The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
HORIZON THERAPEUTICS PUB L SHS G46188101 1,099 10,033 SH   SOLE   0 0 10,033
JOHNSON CTLS INTL PLC SHS G51502105 289 4,250 SH   SOLE   0 0 4,250
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 1,039 12,590 SH   SOLE   0 0 12,590
TE CONNECTIVITY LTD REG SHS H84989104 753 5,490 SH   SOLE   0 0 5,490
AFLAC INC COM 001055102 1,283 24,613 SH   SOLE   0 0 24,613
ABBOTT LABS COM 002824100 1,367 11,571 SH   SOLE   0 0 11,571
ABBVIE INC COM 00287Y109 1,443 13,378 SH   SOLE   0 0 13,378
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,020 1,772 SH   SOLE   0 0 1,772
ALLSTATE CORP COM 020002101 684 5,374 SH   SOLE   0 0 5,374
ALPHABET INC CAP STK CL A 02079K305 4,221 1,579 SH   SOLE   0 0 1,579
AMAZON COM INC COM 023135106 2,168 660 SH   SOLE   0 0 660
AMERICAN EXPRESS CO COM 025816109 1,064 6,349 SH   SOLE   0 0 6,349
AMERICAN TOWER CORP NEW COM 03027X100 490 1,845 SH   SOLE   0 0 1,845
AMGEN INC COM 031162100 1,579 7,424 SH   SOLE   0 0 7,424
APPLE INC COM 037833100 9,990 70,604 SH   SOLE   0 0 70,604
AVANTOR INC COM 05352A100 1,126 27,534 SH   SOLE   0 0 27,534
AVERY DENNISON CORP COM 053611109 677 3,269 SH   SOLE   0 0 3,269
BK OF AMERICA CORP COM 060505104 1,292 30,447 SH   SOLE   0 0 30,447
BANK NEW YORK MELLON CORP COM 064058100 933 18,000 SH   SOLE   0 0 18,000
BERKSHIRE HATHAWAY INC DEL CL A 084670108 411 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 366 1,341 SH   SOLE   0 0 1,341
BEST BUY INC COM 086516101 680 6,437 SH   SOLE   0 0 6,437
BIO RAD LABS INC CL A 090572207 1,014 1,360 SH   SOLE   0 0 1,360
CDW CORP COM 12514G108 1,048 5,757 SH   SOLE   0 0 5,757
CVS HEALTH CORP COM 126650100 1,141 13,446 SH   SOLE   0 0 13,446
CADENCE DESIGN SYSTEM INC COM 127387108 2,402 15,864 SH   SOLE   0 0 15,864
CHEVRON CORP NEW COM 166764100 855 8,431 SH   SOLE   0 0 8,431
CISCO SYS INC COM 17275R102 2,944 54,088 SH   SOLE   0 0 54,088
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 1,699 22,901 SH   SOLE   0 0 22,901
COMCAST CORP NEW CL A 20030N101 1,216 21,738 SH   SOLE   0 0 21,738
CONOCOPHILLIPS COM 20825C104 326 4,804 SH   SOLE   0 0 4,804
COSTCO WHSL CORP NEW COM 22160K105 413 919 SH   SOLE   0 0 919
D R HORTON INC COM 23331A109 1,698 20,222 SH   SOLE   0 0 20,222
DTE ENERGY CO COM 233331107 2,377 21,275 SH   SOLE   0 0 21,275
DT MIDSTREAM INC COMMON STOCK 23345M107 294 6,363 SH   SOLE   0 0 6,363
DECKERS OUTDOOR CORP COM 243537107 926 2,570 SH   SOLE   0 0 2,570
DEERE & CO COM 244199105 907 2,708 SH   SOLE   0 0 2,708
DISNEY WALT CO COM 254687106 996 5,889 SH   SOLE   0 0 5,889
DISCOVER FINL SVCS COM 254709108 913 7,430 SH   SOLE   0 0 7,430
DOVER CORP COM 260003108 1,985 12,762 SH   SOLE   0 0 12,762
ELECTRONIC ARTS INC COM 285512109 1,826 12,839 SH   SOLE   0 0 12,839
EMERSON ELEC CO COM 291011104 201 2,137 SH   SOLE   0 0 2,137
EVERSOURCE ENERGY COM 30040W108 586 7,166 SH   SOLE   0 0 7,166
