The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM Stock 88579Y101   140,888 1,275 SH   SOLE   0 0 1,275
ABBOTT LABS COM Stock 002824100   542,050 5,602 SH   SOLE   0 0 5,602
ABBVIE INC COM Stock 00287Y109   1,006,038 7,496 SH   SOLE   0 0 7,496
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101   720,440 2,800 SH   SOLE   0 0 2,800
ADOBE INC COM Stock 00724F101   511,322 1,858 SH   SOLE   0 0 1,858
AFLAC INC COM Stock 001055102   204,456 3,638 SH   SOLE   0 0 3,638
AIR PRODS & CHEMS INC COM Stock 009158106   418,914 1,800 SH   SOLE   0 0 1,800
ALIBABA GROUP HLDG LTD SPONSORED ADS ADR 01609W102   385,552 4,820 SH   SOLE   0 0 4,820
ALPHABET INC CAP STK CL A Stock 02079K305   371,122 3,880 SH   SOLE   0 0 3,880
ALPHABET INC CAP STK CL C Stock 02079K107   348,063 3,620 SH   SOLE   0 0 3,620
ALTRIA GROUP INC COM Stock 02209S103   139,392 3,452 SH   SOLE   0 0 3,452
AMAZON COM INC COM Stock 023135106   334,480 2,960 SH   SOLE   0 0 2,960
AMERICAN AIRLS GROUP INC COM Stock 02376R102   12,040 1,000 SH   SOLE   0 0 1,000
AMERICAN ELEC PWR CO INC COM Stock 025537101   105,815 1,224 SH   SOLE   0 0 1,224
AMERICAN EXPRESS CO COM Stock 025816109   412,420 3,057 SH   SOLE   0 0 3,057
AMERIPRISE FINL INC COM Stock 03076C106   36,533 145 SH   SOLE   0 0 145
AMGEN INC COM Stock 031162100   448,997 1,992 SH   SOLE   0 0 1,992
APA CORPORATION COM Stock 03743Q108   277,896 8,128 SH   SOLE   0 0 8,128
APPLE INC COM Stock 037833100   6,747,477 48,824 SH   SOLE   0 0 48,824
AT&T INC COM Stock 00206R102   1,779 116 SH   SOLE   0 0 116
AUTOMATIC DATA PROCESSING INC COM Stock 053015103   879,427 3,888 SH   SOLE   0 0 3,888
BANK AMERICA CORP COM Stock 060505104   81,449 2,697 SH   SOLE   0 0 2,697
BECTON DICKINSON & CO COM Stock 075887109   529,221 2,375 SH   SOLE   0 0 2,375
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   398,394 1,492 SH   SOLE   0 0 1,492
BIOGEN INC COM Stock 09062X103   244,572 916 SH   SOLE   0 0 916
BLACK KNIGHT INC COM Stock 09215C105   7,897 122 SH   SOLE   0 0 122
BLACKROCK INC COM Stock 09247X101   208,556 379 SH   SOLE   0 0 379
BOEING CO COM Stock 097023105   121,080 1,000 SH   SOLE   0 0 1,000
BOOKING HOLDINGS INC COM Stock 09857L108   532,400 324 SH   SOLE   0 0 324
BRISTOL-MYERS SQUIBB CO COM Stock 110122108   14,218 200 SH   SOLE   0 0 200
CAPITAL ONE FINL CORP COM Stock 14040H105   41,016 445 SH   SOLE   0 0 445
CARRIER GLOBAL CORPORATION COM Stock 14448C104   59,350 1,669 SH   SOLE   0 0 1,669
CATERPILLAR INC COM Stock 149123101   233,158 1,421 SH   SOLE   0 0 1,421
CELANESE CORP DEL COM Stock 150870103   12,648 140 SH   SOLE   0 0 140
CENCORA INC COM Stock 03073E105   42,900 317 SH   SOLE   0 0 317
CENTENE CORP DEL COM Stock 15135B101   15,562 200 SH   SOLE   0 0 200
CHEVRON CORP NEW COM Stock 166764100   364,347 2,536 SH   SOLE   0 0 2,536
CHUBB LIMITED COM Stock H1467J104   37,467 206 SH   SOLE   0 0 206
CISCO SYS INC COM Stock 17275R102   281,640 7,041 SH   SOLE   0 0 7,041
