The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 2 20 SH   SOLE   0 0 20
ABBVIE INC STOCK 00287Y109 1,456 10,527 SH   SOLE   0 0 10,527
ADVANCED MICRO DEVICES INC COM 007903107 12 175 SH   SOLE   0 0 175
ALPHABET INC CAP STK CL C 02079K107 710 7,151 SH   SOLE   0 0 7,151
ALPHABET INC CAP STK CL A 02079K305 116 1,180 SH   SOLE   0 0 1,180
ALTRIA GROUP INC COM 02209S103 4 100 SH   SOLE   0 0 100
AMAZON COM INC COM 023135106 662 5,710 SH   SOLE   0 0 5,710
AMEREN CORP COM 023608102 389 4,701 SH   SOLE   0 0 4,701
AMGEN INC COM 031162100 13 56 SH   SOLE   0 0 56
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 2 37 SH   SOLE   0 0 37
APOLLO GLOBAL MGMT LLC CL A SHS 037612306 27 555 SH   SOLE   0 0 555
APPLE INC COM 037833100 1,608 11,291 SH   SOLE   0 0 11,291
ARES CAPITAL CORP COM 04010L103 635 36,484 SH   SOLE   0 0 36,484
ASML HOLDING N V N Y REGISTRY SHS N07059210 73 168 SH   SOLE   0 0 168
ASTRAZENECA PLC SPONSORED ADR 046353108 574 10,339 SH   SOLE   0 0 10,339
AT&T INC COM 00206R102 171 10,747 SH   SOLE   0 0 10,747
AURORA CANNABIS INC COM 05156X884 1 500 SH   SOLE   0 0 500
AUTOMATIC DATA PROCESSING IN COM 053015103 29 125 SH   SOLE   0 0 125
BANK MONTREAL QUE COM 063671101 8 87 SH   SOLE   0 0 87
BANK OF AMERICA CORP COM 060505104 133 4,266 SH   SOLE   0 0 4,266
BARINGS BDC INC COM 06759L103 310 37,319 SH   SOLE   0 0 37,319
BCE INC COM NEW 05534B760 85 1,920 SH   SOLE   0 0 1,920
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 14 50 SH   SOLE   0 0 50
BLACKROCK INC COM 09247X101 96 167 SH   SOLE   0 0 167
BLACKSTONE GROUP INC COM CL A 09260D107 121 1,400 SH   SOLE   0 0 1,400
BLACKSTONE MTG TR INC COM CL A 09257W100 79 3,314 SH   SOLE   0 0 3,314
BOEING CO COM 097023105 555 4,402 SH   SOLE   0 0 4,402
BOOKING HOLDINGS INC COM 09857L108 460 274 SH   SOLE   0 0 274
BOOT BARN HLDGS INC COM 099406100 289 4,787 SH   SOLE   0 0 4,787
BP PLC SPONSORED ADR 055622104 32 1,064 SH   SOLE   0 0 1,064
BRIGHTHOUSE FINL INC COM 10922N103 0 7 SH   SOLE   0 0 7
BRISTOL MYERS SQUIBB CO COM 110122108 719 10,199 SH   SOLE   0 0 10,199
CACI INTL INC CL A 127190304 35 131 SH   SOLE   0 0 131
CAMPING WORLD HLDGS INC CL A 13462K109 79 3,082 SH   SOLE   0 0 3,082
CANADIAN NATL RY CO COM 136375102 41 362 SH   SOLE   0 0 362
CANADIAN PAC RY LTD COM 13645T100 101 1,442 SH   SOLE   0 0 1,442
CANOPY GROWTH CORP COM 138035100 1 500 SH   SOLE   0 0 500
CAPITAL ONE FINL CORP COM 14040H105 7 70 SH   SOLE   0 0 70
CARDINAL HEALTH INC COM 14149Y108 122 1,790 SH   SOLE   0 0 1,790