FACEBOOK INC CL A 30303M102 4,223 12,444 SH   SOLE   0 0 12,444
FEDEX CORP COM 31428X106 788 3,593 SH   SOLE   0 0 3,593
FIRST HORIZON CORPORATION COM 320517105 658 40,397 SH   SOLE   0 0 40,397
FORD MTR CO DEL COM 345370860 590 41,666 SH   SOLE   0 0 41,666
FORTUNE BRANDS HOME & SEC IN COM 34964C106 836 9,344 SH   SOLE   0 0 9,344
GAMING & LEISURE PPTYS INC COM 36467J108 346 7,479 SH   SOLE   0 0 7,479
GENERAL MLS INC COM 370334104 611 10,214 SH   SOLE   0 0 10,214
GENERAL MTRS CO COM 37045V100 869 16,487 SH   SOLE   0 0 16,487
HOME DEPOT INC COM 437076102 1,001 3,048 SH   SOLE   0 0 3,048
INTEL CORP COM 458140100 1,008 18,919 SH   SOLE   0 0 18,919
INTERPUBLIC GROUP COS INC COM 460690100 1,038 28,293 SH   SOLE   0 0 28,293
INVESCO ACTIVLY MANGD ETC FD OPTIMUM YIELD 46090F100 421 20,000 SH   SOLE   0 0 20,000
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 1,084 22,335 SH   SOLE   0 0 22,335
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,150 7,676 SH   SOLE   0 0 7,676
INVESCO EXCHANGE TRADED FD T DYNMC LRG VALU 46137V738 1,081 24,314 SH   SOLE   0 0 24,314
ISHARES INC MSCI CDA ETF 464286509 1,167 32,162 SH   SOLE   0 0 32,162
ISHARES TR CORE S&P500 ETF 464287200 514 1,194 SH   SOLE   0 0 1,194
ISHARES TR MSCI EMG MKT ETF 464287234 2,036 40,415 SH   SOLE   0 0 40,415
ISHARES TR IBOXX INV CP ETF 464287242 18,085 135,946 SH   SOLE   0 0 135,946
ISHARES TR 20 YR TR BD ETF 464287432 28,264 195,844 SH   SOLE   0 0 195,844
ISHARES TR MSCI EAFE ETF 464287465 4,673 59,901 SH   SOLE   0 0 59,901
ISHARES TR RUS 1000 ETF 464287622 7,219 29,865 SH   SOLE   0 0 29,865
ISHARES TR RUSSELL 2000 ETF 464287655 557 2,546 SH   SOLE   0 0 2,546
ISHARES TR JPMORGAN USD EMG 464288281 10,866 98,732 SH   SOLE   0 0 98,732
ISHARES TR IBOXX HI YD ETF 464288513 10,049 114,854 SH   SOLE   0 0 114,854
ISHARES TR ISHS 5-10YR INVT 464288638 1,490 24,815 SH   SOLE   0 0 24,815
ISHARES TR 3 7 YR TREAS BD 464288661 1,608 12,354 SH   SOLE   0 0 12,354
ISHARES TR US TREAS BD ETF 46429B267 7,415 279,480 SH   SOLE   0 0 279,480
ISHARES TR FLTG RATE NT ETF 46429B655 1,153 22,677 SH   SOLE   0 0 22,677
ISHARES TR MSCI USA MIN VOL 46429B697 1,472 20,022 SH   SOLE   0 0 20,022
ISHARES TR MSCI USA MMENTM 46432F396 2,508 14,282 SH   SOLE   0 0 14,282
ISHARES TR CORE MSCI EAFE 46432F842 12,582 169,457 SH   SOLE   0 0 169,457
ISHARES INC CORE MSCI EMKT 46434G103 5,779 93,568 SH   SOLE   0 0 93,568
ISHARES TR 0-5YR HI YL CP 46434V407 406 8,881 SH   SOLE   0 0 8,881
JPMORGAN CHASE & CO COM 46625H100 1,701 10,391 SH   SOLE   0 0 10,391
JOHNSON & JOHNSON COM 478160104 829 5,132 SH   SOLE   0 0 5,132
KELLOGG CO COM 487836108 345 5,404 SH   SOLE   0 0 5,404
KEURIG DR PEPPER INC COM 49271V100 727 21,288 SH   SOLE   0 0 21,288
KIMBERLY-CLARK CORP COM 494368103 673 5,082 SH   SOLE   0 0 5,082
KINDER MORGAN INC DEL COM 49456B101 605 36,158 SH   SOLE   0 0 36,158