CITIGROUP INC COM NEW Stock 172967424   31,669 760 SH   SOLE   0 0 760
COCA COLA CO COM Stock 191216100   170,581 3,045 SH   SOLE   0 0 3,045
COLGATE PALMOLIVE CO COM Stock 194162103   174,642 2,486 SH   SOLE   0 0 2,486
COMMUNICATION SERVICES SEL SECT SPDRETF ETF 81369Y852   14,750 308 SH   SOLE   0 0 308
CONOCOPHILLIPS COM Stock 20825C104   557,753 5,450 SH   SOLE   0 0 5,450
CONSUMER STAPLES SELECT SECTOR SPDR ETF ETF 81369Y308   2,895,415 43,390 SH   SOLE   0 0 43,390
CORNING INC COM Stock 219350105   92,864 3,200 SH   SOLE   0 0 3,200
COSTCO WHSL CORP NEW COM Stock 22160K105   80,286 170 SH   SOLE   0 0 170
CSX CORP COM Stock 126408103   47,952 1,800 SH   SOLE   0 0 1,800
CVS HEALTH CORP COM Stock 126650100   11,011 115 SH   SOLE   0 0 115
DANAHER CORPORATION COM Stock 235851102   331,903 1,285 SH   SOLE   0 0 1,285
DARDEN RESTAURANTS INC COM Stock 237194105   252,640 2,000 SH   SOLE   0 0 2,000
DEFIANCE 5G NEXT GEN CONNECTIVITY ETF ETF 26922A289   99,061 3,473 SH   SOLE   0 0 3,473
DEXCOM INC COM Stock 252131107   16,108 200 SH   SOLE   0 0 200
DISCOVER FINL SVCS COM Stock 254709108   186,932 2,056 SH   SOLE   0 0 2,056
DOMINION ENERGY INC COM Stock 25746U109   81,273 1,176 SH   SOLE   0 0 1,176
DOVER CORP COM Stock 260003108   145,725 1,250 SH   SOLE   0 0 1,250
DOW INC COM Stock 260557103   37,428 852 SH   SOLE   0 0 852
DUKE ENERGY CORP NEW COM NEW Stock 26441C204   34,231 368 SH   SOLE   0 0 368
EBAY INC. COM Stock 278642103   1,693 46 SH   SOLE   0 0 46
EDWARDS LIFESCIENCES CORP COM Stock 28176E108   501,234 6,066 SH   SOLE   0 0 6,066
ELEVANCE HEALTH INC COM Stock 036752103   29,980 66 SH   SOLE   0 0 66
ELI LILLY & CO COM Stock 532457108   198,537 614 SH   SOLE   0 0 614
EMBECTA CORP COMMON STOCK Stock 29082K105   13,675 475 SH   SOLE   0 0 475
ENERGY SELECT SECTOR SPDR ETF ETF 81369Y506   399,495 5,547 SH   SOLE   0 0 5,547
EVERSOURCE ENERGY COM Stock 30040W108   296,248 3,800 SH   SOLE   0 0 3,800
EXXON MOBIL CORP COM Stock 30231G102   492,603 5,642 SH   SOLE   0 0 5,642
FIDELITY NATIONAL FINANCIAL IN FNF GROUP COM Stock 31620R303   7,240 200 SH   SOLE   0 0 200
FIDELITY NATL INFORMATION SVCS COM Stock 31620M106   36,198 479 SH   SOLE   0 0 479
FINANCIAL SELECT SECTOR SPDR ETF ETF 81369Y605   2,872,269 94,607 SH   SOLE   0 0 94,607
FIRST TRUST CNSMR DISCRET ALPHADEX ETF ETF 33734X101   12,906 300 SH   SOLE   0 0 300
FORD MTR CO DEL COM Stock 345370860   28,000 2,500 SH   SOLE   0 0 2,500
GENERAL ELECTRIC CO COM NEW Stock 369604301   2,972 48 SH   SOLE   0 0 48
GENERAL MLS INC COM Stock 370334104   6,588 86 SH   SOLE   0 0 86
GENERAL MTRS CO COM Stock 37045V100   32,090 1,000 SH   SOLE   0 0 1,000
GOLDMAN SACHS ACSS INVMT GRD CORP BD ETF ETF 381430479   14,349,904 332,020 SH   SOLE   0 0 332,020
GOLDMAN SACHS ACTIVEBETA US LGCP EQ ETF ETF 381430503   6,018,661 84,746 SH   SOLE   0 0 84,746
GOLDMAN SACHS GROUP INC COM Stock 38141G104   18,169 62 SH   SOLE   0 0 62
HARTFORD FINL SVCS GROUP INC COM Stock 416515104   2,601 42 SH   SOLE   0 0 42