CARETRUST REIT INC COM 14174T107 85 4,690 SH   SOLE   0 0 4,690
CARNIVAL CORP UNIT 99/999/9999 143658300 1 100 SH   SOLE   0 0 100
CARRIER GLOBAL CORPORATION COM 14448C104 6 162 SH   SOLE   0 0 162
CATERPILLAR INC DEL COM 149123101 30 176 SH   SOLE   0 0 176
CENTENE CORP COM 15135B101 691 8,642 SH   SOLE   0 0 8,642
CHARTER COMMUNICATIONS INC N CL A 16119P108 1 3 SH   SOLE   0 0 3
CHEVRON CORP COM 166764100 23 150 SH   SOLE   0 0 150
CHURCHILL DOWNS INC COM 171484108 93 500 SH   SOLE   0 0 500
CIGNA CORP COM 125509109 26 91 SH   SOLE   0 0 91
CISCO SYSTEMS INC COM 17275R102 50 1,220 SH   SOLE   0 0 1,220
CITIGROUP INC COM NEW 172967424 10 230 SH   SOLE   0 0 230
CLOUDFLARE INC CL A COM 18915M107 481 8,630 SH   SOLE   0 0 8,630
COCA COLA CO COM 191216100 41 730 SH   SOLE   0 0 730
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 28 481 SH   SOLE   0 0 481
COMCAST CORP CL A 20030N101 9 310 SH   SOLE   0 0 310
CONOCOPHILLIPS COM 20825C104 129 1,169 SH   SOLE   0 0 1,169
CONSOLIDATED EDISON INC COM 209115104 220 2,504 SH   SOLE   0 0 2,504
CORNING INC COM 219350105 23 778 SH   SOLE   0 0 778
COSTCO WHSL CORP NEW COM 22160K105 634 1,328 SH   SOLE   0 0 1,328
CREDIT ACCEP CORP MICH COM 225310101 221 483 SH   SOLE   0 0 483
CRONOS GROUP INC COM 22717L101 1 500 SH   SOLE   0 0 500
CROWN CASTLE INTL CORP NEW COM 22822V101 74 500 SH   SOLE   0 0 500
CSX CORP COM 126408103 55 2,000 SH   SOLE   0 0 2,000
CURTISS WRIGHT CORP COM 231561101 164 1,150 SH   SOLE   0 0 1,150
CVS HEALTH CORP COM 126650100 113 1,160 SH   SOLE   0 0 1,160
CYBEROPTICS CORP COM 232517102 82 1,523 SH   SOLE   0 0 1,523
DANAHER CORP DEL COM 235851102 813 3,026 SH   SOLE   0 0 3,026
DIAMONDBACK ENERGY INC COM 25278X109 3 26 SH   SOLE   0 0 26
DIGITAL TURBINE INC COM NEW 25400W102 186 12,570 SH   SOLE   0 0 12,570
DIGITAL WORLD ACQUISITION CO CLASS A COM 25400Q105 0 35 SH   SOLE   0 0 35
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 829 20,831 SH   SOLE   0 0 20,831
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 320 6,670 SH   SOLE   0 0 6,670
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 305 7,591 SH   SOLE   0 0 7,591
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 136 5,138 SH   SOLE   0 0 5,138
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 654 21,375 SH   SOLE   0 0 21,375
DISNEY WALT CO COM 254687106 12 123 SH   SOLE   0 0 123
DOLLAR GEN CORP NEW COM 256677105 848 3,440 SH   SOLE   0 0 3,440
DOW INC COM 260557103 137 3,018 SH   SOLE   0 0 3,018
DRAFTKINGS INC NEW COM 26142V105 2 150 SH   SOLE   0 0 150
