The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
HORIZON THERAPEUTICS PUB L SHS G46188101 1,102 10,231 SH   SOLE   0 0 10,231
JOHNSON CTLS INTL PLC SHS G51502105 348 4,281 SH   SOLE   0 0 4,281
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 1,290 11,415 SH   SOLE   0 0 11,415
CHUBB LIMITED COM H1467J104 1,946 10,066 SH   SOLE   0 0 10,066
TE CONNECTIVITY LTD SHS H84989104 900 5,580 SH   SOLE   0 0 5,580
AFLAC INC COM 001055102 2 36 SH   SOLE   0 0 36
AFLAC INC COM 001055102 1,414 24,218 SH   SOLE   0 0 24,218
ABBOTT LABS COM 002824100 1,637 11,628 SH   SOLE   0 0 11,628
ABBVIE INC COM 00287Y109 1,888 13,947 SH   SOLE   0 0 13,947
ADOBE SYSTEMS INCORPORATED COM 00724F101 987 1,740 SH   SOLE   0 0 1,740
ADVANCED MICRO DEVICES INC COM 007903107 226 1,572 SH   SOLE   0 0 1,572
ALLSTATE CORP COM 020002101 984 8,363 SH   SOLE   0 0 8,363
ALPHABET INC CAP STK CL A 02079K305 5,119 1,767 SH   SOLE   0 0 1,767
AMAZON COM INC COM 023135106 2,457 737 SH   SOLE   0 0 737
AMERICAN EXPRESS CO COM 025816109 1,144 6,995 SH   SOLE   0 0 6,995
AMERICAN TOWER CORP NEW COM 03027X100 585 2,000 SH   SOLE   0 0 2,000
AMGEN INC COM 031162100 2 7 SH   SOLE   0 0 7
AMGEN INC COM 031162100 1,535 6,822 SH   SOLE   0 0 6,822
APPLE INC COM 037833100 11,959 67,351 SH   SOLE   0 0 67,351
AVANTOR INC COM 05352A100 1,170 27,770 SH   SOLE   0 0 27,770
AVERY DENNISON CORP COM 053611109 719 3,321 SH   SOLE   0 0 3,321
BK OF AMERICA CORP COM 060505104 1,445 32,476 SH   SOLE   0 0 32,476
BANK NEW YORK MELLON CORP COM 064058100 1,067 18,369 SH   SOLE   0 0 18,369
BERKSHIRE HATHAWAY INC DEL CL A 084670108 451 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 485 1,622 SH   SOLE   0 0 1,622
BEST BUY INC COM 086516101 667 6,568 SH   SOLE   0 0 6,568
BIO RAD LABS INC CL A 090572207 1,006 1,331 SH   SOLE   0 0 1,331
BIO RAD LABS INC CL A 090572207 2 2 SH   SOLE   0 0 2
CDW CORP COM 12514G108 1,195 5,837 SH   SOLE   0 0 5,837
CVS HEALTH CORP COM 126650100 3,881 37,617 SH   SOLE   0 0 37,617
CADENCE DESIGN SYSTEM INC COM 127387108 2,901 15,566 SH   SOLE   0 0 15,566
CAPITAL ONE FINL CORP COM 14040H105 2,467 17,005 SH   SOLE   0 0 17,005
CISCO SYS INC COM 17275R102 3,570 56,329 SH   SOLE   0 0 56,329
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 2,057 23,189 SH   SOLE   0 0 23,189
COMCAST CORP NEW CL A 20030N101 1,120 22,246 SH   SOLE   0 0 22,246
CONOCOPHILLIPS COM 20825C104 350 4,844 SH   SOLE   0 0 4,844
COSTCO WHSL CORP NEW COM 22160K105 571 1,007 SH   SOLE   0 0 1,007
D R HORTON INC COM 23331A109 1,149 10,596 SH   SOLE   0 0 10,596
DTE ENERGY CO COM 233331107 2,392 20,007 SH   SOLE   0 0 20,007
DT MIDSTREAM INC COMMON STOCK 23345M107 270 5,629 SH   SOLE   0 0 5,629