KRAFT HEINZ CO COM 500754106 547 14,861 SH   SOLE   0 0 14,861
KROGER CO COM 501044101 864 21,366 SH   SOLE   0 0 21,366
LABORATORY CORP AMER HLDGS COM NEW 50540R409 1,056 3,751 SH   SOLE   0 0 3,751
LAM RESEARCH CORP COM 512807108 991 1,742 SH   SOLE   0 0 1,742
LILLY ELI & CO COM 532457108 794 3,439 SH   SOLE   0 0 3,439
LOUISIANA PAC CORP COM 546347105 858 13,979 SH   SOLE   0 0 13,979
MARSH & MCLENNAN COS INC COM 571748102 1,738 11,480 SH   SOLE   0 0 11,480
MERCK & CO INC COM 58933Y105 615 8,190 SH   SOLE   0 0 8,190
METLIFE INC COM 59156R108 2,097 33,971 SH   SOLE   0 0 33,971
MICROSOFT CORP COM 594918104 7,156 25,385 SH   SOLE   0 0 25,385
MICROCHIP TECHNOLOGY INC. COM 595017104 1,432 9,331 SH   SOLE   0 0 9,331
MONDELEZ INTL INC CL A 609207105 746 12,816 SH   SOLE   0 0 12,816
MORGAN STANLEY COM NEW 617446448 1,078 11,077 SH   SOLE   0 0 11,077
NEWMONT CORP COM 651639106 1,399 25,765 SH   SOLE   0 0 25,765
NEWS CORP NEW CL A 65249B109 616 26,186 SH   SOLE   0 0 26,186
NEXTERA ENERGY INC COM 65339F101 1,943 24,748 SH   SOLE   0 0 24,748
NORFOLK SOUTHN CORP COM 655844108 919 3,839 SH   SOLE   0 0 3,839
NUCOR CORP COM 670346105 642 6,523 SH   SOLE   0 0 6,523
NVIDIA CORPORATION COM 67066G104 249 1,203 SH   SOLE   0 0 1,203
OMNICOM GROUP INC COM 681919106 1,067 14,727 SH   SOLE   0 0 14,727
ORACLE CORP COM 68389X105 1,787 20,506 SH   SOLE   0 0 20,506
PPL CORP COM 69351T106 783 28,093 SH   SOLE   0 0 28,093
PARKER-HANNIFIN CORP COM 701094104 778 2,781 SH   SOLE   0 0 2,781
PEPSICO INC COM 713448108 334 2,220 SH   SOLE   0 0 2,220
PFIZER INC COM 717081103 2,338 54,351 SH   SOLE   0 0 54,351
PIONEER NAT RES CO COM 723787107 724 4,347 SH   SOLE   0 0 4,347
PRICE T ROWE GROUP INC COM 74144T108 1,725 8,768 SH   SOLE   0 0 8,768
PROCTER AND GAMBLE CO COM 742718109 2,203 15,758 SH   SOLE   0 0 15,758
PROLOGIS INC. COM 74340W103 528 4,213 SH   SOLE   0 0 4,213
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 784 12,869 SH   SOLE   0 0 12,869
QORVO INC COM 74736K101 881 5,270 SH   SOLE   0 0 5,270
SPDR S&P 500 ETF TR TR UNIT 78462F103 382 890 SH   SOLE   0 0 890
SPDR INDEX SHS FDS PORTFLO EURP ETF 78463X103 221 5,426 SH   SOLE   0 0 5,426
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 620 14,585 SH   SOLE   0 0 14,585
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 271 7,639 SH   SOLE   0 0 7,639
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 333 8,648 SH   SOLE   0 0 8,648
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,333 36,816 SH   SOLE   0 0 36,816
SPDR SER TR BLMBRG BRC CNVRT 78464A359 9,788 114,683 SH   SOLE   0 0 114,683
SPDR SER TR PORTFOLIO LN COR 78464A367 635 20,242 SH   SOLE   0 0 20,242
SPDR SER TR BLOMBRG BRC EMRG 78464A391 265 10,491 SH   SOLE   0 0 10,491
SPDR SER TR PORTFOLIO AGRGTE 78464A649 411 13,771 SH   SOLE   0 0 13,771
SPDR SER TR PORTFLI TIPS ETF 78464A656 332 10,664 SH   SOLE   0 0 10,664
SPDR SER TR PORTFOLIO LN TSR 78464A664 356 8,611 SH   SOLE   0 0 8,611