DUKE ENERGY CORP NEW COM NEW 26441C204 39 410 SH   SOLE   0 0 410
DUPONT DE NEMOURS INC COM 26614N102 55 1,053 SH   SOLE   0 0 1,053
EASTMAN CHEMICAL CO COM 277432100 8 100 SH   SOLE   0 0 100
EBAY INC COM 278642103 26 688 SH   SOLE   0 0 688
ECOLAB INC COM 278865100 91 612 SH   SOLE   0 0 612
EDWARDS LIFESCIENCES CORP COM 28176E108 540 6,316 SH   SOLE   0 0 6,316
ELEVANCE HEALTH INC COM 036752103 130 276 SH   SOLE   0 0 276
EMERSON ELEC CO COM 291011104 400 5,290 SH   SOLE   0 0 5,290
EMERSON ELEC CO PUT 291011954 7 32 SH Put SOLE   0 0 32
EMERSON ELEC CO CALL 291011904 0 32 SH Call SOLE   0 0 32
ENNIS INC COM 293389102 100 4,880 SH   SOLE   0 0 4,880
ENTERGY CORP NEW COM 29364G103 5 50 SH   SOLE   0 0 50
EPAM SYS INC COM 29414B104 5 15 SH   SOLE   0 0 15
ETSY INC COM 29786A106 6 58 SH   SOLE   0 0 58
EXPEDIA GROUP INC COM NEW 30212P303 3 30 SH   SOLE   0 0 30
EXXON MOBIL CORP COM 30231G102 125 1,359 SH   SOLE   0 0 1,359
FEDEX CORPORATION COM 31428X106 398 2,630 SH   SOLE   0 0 2,630
FIDELITY NATL INFORMATION SV COM 31620M106 24 313 SH   SOLE   0 0 313
FIRST BUSEY CORP COM 319383204 7 319 SH   SOLE   0 0 319
FIRST TR MLP & ENERGY INCOME COM 33739B104 175 23,804 SH   SOLE   0 0 23,804
FIRSTCASH INC COM 33767D105 281 3,756 SH   SOLE   0 0 3,756
FISERV INC COM 337738108 534 5,600 SH   SOLE   0 0 5,600
FOX CORP CL A COM 35137L105 28 900 SH   SOLE   0 0 900
FREEPORT-MCMORAN INC CL B 35671D857 59 2,000 SH   SOLE   0 0 2,000
FS KKR CAPITAL CORP COM 302635206 109 6,074 SH   SOLE   0 0 6,074
GARTNER INC COM 366651107 23 81 SH   SOLE   0 0 81
GENERAL ELECTRIC CO COM 369604103 1 8 SH   SOLE   0 0 8
GXO LOGISTICS INCORPORATED COMMON STOCK 36262G101 25 685 SH   SOLE   0 0 685
HAWKINS INC COM 420261109 8 212 SH   SOLE   0 0 212
HEWLETT PACKARD ENTERPRISE C COM 42824C109 83 6,629 SH   SOLE   0 0 6,629
HEXCEL CORP COM 428291108 81 1,507 SH   SOLE   0 0 1,507
HEXO CORP COM NEW 428304307 0 500 SH   SOLE   0 0 500
HOME DEPOT INC COM 437076102 821 2,894 SH   SOLE   0 0 2,894
HORMEL FOODS CORP COM 440452100 13 290 SH   SOLE   0 0 290
ICHOR HOLDINGS SHS G4740B105 4 159 SH   SOLE   0 0 159
ICON PLC SHS G4705A100 23 120 SH   SOLE   0 0 120
INSPERITY INC COM 45778Q107 3 24 SH   SOLE   0 0 24
INTEL CORP COM 458140100 68 2,510 SH   SOLE   0 0 2,510
INTERCONTINENTAL EXCHANGE IN COM 45866F104 571 6,149 SH   SOLE   0 0 6,149
INTERNATIONAL BUSINESS MACHS COM 459200101 296 2,436 SH   SOLE   0 0 2,436
INVESCO EXCHANGE TRADED FD T QQQ TR 46090E103 13 49 SH   SOLE   0 0 49
