Underwriting information (Tables)

6 Months Ended

12 Months Ended

Jun. 30, 2019

Dec. 31, 2018

Underwriting Information

Schedule of gross written premiums

Gross written premiums (GWP) by product are presented below:

	Three Months Ended June 30,								Six Months Ended June 30,
	2019				2018				2019				2018
	($ in thousands)								($ in thousands)
			% of				% of				% of				% of
	Amount		GWP		Amount		GWP		Amount		GWP		Amount		GWP
Product
Residential Earthquake	$	29,987	51.4	%	$	19,872	53.2	%	$	59,294	52.8	%	$	36,624	51.4	%
Specialty Homeowners		8,646	14.8	%		7,579	20.3	%		16,426	14.6	%		14,215	19.9	%
Commercial Earthquake		8,085	13.8	%		4,382	11.7	%		14,618	13.0	%		10,080	14.1	%
Commercial All Risk		7,288	12.5	%		2,982	8.0	%		14,852	13.2	%		6,049	8.5	%
Hawaii Hurricane		2,675	4.6	%		2,012	5.4	%		4,750	4.2	%		3,516	4.9	%
Flood		1,271	2.2	%		515	1.4	%		2,043	1.8	%		870	1.2	%
Other		394	0.7	%		—	—	%		394	0.4	%		—	—	%
Total Gross Written Premiums	$	58,346	100	%	$	37,342	100	%	$	112,377	100	%	$	71,354	100	%

Gross written premiums by state are as follows:

	Three Months Ended June 30,								Six Months Ended June 30,
	2019				2018				2019				2018
	($ in thousands)								($ in thousands)
			% of				% of				% of				% of
	Amount		GWP		Amount		GWP		Amount		GWP		Amount		GWP
State
California	$	32,306	55.4	%	$	19,699	52.8	%	$	62,754	55.8	%	$	37,426	52.4	%
Texas		11,000	18.8	%		8,159	21.8	%		21,439	19.1	%		15,846	22.2	%
Hawaii		2,921	5.0	%		2,012	5.4	%		5,013	4.5	%		3,517	4.9	%
Washington		1,926	3.3	%		1,055	2.8	%		3,520	3.1	%		2,067	2.9	%
South Carolina		1,686	2.9	%		803	2.2	%		3,355	3.0	%		1,646	2.3	%
Oregon		1,671	2.9	%		1,343	3.6	%		3,126	2.8	%		2,394	3.4	%
Illinois		1,204	2.1	%		1,137	3.0	%		2,254	2.0	%		2,181	3.1	%
Other		5,632	9.6	%		3,134	8.4	%		10,916	9.7	%		6,277	8.8	%
Total Gross Written Premiums	$	58,346	100	%	$	37,342	100	%	$	112,377	100	%	$	71,354	100	%

Gross written premiums (GWP) by product are presented below:

	Years ended December 31,
	2018				2017				2016
	($ in thousands)
	Amount		% of GWP		Amount		% of GWP		Amount		% of GWP
Product
Residential Earthquake	$	81,679	52.7	%	$	57,328	47.7	%	$	32,662	39.7	%
Specialty Homeowners		27,680	17.9	%		26,516	22.0	%		24,389	29.6	%
Commercial Earthquake		20,946	13.5	%		23,079	19.2	%		20,580	25.0	%
Commercial All Risk		14,338	9.3	%		7,321	6.1	%		1,784	2.2	%
Hawaii Hurricane		8,128	5.2	%		5,323	4.4	%		2,872	3.5	%
Flood		2,120	1.4	%		667	0.6	%		—	—
Total Gross Written Premium	$	154,891	100	%	$	120,234	100	%	$	82,287	100	%

Gross Written premiums by state are as follows:

	Years ended December 31,
	2018				2017				2016
	Amount		% of GWP		Amount		% of GWP		Amount		% GWP
	($ in thousands)
State
California	$	82,119	53.0	%	$	64,231	53.4	%	$	44,999	54.7	%
Texas		32,568	21.0	%		29,273	24.4	%		25,286	30.7	%
Hawaii		8,128	5.2	%		5,323	4.4	%		2,872	3.5	%
Illinois		4,403	2.8	%		4,854	4.0	%		332	0.4	%
Oregon		5,286	3.4	%		4,250	3.6	%		3,278	4.0	%
Washington		5,658	3.7	%		2,803	2.3	%		1,513	1.8	%
South Carolina		3,208	2.1	%		1,706	1.4	%		674	0.8	%
Oklahoma		1,261	0.8	%		1,302	1.1	%		1,030	1.3	%
All Other States		12,260	8.0	%		6,492	5.4	%		2,303	2.8	%
	$	154,891	100	%	$	120,234	100	%	$	82,287	100	%