The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 77 597 SH   SOLE   0 0 597
ABBOTT LABS COM 002824100 42 386 SH   SOLE   0 0 386
ABBVIE INC COM 00287Y109 15 96 SH   SOLE   0 0 96
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 94 340 SH   SOLE   0 0 340
AGILENT TECHNOLOGIES INC COM 00846U101 51 427 SH   SOLE   0 0 427
AGNC INVT CORP COM 00123Q104 26 2,360 SH   SOLE   0 0 2,360
AIR PRODS & CHEMS INC COM 009158106 3,972 16,515 SH   SOLE   0 0 16,515
ALPHABET INC CAP STK CL A 02079K305 118 54 SH   SOLE   0 0 54
ALPHABET INC CAP STK CL C 02079K107 300 137 SH   SOLE   0 0 137
ALTRIA GROUP INC COM 02209S103 3 70 SH   SOLE   0 0 70
AMAZON COM INC COM 023135106 143 1,345 SH   SOLE   0 0 1,345
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 111 2,131 SH   SOLE   0 0 2,131
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 88 1,735 SH   SOLE   0 0 1,735
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 483 9,152 SH   SOLE   0 0 9,152
AMERICAN CENTY ETF TR US SML CP VALU 025072877 207 3,023 SH   SOLE   0 0 3,023
AMERICAN ELEC PWR CO INC COM 025537101 10 100 SH   SOLE   0 0 100
AMERICAN EXPRESS CO COM 025816109 34 243 SH   SOLE   0 0 243
AMERICAN WTR WKS CO INC NEW COM 030420103 17 111 SH   SOLE   0 0 111
AMGEN INC COM 031162100 379 1,556 SH   SOLE   0 0 1,556
AMPLIFY ETF TR BLOCKCHAIN LDR 032108607 5 284 SH   SOLE   0 0 284
APOLLO SR FLOATING RATE FD I COM 037636107 18 1,370 SH   SOLE   0 0 1,370
APPLE INC COM 037833100 8,324 60,882 SH   SOLE   0 0 60,882
ARES COML REAL ESTATE CORP COM 04013V108 15 1,251 SH   SOLE   0 0 1,251
ARK ETF TR INNOVATION ETF 00214Q104 0 3 SH   SOLE   0 0 3
AT&T INC COM 00206R102 12 588 SH   SOLE   0 0 588
AXALTA COATING SYS LTD COM G0750C108 15 663 SH   SOLE   0 0 663
BECTON DICKINSON & CO COM 075887109 9 36 SH   SOLE   0 0 36
BELDEN INC COM 077454106 21 392 SH   SOLE   0 0 392
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,485 5,440 SH   SOLE   0 0 5,440
BK OF AMERICA CORP COM 060505104 79 2,538 SH   SOLE   0 0 2,538
BLACKBERRY LTD COM 09228F103 1 110 SH   SOLE   0 0 110
BLACKROCK INC COM 09247X101 44 73 SH   SOLE   0 0 73
BLACKSTONE INC COM 09260D107 2,180 23,895 SH   SOLE   0 0 23,895
BLACKSTONE MTG TR INC COM CL A 09257W100 18 633 SH   SOLE   0 0 633
BOEING CO COM 097023105 6 44 SH   SOLE   0 0 44
BRISTOL-MYERS SQUIBB CO COM 110122108 97 1,258 SH   SOLE   0 0 1,258
BROADCOM INC COM 11135F101 104 215 SH   SOLE   0 0 215
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 5 110 SH   SOLE   0 0 110
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 5 135 SH   SOLE   0 0 135
BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105 3 92 SH   SOLE   0 0 92
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 524 15,056 SH   SOLE   0 0 15,056
BUTTERFLY NETWORK INC COM CL A 124155102 0 64 SH   SOLE   0 0 64
CAMDEN PPTY TR SH BEN INT 133131102 21 157 SH   SOLE   0 0 157
CAMPBELL SOUP CO COM 134429109 241 5,007 SH   SOLE   0 0 5,007
CARNIVAL CORP COMMON STOCK 143658300 2 240 SH   SOLE   0 0 240
CATERPILLAR INC COM 149123101 45 250 SH   SOLE   0 0 250
CHEVRON CORP NEW COM 166764100 17 115 SH   SOLE   0 0 115
