The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ARCH CAP GROUP LTD ORD G0450A105   1,050,870 10,416 SH   SOLE   0 0 10,416
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   411,232 1,355 SH   SOLE   0 0 1,355
EVEREST GROUP LTD COM G3223R108   1,214,718 3,188 SH   SOLE   0 0 3,188
JOHNSON CTLS INTL PLC SHS G51502105   358,695 5,396 SH   SOLE   0 0 5,396
LINDE PLC SHS G54950103   980,033 2,233 SH   SOLE   0 0 2,233
MEDTRONIC PLC SHS G5960L103   295,479 3,754 SH   SOLE   0 0 3,754
STELLANTIS N.V SHS N82405106   646,162 32,552 SH   SOLE   0 0 32,552
ROYAL CARIBBEAN GROUP COM V7780T103   356,326 2,235 SH   SOLE   0 0 2,235
AFLAC INC COM 001055102   1,592,322 17,829 SH   SOLE   0 0 17,829
ABBOTT LABS COM 002824100   814,843 7,842 SH   SOLE   0 0 7,842
ABBVIE INC COM 00287Y109   1,748,286 10,193 SH   SOLE   0 0 10,193
ADOBE INC COM 00724F101   896,169 1,613 SH   SOLE   0 0 1,613
ADVANCED MICRO DEVICES INC COM 007903107   304,441 1,877 SH   SOLE   0 0 1,877
ALLSTATE CORP COM 020002101   228,480 1,431 SH   SOLE   0 0 1,431
ALPHABET INC CAP STK CL C 02079K107   557,390 3,039 SH   SOLE   0 0 3,039
ALPHABET INC CAP STK CL A 02079K305   9,359,920 51,386 SH   SOLE   0 0 51,386
ALTRIA GROUP INC COM 02209S103   2,467,179 54,164 SH   SOLE   0 0 54,164
AMAZON COM INC COM 023135106   8,625,484 44,634 SH   SOLE   0 0 44,634
AMERICAN EXPRESS CO COM 025816109   1,314,690 5,678 SH   SOLE   0 0 5,678
AMETEK INC COM 031100100   556,151 3,336 SH   SOLE   0 0 3,336
AMGEN INC COM 031162100   2,921,720 9,351 SH   SOLE   0 0 9,351
APPLE INC COM 037833100   18,187,398 86,352 SH   SOLE   0 0 86,352
APPLIED MATLS INC COM 038222105   1,156,855 4,902 SH   SOLE   0 0 4,902
ARCHER DANIELS MIDLAND CO COM 039483102   208,492 3,449 SH   SOLE   0 0 3,449
ARISTA NETWORKS INC COM 040413106   380,271 1,085 SH   SOLE   0 0 1,085
ATMOS ENERGY CORP COM 049560105   413,766 3,547 SH   SOLE   0 0 3,547
BANK AMERICA CORP COM 060505104   1,038,279 26,107 SH   SOLE   0 0 26,107
BANK NEW YORK MELLON CORP COM 064058100   809,558 13,517 SH   SOLE   0 0 13,517
BERKSHIRE HATHAWAY INC DEL CL A 084670108   612,241 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,851,500 4,551 SH   SOLE   0 0 4,551
BOSTON SCIENTIFIC CORP COM 101137107   1,070,538 13,901 SH   SOLE   0 0 13,901
BROADCOM INC COM 11135F101   7,652,453 4,766 SH   SOLE   0 0 4,766
BUILDERS FIRSTSOURCE INC COM 12008R107   2,770,553 20,017 SH   SOLE   0 0 20,017
THE CIGNA GROUP COM 125523100   1,998,278 6,045 SH   SOLE   0 0 6,045
CVS HEALTH CORP COM 126650100   500,601 8,476 SH   SOLE   0 0 8,476
CADENCE DESIGN SYSTEM INC COM 127387108   2,612,803 8,490 SH   SOLE   0 0 8,490
CATERPILLAR INC COM 149123101   1,493,790 4,485 SH   SOLE   0 0 4,485
CENTERPOINT ENERGY INC COM 15189T107   434,003 14,009 SH   SOLE   0 0 14,009
CHEVRON CORP NEW COM 166764100   252,998 1,617 SH   SOLE   0 0 1,617
CISCO SYS INC COM 17275R102   962,600 20,261 SH   SOLE   0 0 20,261
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   933,900 13,734 SH   SOLE   0 0 13,734