ISHARES TR FLTG RATE NT ETF 46429B655 7,663 152,510 SH   SOLE   0 0 152,510
ISHARES TR SHRT NAT MUN ETF 464288158 249 2,427 SH   SOLE   0 0 2,427
ISHARES TR FALN ANGLS USD 46435G474 8 317 SH   SOLE   0 0 317
ISHARES TR CORE S&P500 ETF 464287200 1,865 5,067 SH   SOLE   0 0 5,067
ISHARES TR 0-5YR HI YL CP 46434V407 13 332 SH   SOLE   0 0 332
ISHARES TR U.S. FIN SVC ETF 464287770 56 386 SH   SOLE   0 0 386
ISHARES TR MRGSTR MD CP VAL 464288406 16 279 SH   SOLE   0 0 279
ISHARES TR RUS 1000 GRW ETF 464287614 14 66 SH   SOLE   0 0 66
ISHARES TR MRNING SM CP ETF 464288703 14 279 SH   SOLE   0 0 279
ISHARES TR RUS 1000 VAL ETF 464287598 12 84 SH   SOLE   0 0 84
ISHARES TR CORE HIGH DV ETF 46429B663 4 39 SH   SOLE   0 0 39
ISHARES U S ETF TR INT RT HDG C B 46431W705 29 323 SH   SOLE   0 0 323
JACOBS ENGR GROUP INC COM 469814107 237 2,112 SH   SOLE   0 0 2,112
JAZZ PHARMACEUTICALS PLC SHS USD G50871105 1 10 SH   SOLE   0 0 10
JOHNSON & JOHNSON COM 478160104 94 577 SH   SOLE   0 0 577
JPMORGAN CHASE & CO COM 46625H100 16 150 SH   SOLE   0 0 150
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 11,894 237,646 SH   SOLE   0 0 237,646
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 18,323 364,719 SH   SOLE   0 0 364,719
KEYCORP COM 493267108 78 4,753 SH   SOLE   0 0 4,753
KIMBERLY CLARK CORP COM 494368103 60 519 SH   SOLE   0 0 519
KINDER MORGAN INC COM 49456B101 38 2,200 SH   SOLE   0 0 2,200
KKR & CO INC CL A 48251W104 74 1,685 SH   SOLE   0 0 1,685
KRAFT HEINZ CO COM 500754106 11 333 SH   SOLE   0 0 333
KRONOS WORLDWIDE INC COM 50105F105 36 3,742 SH   SOLE   0 0 3,742
KYNDRYL HLDGS INC COMMON STOCK 50155Q100 1 86 SH   SOLE   0 0 86
LAM RESEARCH CORP COM 512807108 519 1,325 SH   SOLE   0 0 1,325
LAUDER ESTEE COS INC CL A 518439104 112 511 SH   SOLE   0 0 511
LEIDOS HOLDINGS INC COM 525327102 267 2,938 SH   SOLE   0 0 2,938
LIFE TIME GROUP HOLDINGS INC COMMON STOCK 53190C102 0 25 SH   SOLE   0 0 25
LOCKHEED MARTIN CORP COM 539830109 716 1,792 SH   SOLE   0 0 1,792
LOVESAC COMPANY COM 54738L109 168 7,987 SH   SOLE   0 0 7,987
LSB INDS INC COM 502160104 457 30,000 SH   SOLE   0 0 30,000
LUCID GROUP INC COM 549498103 1 50 SH   SOLE   0 0 50
MADISON SQUARE GRDN ENTERTNM CL A 55826T102 8 167 SH   SOLE   0 0 167
MADISON SQUARE GRDN SPRT COR CL A 55825T103 24 167 SH   SOLE   0 0 167
MARATHON OIL CORP COM 565849106 25 1,000 SH   SOLE   0 0 1,000
MARATHON PETE CORP COM 56585A102 35 342 SH   SOLE   0 0 342
MARVELL TECHNOLOGY INC COM 573874104 89 2,000 SH   SOLE   0 0 2,000
MASTERCARD INC CL A 57636Q104 236 812 SH   SOLE   0 0 812
