The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 301 1,566 SH   SOLE NONE 1,566 0 0
ABB LTD SPON ADR EACH REP 1 ORD SHS SPONSORED ADR 000375204 244 8,028 SH   SOLE NONE 8,028 0 0
ABBOTT LABORATORIES COM 002824100 632 5,278 SH   SOLE NONE 5,278 0 0
ABBVIE INC COM USD0.01 COM 00287Y109 716 6,619 SH   SOLE NONE 6,619 0 0
ACCENTURE PLC SHS CLASS A G1151C101 281 1,020 SH   SOLE NONE 1,020 0 0
ADOBE SYSTEMS INCORPORATED COM COM 00724F101 630 1,326 SH   SOLE NONE 1,326 0 0
ADVANCED DRAINAGE SYSTEMS INC COM 00790R104 271 2,629 SH   SOLE NONE 2,629 0 0
AIR PRODUCTS AND CHEMICALS INC COM 009158106 285 1,014 SH   SOLE NONE 1,014 0 0
ALIBABA GROUP HOLDING LTD SPON ADS EACH REP 8 ORD SHS SPONSORED ADS 01609W102 578 2,551 SH   SOLE NONE 2,551 0 0
ALPHABET INC CAP STK CL A CAP STK CL A 02079K305 2,701 1,310 SH   SOLE NONE 1,310 0 0
ALPHABET INC CAP STK CL C CAP STK CL C 02079K107 752 364 SH   SOLE NONE 364 0 0
ALTRIA GROUP INC COM 02209S103 286 5,595 SH   SOLE NONE 5,595 0 0
AMAZON.COM INC COM 023135106 4,276 1,382 SH   SOLE NONE 1,382 0 0
AMEDISYS INC COM 023436108 226 857 SH   SOLE NONE 857 0 0
AMERICAN ELEC PWR CO INC COM COM 025537101 1,744 20,601 SH   SOLE NONE 20,601 0 0
AMERICAN EXPRESS CO COM USD0.20 COM 025816109 356 2,524 SH   SOLE NONE 2,524 0 0
AMERICAN TOWER CORP COM USD0.01 COM 03027X100 359 1,504 SH   SOLE NONE 1,504 0 0
AMGEN INC COM 031162100 1,112 4,469 SH   SOLE NONE 4,469 0 0
ANTHEM INC COM 036752103 320 893 SH   SOLE NONE 893 0 0
APPLE INC COM 037833100 11,629 95,203 SH   SOLE NONE 95,203 0 0
ASML HOLDING NV EUR0.09 NY REGISTRY SHS 2012 N Y REGISTRY SHS N07059210 327 530 SH   SOLE NONE 530 0 0
ASTRAZENECA ADR REP 0.5 ORD SPONSORED ADR 046353108 1,868 37,575 SH   SOLE NONE 37,575 0 0
AT&T INC COM USD1 COM 00206R102 731 24,156 SH   SOLE NONE 24,156 0 0
AUTODESK INC COM 052769106 271 981 SH   SOLE NONE 981 0 0
AUTOMATIC DATA PROCESSING INC COM USD0.10 COM 053015103 328 1,742 SH   SOLE NONE 1,742 0 0
BAIDU INC SPON ADS EACH REP 8 ORD SHS SPON ADR REP A 056752108 221 1,020 SH   SOLE NONE 1,020 0 0
BERKSHIRE HATHAWAY INC CL A 084670108 385 1 SH   SOLE NONE 1 0 0
BERRY GLOBAL GROUP INC COM 08579W103 277 4,525 SH   SOLE NONE 4,525 0 0
BHP GROUP LTD SPON ADS EACH REP 2 ORD SHS SPONSORED ADS 088606108 219 3,170 SH   SOLE NONE 3,170 0 0
BJS WHSL CLUB HLDGS INC COM COM 05550J101 277 6,175 SH   SOLE NONE 6,175 0 0
BK OF AMERICA CORP COM COM 060505104 991 25,618 SH   SOLE NONE 25,618 0 0
BLACKROCK INC COM USD0.01 COM 09247X101 505 671 SH   SOLE NONE 671 0 0
BLACKROCK MUNIYIELD PENNSYLVANIA QUALITY FUND COM 09255G107 454 30,832 SH   SOLE NONE 30,832 0 0
BLACKSTONE GROUP INC COM COM 09260D107 1,175 15,772 SH   SOLE NONE 15,772 0 0
BOEING CO COM USD5.00 COM 097023105 1,261 4,954 SH   SOLE NONE 4,954 0 0
BRISTOL-MYERS SQUIBB CO COM COM 110122108 450 7,136 SH   SOLE NONE 7,136 0 0
BRITISH AMERICAN TOBACCO LVL II ADR EACH REP 1 ORD GBP0.25 BNY SPONSORED ADR 110448107 223 5,764 SH   SOLE NONE 5,764 0 0
BROADCOM INC COM COM 11135F101 821 1,771 SH   SOLE NONE 1,771 0 0
