Underwriting Information (Tables)

9 Months Ended

Sep. 30, 2022

Underwriting Information

Schedule of gross written premiums

	Three Months Ended September 30,								Nine Months Ended September 30,
	2022				2021				2022				2021
	($ in thousands)								($ in thousands)
			% of				% of				% of				% of
	Amount		GWP		Amount		GWP		Amount		GWP		Amount		GWP
Product
Fronting Premiums	$	82,232	32.5	%	$	—	0.0	%	$	154,232	24.0	%	$	—	0.0	%
Residential Earthquake		59,569	23.5	%		50,075	32.9	%		159,995	24.9	%		128,165	33.3	%
Commercial Earthquake		32,647	12.9	%		27,433	18.0	%		90,894	14.1	%		66,052	17.1	%
Inland Marine		30,842	12.2	%		19,532	12.8	%		72,214	11.2	%		39,047	10.1	%
Casualty		12,888	5.1	%		2,868	1.9	%		25,697	4.0	%		5,504	1.4	%
Hawaii Hurricane		9,425	3.7	%		8,996	5.9	%		24,579	3.8	%		22,921	6.0	%
Commercial All Risk		9,224	3.6	%		6,867	4.5	%		41,647	6.5	%		30,032	7.8	%
Residential Flood		3,871	1.5	%		3,228	2.1	%		10,448	1.6	%		8,377	2.2	%
Specialty Homeowners		(94)	(0.0)	%		19,881	13.1	%		30,082	4.7	%		53,018	13.8	%
Other		12,524	5.0	%		13,452	8.8	%		32,963	5.1	%		32,151	8.4	%
Total Gross Written Premiums	$	253,128	100.0	%	$	152,332	100.0	%	$	642,751	100.0	%	$	385,267	100.0	%

Gross written premiums by state are as follows:

	Three Months Ended September 30,								Nine Months Ended September 30,
	2022				2021				2022				2021
	($ in thousands)								($ in thousands)
			% of				% of				% of				% of
	Amount		GWP		Amount		GWP		Amount		GWP		Amount		GWP
State
California	$	131,016	51.8	%	$	72,505	47.6	%	$	292,865	45.6	%	$	180,142	46.8	%
Texas		26,234	10.4	%		19,715	13.0	%		71,499	11.1	%		48,142	12.5	%
Washington		13,573	5.4	%		7,180	4.7	%		29,391	4.6	%		15,931	4.1	%
Hawaii		10,998	4.3	%		10,342	6.8	%		29,729	4.6	%		26,312	6.8	%
Oregon		7,738	3.1	%		3,964	2.6	%		16,483	2.6	%		9,686	2.5	%
Florida		7,445	2.9	%		7,203	4.7	%		27,216	4.2	%		24,958	6.5	%
Illinois		4,204	1.7	%		2,893	1.9	%		13,153	2.1	%		8,668	2.3	%
New York		3,738	1.5	%		618	0.4	%		8,401	1.3	%		1,273	0.3	%
Other		48,182	19.0	%		27,912	18.3	%		154,014	24.0	%		70,155	18.2	%
Total Gross Written Premiums	$	253,128	100.0	%	$	152,332	100.0	%	$	642,751	100.0	%	$	385,267	100.0	%

Gross written premiums by insurance subsidiary are as follows:

	Three Months Ended September 30,								Nine Months Ended September 30,
	2022				2021				2022				2021
	($ in thousands)								($ in thousands)
			% of				% of				% of				% of
	Amount		GWP		Amount		GWP		Amount		GWP		Amount		GWP
Subsidiary
PSIC	$	136,814	54.0	%	$	110,875	72.8	%	$	357,156	55.6	%	$	285,991	74.2	%
PESIC		116,314	46.0	%		41,457	27.2	%		285,595	44.4	%		99,276	25.8	%
Total Gross Written Premiums	$	253,128	100.0	%	$	152,332	100.0	%	$	642,751	100.0	%	$	385,267	100.0	%