CHIPOTLE MEXICAN GRILL INC COM 169656105 16 12 SH   SOLE   0 0 12
CIGNA CORP NEW COM 125523100 31 118 SH   SOLE   0 0 118
CISCO SYS INC COM 17275R102 2 40 SH   SOLE   0 0 40
CLEAN ENERGY FUELS CORP COM 184499101 2 553 SH   SOLE   0 0 553
CME GROUP INC COM 12572Q105 895 4,374 SH   SOLE   0 0 4,374
COCA COLA CO COM 191216100 11 177 SH   SOLE   0 0 177
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 18 268 SH   SOLE   0 0 268
COMPASS PATHWAYS PLC SPONSORED ADS 20451W101 0 40 SH   SOLE   0 0 40
CONSOLIDATED EDISON INC COM 209115104 10 102 SH   SOLE   0 0 102
CORTEVA INC COM 22052L104 35 654 SH   SOLE   0 0 654
COSTCO WHSL CORP NEW COM 22160K105 284 592 SH   SOLE   0 0 592
CSX CORP COM 126408103 2 57 SH   SOLE   0 0 57
DANAHER CORPORATION COM 235851102 69 274 SH   SOLE   0 0 274
DIAGEO PLC SPON ADR NEW 25243Q205 161 926 SH   SOLE   0 0 926
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 0 0 SH   SOLE   0 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 1,157 49,967 SH   SOLE   0 0 49,967
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856 17 384 SH   SOLE   0 0 384
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 1,250 43,256 SH   SOLE   0 0 43,256
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 1,789 74,116 SH   SOLE   0 0 74,116
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 539 11,208 SH   SOLE   0 0 11,208
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 350 7,465 SH   SOLE   0 0 7,465
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 2,114 79,991 SH   SOLE   0 0 79,991
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 15,600 669,532 SH   SOLE   0 0 669,532
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 390 12,355 SH   SOLE   0 0 12,355
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 369 7,695 SH   SOLE   0 0 7,695
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 10 445 SH   SOLE   0 0 445
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 627 15,598 SH   SOLE   0 0 15,598
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 5,463 254,794 SH   SOLE   0 0 254,794
DISNEY WALT CO COM 254687106 20 213 SH   SOLE   0 0 213
DOLLAR TREE INC COM 256746108 40 259 SH   SOLE   0 0 259
DOW INC COM 260557103 34 654 SH   SOLE   0 0 654
DUPONT DE NEMOURS INC COM 26614N102 27 486 SH   SOLE   0 0 486
DYNEX CAP INC COM 26817Q886 19 1,183 SH   SOLE   0 0 1,183
EBAY INC. COM 278642103 7 160 SH   SOLE   0 0 160
EMBECTA CORP COMMON STOCK 29082K105 0 7 SH   SOLE   0 0 7
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 96 9,600 SH   SOLE   0 0 9,600
EOG RES INC COM 26875P101 14 125 SH   SOLE   0 0 125
ETF SER SOLUTIONS LONCAR CANCER 26922A826 1 37 SH   SOLE   0 0 37
ETFIS SER TR I VIRTUS LIFESC CT 26923G301 0 23 SH   SOLE   0 0 23
EXXON MOBIL CORP COM 30231G102 66 767 SH   SOLE   0 0 767
FERRARI N V COM N3167Y103 18 100 SH   SOLE   0 0 100
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 449 16,521 SH   SOLE   0 0 16,521
FIRST BUSEY CORP COM NEW 319383204 54 2,360 SH   SOLE   0 0 2,360
FIRST SOLAR INC COM 336433107 2 30 SH   SOLE   0 0 30
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 6 46 SH   SOLE   0 0 46