CATALENT INC COM COM 148806102 234 2,226 SH   SOLE NONE 2,226 0 0
CATERPILLAR INC COM COM 149123101 220 950 SH   SOLE NONE 950 0 0
CHARLES RIVER LABORATORIES INTERNATIONAL INC COM 159864107 267 923 SH   SOLE NONE 923 0 0
CHEMOURS CO COM COM 163851108 907 32,532 SH   SOLE NONE 32,532 0 0
CHEVRON CORP NEW COM COM 166764100 838 8,006 SH   SOLE NONE 8,006 0 0
CIRRUS LOGIC INC COM 172755100 236 2,791 SH   SOLE NONE 2,791 0 0
CISCO SYSTEMS INC COM 17275R102 1,285 24,861 SH   SOLE NONE 24,861 0 0
CITIGROUP INC COM NEW 172967424 458 6,301 SH   SOLE NONE 6,301 0 0
CME GROUP INC COM COM 12572Q105 1,293 6,331 SH   SOLE NONE 6,331 0 0
COCA-COLA CO COM 191216100 1,120 21,252 SH   SOLE NONE 21,252 0 0
COLFAX CORP COM 194014106 274 6,269 SH   SOLE NONE 6,269 0 0
COLGATE-PALMOLIVE CO COM USD1.00 COM 194162103 509 6,462 SH   SOLE NONE 6,462 0 0
COMCAST CORP CL A 20030N101 357 6,601 SH   SOLE NONE 6,601 0 0
CONOCOPHILLIPS COM COM 20825C104 447 8,444 SH   SOLE NONE 8,444 0 0
CONSTRUCTION PARTNERS INC COM CL A COM CL A 21044C107 236 7,905 SH   SOLE NONE 7,905 0 0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND SBI CONS DISCR 81369Y407 3,896 23,182 SH   SOLE NONE 23,182 0 0
CONSUMER STAPLES SELECT SECTOR SPDR SBI CONS STPLS 81369Y308 213 3,125 SH   SOLE NONE 3,125 0 0
CORTEVA INC COM COM 22052L104 2,968 63,676 SH   SOLE NONE 63,676 0 0
COSTCO WHOLESALE CORP COM USD0.01 COM 22160K105 377 1,070 SH   SOLE NONE 1,070 0 0
CROWN CASTLE INTL CORP NEW COM ISIN #US22822V1017 SEDOL #BTGQCX1 COM 22822V101 568 3,300 SH   SOLE NONE 3,300 0 0
CSX CORP COM USD1 COM 126408103 543 5,641 SH   SOLE NONE 5,641 0 0
CYRUSONE INC COM USD0.01 COM 23283R100 321 4,743 SH   SOLE NONE 4,743 0 0
DANAHER CORPORATION COM COM 235851102 270 1,203 SH   SOLE NONE 1,203 0 0
DARDEN RESTAURANTS INC COM 237194105 340 2,400 SH   SOLE NONE 2,400 0 0
DEERE & CO COM 244199105 301 806 SH   SOLE NONE 806 0 0
DIGITAL REALTY TRUST INC COM 253868103 964 6,850 SH   SOLE NONE 6,850 0 0
DISNEY WALT CO COM COM 254687106 1,164 6,312 SH   SOLE NONE 6,312 0 0
DOMINION ENERGY INC COM COM 25746U109 318 4,189 SH   SOLE NONE 4,189 0 0
DOW INC COM COM 260557103 3,704 57,942 SH   SOLE NONE 57,942 0 0
DUKE ENERGY CORP NEW COM NEW ISIN #US26441C2044 SEDOL #B7JZSK0 COM NEW 26441C204 236 2,446 SH   SOLE NONE 2,446 0 0
DUPONT DE NEMOURS INC COM COM 26614N102 3,263 42,228 SH   SOLE NONE 42,228 0 0
ELI LILLY AND CO COM 532457108 1,248 6,685 SH   SOLE NONE 6,685 0 0
EMERSON ELECTRIC CO COM 291011104 602 6,679 SH   SOLE NONE 6,679 0 0
ESTEE LAUDER COMPANIES INC COM USD0.01 CLASS A CL A 518439104 342 1,176 SH   SOLE NONE 1,176 0 0
EXELON CORP COM NPV COM 30161N101 686 15,704 SH   SOLE NONE 15,704 0 0
EXXON MOBIL CORP COM 30231G102 1,029 18,447 SH   SOLE NONE 18,447 0 0
FACEBOOK INC-CLASS A CL A 30303M102 1,386 4,707 SH   SOLE NONE 4,707 0 0
FEDEX CORP COM USD0.10 COM 31428X106 320 1,129 SH   SOLE NONE 1,129 0 0
FIRST HORIZON CORPORATION COM COM 320517105 279 16,534 SH   SOLE NONE 16,534 0 0