DECKERS OUTDOOR CORP COM 243537107 870 2,375 SH   SOLE   0 0 2,375
DEERE & CO COM 244199105 971 2,831 SH   SOLE   0 0 2,831
DISNEY WALT CO COM 254687106 983 6,348 SH   SOLE   0 0 6,348
DISCOVER FINL SVCS COM 254709108 872 7,546 SH   SOLE   0 0 7,546
DOVER CORP COM 260003108 2,342 12,899 SH   SOLE   0 0 12,899
EMERSON ELEC CO COM 291011104 214 2,300 SH   SOLE   0 0 2,300
EVERSOURCE ENERGY COM 30040W108 661 7,263 SH   SOLE   0 0 7,263
META PLATFORMS INC CL A 30303M102 4,550 13,529 SH   SOLE   0 0 13,529
FEDEX CORP COM 31428X106 821 3,175 SH   SOLE   0 0 3,175
FIRST HORIZON CORPORATION COM 320517105 669 40,995 SH   SOLE   0 0 40,995
FORD MTR CO DEL COM 345370860 805 38,774 SH   SOLE   0 0 38,774
FORTUNE BRANDS HOME & SEC IN COM 34964C106 1,071 10,015 SH   SOLE   0 0 10,015
GAMING & LEISURE PPTYS INC COM 36467J108 369 7,593 SH   SOLE   0 0 7,593
GENERAL MLS INC COM 370334104 707 10,495 SH   SOLE   0 0 10,495
GENERAL MTRS CO COM 37045V100 977 16,672 SH   SOLE   0 0 16,672
GILEAD SCIENCES INC COM 375558103 1,132 15,593 SH   SOLE   0 0 15,593
HARTFORD FINL SVCS GROUP INC COM 416515104 1,010 14,624 SH   SOLE   0 0 14,624
HOME DEPOT INC COM 437076102 1,241 2,990 SH   SOLE   0 0 2,990
INTEL CORP COM 458140100 1,065 20,686 SH   SOLE   0 0 20,686
INTERPUBLIC GROUP COS INC COM 460690100 1,094 29,216 SH   SOLE   0 0 29,216
INVESCO ACTIVLY MANGD ETC FD OPTIMUM YIELD 46090F100 413 29,407 SH   SOLE   0 0 29,407
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 1,126 21,170 SH   SOLE   0 0 21,170
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,178 7,235 SH   SOLE   0 0 7,235
INVESCO EXCHANGE TRADED FD T DYNMC LRG VALU 46137V738 1,118 22,934 SH   SOLE   0 0 22,934
ISHARES INC MSCI CDA ETF 464286509 1,468 38,206 SH   SOLE   0 0 38,206
ISHARES TR CORE S&P500 ETF 464287200 571 1,198 SH   SOLE   0 0 1,198
ISHARES TR MSCI EMG MKT ETF 464287234 1,941 39,739 SH   SOLE   0 0 39,739
ISHARES TR IBOXX INV CP ETF 464287242 20,011 151,005 SH   SOLE   0 0 151,005
ISHARES TR 20 YR TR BD ETF 464287432 32,039 216,200 SH   SOLE   0 0 216,200
ISHARES TR 1 3 YR TREAS BD 464287457 25,037 292,697 SH   SOLE   0 0 292,697
ISHARES TR MSCI EAFE ETF 464287465 4,668 59,323 SH   SOLE   0 0 59,323
ISHARES TR RUS 1000 ETF 464287622 7,729 29,227 SH   SOLE   0 0 29,227
ISHARES TR RUSSELL 2000 ETF 464287655 551 2,478 SH   SOLE   0 0 2,478
ISHARES TR JPMORGAN USD EMG 464288281 504 4,621 SH   SOLE   0 0 4,621
ISHARES TR IBOXX HI YD ETF 464288513 11,713 134,622 SH   SOLE   0 0 134,622
ISHARES TR ISHS 5-10YR INVT 464288638 1,390 23,444 SH   SOLE   0 0 23,444
ISHARES TR ISHS 1-5YR INVS 464288646 883 16,380 SH   SOLE   0 0 16,380
ISHARES TR 3 7 YR TREAS BD 464288661 1,176 9,143 SH   SOLE   0 0 9,143
ISHARES TR US TREAS BD ETF 46429B267 7,477 280,242 SH   SOLE   0 0 280,242
