The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,385 9,844 SH   SOLE 0 0 0 9,844
ABBVIE INC COM 00287Y109 352 2,602 SH   SOLE 0 0 0 2,602
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,402 2,472 SH   SOLE 0 0 0 2,472
ALPHABET INC CAP STK CL C 02079K107 1,137 393 SH   SOLE 0 0 0 393
ALPHABET INC CAP STK CL A 02079K305 5,417 1,870 SH   SOLE 0 0 0 1,870
AMAZON COM INC COM 023135106 5,202 1,560 SH   SOLE 0 0 0 1,560
AMERICAN TOWER CORP NEW COM 03027X100 1,052 3,597 SH   SOLE 0 0 0 3,597
APPLE INC COM 037833100 11,153 62,810 SH   SOLE 0 0 0 62,810
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,943 6,499 SH   SOLE 0 0 0 6,499
BK OF AMERICA CORP COM 060505104 2,430 54,629 SH   SOLE 0 0 0 54,629
BLACKROCK INC COM 09247X101 1,244 1,359 SH   SOLE 0 0 0 1,359
BROADCOM INC COM 11135F101 373 561 SH   SOLE 0 0 0 561
CHEVRON CORP NEW COM 166764100 1,433 12,207 SH   SOLE 0 0 0 12,207
CISCO SYS INC COM 17275R102 1,837 28,981 SH   SOLE 0 0 0 28,981
COCA COLA CO COM 191216100 372 6,279 SH   SOLE 0 0 0 6,279
COSTCO WHSL CORP NEW COM 22160K105 1,055 1,858 SH   SOLE 0 0 0 1,858
CUMMINS INC COM 231021106 1,410 6,465 SH   SOLE 0 0 0 6,465
DISNEY WALT CO COM 254687106 2,016 13,014 SH   SOLE 0 0 0 13,014
DOLLAR TREE INC COM 256746108 9,294 66,139 SH   SOLE 0 0 0 66,139
DOMINION ENERGY INC COM 25746U109 460 5,851 SH   SOLE 0 0 0 5,851
GENERAL DYNAMICS CORP COM 369550108 1,208 5,793 SH   SOLE 0 0 0 5,793
HOME DEPOT INC COM 437076102 2,579 6,214 SH   SOLE 0 0 0 6,214
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 5,858 35,992 SH   SOLE 0 0 0 35,992
INVESCO EXCHANGE TRADED FD T S&P MDCP400 PR 46137V217 2,295 9,954 SH   SOLE 0 0 0 9,954
ISHARES INC ESG AWR MSCI EM 46434G863 513 12,901 SH   SOLE 0 0 0 12,901
ISHARES TR ESG AWRE 1 5 YR 46435G243 234 9,125 SH   SOLE 0 0 0 9,125
ISHARES TR ESG EAFE ETF 46436E759 1,334 19,394 SH   SOLE 0 0 0 19,394
ISHARES TR RUS TOP 200 ETF 464289446 2,774 24,342 SH   SOLE 0 0 0 24,342
ISHARES TR RUS TP200 VL ETF 464289420 12,580 179,540 SH   SOLE 0 0 0 179,540
ISHARES TR RUS TP200 GR ETF 464289438 4,150 23,941 SH   SOLE 0 0 0 23,941
ISHARES TR RUS MID CAP ETF 464287499 10,915 131,495 SH   SOLE 0 0 0 131,495
ISHARES TR S&P MC 400GR ETF 464287606 864 10,133 SH   SOLE 0 0 0 10,133
ISHARES TR S&P SML 600 GWT 464287887 536 3,865 SH   SOLE 0 0 0 3,865
ISHARES TR CORE S&P500 ETF 464287200 605 1,269 SH   SOLE 0 0 0 1,269
ISHARES TR S&P 500 GRWT ETF 464287309 3,295 39,377 SH   SOLE 0 0 0 39,377
ISHARES TR RUS 1000 GRW ETF 464287614 728 2,383 SH   SOLE 0 0 0 2,383
JOHNSON & JOHNSON COM 478160104 1,660 9,703 SH   SOLE 0 0 0 9,703
JPMORGAN CHASE & CO COM 46625H100 3,584 22,634 SH   SOLE 0 0 0 22,634
LILLY ELI & CO COM 532457108 1,439 5,208 SH   SOLE 0 0 0 5,208
LOCKHEED MARTIN CORP COM 539830109 1,199 3,373 SH   SOLE 0 0 0 3,373
MASTERCARD INCORPORATED CL A 57636Q104 265 738 SH   SOLE 0 0 0 738
MERCK & CO INC COM 58933Y105 966 12,605 SH   SOLE 0 0 0 12,605
META PLATFORMS INC CL A 30303M102 2,790 8,294 SH   SOLE 0 0 0 8,294
MICROSOFT CORP COM 594918104 7,559 22,476 SH   SOLE 0 0 0 22,476
MORGAN STANLEY COM NEW 617446448 1,252 12,755 SH   SOLE 0 0 0 12,755
NETFLIX INC COM 64110L106 2,068 3,432 SH   SOLE 0 0 0 3,432
NEXTERA ENERGY INC COM 65339F101 813 8,704 SH   SOLE 0 0 0 8,704
NIKE INC CL B 654106103 1,774 10,644 SH   SOLE 0 0 0 10,644
OREILLY AUTOMOTIVE INC COM 67103H107 368 521 SH   SOLE 0 0 0 521
PEPSICO INC COM 713448108 674 3,881 SH   SOLE 0 0 0 3,881
PFIZER INC COM 717081103 246 4,162 SH   SOLE 0 0 0 4,162
SALESFORCE COM INC COM 79466L302 1,885 7,418 SH   SOLE 0 0 0 7,418
STARBUCKS CORP COM 855244109 1,472 12,582 SH   SOLE 0 0 0 12,582
TARGET CORP COM 87612E106 1,043 4,507 SH   SOLE 0 0 0 4,507
THERMO FISHER SCIENTIFIC INC COM 883556102 1,048 1,571 SH   SOLE 0 0 0 1,571
TOWNEBANK PORTSMOUTH VA COM 89214P109 274 8,661 SH   SOLE 0 0 0 8,661
UNITED PARCEL SERVICE INC CL B 911312106 1,408 6,568 SH   SOLE 0 0 0 6,568
UNITEDHEALTH GROUP INC COM 91324P102 4,181 8,327 SH   SOLE 0 0 0 8,327
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 7,263 89,860 SH   SOLE 0 0 0 89,860
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 8,465 99,886 SH   SOLE 0 0 0 99,886
VANGUARD INDEX FDS SMALL CP ETF 922908751 13,872 61,378 SH   SOLE 0 0 0 61,378
VANGUARD INDEX FDS SML CP GRW ETF 922908595 2,520 8,944 SH   SOLE 0 0 0 8,944
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 6,649 26,113 SH   SOLE 0 0 0 26,113
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 6,716 44,673 SH   SOLE 0 0 0 44,673
VANGUARD INDEX FDS VALUE ETF 922908744 7,622 51,809 SH   SOLE 0 0 0 51,809
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,563 8,738 SH   SOLE 0 0 0 8,738
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,647 33,305 SH   SOLE 0 0 0 33,305
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 21,533 351,389 SH   SOLE 0 0 0 351,389
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 586 9,627 SH   SOLE 0 0 0 9,627
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 12,420 72,313 SH   SOLE 0 0 0 72,313
VISA INC COM CL A 92826C839 2,422 11,176 SH   SOLE 0 0 0 11,176
WALMART INC COM 931142103 621 4,293 SH   SOLE 0 0 0 4,293