FIRST TR EXCHANGE TRADED FD DOW JONES INTERNET INDEX FD DJ INTERNT IDX 33733E302 492 2,258 SH   SOLE NONE 2,258 0 0
FIRST TRUST CLOUD COMPUTING ETF CLOUD COMPUTING 33734X192 344 3,598 SH   SOLE NONE 3,598 0 0
FRANKLIN TEMPLETON ETF TR FTSE EUROPE FTSE EUROPE 35473P652 1,339 49,072 SH   SOLE NONE 49,072 0 0
GENERAC HLDGS INC COM USD0.01 COM 368736104 307 938 SH   SOLE NONE 938 0 0
GENERAL DYNAMICS CORP COM USD1.00 COM 369550108 241 1,330 SH   SOLE NONE 1,330 0 0
GENERAL ELECTRIC CO COM USD0.06 COM 369604103 470 35,847 SH   SOLE NONE 35,847 0 0
GENERAL MILLS INC COM USD0.10 COM 370334104 335 5,468 SH   SOLE NONE 5,468 0 0
GLOBAL X FDS MSCI SUPR EM ETF MSCI SUPR EM ETF 37950E119 1,253 103,259 SH   SOLE NONE 103,259 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA EME ACTIVEBETA EME 381430206 397 10,065 SH   SOLE NONE 10,065 0 0
GOLDMAN SACHS GROUP INC COM USD0.01 COM 38141G104 242 742 SH   SOLE NONE 742 0 0
GRANITESHARES GOLD TR SHS BEN INT SHS BEN INT 38748G101 3,745 220,578 SH   SOLE NONE 220,578 0 0
HEALTH CARE SELECT SECTOR SPDR SBI HEALTHCARE 81369Y209 4,472 38,308 SH   SOLE NONE 38,308 0 0
HELEN OF TROY LTD COM COM G4388N106 235 1,118 SH   SOLE NONE 1,118 0 0
HILL-ROM HOLDINGS INC COM 431475102 272 2,462 SH   SOLE NONE 2,462 0 0
HOME DEPOT INC COM 437076102 654 2,144 SH   SOLE NONE 2,144 0 0
HONEYWELL INTERNATIONAL INC COM USD1 COM 438516106 311 1,433 SH   SOLE NONE 1,433 0 0
INDUSTRIAL SELECT SECTOR SPDR FUND SBI INT-INDS 81369Y704 1,445 14,681 SH   SOLE NONE 14,681 0 0
INTEL CORP COM USD0.001 COM 458140100 1,791 27,987 SH   SOLE NONE 27,987 0 0
INTERNATIONAL FLAVORS &FRAGRANCES COM USD0.125 COM 459506101 1,137 8,147 SH   SOLE NONE 8,147 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 225 305 SH   SOLE NONE 305 0 0
INVESCO EXCH TRADED FD TR II CHINA TECHNLGY CHINA TECHNLGY 46138E800 1,843 22,629 SH   SOLE NONE 22,629 0 0
INVESCO EXCH TRADED FD TR II PFD ETF PFD ETF 46138E511 309 20,624 SH   SOLE NONE 20,624 0 0
INVESCO EXCHANGE TRADED FD TR INTL DIVI ACHI INTL DIVI ACHI 46137V548 1,365 81,885 SH   SOLE NONE 81,885 0 0
INVESCO EXCHANGE TRADED FD TR S&P 500 TOP 50 S&P 500 TOP 50 46137V233 428 1,444 SH   SOLE NONE 1,444 0 0
INVESCO EXCHANGE TRADED FD TR S&P500 EQL TEC S&P500 EQL TEC 46137V282 8,382 31,065 SH   SOLE NONE 31,065 0 0
INVESCO EXCHANGE TRADED FD TR S&P500 EQL WGT S&P500 EQL WGT 46137V357 884 6,246 SH   SOLE NONE 6,246 0 0
INVESCO QQQ TR UNIT SER 1 UNIT SER 1 46090E103 4,841 15,171 SH   SOLE NONE 15,171 0 0
ISHARES CORE 1-5 YEAR USD BOND ETF CORE 1 5 YR USD 46432F859 312 6,086 SH   SOLE NONE 6,086 0 0
ISHARES CORE AGGRESSIVE ALLOCATION ETF AGGRES ALLOC ETF 464289859 262 3,925 SH   SOLE NONE 3,925 0 0
ISHARES CORE GROWTH ALLOCATION ETF GRWT ALLOCAT ETF 464289867 272 5,085 SH   SOLE NONE 5,085 0 0
ISHARES CORE HIGH DIVIDEND ETF CORE HIGH DV ETF 46429B663 3,258 34,341 SH   SOLE NONE 34,341 0 0
ISHARES CORE MSCI EUROPE ETF CORE MSCI EURO 46434V738 1,003 18,590 SH   SOLE NONE 18,590 0 0
ISHARES CORE MSCI PACIFIC ETF CORE MSCI PAC 46434V696 835 12,545 SH   SOLE NONE 12,545 0 0