ISHARES TR FLTG RATE NT ETF 46429B655 535 10,550 SH   SOLE   0 0 10,550
ISHARES TR MSCI USA MIN VOL 46429B697 1,622 20,055 SH   SOLE   0 0 20,055
ISHARES TR MSCI USA MMENTM 46432F396 2,613 14,369 SH   SOLE   0 0 14,369
ISHARES TR CORE MSCI EAFE 46432F842 15,406 206,401 SH   SOLE   0 0 206,401
ISHARES INC CORE MSCI EMKT 46434G103 6,827 114,047 SH   SOLE   0 0 114,047
ISHARES TR 0-5YR HI YL CP 46434V407 381 8,407 SH   SOLE   0 0 8,407
JPMORGAN CHASE & CO COM 46625H100 1,816 11,466 SH   SOLE   0 0 11,466
JOHNSON & JOHNSON COM 478160104 905 5,288 SH   SOLE   0 0 5,288
KELLOGG CO COM 487836108 350 5,439 SH   SOLE   0 0 5,439
KEURIG DR PEPPER INC COM 49271V100 796 21,583 SH   SOLE   0 0 21,583
KIMBERLY-CLARK CORP COM 494368103 738 5,167 SH   SOLE   0 0 5,167
KINDER MORGAN INC DEL COM 49456B101 805 50,765 SH   SOLE   0 0 50,765
KRAFT HEINZ CO COM 500754106 555 15,462 SH   SOLE   0 0 15,462
KROGER CO COM 501044101 941 20,790 SH   SOLE   0 0 20,790
LABORATORY CORP AMER HLDGS COM NEW 50540R409 1,213 3,862 SH   SOLE   0 0 3,862
LAM RESEARCH CORP COM 512807108 1,249 1,736 SH   SOLE   0 0 1,736
LILLY ELI & CO COM 532457108 1,074 3,889 SH   SOLE   0 0 3,889
LOUISIANA PAC CORP COM 546347105 1,020 13,013 SH   SOLE   0 0 13,013
MARSH & MCLENNAN COS INC COM 571748102 2,007 11,549 SH   SOLE   0 0 11,549
MCDONALDS CORP COM 580135101 204 762 SH   SOLE   0 0 762
MERCK & CO INC COM 58933Y105 766 9,996 SH   SOLE   0 0 9,996
METLIFE INC COM 59156R108 1,996 31,947 SH   SOLE   0 0 31,947
MICROSOFT CORP COM 594918104 7,988 23,753 SH   SOLE   0 0 23,753
MICROCHIP TECHNOLOGY INC. COM 595017104 1,645 18,891 SH   SOLE   0 0 18,891
MONDELEZ INTL INC CL A 609207105 873 13,164 SH   SOLE   0 0 13,164
MORGAN STANLEY COM NEW 617446448 1,151 11,723 SH   SOLE   0 0 11,723
NEWS CORP NEW CL A 65249B109 601 26,956 SH   SOLE   0 0 26,956
NEXTERA ENERGY INC COM 65339F101 2,352 25,196 SH   SOLE   0 0 25,196
NORFOLK SOUTHN CORP COM 655844108 1,162 3,902 SH   SOLE   0 0 3,902
NUCOR CORP COM 670346105 754 6,607 SH   SOLE   0 0 6,607
NVIDIA CORPORATION COM 67066G104 361 1,226 SH   SOLE   0 0 1,226
OMNICOM GROUP INC COM 681919106 1,193 16,284 SH   SOLE   0 0 16,284
ORACLE CORP COM 68389X105 1,845 21,152 SH   SOLE   0 0 21,152
PPL CORP COM 69351T106 867 28,836 SH   SOLE   0 0 28,836
PARKER-HANNIFIN CORP COM 701094104 890 2,797 SH   SOLE   0 0 2,797
PEPSICO INC COM 713448108 427 2,460 SH   SOLE   0 0 2,460
PFIZER INC COM 717081103 3,187 53,978 SH   SOLE   0 0 53,978
PIONEER NAT RES CO COM 723787107 815 4,481 SH   SOLE   0 0 4,481
PRICE T ROWE GROUP INC COM 74144T108 1,747 8,882 SH   SOLE   0 0 8,882
PROCTER AND GAMBLE CO COM 742718109 2,710 16,570 SH   SOLE   0 0 16,570
