The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 202 64 SH   SOLE   0 0 64
APPLE INC COM 037833100 363 3,138 SH   SOLE   0 0 3,138
CHEVRON CORP NEW COM 166764100 1,161 16,121 SH   SOLE   0 0 16,121
CINTAS CORP COM 172908105 676 2,031 SH   SOLE   0 0 2,031
ISHARES INC MSCI GBL MIN VOL 464286525 539 5,866 SH   SOLE   0 0 5,866
ISHARES TR S&P MC 400VL ETF 464287705 474 3,513 SH   SOLE   0 0 3,513
ISHARES TR S&P MC 400GR ETF 464287606 239 998 SH   SOLE   0 0 998
ISHARES TR S&P SML 600 GWT 464287887 425 2,412 SH   SOLE   0 0 2,412
ISHARES TR S&P 500 VAL ETF 464287408 1,497 13,311 SH   SOLE   0 0 13,311
ISHARES TR S&P 500 GRWT ETF 464287309 3,060 13,240 SH   SOLE   0 0 13,240
ISHARES TR RUS 1000 GRW ETF 464287614 843 3,886 SH   SOLE   0 0 3,886
ISHARES TR RUS 2000 VAL ETF 464287630 519 5,221 SH   SOLE   0 0 5,221
ISHARES TR RUS 2000 GRW ETF 464287648 202 914 SH   SOLE   0 0 914
ISHARES TR RUS MD CP GR ETF 464287481 620 3,584 SH   SOLE   0 0 3,584
ISHARES TR RUS MDCP VAL ETF 464287473 519 6,415 SH   SOLE   0 0 6,415
ISHARES TR EAFE VALUE ETF 464288877 218 5,396 SH   SOLE   0 0 5,396
ISHARES TR GLB INFRASTR ETF 464288372 1,183 30,652 SH   SOLE   0 0 30,652
JOHNSON & JOHNSON COM 478160104 263 1,766 SH   SOLE   0 0 1,766
MICROSOFT CORP COM 594918104 297 1,413 SH   SOLE   0 0 1,413
PROCTER AND GAMBLE CO COM 742718109 2,055 14,786 SH   SOLE   0 0 14,786
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 6,214 53,955 SH   SOLE   0 0 53,955
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 7,550 144,656 SH   SOLE   0 0 144,656
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 435 8,439 SH   SOLE   0 0 8,439
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 27,041 482,188 SH   SOLE   0 0 482,188
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475 929 21,459 SH   SOLE   0 0 21,459
SPDR SER TR S&P 600 SMCP VAL 78464A300 3,813 76,117 SH   SOLE   0 0 76,117
SPDR SER TR S&P 600 SMCP GRW 78464A201 1,109 18,789 SH   SOLE   0 0 18,789
SPDR SER TR S&P 400 MDCP VAL 78464A839 6,113 140,876 SH   SOLE   0 0 140,876
SPDR SER TR S&P 400 MDCP GRW 78464A821 4,197 73,133 SH   SOLE   0 0 73,133
TESLA INC COM 88160R101 365 850 SH   SOLE   0 0 850
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,111 12,590 SH   SOLE   0 0 12,590
VANGUARD INDEX FDS VALUE ETF 922908744 21,311 203,917 SH   SOLE   0 0 203,917
VANGUARD INDEX FDS SM CP VAL ETF 922908611 9,130 82,525 SH   SOLE   0 0 82,525
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,692 34,098 SH   SOLE   0 0 34,098
VANGUARD INDEX FDS GROWTH ETF 922908736 18,229 80,088 SH   SOLE   0 0 80,088
VANGUARD INDEX FDS SML CP GRW ETF 922908595 5,556 25,849 SH   SOLE   0 0 25,849
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 4,559 25,308 SH   SOLE   0 0 25,308
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 8,486 83,717 SH   SOLE   0 0 83,717
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,872 23,214 SH   SOLE   0 0 23,214
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 2,377 48,899 SH   SOLE   0 0 48,899
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 44,248 534,072 SH   SOLE   0 0 534,072