ISHARES CORE S&P SMALL-CAP E CORE S&P SCP ETF 464287804 731 6,736 SH   SOLE NONE 6,736 0 0
ISHARES GOLD TRUST ISHARES ISIN #US4642851053 SEDOL B0SF3S5 ISHARES 464285105 208 12,843 SH   SOLE NONE 12,843 0 0
ISHARES IBONDS DEC 2021 TERM CORPORATE ETF IBONDS DEC21 ETF 46434VBK5 629 25,316 SH   SOLE NONE 25,316 0 0
ISHARES IBONDS DEC 2021 TERM MUNI BOND ETF IBONDS DEC2021 46435G789 3,361 130,718 SH   SOLE NONE 130,718 0 0
ISHARES IBONDS DEC 2022 TERM CORPORATE ETF IBONDS DEC22 ETF 46434VBA7 251 9,877 SH   SOLE NONE 9,877 0 0
ISHARES IBONDS DEC 2022 TERM MUNI BOND ETF IBONDS DEC2022 46435G755 1,545 58,703 SH   SOLE NONE 58,703 0 0
ISHARES INC CORE MSCI EMERGING MKTS ETF CORE MSCI EMKT 46434G103 5,259 81,723 SH   SOLE NONE 81,723 0 0
ISHARES INC EM MKTS DIV ETF EM MKTS DIV ETF 464286319 955 24,385 SH   SOLE NONE 24,385 0 0
ISHARES INC ESG AWR MSCI EM ESG AWR MSCI EM 46434G863 286 6,618 SH   SOLE NONE 6,618 0 0
ISHARES INC MSCI JPN ETF NEW MSCI JPN ETF NEW 46434G822 909 13,275 SH   SOLE NONE 13,275 0 0
ISHARES INC MSCI PAC JP ETF MSCI PAC JP ETF 464286665 559 11,133 SH   SOLE NONE 11,133 0 0
ISHARES NATIONAL MUNI BOND ETF NATIONAL MUN ETF 464288414 8,557 73,740 SH   SOLE NONE 73,740 0 0
ISHARES RUSSELL 1000 INDEX FUND RUS 1000 ETF 464287622 728 3,256 SH   SOLE NONE 3,256 0 0
ISHARES S&P 500 CORE S&P500 ETF 464287200 1,616 4,064 SH   SOLE NONE 4,064 0 0
ISHARES S&P 500 GROWTH ETF S&P 500 GRWT ETF 464287309 716 11,012 SH   SOLE NONE 11,012 0 0
ISHARES S&P MID-CAP 400 GROWTH ETF S&P MC 400GR ETF 464287606 1,018 13,000 SH   SOLE NONE 13,000 0 0
ISHARES S&P SMALLCAP 600 VALUE INDEX FUND SP SMCP600VL ETF 464287879 352 3,497 SH   SOLE NONE 3,497 0 0
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF SHRT NAT MUN ETF 464288158 4,090 37,941 SH   SOLE NONE 37,941 0 0
ISHARES TR CORE MSCI TOTAL CORE MSCI TOTAL 46432F834 2,119 30,154 SH   SOLE NONE 30,154 0 0
ISHARES TR ESG AW MSCI EAFE ESG AW MSCI EAFE 46435G516 400 5,276 SH   SOLE NONE 5,276 0 0
ISHARES TR GL CLEAN ENE ETF GL CLEAN ENE ETF 464288224 6,039 248,532 SH   SOLE NONE 248,532 0 0
ISHARES TR IBONDS DEC 2024 TERM MUNI BD ETF IBONDS DEC 46435U697 1,189 44,070 SH   SOLE NONE 44,070 0 0
ISHARES TR IBONDS DEC 2025 TERM MUNI BDS ETF IBONDS DEC 25 46435U432 569 20,377 SH   SOLE NONE 20,377 0 0
ISHARES TR IBONDS DEC2023 TERM MUNI BD ETF IBONDS DEC2023 46435G318 1,480 56,595 SH   SOLE NONE 56,595 0 0
ISHARES TR INTL DIV GRWTH INTL DIV GRWTH 46435G524 1,919 29,586 SH   SOLE NONE 29,586 0 0
ISHARES TR INTL SEL DIV ETF INTL SEL DIV ETF 464288448 2,157 68,528 SH   SOLE NONE 68,528 0 0
ISHARES TR MBS ETF MBS ETF 464288588 22,316 205,838 SH   SOLE NONE 205,838 0 0
ISHARES TR MSCI CHINA ETF MSCI CHINA ETF 46429B671 352 4,319 SH   SOLE NONE 4,319 0 0
ISHARES TR MSCI EAFE MIN VL MSCI EAFE MIN VL 46429B689 676 9,273 SH   SOLE NONE 9,273 0 0
ISHARES TR MSCI INTL MOMENT MSCI INTL MOMENT 46434V449 1,017 27,074 SH   SOLE NONE 27,074 0 0
ISHARES TR MSCI USA MIN VOL MSCI USA MIN VOL 46429B697 3,879 56,070 SH   SOLE NONE 56,070 0 0