PROLOGIS INC. COM 74340W103 731 4,340 SH   SOLE   0 0 4,340
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 772 11,573 SH   SOLE   0 0 11,573
QORVO INC COM 74736K101 838 5,359 SH   SOLE   0 0 5,359
QUANTA SVCS INC COM 74762E102 864 7,535 SH   SOLE   0 0 7,535
QUEST DIAGNOSTICS INC COM 74834L100 1,334 7,713 SH   SOLE   0 0 7,713
SPDR S&P 500 ETF TR TR UNIT 78462F103 424 892 SH   SOLE   0 0 892
SPDR INDEX SHS FDS PORTFLO EURP ETF 78463X103 680 15,960 SH   SOLE   0 0 15,960
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 477 11,501 SH   SOLE   0 0 11,501
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 265 7,444 SH   SOLE   0 0 7,444
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 323 8,545 SH   SOLE   0 0 8,545
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,623 44,495 SH   SOLE   0 0 44,495
SPDR SER TR PORTFOLIO LN COR 78464A367 594 18,869 SH   SOLE   0 0 18,869
SPDR SER TR BLOOMBERG EMERGI 78464A391 247 10,117 SH   SOLE   0 0 10,117
SPDR SER TR PORTFOLIO AGRGTE 78464A649 345 11,654 SH   SOLE   0 0 11,654
SPDR SER TR PORTFLI TIPS ETF 78464A656 290 9,213 SH   SOLE   0 0 9,213
SPDR SER TR PORTFOLIO LN TSR 78464A664 452 10,722 SH   SOLE   0 0 10,722
SPDR SER TR PORTFOLIO S&P400 78464A847 323 6,501 SH   SOLE   0 0 6,501
SPDR SER TR PORTFOLIO S&P500 78464A854 1,164 20,848 SH   SOLE   0 0 20,848
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 1,469 31,030 SH   SOLE   0 0 31,030
SPDR SER TR BLOOMBERG INVT 78468R200 1,292 42,225 SH   SOLE   0 0 42,225
SPDR SER TR BLOOMBERG HIGH Y 78468R622 515 4,740 SH   SOLE   0 0 4,740
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 251 2,747 SH   SOLE   0 0 2,747
SPDR SER TR PORTFOLIO S&P600 78468R853 779 17,440 SH   SOLE   0 0 17,440
SCHWAB STRATEGIC TR US TIPS ETF 808524870 596 9,476 SH   SOLE   0 0 9,476
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 535 5,905 SH   SOLE   0 0 5,905
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,076 19,387 SH   SOLE   0 0 19,387
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 591 15,122 SH   SOLE   0 0 15,122
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,115 6,411 SH   SOLE   0 0 6,411
SEMPRA COM 816851109 1,047 7,914 SH   SOLE   0 0 7,914
SKYWORKS SOLUTIONS INC COM 83088M102 609 3,929 SH   SOLE   0 0 3,929
STRYKER CORPORATION COM 863667101 246 918 SH   SOLE   0 0 918
SYNEOS HEALTH INC CL A 87166B102 1,039 10,122 SH   SOLE   0 0 10,122
TARGET CORP COM 87612E106 2,685 11,602 SH   SOLE   0 0 11,602
TESLA INC COM 88160R101 296 280 SH   SOLE   0 0 280
TEXAS INSTRS INC COM 882508104 1,135 6,024 SH   SOLE   0 0 6,024
THERMO FISHER SCIENTIFIC INC COM 883556102 355 532 SH   SOLE   0 0 532
TYSON FOODS INC CL A 902494103 792 9,083 SH   SOLE   0 0 9,083
