The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALMADEN MINERALS LTD COM CL B 020283305   5,156 40,000 SH   SOLE   0 0 40,000
AMAZON COM INC COM 023135106   244,425 1,875 SH   SOLE   0 0 1,875
AMERICAN CENTY ETF TR US SML CP VALU 025072877   1,491,924 19,223 SH   SOLE   0 0 19,223
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   7,908,200 146,965 SH   SOLE   0 0 146,965
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   4,048,304 75,882 SH   SOLE   0 0 75,882
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364   3,639,254 74,836 SH   SOLE   0 0 74,836
APPLE INC COM 037833100   998,609 5,148 SH   SOLE   0 0 5,148
CHEVRON CORP NEW COM 166764100   827,953 5,262 SH   SOLE   0 0 5,262
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   3,022,188 123,911 SH   SOLE   0 0 123,911
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   6,434,189 253,315 SH   SOLE   0 0 253,315
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   4,773,988 138,376 SH   SOLE   0 0 138,376
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   1,695,750 72,283 SH   SOLE   0 0 72,283
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   22,412,134 931,897 SH   SOLE   0 0 931,897
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   16,540,615 503,519 SH   SOLE   0 0 503,519
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   637,659 20,576 SH   SOLE   0 0 20,576
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   1,737,561 37,456 SH   SOLE   0 0 37,456
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   5,725,393 222,778 SH   SOLE   0 0 222,778
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   1,380,060 50,515 SH   SOLE   0 0 50,515
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   1,450,238 35,106 SH   SOLE   0 0 35,106
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   13,634,330 597,473 SH   SOLE   0 0 597,473
EXXON MOBIL CORP COM 30231G102   256,017 2,387 SH   SOLE   0 0 2,387
FIRST TR EXCHNG TRADED FD VI TCW UNCONSTRAI 33740F888   396,388 16,400 SH   SOLE   0 0 16,400
FLEXSHARES TR MORNSTAR UPSTR 33939L407   267,513 6,676 SH   SOLE   0 0 6,676
HUMANA INC COM 444859102   229,378 513 SH   SOLE   0 0 513
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866   1,157,978 54,699 SH   SOLE   0 0 54,699
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   707,320 34,386 SH   SOLE   0 0 34,386
INVESCO QQQ TR UNIT SER 1 46090E103   635,825 1,721 SH   SOLE   0 0 1,721
ISHARES TR CORE US AGGBD ET 464287226   1,344,909 13,731 SH   SOLE   0 0 13,731
ISHARES TR RUS MDCP VAL ETF 464287473   539,241 4,909 SH   SOLE   0 0 4,909
ISHARES TR CORE INTL AGGR 46435G672   1,552,783 31,503 SH   SOLE   0 0 31,503
ISHARES TR RUS 1000 GRW ETF 464287614   2,864,363 10,409 SH   SOLE   0 0 10,409
ISHARES TR S&P MC 400GR ETF 464287606   344,261 4,590 SH   SOLE   0 0 4,590
ISHARES TR S&P 500 GRWT ETF 464287309   5,133,194 72,832 SH   SOLE   0 0 72,832
ISHARES TR S&P 500 VAL ETF 464287408   2,089,005 12,960 SH   SOLE   0 0 12,960
ISHARES TR S&P MC 400VL ETF 464287705   586,881 5,478 SH   SOLE   0 0 5,478
ISHARES TR EAFE GRWTH ETF 464288885   1,547,264 16,217 SH   SOLE   0 0 16,217
ISHARES TR S&P SML 600 GWT 464287887   513,585 4,469 SH   SOLE   0 0 4,469
ISHARES TR RUS MD CP GR ETF 464287481   522,904 5,411 SH   SOLE   0 0 5,411
ISHARES TR EAFE VALUE ETF 464288877   418,467 8,551 SH   SOLE   0 0 8,551
ISHARES TR ISHS 1-5YR INVS 464288646   11,579,437 230,804 SH   SOLE   0 0 230,804
ISHARES TR CORE S&P SCP ETF 464287804   659,832 6,621 SH   SOLE   0 0 6,621