MEDIFAST INC COM 58470H101 480 4,325 SH   SOLE   0 0 4,325
MERCK & CO INC COM 58933Y105 350 3,961 SH   SOLE   0 0 3,961
META PLATFORMS INC CL A 30303M102 26 186 SH   SOLE   0 0 186
METLIFE INC COM COM 59156R108 6 91 SH   SOLE   0 0 91
MGM RESORTS INTERNATIONAL COM 552953101 49 1,600 SH   SOLE   0 0 1,600
MICRON TECHNOLOGY INC COM 595112103 52 1,000 SH   SOLE   0 0 1,000
MICROSOFT CORP COM 594918104 988 4,102 SH   SOLE   0 0 4,102
MONDELEZ INTL INC CL A 609207105 6 100 SH   SOLE   0 0 100
MONSTER BEVERAGE CORP COM 61174X109 171 1,921 SH   SOLE   0 0 1,921
MOTOROLA INC COM 620076307 10 44 SH   SOLE   0 0 44
NATIONAL FUEL GAS CO N J COM 636180101 13 200 SH   SOLE   0 0 200
NEXTERA ENERGY INC COM 65339F101 65 800 SH   SOLE   0 0 800
NIKE INC CL B 654106103 104 1,212 SH   SOLE   0 0 1,212
NRG ENERGY INC COM NEW 629377508 109 2,776 SH   SOLE   0 0 2,776
NVIDIA CORPORATION COM 67066G104 435 3,479 SH   SOLE   0 0 3,479
OLD REP INTL CORP COM 680223104 87 4,080 SH   SOLE   0 0 4,080
OLLIES BARGAIN OUTLT HLDGS I COM 681116109 6 121 SH   SOLE   0 0 121
OMEGA HEALTHCARE INVS INC COM 681936100 18 624 SH   SOLE   0 0 624
OMNICOM GROUP INC COM 681919106 85 1,344 SH   SOLE   0 0 1,344
ONEOK INC COM 682680103 390 7,286 SH   SOLE   0 0 7,286
ORACLE CORP COM 68389X105 23 370 SH   SOLE   0 0 370
ORGANON & CO COMMON STOCK 68622V106 5 211 SH   SOLE   0 0 211
OSHKOSH CORP COM 688239201 11 150 SH   SOLE   0 0 150
OWENS CORNING COM 690742101 23 275 SH   SOLE   0 0 275
PARKER-HANNIFIN CORP COM 701094104 38 150 SH   SOLE   0 0 150
PAYPAL HLDGS INC COM 70450Y103 582 6,681 SH   SOLE   0 0 6,681
PEPSICO INC COM 713448108 33 200 SH   SOLE   0 0 200
PFIZER INC COM 717081103 421 9,529 SH   SOLE   0 0 9,529
PGIM ETF TR ULTRA SHORT 69344A107 11,350 231,154 SH   SOLE   0 0 231,154
PHILIP MORRIS INTL COM 718172109 9 100 SH   SOLE   0 0 100
PPL CORP COM 69351T106 37 1,430 SH   SOLE   0 0 1,430
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 106 1,408 SH   SOLE   0 0 1,408
PROGRESSIVE CORP OHIO COM 743315103 129 1,070 SH   SOLE   0 0 1,070
PRUDENTIAL FINANCIAL INC COM 744320102 150 1,678 SH   SOLE   0 0 1,678
QUALCOMM INC COM 747525103 63 535 SH   SOLE   0 0 535
REGIONAL MGMT CORP COM 75902K106 34 1,195 SH   SOLE   0 0 1,195
REGIONS FINANCIAL CORP NEW COM 7591EP100 92 4,475 SH   SOLE   0 0 4,475
RIVIAN AUTOMOTIVE INC COM CL A 76954A103 1 45 SH   SOLE   0 0 45
SAFETY INS GROUP INC COM 78648T100 43 520 SH   SOLE   0 0 520
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 29 508 SH   SOLE   0 0 508