ISHARES TR MSCI USA MMENTM MSCI USA MMENTM 46432F396 517 3,215 SH   SOLE NONE 3,215 0 0
ISHARES TR MSCI USA QLT FCT MSCI USA QLT FCT 46432F339 394 3,242 SH   SOLE NONE 3,242 0 0
ISHARES TR MSCI USA VALUE MSCI USA VALUE 46432F388 238 2,323 SH   SOLE NONE 2,323 0 0
ISHARES TR NASDAQ BIOTECH NASDAQ BIOTECH 464287556 1,552 10,310 SH   SOLE NONE 10,310 0 0
ISHARES TR RUS 1000 GRW ETF RUS 1000 GRW ETF 464287614 418 1,722 SH   SOLE NONE 1,722 0 0
ISHARES TRUST 0-5YR HIGH YIELD CORP BD ISIN #US46434V4077 SEDOL #BFS2LL0 0-5YR HI YL CP 46434V407 672 14,684 SH   SOLE NONE 14,684 0 0
ISHARES TRUST CORE DIVID GWTH CORE DIV GRWTH 46434V621 697 14,444 SH   SOLE NONE 14,444 0 0
ISHARES TRUST CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 201 2,795 SH   SOLE NONE 2,795 0 0
ISHARES TRUST GLOBAL REIT ETF GLOBAL REIT ETF 46434V647 4,192 164,528 SH   SOLE NONE 164,528 0 0
ITT INC COM COM 45073V108 290 3,196 SH   SOLE NONE 3,196 0 0
J P MORGAN EXCHANGE-TRADED FD BETBULD EUROPE BETBULD EUROPE 46641Q720 3,380 123,481 SH   SOLE NONE 123,481 0 0
JOHNSON &JOHNSON COM USD1.00 COM 478160104 2,229 13,563 SH   SOLE NONE 13,563 0 0
JPMORGAN CHASE & CO COM 46625H100 3,670 24,112 SH   SOLE NONE 24,112 0 0
KBR INC COM USD0.001 COM 48242W106 307 8,013 SH   SOLE NONE 8,013 0 0
KIMBERLY-CLARK CORP COM COM 494368103 429 3,090 SH   SOLE NONE 3,090 0 0
KINDER MORGAN INC COM USD0.01 COM 49456B101 633 38,051 SH   SOLE NONE 38,051 0 0
KRANESHARES TR CSI CHINA INTERNET ETF CSI CHI INTERNET 500767306 699 9,157 SH   SOLE NONE 9,157 0 0
KT ADR REP 1/2 ORD SPONSORED ADR 48268K101 183 14,755 SH   SOLE NONE 14,755 0 0
LHC GROUP INC COM 50187A107 226 1,185 SH   SOLE NONE 1,185 0 0
LOCKHEED MARTIN CORP COM USD1.00 COM 539830109 1,676 4,536 SH   SOLE NONE 4,536 0 0
LULULEMON ATHLETICA INC COM USD0.005 COM 550021109 218 713 SH   SOLE NONE 713 0 0
MASTERCARD INCORPORATED CL A CL A 57636Q104 296 834 SH   SOLE NONE 834 0 0
MATERIALS SELECT SECTOR SPDR SBI MATERIALS 81369Y100 797 10,114 SH   SOLE NONE 10,114 0 0
MCDONALD S CORP COM 580135101 2,273 10,144 SH   SOLE NONE 10,144 0 0
MERCK &CO. INC COM COM 58933Y105 1,445 18,752 SH   SOLE NONE 18,752 0 0
MICROCHIP TECHNOLOGY INC. COM COM 595017104 262 1,691 SH   SOLE NONE 1,691 0 0
MICROSOFT CORP COM 594918104 4,786 20,300 SH   SOLE NONE 20,300 0 0
NETFLIX INC COM 64110L106 780 1,497 SH   SOLE NONE 1,497 0 0
NEXTERA ENERGY INC COM USD0.01 COM 65339F101 1,065 14,098 SH   SOLE NONE 14,098 0 0
NORFOLK SOUTHN CORP COM COM 655844108 231 863 SH   SOLE NONE 863 0 0
NOVARTIS AG SPONSORED ADR SPONSORED ADR 66987V109 422 4,946 SH   SOLE NONE 4,946 0 0
NOVO NORDISK A/S ADR-EACH CNV INTO 1 CLASS B DKK1 ADR 670100205 324 4,816 SH   SOLE NONE 4,816 0 0
NVIDIA CORPORATION COM COM 67066G104 1,000 1,874 SH   SOLE NONE 1,874 0 0
ORACLE CORP COM 68389X105 320 4,567 SH   SOLE NONE 4,567 0 0
PACCAR INC COM USD1.00 COM 693718108 666 7,172 SH   SOLE NONE 7,172 0 0
PATTERSON COS INC COM COM 703395103 247 7,739 SH   SOLE NONE 7,739 0 0