COMCAST CORP NEW CL A 20030N101   2,416,612 61,711 SH   SOLE   0 0 61,711
CONOCOPHILLIPS COM 20825C104   228,490 1,998 SH   SOLE   0 0 1,998
CONSOLIDATED EDISON INC COM 209115104   1,296,717 14,501 SH   SOLE   0 0 14,501
CONSTELLATION BRANDS INC CL A 21036P108   318,169 1,237 SH   SOLE   0 0 1,237
COSTCO WHSL CORP NEW COM 22160K105   923,913 1,087 SH   SOLE   0 0 1,087
CROWDSTRIKE HLDGS INC CL A 22788C105   906,719 2,366 SH   SOLE   0 0 2,366
DTE ENERGY CO COM 233331107   1,034,408 9,318 SH   SOLE   0 0 9,318
DT MIDSTREAM INC COMMON STOCK 23345M107   247,385 3,483 SH   SOLE   0 0 3,483
DANAHER CORPORATION COM 235851102   389,267 1,558 SH   SOLE   0 0 1,558
DEERE & CO COM 244199105   456,567 1,222 SH   SOLE   0 0 1,222
DELL TECHNOLOGIES INC CL C 24703L202   1,737,217 12,597 SH   SOLE   0 0 12,597
DELTA AIR LINES INC DEL COM NEW 247361702   654,016 13,786 SH   SOLE   0 0 13,786
DIAMONDBACK ENERGY INC COM 25278X109   1,429,571 7,141 SH   SOLE   0 0 7,141
DUKE ENERGY CORP NEW COM NEW 26441C204   359,964 3,591 SH   SOLE   0 0 3,591
EOG RES INC COM 26875P101   644,178 5,118 SH   SOLE   0 0 5,118
EXPEDITORS INTL WASH INC COM 302130109   1,047,755 8,396 SH   SOLE   0 0 8,396
EXXON MOBIL CORP COM 30231G102   2,003,975 17,408 SH   SOLE   0 0 17,408
META PLATFORMS INC CL A 30303M102   7,201,608 14,283 SH   SOLE   0 0 14,283
FEDEX CORP COM 31428X106   2,129,833 7,103 SH   SOLE   0 0 7,103
FORD MTR CO DEL COM 345370860   769,876 61,394 SH   SOLE   0 0 61,394
GAMING & LEISURE PPTYS INC COM 36467J108   315,512 6,979 SH   SOLE   0 0 6,979
GENERAL DYNAMICS CORP COM 369550108   450,700 1,553 SH   SOLE   0 0 1,553
GE AEROSPACE COM NEW 369604301   1,112,964 7,001 SH   SOLE   0 0 7,001
GENERAL MLS INC COM 370334104   862,573 13,635 SH   SOLE   0 0 13,635
GILEAD SCIENCES INC COM 375558103   3,826,815 55,776 SH   SOLE   0 0 55,776
GRAPHIC PACKAGING HLDG CO COM 388689101   493,901 18,844 SH   SOLE   0 0 18,844
HOME DEPOT INC COM 437076102   218,276 634 SH   SOLE   0 0 634
HUNTINGTON INGALLS INDS INC COM 446413106   406,937 1,652 SH   SOLE   0 0 1,652
INGERSOLL RAND INC COM 45687V106   395,881 4,358 SH   SOLE   0 0 4,358
INTERACTIVE BROKERS GROUP IN COM CL A 45841N107   883,092 7,203 SH   SOLE   0 0 7,203
INTERPUBLIC GROUP COS INC COM 460690100   234,494 8,061 SH   SOLE   0 0 8,061
INVESCO QQQ TR UNIT SER 1 46090E103   221,916 463 SH   SOLE   0 0 463
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   686,793 10,809 SH   SOLE   0 0 10,809
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   614,955 3,743 SH   SOLE   0 0 3,743
INVESCO EXCHANGE TRADED FD T LARGE CAP VALUE 46137V738   545,184 9,905 SH   SOLE   0 0 9,905
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   10,761,581 511,482 SH   SOLE   0 0 511,482
IQVIA HLDGS INC COM 46266C105   636,434 3,010 SH   SOLE   0 0 3,010
IRON MTN INC DEL COM 46284V101   934,971 10,433 SH   SOLE   0 0 10,433
ISHARES INC MSCI CDA ETF 464286509   3,181,159 85,769 SH   SOLE   0 0 85,769