ISHARES TR GL CLEAN ENE ETF 464288224   19,362,337 1,052,301 SH   SOLE   0 0 1,052,301
ISHARES TR RUS 2000 GRW ETF 464287648   1,574,250 6,487 SH   SOLE   0 0 6,487
ISHARES TR EAFE SML CP ETF 464288273   3,726,184 63,177 SH   SOLE   0 0 63,177
ISHARES TR RUS 2000 VAL ETF 464287630   402,383 2,858 SH   SOLE   0 0 2,858
ISHARES TR GLB INFRASTR ETF 464288372   3,607,920 76,846 SH   SOLE   0 0 76,846
JOHNSON & JOHNSON COM 478160104   315,647 1,907 SH   SOLE   0 0 1,907
PROCTER AND GAMBLE CO COM 742718109   3,514,033 23,158 SH   SOLE   0 0 23,158
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   8,526,500 113,763 SH   SOLE   0 0 113,763
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   36,059,565 781,186 SH   SOLE   0 0 781,186
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   8,979,984 133,850 SH   SOLE   0 0 133,850
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   305,856 4,306 SH   SOLE   0 0 4,306
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475   428,665 8,190 SH   SOLE   0 0 8,190
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   1,722,860 41,949 SH   SOLE   0 0 41,949
SPDR S&P 500 ETF TR TR UNIT 78462F103   415,540 937 SH   SOLE   0 0 937
SPDR SER TR S&P 600 SMCP GRW 78464A201   1,130,757 14,693 SH   SOLE   0 0 14,693
SPDR SER TR S&P 600 SMCP VAL 78464A300   4,005,396 51,890 SH   SOLE   0 0 51,890
SPDR SER TR S&P 400 MDCP VAL 78464A839   7,676,007 111,602 SH   SOLE   0 0 111,602
SPDR SER TR PORTFOLIO SHORT 78464A474   3,733,757 126,826 SH   SOLE   0 0 126,826
SPDR SER TR S&P 400 MDCP GRW 78464A821   5,208,372 72,692 SH   SOLE   0 0 72,692
TESLA INC COM 88160R101   519,090 1,983 SH   SOLE   0 0 1,983
URANIUM ENERGY CORP COM 916896103   34,000 10,000 SH   SOLE   0 0 10,000
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   3,917,646 53,895 SH   SOLE   0 0 53,895
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   14,413,629 294,878 SH   SOLE   0 0 294,878
VANGUARD INDEX FDS SM CP VAL ETF 922908611   15,529,372 93,890 SH   SOLE   0 0 93,890
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   6,128,906 73,347 SH   SOLE   0 0 73,347
VANGUARD INDEX FDS SML CP GRW ETF 922908595   12,517,025 54,483 SH   SOLE   0 0 54,483
VANGUARD INDEX FDS VALUE ETF 922908744   41,003,343 288,553 SH   SOLE   0 0 288,553
VANGUARD INDEX FDS GROWTH ETF 922908736   42,984,084 151,909 SH   SOLE   0 0 151,909
VANGUARD INDEX FDS LARGE CAP ETF 922908637   279,754 1,380 SH   SOLE   0 0 1,380
VANGUARD INDEX FDS SMALL CP ETF 922908751   510,593 2,567 SH   SOLE   0 0 2,567
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   18,973,050 137,108 SH   SOLE   0 0 137,108
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   11,650,935 56,621 SH   SOLE   0 0 56,621
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   690,727 16,980 SH   SOLE   0 0 16,980
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   5,280,434 131,387 SH   SOLE   0 0 131,387
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   2,433,581 25,094 SH   SOLE   0 0 25,094
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   3,776,978 79,649 SH   SOLE   0 0 79,649
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   56,041,468 740,701 SH   SOLE   0 0 740,701
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   445,156 2,741 SH   SOLE   0 0 2,741
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   364,370 7,890 SH   SOLE   0 0 7,890
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   257,914 2,432 SH   SOLE   0 0 2,432