PAYPAL HLDGS INC COM COM 70450Y103 416 1,717 SH   SOLE NONE 1,717 0 0
PENSKE AUTOMOTIVE GROUP INC COM 70959W103 317 3,957 SH   SOLE NONE 3,957 0 0
PEPSICO INC COM 713448108 2,082 14,721 SH   SOLE NONE 14,721 0 0
PFIZER INC COM 717081103 1,405 38,782 SH   SOLE NONE 38,782 0 0
PHILIP MORRIS INTERNATIONAL INC COM NPV COM 718172109 282 3,183 SH   SOLE NONE 3,183 0 0
PHILLIPS 66 COM COM 718546104 446 5,477 SH   SOLE NONE 5,477 0 0
PNC FINANCIAL SERVICES GROUP COM USD5 COM 693475105 1,379 7,867 SH   SOLE NONE 7,867 0 0
PROCTER AND GAMBLE CO COM COM 742718109 2,128 15,719 SH   SOLE NONE 15,719 0 0
PROG HOLDINGS INC COM NPV COM NPV 74319R101 203 4,693 SH   SOLE NONE 4,693 0 0
PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF S&P 500 DV ARIST 74348A467 257 2,987 SH   SOLE NONE 2,987 0 0
PUBLIC SVC ENTERPRISE GRP INC COM COM 744573106 317 5,275 SH   SOLE NONE 5,275 0 0
QUALCOMM INC COM 747525103 288 2,175 SH   SOLE NONE 2,175 0 0
RADIAN GROUP INC COM USD0.001 COM 750236101 278 11,975 SH   SOLE NONE 11,975 0 0
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101 687 8,897 SH   SOLE NONE 8,897 0 0
SALESFORCE.COM INC COM USD0.001 COM 79466L302 601 2,841 SH   SOLE NONE 2,841 0 0
SANOFI ADR REP 1 1/2 ORD SPONSORED ADR 80105N105 230 4,667 SH   SOLE NONE 4,667 0 0
SAP ADR REP 1 ORD SPON ADR 803054204 200 1,631 SH   SOLE NONE 1,631 0 0
SCHWAB STRATEGIC TR EMERGING MKTS EQUITY ETF EMRG MKTEQ ETF 808524706 28,258 889,182 SH   SOLE NONE 889,182 0 0
SCHWAB STRATEGIC TR INTL EQUITY ETF INTL EQTY ETF 808524805 21,593 573,998 SH   SOLE NONE 573,998 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF INTL SCEQT ETF 808524888 221 5,623 SH   SOLE NONE 5,623 0 0
SCHWAB STRATEGIC TR SHORT-TERM US TREASURY ETF SHT TM US TRES 808524862 34,359 669,635 SH   SOLE NONE 669,635 0 0
SCHWAB STRATEGIC TR US TIPS ETF US TIPS ETF 808524870 41,255 674,556 SH   SOLE NONE 674,556 0 0
SCOTTS MIRACLE-GRO CO CL A CL A 810186106 271 1,108 SH   SOLE NONE 1,108 0 0
SELECT SECTOR SPDR TR COMMUNICATION COMMUNICATION 81369Y852 430 5,873 SH   SOLE NONE 5,873 0 0
SELECT SECTOR SPDR TRUST AMEX FINANCIAL SELECT INDEX USD DIS SBI INT-FINL 81369Y605 13,247 389,071 SH   SOLE NONE 389,071 0 0
SELECT SECTOR SPDR TRUST TECHNOLOGY SELECT SECTOR USD DIS TECHNOLOGY 81369Y803 748 5,638 SH   SOLE NONE 5,638 0 0
SIGNATURE BANK COM 82669G104 344 1,524 SH   SOLE NONE 1,524 0 0
SPDR S & P INTERNATIONAL DIVIDEND ETF S&P INTL ETF 78463X772 2,893 75,876 SH   SOLE NONE 75,876 0 0
SPDR S&P500 ETF TRUST TRUST UNIT DEPOSITARY RECEIPT TR UNIT 78462F103 2,281 5,756 SH   SOLE NONE 5,756 0 0
SPDR SER TR S&P DIVID ETF S&P DIVID ETF 78464A763 250 2,124 SH   SOLE NONE 2,124 0 0
SPDR SERIES TRUST S&P 600 SMCP VAL S&P 600 SMCP VAL 78464A300 13,742 167,609 SH   SOLE NONE 167,609 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR BLACKSTONE SENR 78467V608 300 6,577 SH   SOLE NONE 6,577 0 0
STARBUCKS CORP COM USD0.001 COM 855244109 650 5,956 SH   SOLE NONE 5,956 0 0