UNITED RENTALS INC COM 911363109 1,085 3,265 SH   SOLE   0 0 3,265
VANGUARD WORLD FD MEGA GRWTH IND 921910816 18,152 69,612 SH   SOLE   0 0 69,612
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 13,103 122,666 SH   SOLE   0 0 122,666
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 3,850 37,410 SH   SOLE   0 0 37,410
VANGUARD BD INDEX FDS INTERMED TERM 921937819 3,459 39,482 SH   SOLE   0 0 39,482
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 6,334 78,356 SH   SOLE   0 0 78,356
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 6,883 81,210 SH   SOLE   0 0 81,210
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 17,121 335,302 SH   SOLE   0 0 335,302
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 830 16,151 SH   SOLE   0 0 16,151
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 15,421 279,569 SH   SOLE   0 0 279,569
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,335 9,969 SH   SOLE   0 0 9,969
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,585 112,925 SH   SOLE   0 0 112,925
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,105 13,603 SH   SOLE   0 0 13,603
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 9,218 174,454 SH   SOLE   0 0 174,454
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,183 23,539 SH   SOLE   0 0 23,539
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 27,333 62,607 SH   SOLE   0 0 62,607
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 4,521 30,076 SH   SOLE   0 0 30,076
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 4,828 18,960 SH   SOLE   0 0 18,960
VANGUARD INDEX FDS SML CP GRW ETF 922908595 2,486 8,822 SH   SOLE   0 0 8,822
VANGUARD INDEX FDS SM CP VAL ETF 922908611 5,760 32,206 SH   SOLE   0 0 32,206
VANGUARD INDEX FDS MID CAP ETF 922908629 1,823 7,157 SH   SOLE   0 0 7,157
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 7,016 38,366 SH   SOLE   0 0 38,366
VANGUARD INDEX FDS GROWTH ETF 922908736 19,461 60,646 SH   SOLE   0 0 60,646
VANGUARD INDEX FDS VALUE ETF 922908744 14,541 98,845 SH   SOLE   0 0 98,845
VANGUARD INDEX FDS SMALL CP ETF 922908751 4,498 19,903 SH   SOLE   0 0 19,903
VANGUARD INDEX FDS TOTAL STK MKT 922908769 313 1,295 SH   SOLE   0 0 1,295
VERIZON COMMUNICATIONS INC COM 92343V104 1,896 36,490 SH   SOLE   0 0 36,490
VIACOMCBS INC CL B 92556H206 727 24,095 SH   SOLE   0 0 24,095
VISA INC COM CL A 92826C839 1,375 6,344 SH   SOLE   0 0 6,344
WALMART INC COM 931142103 961 6,639 SH   SOLE   0 0 6,639
WILLIAMS COS INC COM 969457100 1,574 60,432 SH   SOLE   0 0 60,432
WILLIAMS SONOMA INC COM 969904101 775 4,585 SH   SOLE   0 0 4,585
YUM BRANDS INC COM 988498101 275 1,979 SH   SOLE   0 0 1,979
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 1,124 1,889 SH   SOLE   0 0 1,889