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 12 192 SH   SOLE   0 0 192
SCOTTS MIRACLE-GRO CO CL A 810186106 11 250 SH   SOLE   0 0 250
SERVICE CORP INTL COM 817565104 4 60 SH   SOLE   0 0 60
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 67 550 SH   SOLE   0 0 550
SELECT SECTOR SPDR TR ENERGY 81369Y506 82 1,080 SH   SOLE   0 0 1,080
SMART SAND INC COM 83191H107 2 1,000 SH   SOLE   0 0 1,000
SOUTHERN CO COM 842587107 101 1,446 SH   SOLE   0 0 1,446
SPARTANNASH CO COM 847215100 106 3,567 SH   SOLE   0 0 3,567
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 264 9,994 SH   SOLE   0 0 9,994
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 120 3,806 SH   SOLE   0 0 3,806
SPDR SER TR BLOOMBERG SRT TR 78468R408 6,291 262,311 SH   SOLE   0 0 262,311
SPDR SER TR NUVEEN BLMBRG SR 78468R739 2,943 63,709 SH   SOLE   0 0 63,709
SPDR SER TR PRTFLO S&P500 GW 78464A409 894 17,430 SH   SOLE   0 0 17,430
SPDR SER TR PRTFLO S&P500 VL 78464A508 951 26,836 SH   SOLE   0 0 26,836
SPDR SER TR SPDR S&P 500 ETF 78464A854 898 20,849 SH   SOLE   0 0 20,849
SPDR SER TR PORTFOLIO S&P600 78468R853 429 12,292 SH   SOLE   0 0 12,292
SPDR SER TR PORTFOLI S&P1500 78464A805 258 5,705 SH   SOLE   0 0 5,705
SPDR SER TR S&P BK ETF 78464A797 59 1,308 SH   SOLE   0 0 1,308
SPDR SER TR S&P DIVID ETF 78464A763 66 575 SH   SOLE   0 0 575
SPDR SER TR S&P 600 SMCP GRW 78464A201 3 37 SH   SOLE   0 0 37
SPDR SER TR BLOOMBERG INVT 78468R200 12,445 410,671 SH   SOLE   0 0 410,671
SPIRE INC COM 84857L101 95 1,470 SH   SOLE   0 0 1,470
SS&C TECHNOLOGIES HLDGS INC COM 78467J100 467 9,442 SH   SOLE   0 0 9,442
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 5,580 135,870 SH   SOLE   0 0 135,870
STARBUCKS CORP COM 855244109 151 1,758 SH   SOLE   0 0 1,758
SUBURBAN PROPANE PARTNERS L UNIT LTD PARTN 864482104 90 5,810 SH   SOLE   0 0 5,810
SUNPOWER CORP COM 867652406 14 590 SH   SOLE   0 0 590
SWEETGREEN INC COM CL A 87043Q108 3 160 SH   SOLE   0 0 160
SYSCO CORP COM 871829107 1 17 SH   SOLE   0 0 17
TARGA RES CORP COM 87612G101 63 1,000 SH   SOLE   0 0 1,000
TARGET CORP COM 87612E106 1 5 SH   SOLE   0 0 5
TELEFONICA S A SPONSORED ADR 879382208 0 72 SH   SOLE   0 0 72
TESLA INC COM 88160R101 1 6 SH   SOLE   0 0 6
THERMO FISHER SCIENTIFIC INC COM 883556102 606 1,159 SH   SOLE   0 0 1,159
TILRAY INC COM CL 2 88688T100 1 500 SH   SOLE   0 0 500
TJX COS INC NEW COM 872540109 131 2,076 SH   SOLE   0 0 2,076
UDR INC COM 902653104 9 216 SH   SOLE   0 0 216
UMB FINANCIAL CORP COM 902788108 45 514 SH   SOLE   0 0 514