TAIWAN SEMICONDUCTOR MANUFACTURING SPON ADS EACH REP 5 ORD TWD10 SPONSORED ADS 874039100 575 4,866 SH   SOLE NONE 4,866 0 0
TARGET CORP COM 87612E106 801 4,046 SH   SOLE NONE 4,046 0 0
TESLA INC COM COM 88160R101 218 327 SH   SOLE NONE 327 0 0
TEXAS INSTRUMENTS INC COM USD1.00 COM 882508104 508 2,691 SH   SOLE NONE 2,691 0 0
THE AARONS COMPANY INC COM COM 00258W108 316 12,322 SH   SOLE NONE 12,322 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 710 1,556 SH   SOLE NONE 1,556 0 0
THOMSON-REUTERS CORP COM NPV(POST REV SPLIT) ISIN #CA8849037095 SEDOL #BFXPTB0 COM NEW 884903709 286 3,267 SH   SOLE NONE 3,267 0 0
TIMKEN CO COM 887389104 251 3,093 SH   SOLE NONE 3,093 0 0
TJX COMPANIES INC COM 872540109 209 3,161 SH   SOLE NONE 3,161 0 0
TORONTO DOMINION BANK ONT COM NPV ISIN #CA8911605092 SEDOL #2897222 COM NEW 891160509 230 3,540 SH   SOLE NONE 3,540 0 0
TOTAL SE SPON ADS EA REP 1 ORD SHS SPONSORED ADS 89151E109 267 5,741 SH   SOLE NONE 5,741 0 0
TOYOTA MOTOR ADR REP 2 ORD SP ADR REP2COM 892331307 274 1,756 SH   SOLE NONE 1,756 0 0
TYSON FOODS INC CL A 902494103 202 2,720 SH   SOLE NONE 2,720 0 0
UNION PAC CORP COM COM 907818108 876 3,977 SH   SOLE NONE 3,977 0 0
UNITED PARCEL SERVICE INC CL B 911312106 287 1,689 SH   SOLE NONE 1,689 0 0
UNITEDHEALTH GROUP INC COM 91324P102 637 1,713 SH   SOLE NONE 1,713 0 0
UTILITIES SELECT SECTOR SPDR FUND SBI INT-UTILS 81369Y886 343 5,362 SH   SOLE NONE 5,362 0 0
VANECK VECTORS ETF TR HIGH YLD MUN ETF HIGH YLD MUN ETF 92189H409 1,451 23,360 SH   SOLE NONE 23,360 0 0
VANECK VECTORS ETF TR INTRMDT MUNI ETF INTRMDT MUNI ETF 92189H201 4,275 83,432 SH   SOLE NONE 83,432 0 0
VANECK VECTORS ETF TR JP MORGAN MKTS JP MORGAN MKTS 92189H300 315 10,269 SH   SOLE NONE 10,269 0 0
VANECK VECTORS ETF TR SHRT HGH YLD MUN SHRT HGH YLD MUN 92189F387 971 38,810 SH   SOLE NONE 38,810 0 0
VANGUARD CHARLOTTE TOTAL INTL BD INDEX FD ETF INTL BD IDX ETF 92203J407 14,776 258,695 SH   SOLE NONE 258,695 0 0
VANGUARD CONSUMER DISCRETIONARY ETF CONSUM DIS ETF 92204A108 18,724 63,392 SH   SOLE NONE 63,392 0 0
VANGUARD FINANCIALS ETF FINANCIALS ETF 92204A405 638 7,551 SH   SOLE NONE 7,551 0 0
VANGUARD HEALTH CARE ETF HEALTH CAR ETF 92204A504 18,918 82,705 SH   SOLE NONE 82,705 0 0
VANGUARD IDX FUND TOTAL STK MKT 922908769 2,071 10,020 SH   SOLE NONE 10,020 0 0
VANGUARD INDEX FDS VANGUARD GROWTH ETF FORMERLY VANGUARD INDEX TR VIPERS GROWTH ETF 922908736 1,667 6,485 SH   SOLE NONE 6,485 0 0
VANGUARD INDEX FUNDS S&P 500 ETF USD S&P 500 ETF SHS 922908363 300 824 SH   SOLE NONE 824 0 0
VANGUARD INDUSTRIALS ETF INDUSTRIAL ETF 92204A603 17,634 93,168 SH   SOLE NONE 93,168 0 0
VANGUARD INTL EQUITY INDEX FDS FTSE EMR MKT ETF FTSE EMR MKT ETF 922042858 4,216 81,008 SH   SOLE NONE 81,008 0 0
VANGUARD INTL EQUITY INDEX FDS FTSE EUROPE ETF FTSE EUROPE ETF 922042874 964 15,302 SH   SOLE NONE 15,302 0 0
VANGUARD INTL EQUITY INDEX FDS FTSE PACIFIC ETF FTSE PACIFIC ETF 922042866 2,817 34,508 SH   SOLE NONE 34,508 0 0
VANGUARD INTL EQUITY INDEX FDS FTSE SMCAP ETF FTSE SMCAP ETF 922042718 8,275 64,466 SH   SOLE NONE 64,466 0 0