GENERAL ELECTRIC CO COM NEW 369604301 5 71 SH   SOLE   0 0 71
GREAT SOUTHN BANCORP INC COM 390905107 172 2,935 SH   SOLE   0 0 2,935
GROWGENERATION CORP COM 39986L109 0 20 SH   SOLE   0 0 20
HERSHEY CO COM 427866108 119 555 SH   SOLE   0 0 555
HOME DEPOT INC COM 437076102 87 318 SH   SOLE   0 0 318
ILLINOIS TOOL WKS INC COM 452308109 95 520 SH   SOLE   0 0 520
ILLUMINA INC COM 452327109 48 259 SH   SOLE   0 0 259
INTEL CORP COM 458140100 71 1,907 SH   SOLE   0 0 1,907
INTERNATIONAL BUSINESS MACHS COM 459200101 16 112 SH   SOLE   0 0 112
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 14 120 SH   SOLE   0 0 120
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 57 3,149 SH   SOLE   0 0 3,149
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 180 14,577 SH   SOLE   0 0 14,577
INVESCO EXCH TRADED FD TR II S&P INTL DEV 46138E248 143 6,010 SH   SOLE   0 0 6,010
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833 16 733 SH   SOLE   0 0 733
INVESCO EXCHANGE TRADED FD T DYNMC BIOTECH 46137V787 1 17 SH   SOLE   0 0 17
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 15 100 SH   SOLE   0 0 100
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 42 915 SH   SOLE   0 0 915
INVESCO EXCHANGE TRADED FD T WILDERHIL CLAN 46137V134 10 227 SH   SOLE   0 0 227
INVESCO LTD SHS G491BT108 357 22,129 SH   SOLE   0 0 22,129
INVESCO MUNI INCOME OPP TRST COM 46132X101 52 8,000 SH   SOLE   0 0 8,000
INVESCO QQQ TR UNIT SER 1 46090E103 249 889 SH   SOLE   0 0 889
INVESCO QUALITY MUN INCOME T COM 46133G107 46 4,500 SH   SOLE   0 0 4,500
ISHARES GOLD TR ISHARES NEW 464285204 984 28,669 SH   SOLE   0 0 28,669
ISHARES INC CORE MSCI EMKT 46434G103 1,160 23,650 SH   SOLE   0 0 23,650
ISHARES INC ESG AWR MSCI EM 46434G863 274 8,473 SH   SOLE   0 0 8,473
ISHARES INC MSCI CDA ETF 464286509 24 700 SH   SOLE   0 0 700
ISHARES TR 0-5 YR TIPS ETF 46429B747 25 248 SH   SOLE   0 0 248
ISHARES TR BROAD USD HIGH 46435U853 284 8,208 SH   SOLE   0 0 8,208
ISHARES TR CONV BD ETF 46435G102 1,344 19,371 SH   SOLE   0 0 19,371
ISHARES TR CORE 1 5 YR USD 46432F859 147 3,110 SH   SOLE   0 0 3,110
ISHARES TR CORE INTL AGGR 46435G672 254 5,102 SH   SOLE   0 0 5,102
ISHARES TR CORE MSCI EAFE 46432F842 3,632 61,724 SH   SOLE   0 0 61,724
ISHARES TR CORE MSCI TOTAL 46432F834 20 357 SH   SOLE   0 0 357
ISHARES TR CORE S&P SCP ETF 464287804 2,594 28,074 SH   SOLE   0 0 28,074
ISHARES TR CORE S&P TTL STK 464287150 4,392 52,422 SH   SOLE   0 0 52,422
ISHARES TR CORE S&P US VLU 464287663 764 11,424 SH   SOLE   0 0 11,424
ISHARES TR CORE S&P500 ETF 464287200 6,828 18,008 SH   SOLE   0 0 18,008
ISHARES TR CORE US AGGBD ET 464287226 6,544 64,363 SH   SOLE   0 0 64,363
ISHARES TR DOW JONES US ETF 464287846 9 100 SH   SOLE   0 0 100
ISHARES TR EAFE SML CP ETF 464288273 1,047 19,178 SH   SOLE   0 0 19,178
ISHARES TR EAFE VALUE ETF 464288877 13 289 SH   SOLE   0 0 289
ISHARES TR ESG ADV TTL USD 46436E619 555 12,620 SH   SOLE   0 0 12,620
ISHARES TR ESG AW MSCI EAFE 46435G516 541 8,625 SH   SOLE   0 0 8,625
ISHARES TR ESG AWARE MSCI 46435U663 289 9,165 SH   SOLE   0 0 9,165
ISHARES TR ESG AWR US AGRGT 46435U549 1,258 25,700 SH   SOLE   0 0 25,700