UMPQUA HOLDINGS CORP COM 904214103 280 16,021 SH   SOLE   0 0 16,021
UNION PAC CORP COM 907818108 19 95 SH   SOLE   0 0 95
UNITED PARCEL SERVICE INC CL B 911312106 10 61 SH   SOLE   0 0 61
UNITED RENTALS INC COM 911363109 622 2,207 SH   SOLE   0 0 2,207
UNITED STS OIL FD LP UNITS 91232N207 3 50 SH   SOLE   0 0 50
UNITEDHEALTH GROUP INC COM 91324P102 899 1,744 SH   SOLE   0 0 1,744
UNUM GROUP COM 91529Y106 122 3,095 SH   SOLE   0 0 3,095
US BANCORP COM 902973304 186 4,484 SH   SOLE   0 0 4,484
VALERO ENERGY CORP COM 91913Y100 1,029 9,166 SH   SOLE   0 0 9,166
VANECK VECTORS ETF TR SHORT HIGH YIELD 92189F387 15 694 SH   SOLE   0 0 694
VANECK VECTORS ETF TR SHORT MUNI ETF 92189F528 2,066 124,326 SH   SOLE   0 0 124,326
VANGUARD GROUP DIV APP ETF 921908844 86 624 SH   SOLE   0 0 624
VANGUARD INDEX FDS GROWTH ETF 922908736 21,436 97,910 SH   SOLE   0 0 97,910
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 19,573 57,831 SH   SOLE   0 0 57,831
VANGUARD INDEX FDS SMALL CP ETF 922908751 9,800 55,762 SH   SOLE   0 0 55,762
VANGUARD INDEX FDS MID CAP ETF 922908629 1,873 9,676 SH   SOLE   0 0 9,676
VANGUARD INDEX FDS SML CP GRW ETF 922908595 413 2,061 SH   SOLE   0 0 2,061
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 70 400 SH   SOLE   0 0 400
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,880 77,729 SH   SOLE   0 0 77,729
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 6,250 168,147 SH   SOLE   0 0 168,147
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 21,557 221,147 SH   SOLE   0 0 221,147
VERIZON COMMUNICATIONS COM 92343V104 117 2,989 SH   SOLE   0 0 2,989
VERTEX PHARMACEUTICALS INC COM 92532F100 327 1,100 SH   SOLE   0 0 1,100
VISA INC CL A 92826C839 311 1,711 SH   SOLE   0 0 1,711
VISTEON CORP COM NEW 92839U206 11 100 SH   SOLE   0 0 100
WABTEC COM 929740108 0 3 SH   SOLE   0 0 3
WALGREENS BOOTS ALLIANCE INC COM 931427108 238 7,325 SH   SOLE   0 0 7,325
WALMART INC COM 931142103 36 269 SH   SOLE   0 0 269
WARNER MUSIC GROUP CORP COM CL A 934550203 12 972 SH   SOLE   0 0 972
WASTE MGMT INC DEL COM 94106L109 1,027 6,220 SH   SOLE   0 0 6,220
WELLS FARGO & CO COM 949746101 46 1,115 SH   SOLE   0 0 1,115
WORKHORSE GROUP INC COM NEW 98138J206 0 50 SH   SOLE   0 0 50
WP CAREY INC COM 92936U109 88 1,219 SH   SOLE   0 0 1,219
XPO LOGISTICS INC COM 983793100 29 623 SH   SOLE   0 0 623
YUM BRANDS INC COM 988498101 83 763 SH   SOLE   0 0 763
YUM CHINA HLDGS INC COM 98850P109 36 763 SH   SOLE   0 0 763
ZOOM VIDEO COMMUNICATIONS INC CL A 98980L101 4 51 SH   SOLE   0 0 51