VANGUARD INTL EQUITY INDEX FDS TT WRLD ST ETF TT WRLD ST ETF 922042742 264 2,715 SH   SOLE NONE 2,715 0 0
VANGUARD LARGE-CAP INDEX FUND LARGE CAP ETF 922908637 887 4,789 SH   SOLE NONE 4,789 0 0
VANGUARD MATERIALS INDEX FUND MATERIALS ETF 92204A801 5,929 34,284 SH   SOLE NONE 34,284 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD TAX EXEMPT BD 922907746 416 7,615 SH   SOLE NONE 7,615 0 0
VANGUARD RUSSELL 1000 GROWTH ETF VNG RUS1000GRW 92206C680 333 1,335 SH   SOLE NONE 1,335 0 0
VANGUARD S&P SMALL-CAP 600 V SMLCP 600 VAL 921932778 2,253 12,943 SH   SOLE NONE 12,943 0 0
VANGUARD SCOTTSDALE FDS VANGUARD SHORT-TERM CORPORATE BD INDEX FD ETF SHS SHRT TRM CORP BD 92206C409 37,332 452,515 SH   SOLE NONE 452,515 0 0
VANGUARD SMALL CAP VALUE ETF SM CP VAL ETF 922908611 3,630 21,923 SH   SOLE NONE 21,923 0 0
VANGUARD SMALL-CAP GROWTH INDEX FUND SML CP GRW ETF 922908595 465 1,694 SH   SOLE NONE 1,694 0 0
VANGUARD SMALL-CAP INDEX FUND SMALL CP ETF 922908751 206 965 SH   SOLE NONE 965 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF DIV APP ETF 921908844 667 4,539 SH   SOLE NONE 4,539 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF FTSE DEV MKT ETF 921943858 632 12,883 SH   SOLE NONE 12,883 0 0
VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND VG TL INTL STK F 921909768 445 7,102 SH   SOLE NONE 7,102 0 0
VANGUARD WHITEHALL FDS EMERG MKT BD ETF EMERG MKT BD ETF 921946885 442 5,705 SH   SOLE NONE 5,705 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD HIGH DIV YLD 921946406 2,474 24,481 SH   SOLE NONE 24,481 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF INTL DVD ETF 921946810 24,139 291,437 SH   SOLE NONE 291,437 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF INTL HIGH ETF 921946794 225 3,449 SH   SOLE NONE 3,449 0 0
VANGUARD WORLD FD ESG US STK ETF ESG US STK ETF 921910733 1,060 14,375 SH   SOLE NONE 14,375 0 0
VANGUARD WORLD FDS COMM SRVC ETF COMM SRVC ETF 92204A884 16,579 127,523 SH   SOLE NONE 127,523 0 0
VANGUARD WORLD FDS VANGUARD CONSUMER STAPLES ETF CONSUM STP ETF 92204A207 8,071 45,288 SH   SOLE NONE 45,288 0 0
VANGUARD WORLD FDS VANGUARD INFORMATION TECHNOLOGY ETF INF TECH ETF 92204A702 36,040 100,533 SH   SOLE NONE 100,533 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,121 36,487 SH   SOLE NONE 36,487 0 0
VISA INC COM CL A 92826C839 1,135 5,363 SH   SOLE NONE 5,363 0 0
WALMART INC COM COM 931142103 546 4,024 SH   SOLE NONE 4,024 0 0
WEC ENERGY GROUP INC COM COM 92939U106 424 4,539 SH   SOLE NONE 4,539 0 0
WERNER ENTERPRISES INC COM 950755108 278 5,908 SH   SOLE NONE 5,908 0 0
WISDOMTREE TR EMERGING MKTS HIGH DIVID FD EMER MKT HIGH FD 97717W315 1,687 38,038 SH   SOLE NONE 38,038 0 0
WORLD GOLD TR SPDR GLD MINIS SPDR GLD MINIS 98149E204 22,078 1,298,707 SH   SOLE NONE 1,298,707 0 0
YUM! BRANDS INC COM 988498101 236 2,189 SH   SOLE NONE 2,189 0 0
ZENDESK INC COM USD0.01 COM 98936J101 220 1,659 SH   SOLE NONE 1,659 0 0
ZOETIS INC CL A 98978V103 385 2,450 SH   SOLE NONE 2,450 0 0