ISHARES TR TIPS BD ETF 464287176   13,456,594 126,022 SH   SOLE   0 0 126,022
ISHARES TR CORE S&P500 ETF 464287200   1,159,117 2,118 SH   SOLE   0 0 2,118
ISHARES TR MSCI EMG MKT ETF 464287234   272,273 6,393 SH   SOLE   0 0 6,393
ISHARES TR IBOXX INV CP ETF 464287242   2,347,710 21,917 SH   SOLE   0 0 21,917
ISHARES TR 1 3 YR TREAS BD 464287457   42,634,826 522,166 SH   SOLE   0 0 522,166
ISHARES TR MSCI EAFE ETF 464287465   1,359,758 17,359 SH   SOLE   0 0 17,359
ISHARES TR RUS 1000 ETF 464287622   4,865,336 16,352 SH   SOLE   0 0 16,352
ISHARES TR JPMORGAN USD EMG 464288281   10,681,752 120,725 SH   SOLE   0 0 120,725
ISHARES TR NATIONAL MUN ETF 464288414   740,629 6,951 SH   SOLE   0 0 6,951
ISHARES TR IBOXX HI YD ETF 464288513   10,476,302 135,809 SH   SOLE   0 0 135,809
ISHARES TR USD INV GRDE ETF 464288620   4,165,708 82,966 SH   SOLE   0 0 82,966
ISHARES TR ISHS 5-10YR INVT 464288638   1,588,364 30,986 SH   SOLE   0 0 30,986
ISHARES TR ISHS 1-5YR INVS 464288646   10,190,567 198,879 SH   SOLE   0 0 198,879
ISHARES TR 10-20 YR TRS ETF 464288653   651,632 6,345 SH   SOLE   0 0 6,345
ISHARES TR 3 7 YR TREAS BD 464288661   2,171,987 18,810 SH   SOLE   0 0 18,810
ISHARES TR US TREAS BD ETF 46429B267   6,822,928 302,301 SH   SOLE   0 0 302,301
ISHARES TR MSCI USA MIN VOL 46429B697   1,457,218 17,356 SH   SOLE   0 0 17,356
ISHARES TR MSCI USA MMENTM 46432F396   5,686,492 29,181 SH   SOLE   0 0 29,181
ISHARES TR CORE MSCI EAFE 46432F842   31,713,503 436,585 SH   SOLE   0 0 436,585
ISHARES INC CORE MSCI EMKT 46434G103   14,030,954 262,114 SH   SOLE   0 0 262,114
ISHARES TR 0-5YR HI YL CP 46434V407   1,434,631 33,996 SH   SOLE   0 0 33,996
JPMORGAN CHASE & CO. COM 46625H100   4,674,634 23,112 SH   SOLE   0 0 23,112
JOHNSON & JOHNSON COM 478160104   544,323 3,724 SH   SOLE   0 0 3,724
KLA CORP COM NEW 482480100   2,428,245 2,945 SH   SOLE   0 0 2,945
KELLANOVA COM 487836108   290,024 5,028 SH   SOLE   0 0 5,028
KIMBERLY-CLARK CORP COM 494368103   663,013 4,797 SH   SOLE   0 0 4,797
KROGER CO COM 501044101   581,887 11,654 SH   SOLE   0 0 11,654
LABCORP HOLDINGS INC COM SHS 504922105   247,039 1,214 SH   SOLE   0 0 1,214
LANDSTAR SYS INC COM 515098101   215,149 1,166 SH   SOLE   0 0 1,166
LAUDER ESTEE COS INC CL A 518439104   208,863 1,963 SH   SOLE   0 0 1,963
LENNAR CORP CL A 526057104   1,147,704 7,658 SH   SOLE   0 0 7,658
ELI LILLY & CO COM 532457108   2,270,045 2,507 SH   SOLE   0 0 2,507
LOWES COS INC COM 548661107   242,971 1,102 SH   SOLE   0 0 1,102
MANULIFE FINL CORP COM 56501R106   503,614 18,919 SH   SOLE   0 0 18,919
MARATHON PETE CORP COM 56585A102   674,003 3,885 SH   SOLE   0 0 3,885
MARSH & MCLENNAN COS INC COM 571748102   3,228,364 15,321 SH   SOLE   0 0 15,321
MARRIOTT INTL INC NEW CL A 571903202   707,879 2,928 SH   SOLE   0 0 2,928
MASTERCARD INCORPORATED CL A 57636Q104   872,124 1,977 SH   SOLE   0 0 1,977
MCDONALDS CORP COM 580135101   521,964 2,048 SH   SOLE   0 0 2,048
MCKESSON CORP COM 58155Q103   1,024,080 1,753 SH   SOLE   0 0 1,753
