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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR S&P 500 ETF TR TR UNIT 78462F103 35,410 74,554 SH   SOLE   0 0 74,554
APPLE INC COM 037833100 711 4,007 SH   SOLE   0 0 4,007
ISHARES TR CORE S&P SCP ETF 464287804 15,426 134,710 SH   SOLE   0 0 134,710
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 111,706 988,458 SH   SOLE   0 0 988,458
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 459 7,494 SH   SOLE   0 0 7,494
ISHARES TR RUS 1000 VAL ETF 464287598 713 4,246 SH   SOLE   0 0 4,246
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,258 7,324 SH   SOLE   0 0 7,324
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 37,437 963,137 SH   SOLE   0 0 963,137
VANGUARD INDEX FDS MID CAP ETF 922908629 220 864 SH   SOLE   0 0 864
VANGUARD INDEX FDS TOTAL STK MKT 922908769 972 4,026 SH   SOLE   0 0 4,026
ISHARES TR CORE US AGGBD ET 464287226 88,377 774,693 SH   SOLE   0 0 774,693
TESLA INC COM 88160R101 431 408 SH   SOLE   0 0 408