HEALTH CARE SELECT SECTOR SPDR ETF ETF 81369Y209   1,152,362 9,515 SH   SOLE   0 0 9,515
HOME DEPOT INC COM Stock 437076102   673,294 2,440 SH   SOLE   0 0 2,440
HONEYWELL INTL INC COM Stock 438516106   520,112 3,115 SH   SOLE   0 0 3,115
ILLINOIS TOOL WKS INC COM Stock 452308109   830,990 4,600 SH   SOLE   0 0 4,600
ILLUMINA INC COM Stock 452327109   25,375 133 SH   SOLE   0 0 133
INDUSTRIAL SELECT SECTOR SPDR ETF ETF 81369Y704   16,237 196 SH   SOLE   0 0 196
INTEL CORP COM Stock 458140100   450,279 17,473 SH   SOLE   0 0 17,473
INVESCO CURRENCYSHARES EURO CURRENCY ETF 46138K103   1,933,245 21,376 SH   SOLE   0 0 21,376
INVESCO INTERNATIONAL CORPORATE BOND ETF ETF 46138E636   5,009,772 260,654 SH   SOLE   0 0 260,654
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357   174,628 1,372 SH   SOLE   0 0 1,372
IPATH BLOOMBERG CMDTY TR ETN ETF 06738C778   4,982,113 151,386 SH   SOLE   0 0 151,386
ISHARES 20 YEAR TREASURY BOND ETF ETF 464287432   3,798,436 37,076 SH   SOLE   0 0 37,076
ISHARES 7-10 YEAR TREASURY BOND ETF ETF 464287440   5,923,447 61,709 SH   SOLE   0 0 61,709
ISHARES CORE MSCI EAFE ETF ETF 46432F842   3,906,429 74,168 SH   SOLE   0 0 74,168
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103   1,958,126 45,559 SH   SOLE   0 0 45,559
ISHARES CORE MSCI EUROPE ETF ETF 46434V738   1,806,187 45,680 SH   SOLE   0 0 45,680
ISHARES CORE S&P 500 ETF ETF 464287200   6,276,016 17,499 SH   SOLE   0 0 17,499
ISHARES CORE S&P MID-CAP ETF ETF 464287507   7,796,009 35,556 SH   SOLE   0 0 35,556
ISHARES CORE S&P SMALL-CAP ETF ETF 464287804   72,368 830 SH   SOLE   0 0 830
ISHARES CORE US AGGREGATE BOND ETF ETF 464287226   1,043,130 10,828 SH   SOLE   0 0 10,828
ISHARES EXPANDED TECH SECTOR ETF ETF 464287549   2,460,049 8,900 SH   SOLE   0 0 8,900
ISHARES FRONTIER AND SELECT EM ETF ETF 464286145   1,101,813 45,249 SH   SOLE   0 0 45,249
ISHARES JP MORGAN USD EM MKTS BD ETF ETF 464288281   7,956,992 100,214 SH   SOLE   0 0 100,214
ISHARES MSCI ALL COUNTRY ASIA EX JAPAN ETF ETF 464288182   2,280,387 38,961 SH   SOLE   0 0 38,961
ISHARES MSCI AUSTRALIA ETF ETF 464286103   1,139,844 58,096 SH   SOLE   0 0 58,096
ISHARES MSCI BRAZIL ETF ETF 464286400   1,321,705 44,607 SH   SOLE   0 0 44,607
ISHARES MSCI CHINA ETF ETF 46429B671   2,743,801 64,469 SH   SOLE   0 0 64,469
ISHARES MSCI EAFE ETF ETF 464287465   488,687 8,725 SH   SOLE   0 0 8,725
ISHARES MSCI EUROZONE ETF ETF 464286608   3,910,546 122,281 SH   SOLE   0 0 122,281
ISHARES MSCI INDIA ETF ETF 46429B598   1,412,945 34,648 SH   SOLE   0 0 34,648
ISHARES MSCI INDONESIA ETF ETF 46429B309   1,456,754 62,468 SH   SOLE   0 0 62,468
ISHARES MSCI JAPAN ETF ETF 46434G822   21,006 430 SH   SOLE   0 0 430
ISHARES MSCI SWITZERLAND ETF ETF 464286749   10,561 282 SH   SOLE   0 0 282
ISHARES MSCI UNITED KINGDOM ETF ETF 46435G334   1,190,458 45,420 SH   SOLE   0 0 45,420
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697   216,478 3,275 SH   SOLE   0 0 3,275