MERCK & CO INC COM 58933Y105   1,289,026 10,412 SH   SOLE   0 0 10,412
MICROSOFT CORP COM 594918104   15,885,159 35,541 SH   SOLE   0 0 35,541
MICROCHIP TECHNOLOGY INC. COM 595017104   530,914 5,802 SH   SOLE   0 0 5,802
MICRON TECHNOLOGY INC COM 595112103   538,227 4,092 SH   SOLE   0 0 4,092
MONDELEZ INTL INC CL A 609207105   533,077 8,146 SH   SOLE   0 0 8,146
MONSTER BEVERAGE CORP NEW COM 61174X109   228,172 4,568 SH   SOLE   0 0 4,568
MORGAN STANLEY COM NEW 617446448   525,186 5,404 SH   SOLE   0 0 5,404
MOTOROLA SOLUTIONS INC COM NEW 620076307   658,308 1,705 SH   SOLE   0 0 1,705
MURPHY USA INC COM 626755102   306,104 652 SH   SOLE   0 0 652
NETFLIX INC COM 64110L106   607,102 900 SH   SOLE   0 0 900
NEXSTAR MEDIA GROUP INC COMMON STOCK 65336K103   225,442 1,358 SH   SOLE   0 0 1,358
NEXTERA ENERGY INC COM 65339F101   1,731,082 24,447 SH   SOLE   0 0 24,447
NIKE INC CL B 654106103   249,269 3,307 SH   SOLE   0 0 3,307
NORFOLK SOUTHN CORP COM 655844108   207,488 966 SH   SOLE   0 0 966
NOVARTIS AG SPONSORED ADR 66987V109   490,850 4,611 SH   SOLE   0 0 4,611
NOVO-NORDISK A S ADR 670100205   998,696 6,997 SH   SOLE   0 0 6,997
NVIDIA CORPORATION COM 67066G104   12,667,084 102,534 SH   SOLE   0 0 102,534
OMNICOM GROUP INC COM 681919106   998,427 11,131 SH   SOLE   0 0 11,131
OMEGA HEALTHCARE INVS INC COM 681936100   978,391 28,566 SH   SOLE   0 0 28,566
ORACLE CORP COM 68389X105   1,199,703 8,496 SH   SOLE   0 0 8,496
PBF ENERGY INC CL A 69318G106   1,403,196 30,491 SH   SOLE   0 0 30,491
PACCAR INC COM 693718108   816,264 7,930 SH   SOLE   0 0 7,930
PARKER-HANNIFIN CORP COM 701094104   912,221 1,803 SH   SOLE   0 0 1,803
PEPSICO INC COM 713448108   345,225 2,093 SH   SOLE   0 0 2,093
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408   257,589 17,777 SH   SOLE   0 0 17,777
PFIZER INC COM 717081103   2,412,470 86,221 SH   SOLE   0 0 86,221
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   3,670,303 36,466 SH   SOLE   0 0 36,466
PRICE T ROWE GROUP INC COM 74144T108   1,358,036 11,777 SH   SOLE   0 0 11,777
PROCTER AND GAMBLE CO COM 742718109   4,598,661 27,884 SH   SOLE   0 0 27,884
PROGRESSIVE CORP COM 743315103   494,305 2,380 SH   SOLE   0 0 2,380
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   1,267,587 17,199 SH   SOLE   0 0 17,199
PULTE GROUP INC COM 745867101   812,428 7,379 SH   SOLE   0 0 7,379
QUALCOMM INC COM 747525103   1,830,003 9,188 SH   SOLE   0 0 9,188
RTX CORPORATION COM 75513E101   367,325 3,659 SH   SOLE   0 0 3,659
REGENERON PHARMACEUTICALS COM 75886F107   375,628 357 SH   SOLE   0 0 357
REINSURANCE GRP OF AMERICA I COM NEW 759351604   610,678 2,975 SH   SOLE   0 0 2,975
RESTAURANT BRANDS INTL INC COM 76131D103   552,756 7,855 SH   SOLE   0 0 7,855
ROPER TECHNOLOGIES INC COM 776696106   298,766 530 SH   SOLE   0 0 530
SPDR S&P 500 ETF TR TR UNIT 78462F103   768,609 1,412 SH   SOLE   0 0 1,412
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   765,966 20,334 SH   SOLE   0 0 20,334
