The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,067 18,276 SH   SOLE   0 0 18,276
AMAZON COM INC COM 023135106 274 84 SH   SOLE   0 0 84
APPLE INC COM 037833100 476 3,585 SH   SOLE   0 0 3,585
JOHNSON & JOHNSON COM 478160104 298 1,891 SH   SOLE   0 0 1,891
MICROSOFT CORP COM 594918104 257 1,156 SH   SOLE   0 0 1,156
SHERWIN WILLIAMS CO COM 824348106 1,132 1,541 SH   SOLE   0 0 1,541
THERMO FISHER SCIENTIFIC INC COM 883556102 274 588 SH   SOLE   0 0 588
CISCO SYS INC COM 17275R102 213 4,752 SH   SOLE   0 0 4,752
ISHARES TR CORE S&P SCP ETF 464287804 2,666 29,014 SH   SOLE   0 0 29,014
ISHARES TR CORE S&P US GWT 464287671 1,047 11,804 SH   SOLE   0 0 11,804
ISHARES TR CORE S&P500 ETF 464287200 203 540 SH   SOLE   0 0 540
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 7,135 77,973 SH   SOLE   0 0 77,973
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 8,779 243,788 SH   SOLE   0 0 243,788
VANGUARD INDEX FDS LARGE CAP ETF 922908637 5,269 29,984 SH   SOLE   0 0 29,984
ISHARES TR MSCI EAFE ETF 464287465 8,865 121,509 SH   SOLE   0 0 121,509
ISHARES TR MSCI EMG MKT ETF 464287234 223 4,307 SH   SOLE   0 0 4,307
ISHARES TR RUS MID CAP ETF 464287499 493 7,186 SH   SOLE   0 0 7,186
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 7,313 21,277 SH   SOLE   0 0 21,277
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 563 8,351 SH   SOLE   0 0 8,351
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 12,573 204,110 SH   SOLE   0 0 204,110
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,921 35,237 SH   SOLE   0 0 35,237
SPDR SER TR SPDR BLOOMBERG 78468R663 200 2,182 SH   SOLE   0 0 2,182
SPDR S&P 500 ETF TR TR UNIT 78462F103 286 766 SH   SOLE   0 0 766
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 12,985 231,757 SH   SOLE   0 0 231,757
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,614 25,168 SH   SOLE   0 0 25,168
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 14,578 113,526 SH   SOLE   0 0 113,526
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 23,693 260,500 SH   SOLE   0 0 260,500
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 5,968 87,527 SH   SOLE   0 0 87,527
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3,523 39,583 SH   SOLE   0 0 39,583
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 2,593 6,174 SH   SOLE   0 0 6,174