ISHARES TR ESG AWRE 1 5 YR 46435G243 1,836 76,217 SH   SOLE   0 0 76,217
ISHARES TR ESG AWRE USD ETF 46435G193 331 14,290 SH   SOLE   0 0 14,290
ISHARES TR EUROPE ETF 464287861 23 541 SH   SOLE   0 0 541
ISHARES TR GL CLEAN ENE ETF 464288224 3 164 SH   SOLE   0 0 164
ISHARES TR GL TIMB FORE ETF 464288174 38 514 SH   SOLE   0 0 514
ISHARES TR IBOXX HI YD ETF 464288513 114 1,547 SH   SOLE   0 0 1,547
ISHARES TR IBOXX INV CP ETF 464287242 368 3,340 SH   SOLE   0 0 3,340
ISHARES TR ISHS 1-5YR INVS 464288646 877 17,344 SH   SOLE   0 0 17,344
ISHARES TR JPMORGAN USD EMG 464288281 126 1,480 SH   SOLE   0 0 1,480
ISHARES TR MSCI ACWI ETF 464288257 88 1,044 SH   SOLE   0 0 1,044
ISHARES TR MSCI EAFE ETF 464287465 203 3,248 SH   SOLE   0 0 3,248
ISHARES TR MSCI EMG MKT ETF 464287234 9 232 SH   SOLE   0 0 232
ISHARES TR MSCI INTL SML CP 46434V266 1,123 38,980 SH   SOLE   0 0 38,980
ISHARES TR MSCI USA ESG SLC 464288802 179 2,213 SH   SOLE   0 0 2,213
ISHARES TR NATIONAL MUN ETF 464288414 132 1,244 SH   SOLE   0 0 1,244
ISHARES TR PFD AND INCM SEC 464288687 1,633 49,678 SH   SOLE   0 0 49,678
ISHARES TR RUS 1000 GRW ETF 464287614 62 283 SH   SOLE   0 0 283
ISHARES TR RUS 1000 VAL ETF 464287598 193 1,330 SH   SOLE   0 0 1,330
ISHARES TR RUS 2000 VAL ETF 464287630 163 1,197 SH   SOLE   0 0 1,197
ISHARES TR RUSSELL 2000 ETF 464287655 373 2,203 SH   SOLE   0 0 2,203
ISHARES TR RUSSELL 3000 ETF 464287689 32 145 SH   SOLE   0 0 145
ISHARES TR S&P 500 VAL ETF 464287408 1,250 9,092 SH   SOLE   0 0 9,092
ISHARES TR S&P MC 400GR ETF 464287606 12 191 SH   SOLE   0 0 191
ISHARES TR S&P MC 400VL ETF 464287705 13 135 SH   SOLE   0 0 135
ISHARES TR S&P SML 600 GWT 464287887 15 138 SH   SOLE   0 0 138
ISHARES TR SP SMCP600VL ETF 464287879 2,719 30,543 SH   SOLE   0 0 30,543
ISHARES TR TIPS BD ETF 464287176 3,520 30,901 SH   SOLE   0 0 30,901
ISHARES TR U.S. REAL ES ETF 464287739 687 7,470 SH   SOLE   0 0 7,470
ISHARES TR U.S. TECH ETF 464287721 26 327 SH   SOLE   0 0 327
ISHARES TR USD GRN BOND ETF 46435U440 40 840 SH   SOLE   0 0 840
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 63 1,529 SH   SOLE   0 0 1,529
JOHNSON & JOHNSON COM 478160104 389 2,191 SH   SOLE   0 0 2,191
JPMORGAN CHASE & CO COM 46625H100 102 908 SH   SOLE   0 0 908
KELLOGG CO COM 487836108 180 2,528 SH   SOLE   0 0 2,528
KYNDRYL HLDGS INC COMMON STOCK 50155Q100 0 22 SH   SOLE   0 0 22
LOWES COS INC COM 548661107 17 100 SH   SOLE   0 0 100
LUMEN TECHNOLOGIES INC COM 550241103 0 4 SH   SOLE   0 0 4
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 2 50 SH   SOLE   0 0 50
MASTERCARD INCORPORATED CL A 57636Q104 55 175 SH   SOLE   0 0 175
MAXIMUS INC COM 577933104 13 200 SH   SOLE   0 0 200
MCKESSON CORP COM 58155Q103 65 200 SH   SOLE   0 0 200
MEDTRONIC PLC SHS G5960L103 7 75 SH   SOLE   0 0 75
MERCK & CO INC COM 58933Y105 109 1,199 SH   SOLE   0 0 1,199
META PLATFORMS INC CL A 30303M102 4 24 SH   SOLE   0 0 24
MICROCHIP TECHNOLOGY INC. COM 595017104 1 20 SH   SOLE   0 0 20
MICROSOFT CORP COM 594918104 1,849 7,198 SH   SOLE   0 0 7,198
MIND MEDICINE MINDMED INC COM SUB VTG 60255C109 1 2,000 SH   SOLE   0 0 2,000