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   1,059,866 30,213 SH   SOLE   0 0 30,213
SPDR SER TR PORTFOLIO CRPORT 78464A144   723,958 25,225 SH   SOLE   0 0 25,225
SPDR SER TR PORTFOLIO INTRMD 78464A375   1,807,373 55,509 SH   SOLE   0 0 55,509
SPDR SER TR PORT MTG BK ETF 78464A383   747,012 34,632 SH   SOLE   0 0 34,632
SPDR SER TR PORTFOLIO LN TSR 78464A664   1,002,186 36,818 SH   SOLE   0 0 36,818
SPDR SER TR PORTFLI INTRMDIT 78464A672   845,924 30,190 SH   SOLE   0 0 30,190
SPDR SER TR PORTFOLIO S&P400 78464A847   209,041 4,075 SH   SOLE   0 0 4,075
SPDR SER TR PORTFOLIO S&P500 78464A854   726,322 11,349 SH   SOLE   0 0 11,349
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   586,414 14,764 SH   SOLE   0 0 14,764
SPDR SER TR PORTFLI HIGH YLD 78468R606   279,550 12,034 SH   SOLE   0 0 12,034
SPDR SER TR BLOOMBERG HIGH Y 78468R622   974,482 10,337 SH   SOLE   0 0 10,337
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   14,646,201 159,579 SH   SOLE   0 0 159,579
SPDR SER TR PORTFOLIO S&P600 78468R853   349,419 8,414 SH   SOLE   0 0 8,414
SALESFORCE INC COM 79466L302   1,242,323 4,832 SH   SOLE   0 0 4,832
SELECT SECTOR SPDR TR ENERGY 81369Y506   495,036 5,431 SH   SOLE   0 0 5,431
SELECT SECTOR SPDR TR INDL 81369Y704   490,283 4,023 SH   SOLE   0 0 4,023
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   528,731 2,337 SH   SOLE   0 0 2,337
SEMPRA COM 816851109   702,744 9,239 SH   SOLE   0 0 9,239
SERVICENOW INC COM 81762P102   707,216 899 SH   SOLE   0 0 899
SKYWORKS SOLUTIONS INC COM 83088M102   556,073 5,217 SH   SOLE   0 0 5,217
SONY GROUP CORP SPONSORED ADR 835699307   226,657 2,668 SH   SOLE   0 0 2,668
SPROUTS FMRS MKT INC COM 85208M102   538,352 6,435 SH   SOLE   0 0 6,435
STEEL DYNAMICS INC COM 858119100   1,257,716 9,712 SH   SOLE   0 0 9,712
SUPER MICRO COMPUTER INC COM 86800U104   1,095,471 1,337 SH   SOLE   0 0 1,337
SYNCHRONY FINANCIAL COM 87165B103   1,380,496 29,254 SH   SOLE   0 0 29,254
SYSCO CORP COM 871829107   619,982 8,684 SH   SOLE   0 0 8,684
TJX COS INC NEW COM 872540109   1,219,464 11,076 SH   SOLE   0 0 11,076
T-MOBILE US INC COM 872590104   630,334 3,578 SH   SOLE   0 0 3,578
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   860,162 4,949 SH   SOLE   0 0 4,949
TENARIS S A SPONSORED ADS 88031M109   316,828 10,381 SH   SOLE   0 0 10,381
TESLA INC COM 88160R101   1,415,911 7,155 SH   SOLE   0 0 7,155
TEXAS INSTRS INC COM 882508104   901,358 4,634 SH   SOLE   0 0 4,634
THERMO FISHER SCIENTIFIC INC COM 883556102   721,026 1,304 SH   SOLE   0 0 1,304
THOMSON REUTERS CORP. COM 884903808   378,770 2,247 SH   SOLE   0 0 2,247
TOLL BROTHERS INC COM 889478103   263,417 2,287 SH   SOLE   0 0 2,287
TYSON FOODS INC CL A 902494103   551,536 9,652 SH   SOLE   0 0 9,652
UBER TECHNOLOGIES INC COM 90353T100   774,705 10,659 SH   SOLE   0 0 10,659
UNITED THERAPEUTICS CORP DEL COM 91307C102   590,592 1,854 SH   SOLE   0 0 1,854
UNITEDHEALTH GROUP INC COM 91324P102   1,776,672 3,489 SH   SOLE   0 0 3,489