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339   251,223 2,417 SH   SOLE   0 0 2,417
ISHARES NATIONAL MUNI BOND ETF ETF 464288414   3,505,569 34,174 SH   SOLE   0 0 34,174
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   481,185 2,287 SH   SOLE   0 0 2,287
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598   370,029 2,721 SH   SOLE   0 0 2,721
ISHARES RUSSELL 2000 ETF ETF 464287655   597,175 3,621 SH   SOLE   0 0 3,621
ISHARES RUSSELL 2000 GROWTH ETF ETF 464287648   654,890 3,170 SH   SOLE   0 0 3,170
ISHARES RUSSELL MID-CAP ETF ETF 464287499   263,765 4,244 SH   SOLE   0 0 4,244
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481   2,912,812 37,139 SH   SOLE   0 0 37,139
ISHARES RUSSELL MID-CAP VALUE ETF ETF 464287473   327,531 3,410 SH   SOLE   0 0 3,410
ISHARES S&P SMALL-CAP 600 GROWTH ETF ETF 464287887   47,785 470 SH   SOLE   0 0 470
ISHARES S&P SMALL-CAP 600 VALUE ETF ETF 464287879   38,339 465 SH   SOLE   0 0 465
JOHNSON & JOHNSON COM Stock 478160104   1,483,962 9,084 SH   SOLE   0 0 9,084
JPMORGAN BETABUILDERS CANADA ETF ETF 46641Q225   1,372,329 25,675 SH   SOLE   0 0 25,675
JPMORGAN BETABUILDERS JAPAN ETF ETF 46641Q217   2,937,882 71,954 SH   SOLE   0 0 71,954
JPMORGAN CHASE & CO COM Stock 46625H100   47,966 459 SH   SOLE   0 0 459
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837   2,617,048 52,174 SH   SOLE   0 0 52,174
JPMORGAN ULTRA-SHORT MUNICIPAL INC ETF ETF 46641Q654   1,002,042 19,921 SH   SOLE   0 0 19,921
KELLANOVA COM Stock 487836108   1,533 22 SH   SOLE   0 0 22
KIMBERLY-CLARK CORP COM Stock 494368103   140,000 1,244 SH   SOLE   0 0 1,244
KRANESHARES CSI CHINA INTERNET ETF ETF 500767306   894,851 36,317 SH   SOLE   0 0 36,317
LOCKHEED MARTIN CORP COM Stock 539830109   861,813 2,231 SH   SOLE   0 0 2,231
LOWES COS INC COM Stock 548661107   1,672,448 8,905 SH   SOLE   0 0 8,905
MARKEL GROUP INC COM Stock 570535104   299,245 276 SH   SOLE   0 0 276
MARSH & MCLENNAN COS INC COM Stock 571748102   280,814 1,881 SH   SOLE   0 0 1,881
MASTERCARD INCORPORATED CL A Stock 57636Q104   14,217 50 SH   SOLE   0 0 50
MCDONALDS CORP COM Stock 580135101   998,873 4,329 SH   SOLE   0 0 4,329
MCKESSON CORP COM Stock 58155Q103   39,085 115 SH   SOLE   0 0 115
MEDTRONIC PLC SHS Stock G5960L103   90,844 1,125 SH   SOLE   0 0 1,125
MERCADOLIBRE INC COM Stock 58733R102   1,191,175 1,439 SH   SOLE   0 0 1,439
MERCK & CO INC COM Stock 58933Y105   439,040 5,098 SH   SOLE   0 0 5,098
META PLATFORMS INC CL A Stock 30303M102   23,066 170 SH   SOLE   0 0 170
MICRON TECHNOLOGY INC COM Stock 595112103   50,100 1,000 SH   SOLE   0 0 1,000
MICROSOFT CORP COM Stock 594918104   1,979,417 8,499 SH   SOLE   0 0 8,499
MONSTER BEVERAGE CORP NEW COM Stock 61174X109   25,914 298 SH   SOLE   0 0 298
MORGAN STANLEY COM NEW Stock 617446448   2,054 26 SH   SOLE   0 0 26
NCR VOYIX CORPORATION COM Stock 62886E108   475 25 SH   SOLE   0 0 25
NEXTERA ENERGY INC COM Stock 65339F101   351,198 4,479 SH   SOLE   0 0 4,479
