Reserve for Losses and Loss Adjustment Expenses (Tables)

9 Months Ended

12 Months Ended

Sep. 30, 2019

Dec. 31, 2018

Reserve for Losses and Loss Adjustment Expenses

Schedule of reconciliation of the beginning and ending reserve balances for losses and LAE on a net of reinsurance basis to the gross amounts

	Three Months Ended September 30,				Nine Months Ended September 30,
	2019		2018		2019		2018
		(in thousands)				(in thousands)
Reserve for losses and loss adjustment expenses net of reinsurance recoverables at beginning of period	$	1,428	$	3,159	$	4,165	$	4,432
Add: Incurred losses and loss adjustment expenses, net of reinsurance, related to:
Current year		2,647		5,258		3,660		8,445
Prior years		(208)		116		(262)		(1,402)
Total incurred		2,439		5,374		3,398		7,043
Deduct: Loss and loss adjustment expense payments, net of reinsurance, related to:
Current year		641		392		1,044		1,656
Prior years		312		459		3,605		2,137
Total payments		953		851		4,649		3,793
Reserve for losses and loss adjustment expense net of reinsurance recoverables at end of period		2,914		7,682		2,914		7,682
Add: Reinsurance recoverables on unpaid losses and loss adjustment expenses at end of period		14,052		10,950		14,052		10,950
Reserve for losses and loss adjustment expenses gross of reinsurance recoverables on unpaid losses and loss adjustment expenses at end of period	$	16,966	$	18,632	$	16,966	$	18,632

	December 31,
	2018		2017		2016
	(in thousands)
Reserve for losses and loss adjustment expenses net of reinsurance recoverables at beginning of period	$	4,432	$	3,336	$	1,562
Add: Incurred losses and loss adjustment expenses, net of reinsurance, related to:
Current year		8,165		12,257		7,472
Prior year		(1,891)		(132)		(180)
Total incurred		6,274		12,125		7,292
Deduct: Loss and loss adjustment expense payments, net of reinsurance, related to:
Current year		4,409		8,986		4,824
Prior year		2,132		2,043		694
Total payments		6,541		11,029		5,518
Reserve for losses and loss adjustment expense net of reinsurance recoverables at end of period		4,165		4,432		3,336
Add: Reinsurance recoverables on unpaid losses and loss adjustment expenses at end of period		11,896		13,352		1,442
Reserve for losses and loss adjustment expenses gross of reinsurance recoverables on unpaid losses and loss adjustment expenses at end of period	$	16,061	$	17,784	$	4,778