UNUM GROUP COM 91529Y106   333,160 6,518 SH   SOLE   0 0 6,518
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   344,196 6,664 SH   SOLE   0 0 6,664
VANGUARD WORLD FD MEGA GRWTH IND 921910816   40,709,741 129,562 SH   SOLE   0 0 129,562
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   28,763,346 242,729 SH   SOLE   0 0 242,729
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   1,975,939 28,111 SH   SOLE   0 0 28,111
VANGUARD BD INDEX FDS INTERMED TERM 921937819   1,910,672 25,513 SH   SOLE   0 0 25,513
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   4,104,080 53,508 SH   SOLE   0 0 53,508
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   2,338,958 32,463 SH   SOLE   0 0 32,463
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   43,673,971 883,731 SH   SOLE   0 0 883,731
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   387,344 7,980 SH   SOLE   0 0 7,980
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   9,182,139 188,661 SH   SOLE   0 0 188,661
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   2,589,046 22,036 SH   SOLE   0 0 22,036
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   15,319,351 350,077 SH   SOLE   0 0 350,077
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   7,225,317 159,148 SH   SOLE   0 0 159,148
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,540,576 19,274 SH   SOLE   0 0 19,274
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   65,814,639 131,595 SH   SOLE   0 0 131,595
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   9,638,639 64,074 SH   SOLE   0 0 64,074
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   8,672,879 37,780 SH   SOLE   0 0 37,780
VANGUARD INDEX FDS SML CP GRW ETF 922908595   4,694,557 18,768 SH   SOLE   0 0 18,768
VANGUARD INDEX FDS SM CP VAL ETF 922908611   11,207,757 61,406 SH   SOLE   0 0 61,406
VANGUARD INDEX FDS MID CAP ETF 922908629   4,411,924 18,224 SH   SOLE   0 0 18,224
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   9,595,386 56,848 SH   SOLE   0 0 56,848
VANGUARD INDEX FDS GROWTH ETF 922908736   48,596,012 129,932 SH   SOLE   0 0 129,932
VANGUARD INDEX FDS VALUE ETF 922908744   36,554,134 227,879 SH   SOLE   0 0 227,879
VANGUARD INDEX FDS SMALL CP ETF 922908751   13,554,544 62,165 SH   SOLE   0 0 62,165
VERIZON COMMUNICATIONS INC COM 92343V104   2,952,982 71,605 SH   SOLE   0 0 71,605
VERTEX PHARMACEUTICALS INC COM 92532F100   2,714,775 5,792 SH   SOLE   0 0 5,792
VICI PPTYS INC COM 925652109   1,374,548 47,994 SH   SOLE   0 0 47,994
VISA INC COM CL A 92826C839   1,214,612 4,628 SH   SOLE   0 0 4,628
VISTRA CORP COM 92840M102   1,883,048 21,901 SH   SOLE   0 0 21,901
WALMART INC COM 931142103   705,307 10,417 SH   SOLE   0 0 10,417
WELLS FARGO CO NEW COM 949746101   848,027 14,279 SH   SOLE   0 0 14,279
WILLIAMS SONOMA INC COM 969904101   1,422,039 5,036 SH   SOLE   0 0 5,036
WORKDAY INC CL A 98138H101   843,123 3,771 SH   SOLE   0 0 3,771
ZOETIS INC CL A 98978V103   296,031 1,708 SH   SOLE   0 0 1,708