MORGAN STANLEY COM NEW 617446448 30 388 SH   SOLE   0 0 388
MSCI INC COM 55354G100 9,953 24,149 SH   SOLE   0 0 24,149
NATIONAL HEALTH INVS INC COM 63633D104 6 99 SH   SOLE   0 0 99
NCR CORP NEW COM 62886E108 3 100 SH   SOLE   0 0 100
NETFLIX INC COM 64110L106 6 32 SH   SOLE   0 0 32
NEW JERSEY RES CORP COM 646025106 40 900 SH   SOLE   0 0 900
NIKE INC CL B 654106103 22 216 SH   SOLE   0 0 216
NOKIA CORP SPONSORED ADR 654902204 0 20 SH   SOLE   0 0 20
NORFOLK SOUTHN CORP COM 655844108 50 220 SH   SOLE   0 0 220
NORWEGIAN CRUISE LINE HLDG L SHS G66721104 3 304 SH   SOLE   0 0 304
NOVARTIS AG SPONSORED ADR 66987V109 51 605 SH   SOLE   0 0 605
NSTS BANCORP INC COM 6293JP109 18 1,594 SH   SOLE   0 0 1,594
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 289 8,672 SH   SOLE   0 0 8,672
NUSHARES ETF TR NUVEEN ESG US 67092P870 76 3,325 SH   SOLE   0 0 3,325
NVIDIA CORPORATION COM 67066G104 6 40 SH   SOLE   0 0 40
OLAPLEX HLDGS INC COM 679369108 1 75 SH   SOLE   0 0 75
OPKO HEALTH INC COM 68375N103 3 1,000 SH   SOLE   0 0 1,000
ORACLE CORP COM 68389X105 13 191 SH   SOLE   0 0 191
ORGANON & CO COMMON STOCK 68622V106 4 126 SH   SOLE   0 0 126
PAYPAL HLDGS INC COM 70450Y103 11 160 SH   SOLE   0 0 160
PELOTON INTERACTIVE INC CL A COM 70614W100 0 20 SH   SOLE   0 0 20
PEPSICO INC COM 713448108 57 344 SH   SOLE   0 0 344
PFIZER INC COM 717081103 79 1,502 SH   SOLE   0 0 1,502
PHILIP MORRIS INTL INC COM 718172109 66 667 SH   SOLE   0 0 667
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 22 252 SH   SOLE   0 0 252
PIMCO ETF TR ENHANCD SHORT 72201R643 1,983 20,138 SH   SOLE   0 0 20,138
PNC FINL SVCS GROUP INC COM 693475105 354 2,246 SH   SOLE   0 0 2,246
PPL CORP COM 69351T106 921 33,940 SH   SOLE   0 0 33,940
PROCTER AND GAMBLE CO COM 742718109 96 670 SH   SOLE   0 0 670
QUALCOMM INC COM 747525103 2 16 SH   SOLE   0 0 16
RAYONIER INC COM 754907103 89 2,385 SH   SOLE   0 0 2,385
REGIONS FINANCIAL CORP NEW COM 7591EP100 37 1,974 SH   SOLE   0 0 1,974
ROBLOX CORP CL A 771049103 1 20 SH   SOLE   0 0 20
ROSS STORES INC COM 778296103 218 3,101 SH   SOLE   0 0 3,101
ROYAL CARIBBEAN GROUP COM V7780T103 18 508 SH   SOLE   0 0 508
SABA CAPITAL INCOME & OPRNT SHS NEW 78518H202 19 2,320 SH   SOLE   0 0 2,320
SANOFI SPONSORED ADR 80105N105 8 150 SH   SOLE   0 0 150
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 4,961 104,474 SH   SOLE   0 0 104,474
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,282 50,527 SH   SOLE   0 0 50,527
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,052 97,053 SH   SOLE   0 0 97,053
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1,292 41,362 SH   SOLE   0 0 41,362
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 511 18,056 SH   SOLE   0 0 18,056
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 62 1,252 SH   SOLE   0 0 1,252
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,229 25,679 SH   SOLE   0 0 25,679
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,643 37,171 SH   SOLE   0 0 37,171
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 800 12,817 SH   SOLE   0 0 12,817
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,724 60,986 SH   SOLE   0 0 60,986