NIKE INC CL B Stock 654106103   22,442 270 SH   SOLE   0 0 270
NORFOLK SOUTHN CORP COM Stock 655844108   80,296 383 SH   SOLE   0 0 383
NORTHROP GRUMMAN CORP COM Stock 666807102   225,754 480 SH   SOLE   0 0 480
NVIDIA CORPORATION COM Stock 67066G104   121,390 1,000 SH   SOLE   0 0 1,000
OCCIDENTAL PETE CORP COM Stock 674599105   6,145 100 SH   SOLE   0 0 100
OCCIDENTAL PETE CORP WT EXP 080327 Stock 674599162   475 12 SH   SOLE   0 0 12
ORACLE CORP COM Stock 68389X105   146,568 2,400 SH   SOLE   0 0 2,400
OREILLY AUTOMOTIVE INC COM Stock 67103H107   9,144 13 SH   SOLE   0 0 13
ORGANON & CO COMMON STOCK Stock 68622V106   10,717 458 SH   SOLE   0 0 458
OTIS WORLDWIDE CORP COM Stock 68902V107   53,209 834 SH   SOLE   0 0 834
PEPSICO INC COM Stock 713448108   1,215,634 7,446 SH   SOLE   0 0 7,446
PFIZER INC COM Stock 717081103   711,056 16,249 SH   SOLE   0 0 16,249
PHILIP MORRIS INTL INC COM Stock 718172109   93,220 1,123 SH   SOLE   0 0 1,123
PHILLIPS 66 COM Stock 718546104   201,800 2,500 SH   SOLE   0 0 2,500
PLUG POWER INC COM NEW Stock 72919P202   21,010 1,000 SH   SOLE   0 0 1,000
PNC FINL SVCS GROUP INC COM Stock 693475105   5,678 38 SH   SOLE   0 0 38
PPG INDS INC COM Stock 693506107   276,725 2,500 SH   SOLE   0 0 2,500
PRICE T ROWE GROUP INC COM Stock 74144T108   1,785 17 SH   SOLE   0 0 17
PROCTER AND GAMBLE CO COM Stock 742718109   1,055,955 8,364 SH   SOLE   0 0 8,364
PROGRESSIVE CORP COM Stock 743315103   543,863 4,680 SH   SOLE   0 0 4,680
QUALCOMM INC COM Stock 747525103   15,817 140 SH   SOLE   0 0 140
RELMADA THERAPEUTICS INC COM Stock 75955J402   68,265 1,844 SH   SOLE   0 0 1,844
RIVIAN AUTOMOTIVE INC COM CL A Stock 76954A103   32,910 1,000 SH   SOLE   0 0 1,000
RTX CORPORATION COM Stock 75513E101   409,300 5,000 SH   SOLE   0 0 5,000
S&P GLOBAL INC COM Stock 78409V104   6,718 22 SH   SOLE   0 0 22
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706   32,502 1,451 SH   SOLE   0 0 1,451
SCHWAB FUNDAMENTAL US LARGE COMPANY ETF ETF 808524771   11,462 240 SH   SOLE   0 0 240
SCHWAB US LARGE-CAP ETF ETF 808524201   18,888 446 SH   SOLE   0 0 446
SCHWAB US SMALL-CAP ETF ETF 808524607   2,948 78 SH   SOLE   0 0 78
SERVICENOW INC COM Stock 81762P102   1,668,659 4,419 SH   SOLE   0 0 4,419
SHERWIN WILLIAMS CO COM Stock 824348106   1,132,063 5,529 SH   SOLE   0 0 5,529
SOUTHERN CO COM Stock 842587107   102,000 1,500 SH   SOLE   0 0 1,500
SPDR PORTFOLIO MSCI GLOBAL STK MKT ETF ETF 78463X475   60,615 1,417 SH   SOLE   0 0 1,417
SPDR PORTFOLIO SHORT TERM CORP BD ETF ETF 78464A474   8,029,568 274,797 SH   SOLE   0 0 274,797
SPDR S&P 500 ETF TRUST ETF 78462F103   356,823 999 SH   SOLE   0 0 999
SPDR S&P OIL & GAS EXPLOR & PRODTN ETF ETF 78468R556   3,458,486 27,730 SH   SOLE   0 0 27,730
SPLUNK INC COM Stock 848637104   188,978 2,513 SH   SOLE   0 0 2,513
STARBUCKS CORP COM Stock 855244109   21,992 261 SH   SOLE   0 0 261
STATE STR CORP COM Stock 857477103   1,824 30 SH   SOLE   0 0 30
STOCK YDS BANCORP INC COM Stock 861025104   43,736 643 SH   SOLE   0 0 643
