The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR MSCI EMG MKT ETF 464287234 230 4,163 SH   SOLE   0 0 4,163
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 3,220 39,191 SH   SOLE   0 0 39,191
JOHNSON & JOHNSON COM 478160104 312 1,891 SH   SOLE   0 0 1,891
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 475 6,785 SH   SOLE   0 0 6,785
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 25,824 248,377 SH   SOLE   0 0 248,377
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,313 30,583 SH   SOLE   0 0 30,583
ISHARES TR CORE S&P US GWT 464287671 1,144 11,329 SH   SOLE   0 0 11,329
ISHARES TR CORE S&P500 ETF 464287200 232 540 SH   SOLE   0 0 540
ISHARES TR CORE S&P SCP ETF 464287804 2,828 25,034 SH   SOLE   0 0 25,034
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 15,269 104,614 SH   SOLE   0 0 104,614
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 14,534 266,195 SH   SOLE   0 0 266,195
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 9,756 247,305 SH   SOLE   0 0 247,305
SHERWIN WILLIAMS CO COM 824348106 1,260 4,623 SH   SOLE   0 0 4,623
AMAZON COM INC COM 023135106 289 84 SH   SOLE   0 0 84
MICROSOFT CORP COM 594918104 297 1,098 SH   SOLE   0 0 1,098
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3,611 34,665 SH   SOLE   0 0 34,665
ISHARES TR MSCI EAFE ETF 464287465 8,819 111,801 SH   SOLE   0 0 111,801
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 715 13,145 SH   SOLE   0 0 13,145
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 7,491 71,501 SH   SOLE   0 0 71,501
THERMO FISHER SCIENTIFIC INC COM 883556102 235 466 SH   SOLE   0 0 466
SPDR SER TR SPDR BLOOMBERG 78468R663 200 2,182 SH   SOLE   0 0 2,182
ISHARES TR RUS MID CAP ETF 464287499 485 6,123 SH   SOLE   0 0 6,123
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 6,324 80,794 SH   SOLE   0 0 80,794
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 2,652 5,401 SH   SOLE   0 0 5,401
CISCO SYS INC COM 17275R102 252 4,752 SH   SOLE   0 0 4,752
SPDR S&P 500 ETF TR TR UNIT 78462F103 328 766 SH   SOLE   0 0 766
APPLE INC COM 037833100 580 4,233 SH   SOLE   0 0 4,233