The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CORNING INC COM 219350105 1,364 45,159 SH   SOLE 45,159 0 0
FIDELITY LTD TRM BD ETF 316188200 6,047 122,430 SH   SOLE 122,430 0 0
FIDELITY MSCI ENERGY IDX 316092402 1,473 94,324 SH   SOLE 94,324 0 0
FIDELITY VLU FACTOR ETF 316092782 255 8,568 SH   SOLE 8,568 0 0
INVESCO ACTIVELY MANAGD ETF OPTIMUM YIELD 46090F100 212 14,058 SH   SOLE 14,058 0 0
INVESCO DB COMMDY INDX TRCK UNIT 46138B103 1,600 110,400 SH   SOLE 110,400 0 0
ISHARES INC MIN VOL EMRG MKT 464286533 4,252 76,110 SH   SOLE 76,110 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 1,023 10,441 SH   SOLE 10,441 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 673 15,100 SH   SOLE 15,100 0 0
ISHARES TR CORE INTL AGGR 46435G672 3,117 59,694 SH   SOLE 59,694 0 0
ISHARES TR CORE MSCI EAFE 46432F842 2,937 53,407 SH   SOLE 53,407 0 0
ISHARES TR CORE S&P MCP ETF 464287507 9,771 58,842 SH   SOLE 58,842 0 0
ISHARES TR CORE S&P SCP ETF 464287804 4,080 58,852 SH   SOLE 58,852 0 0
ISHARES TR CORE S&P500 ETF 464287200 452 1,796 SH   SOLE 1,796 0 0
ISHARES TR CORE US AGGBD ET 464287226 10,680 100,291 SH   SOLE 100,291 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 8,030 159,452 SH   SOLE 159,452 0 0
ISHARES TR MIN VOL EAFE ETF 46429B689 9,750 146,266 SH   SOLE 146,266 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,846 31,404 SH   SOLE 31,404 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 674 17,265 SH   SOLE 17,265 0 0
ISHARES TR NEW YORK MUN ETF 464288323 946 17,269 SH   SOLE 17,269 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 328 2,505 SH   SOLE 2,505 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 10,584 70,244 SH   SOLE 70,244 0 0
ISHARES TR S&P 500 VAL ETF 464287408 16,092 159,106 SH   SOLE 159,106 0 0
ISHARES TR SELECT DIVID ETF 464287168 355 3,977 SH   SOLE 3,977 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 3,834 36,376 SH   SOLE 36,376 0 0
ISHARES TR SP SMCP600VL ETF 464287879 4,591 34,824 SH   SOLE 34,824 0 0
ISHARES TR TIPS BD ETF 464287176 1,576 14,396 SH   SOLE 14,396 0 0
ISHARES US ETF TR INT RT HDG C B 46431W705 6,930 76,428 SH   SOLE 76,428 0 0
PROSPECT CAPITAL CORPORATION NOTE 5.875% 1/1 74348TAM4 19 19,000 PRN   SOLE 19,000 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 413 3,057 SH   SOLE 3,057 0 0