SYSCO CORP COM Stock 871829107   247,485 3,500 SH   SOLE   0 0 3,500
TARGET CORP COM Stock 87612E106   7,420 50 SH   SOLE   0 0 50
TECHNOLOGY SELECT SECTOR SPDR ETF ETF 81369Y803   1,033,505 8,701 SH   SOLE   0 0 8,701
TEXAS INSTRS INC COM Stock 882508104   391,593 2,530 SH   SOLE   0 0 2,530
THERMO FISHER SCIENTIFIC INC COM Stock 883556102   464,586 916 SH   SOLE   0 0 916
TOWNEBANK PORTSMOUTH VA COM Stock 89214P109   13,415 500 SH   SOLE   0 0 500
TRUIST FINL CORP COM Stock 89832Q109   9,274 213 SH   SOLE   0 0 213
UDR INC COM REIT 902653104   18,978 455 SH   SOLE   0 0 455
UNION PAC CORP COM Stock 907818108   287,360 1,475 SH   SOLE   0 0 1,475
UNITED AIRLS HLDGS INC COM Stock 910047109   32,530 1,000 SH   SOLE   0 0 1,000
UNITEDHEALTH GROUP INC COM Stock 91324P102   291,408 577 SH   SOLE   0 0 577
US BANCORP DEL COM NEW Stock 902973304   10,161 252 SH   SOLE   0 0 252
UTILITIES SELECT SECTOR SPDR ETF ETF 81369Y886   23,846 364 SH   SOLE   0 0 364
VANECK EM HIGH YIELD BOND ETF ETF 92189F353   5,186,271 307,608 SH   SOLE   0 0 307,608
VANECK JPMORGAN EMLCL CCY BD ETF ETF 92189H300   3,217,673 141,126 SH   SOLE   0 0 141,126
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   1,382,011 10,225 SH   SOLE   0 0 10,225
VANGUARD ESG US STOCK ETF ETF 921910733   64,734 1,029 SH   SOLE   0 0 1,029
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   116,316 3,199 SH   SOLE   0 0 3,199
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858   13,319 365 SH   SOLE   0 0 365
VANGUARD LARGE-CAP ETF ETF 922908637   251,065 1,535 SH   SOLE   0 0 1,535
VANGUARD MID-CAP ETF ETF 922908629   153,204 815 SH   SOLE   0 0 815
VANGUARD MID-CAP VALUE ETF ETF 922908512   53,944 443 SH   SOLE   0 0 443
VANGUARD REAL ESTATE ETF ETF 922908553   46,739 583 SH   SOLE   0 0 583
VANGUARD RUSSELL 2000 ETF ETF 92206C664   143,921 2,160 SH   SOLE   0 0 2,160
VANGUARD S&P 500 ETF ETF 922908363   208,142 634 SH   SOLE   0 0 634
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746   74,569 1,549 SH   SOLE   0 0 1,549
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   3,852,503 21,466 SH   SOLE   0 0 21,466
VANGUARD TOTAL WORLD STOCK ETF ETF 922042742   15,460 196 SH   SOLE   0 0 196
VERIZON COMMUNICATIONS INC COM Stock 92343V104   201,241 5,300 SH   SOLE   0 0 5,300
VERTEX PHARMACEUTICALS INC COM Stock 92532F100   1,111,544 3,839 SH   SOLE   0 0 3,839
VIATRIS INC COM Stock 92556V106   1,056 124 SH   SOLE   0 0 124
VISA INC COM CL A Stock 92826C839   723,391 4,072 SH   SOLE   0 0 4,072
WABTEC COM Stock 929740108   163 2 SH   SOLE   0 0 2
WALMART INC COM Stock 931142103   177,948 1,372 SH   SOLE   0 0 1,372
WARNER BROS DISCOVERY INC COM SER A Stock 934423104   322 28 SH   SOLE   0 0 28
WELLS FARGO CO NEW COM Stock 949746101   103,446 2,572 SH   SOLE   0 0 2,572
XTRACKERS HARVEST CSI 300 CHINA A ETF ETF 233051879   1,913,827 70,647 SH   SOLE   0 0 70,647
ZOETIS INC CL A Stock 98978V103   64,061 432 SH   SOLE   0 0 432