The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 35,536 440,458 SH   SOLE   0 0 440,458
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 26,183 494,024 SH   SOLE   0 0 494,024
VANGUARD INDEX FDS VALUE ETF 922908744 17,168 154,778 SH   SOLE   0 0 154,778
VANGUARD INDEX FDS GROWTH ETF 922908736 15,471 94,690 SH   SOLE   0 0 94,690
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 8,890 158,349 SH   SOLE   0 0 158,349
VANGUARD INDEX FDS SM CP VAL ETF 922908611 7,787 59,651 SH   SOLE   0 0 59,651
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 7,140 138,984 SH   SOLE   0 0 138,984
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 6,297 75,682 SH   SOLE   0 0 75,682
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 5,359 48,133 SH   SOLE   0 0 48,133
SPDR SERIES TRUST S&P 400 MDCP GRW 78464A821 4,830 88,981 SH   SOLE   0 0 88,981
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 4,590 77,793 SH   SOLE   0 0 77,793
VANGUARD INDEX FDS SML CP GRW ETF 922908595 4,372 23,481 SH   SOLE   0 0 23,481
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 3,672 60,512 SH   SOLE   0 0 60,512
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 2,878 19,273 SH   SOLE   0 0 19,273
ISHARES TR S&P 500 GRWT ETF 464287309 2,688 14,996 SH   SOLE   0 0 14,996
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,655 30,373 SH   SOLE   0 0 30,373
CHEVRON CORP NEW COM 166764100 2,033 16,337 SH   SOLE   0 0 16,337
PROCTER AND GAMBLE CO COM 742718109 1,748 15,939 SH   SOLE   0 0 15,939
ISHARES TR GLB INFRASTR ETF 464288372 1,622 35,100 SH   SOLE   0 0 35,100
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 1,218 14,657 SH   SOLE   0 0 14,657
ISHARES TR S&P 500 VAL ETF 464287408 1,191 10,217 SH   SOLE   0 0 10,217
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 970 15,924 SH   SOLE   0 0 15,924
ISHARES TR RUS 1000 GRW ETF 464287614 670 4,258 SH   SOLE   0 0 4,258
ISHARES TR RUS MDCP VAL ETF 464287473 632 7,087 SH   SOLE   0 0 7,087
ISHARES TR RUS MD CP GR ETF 464287481 567 3,975 SH   SOLE   0 0 3,975
ISHARES TR S&P SML 600 GWT 464287887 536 2,940 SH   SOLE   0 0 2,940
ISHARES TR S&P MC 400VL ETF 464287705 477 2,990 SH   SOLE   0 0 2,990
ISHARES TR EAFE GRWTH ETF 464288885 389 4,818 SH   SOLE   0 0 4,818
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 369 7,285 SH   SOLE   0 0 7,285
ISHARES TR RUS 2000 VAL ETF 464287630 336 2,791 SH   SOLE   0 0 2,791
JOHNSON & JOHNSON COM 478160104 315 2,262 SH   SOLE   0 0 2,262
ISHARES TR S&P MC 400GR ETF 464287606 236 1,043 SH   SOLE   0 0 1,043
ISHARES TR RUS 2000 GRW ETF 464287648 225 1,118 SH   SOLE   0 0 1,118
AMERISOURCEBERGEN CORP COM 03073E105 220 2,579 SH   SOLE   0 0 2,579