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,161 55,028 SH   SOLE   0 0 55,028
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,355 34,752 SH   SOLE   0 0 34,752
SCHWAB STRATEGIC TR US TIPS ETF 808524870 2,052 36,771 SH   SOLE   0 0 36,771
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 106 2,602 SH   SOLE   0 0 2,602
SHERWIN WILLIAMS CO COM 824348106 138 616 SH   SOLE   0 0 616
SIRIUS XM HOLDINGS INC COM 82968B103 0 75 SH   SOLE   0 0 75
SNAP INC CL A 83304A106 1 50 SH   SOLE   0 0 50
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 42 135 SH   SOLE   0 0 135
SPDR GOLD TR GOLD SHS 78463V107 239 1,421 SH   SOLE   0 0 1,421
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 7 217 SH   SOLE   0 0 217
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 12 425 SH   SOLE   0 0 425
SPDR S&P 500 ETF TR TR UNIT 78462F103 213 565 SH   SOLE   0 0 565
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 272 658 SH   SOLE   0 0 658
SPDR SER TR BBG CONV SEC ETF 78464A359 205 3,171 SH   SOLE   0 0 3,171
SPDR SER TR BLOOMBERG HIGH Y 78468R622 92 1,013 SH   SOLE   0 0 1,013
SPDR SER TR FTSE INT GVT ETF 78464A490 40 888 SH   SOLE   0 0 888
SPDR SER TR NUVEEN BLMBRG SH 78468R739 614 12,987 SH   SOLE   0 0 12,987
SPDR SER TR PORTFLI TIPS ETF 78464A656 95 3,453 SH   SOLE   0 0 3,453
SPDR SER TR PORTFOLI S&P1500 78464A805 230 4,953 SH   SOLE   0 0 4,953
SPDR SER TR S&P BIOTECH 78464A870 1 14 SH   SOLE   0 0 14
SPDR SER TR S&P KENSHO CLEAN 78468R655 2 28 SH   SOLE   0 0 28
SPDR SER TR SPDR S&P 500 ETF 78468R796 6 61 SH   SOLE   0 0 61
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 3 494 SH   SOLE   0 0 494
SQZ BIOTECHNOLOGIES CO COM 78472W104 16 5,000 SH   SOLE   0 0 5,000
SUBURBAN PROPANE PARTNERS L UNIT LTD PARTN 864482104 18 1,158 SH   SOLE   0 0 1,158
SURGERY PARTNERS INC COM 86881A100 4 139 SH   SOLE   0 0 139
TARGET CORP COM 87612E106 28 200 SH   SOLE   0 0 200
TESLA INC COM 88160R101 15 22 SH   SOLE   0 0 22
TFS FINL CORP COM 87240R107 17 1,270 SH   SOLE   0 0 1,270
THE REAL BROKERAGE INC COM NEW 75585H206 0 269 SH   SOLE   0 0 269
THERMO FISHER SCIENTIFIC INC COM 883556102 13 24 SH   SOLE   0 0 24
TIDAL ETF TR RPAR RISK PARI 886364603 20 1,007 SH   SOLE   0 0 1,007
TRAVELERS COMPANIES INC COM 89417E109 34 200 SH   SOLE   0 0 200
TRUIST FINL CORP COM 89832Q109 15 320 SH   SOLE   0 0 320
UBER TECHNOLOGIES INC COM 90353T100 1 40 SH   SOLE   0 0 40
UFP INDUSTRIES INC COM 90278Q108 657 9,645 SH   SOLE   0 0 9,645
UNION PAC CORP COM 907818108 160 752 SH   SOLE   0 0 752
UNITED PARCEL SERVICE INC CL B 911312106 6 31 SH   SOLE   0 0 31
UNITEDHEALTH GROUP INC COM 91324P102 64 125 SH   SOLE   0 0 125
US BANCORP DEL COM NEW 902973304 432 9,380 SH   SOLE   0 0 9,380
V F CORP COM 918204108 21 478 SH   SOLE   0 0 478
VAIL RESORTS INC COM 91879Q109 31 140 SH   SOLE   0 0 140
VALLEY NATL BANCORP COM 919794107 120 11,482 SH   SOLE   0 0 11,482
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201 1 22 SH   SOLE   0 0 22
VANGUARD BD INDEX FDS INTERMED TERM 921937819 2,130 27,435 SH   SOLE   0 0 27,435
