 SH   SOLE NONE 139,836 0 0
VANGUARD WORLD FDS VANGUARD CONSUMER STAPLES ETF CONSUM STP ETF 92204A207 6,071 33,267 SH   SOLE NONE 33,267 0 0
VANGUARD WORLD FDS VANGUARD INFORMATION TECHNOLOGY ETF INF TECH ETF 92204A702 42,648 106,951 SH   SOLE NONE 106,951 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 3,387 60,464 SH   SOLE NONE 60,464 0 0
VIACOMCBS INC CL B CL B 92556H206 345 7,642 SH   SOLE NONE 7,642 0 0
VISA INC COM CL A 92826C839 1,874 8,016 SH   SOLE NONE 8,016 0 0
WALMART INC COM COM 931142103 796 5,649 SH   SOLE NONE 5,649 0 0
WASTE MANAGEMENT INC COM 94106L109 209 1,492 SH   SOLE NONE 1,492 0 0
WEC ENERGY GROUP INC COM COM 92939U106 403 4,535 SH   SOLE NONE 4,535 0 0
WERNER ENTERPRISES INC COM 950755108 226 5,094 SH   SOLE NONE 5,094 0 0
WISDOMTREE TR EMERGING MKTS HIGH DIVID FD EMER MKT HIGH FD 97717W315 1,800 39,425 SH   SOLE NONE 39,425 0 0
WORLD GOLD TR SPDR GLD MINIS SPDR GLD MINIS 98149E204 27,852 1,581,602 SH   SOLE NONE 1,581,602 0 0
YUM! BRANDS INC COM 988498101 257 2,241 SH   SOLE NONE 2,241 0 0
ZENDESK INC COM USD0.01 COM 98936J101 242 1,682 SH   SOLE NONE 1,682 0 0
ZOETIS INC CL A 98978V103 546 2,932 SH   SOLE NONE 2,932 0 0