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 44 552 SH   SOLE   0 0 552
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,119 14,567 SH   SOLE   0 0 14,567
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,579 34,274 SH   SOLE   0 0 34,274
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 1,301 26,441 SH   SOLE   0 0 26,441
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 2,616 52,803 SH   SOLE   0 0 52,803
VANGUARD INDEX FDS GROWTH ETF 922908736 163 733 SH   SOLE   0 0 733
VANGUARD INDEX FDS LARGE CAP ETF 922908637 128 742 SH   SOLE   0 0 742
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,947 54,302 SH   SOLE   0 0 54,302
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 182 524 SH   SOLE   0 0 524
VANGUARD INDEX FDS SM CP VAL ETF 922908611 9,853 65,764 SH   SOLE   0 0 65,764
VANGUARD INDEX FDS SMALL CP ETF 922908751 7,198 40,873 SH   SOLE   0 0 40,873
VANGUARD INDEX FDS TOTAL STK MKT 922908769 7,722 40,941 SH   SOLE   0 0 40,941
VANGUARD INDEX FDS VALUE ETF 922908744 2,180 16,527 SH   SOLE   0 0 16,527
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 531 10,630 SH   SOLE   0 0 10,630
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,576 37,835 SH   SOLE   0 0 37,835
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 24 373 SH   SOLE   0 0 373
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 741 7,179 SH   SOLE   0 0 7,179
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 22 490 SH   SOLE   0 0 490
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 30 353 SH   SOLE   0 0 353
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 228 4,555 SH   SOLE   0 0 4,555
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,357 27,176 SH   SOLE   0 0 27,176
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 635 7,938 SH   SOLE   0 0 7,938
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 15,772 206,812 SH   SOLE   0 0 206,812
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 6 84 SH   SOLE   0 0 84
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 359 2,503 SH   SOLE   0 0 2,503
VANGUARD STAR FDS VG TL INTL STK F 921909768 204 3,950 SH   SOLE   0 0 3,950
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 5,577 136,692 SH   SOLE   0 0 136,692
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 434 7,074 SH   SOLE   0 0 7,074
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 79 781 SH   SOLE   0 0 781
VANGUARD WORLD FD ESG INTL STK ETF 921910725 505 10,306 SH   SOLE   0 0 10,306
VANGUARD WORLD FD ESG US CORP BD 921910691 133 2,110 SH   SOLE   0 0 2,110
VANGUARD WORLD FD ESG US STK ETF 921910733 1,489 22,426 SH   SOLE   0 0 22,426
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 93 396 SH   SOLE   0 0 396
VERIZON COMMUNICATIONS INC COM 92343V104 17 335 SH   SOLE   0 0 335
WALMART INC COM 931142103 57 469 SH   SOLE   0 0 469
WARNER BROS DISCOVERY INC COM SER A 934423104 1 108 SH   SOLE   0 0 108
WEYERHAEUSER CO MTN BE COM NEW 962166104 155 4,665 SH   SOLE   0 0 4,665
YUM BRANDS INC COM 988498101 26 227 SH   SOLE   0 0 227
YUM CHINA HLDGS INC COM 98850P109 8 156 SH   SOLE   0 0 156
ZOETIS INC CL A 98978V103 52 300 SH   SOLE   0 0 300