SPDR SER TR PORTFOLIO S&P400 78464A847 328 7,111 SH   SOLE   0 0 7,111
SPDR SER TR PORTFOLIO S&P500 78464A854 2,105 41,724 SH   SOLE   0 0 41,724
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 1,726 35,730 SH   SOLE   0 0 35,730
SPDR SER TR BLOMBERG BRC INV 78468R200 1,499 48,882 SH   SOLE   0 0 48,882
SPDR SER TR BLOOMBERG BRCLYS 78468R622 374 3,420 SH   SOLE   0 0 3,420
SPDR SER TR SPDR BLOOMBERG 78468R663 364 3,980 SH   SOLE   0 0 3,980
SPDR SER TR PORTFOLIO S&P600 78468R853 1,073 25,183 SH   SOLE   0 0 25,183
SCHWAB STRATEGIC TR US TIPS ETF 808524870 626 10,005 SH   SOLE   0 0 10,005
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 546 6,908 SH   SOLE   0 0 6,908
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 546 7,937 SH   SOLE   0 0 7,937
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,115 7,465 SH   SOLE   0 0 7,465
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 1,095 13,665 SH   SOLE   0 0 13,665
SEMPRA COM 816851109 962 7,603 SH   SOLE   0 0 7,603
SKYWORKS SOLUTIONS INC COM 83088M102 640 3,884 SH   SOLE   0 0 3,884
SYNCHRONY FINANCIAL COM 87165B103 1,092 22,342 SH   SOLE   0 0 22,342
SYNEOS HEALTH INC CL A 87166B102 885 10,113 SH   SOLE   0 0 10,113
TESLA INC COM 88160R101 209 269 SH   SOLE   0 0 269
TEXAS INSTRS INC COM 882508104 1,112 5,784 SH   SOLE   0 0 5,784
UNITED RENTALS INC COM 911363109 1,196 3,408 SH   SOLE   0 0 3,408
UNITEDHEALTH GROUP INC COM 91324P102 1,876 4,802 SH   SOLE   0 0 4,802
VANGUARD WORLD FD MEGA GRWTH IND 921910816 16,268 69,283 SH   SOLE   0 0 69,283
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 11,774 120,324 SH   SOLE   0 0 120,324
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 3,721 36,367 SH   SOLE   0 0 36,367
VANGUARD BD INDEX FDS INTERMED TERM 921937819 3,410 38,128 SH   SOLE   0 0 38,128
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 6,235 76,086 SH   SOLE   0 0 76,086
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 7,125 83,378 SH   SOLE   0 0 83,378
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 14,646 290,069 SH   SOLE   0 0 290,069
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 832 15,825 SH   SOLE   0 0 15,825
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 15,805 277,475 SH   SOLE   0 0 277,475
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,095 8,193 SH   SOLE   0 0 8,193
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,854 97,066 SH   SOLE   0 0 97,066
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,108 13,450 SH   SOLE   0 0 13,450
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 9,171 172,092 SH   SOLE   0 0 172,092
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,281 24,157 SH   SOLE   0 0 24,157
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 21,286 53,970 SH   SOLE   0 0 53,970
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 4,134 29,608 SH   SOLE   0 0 29,608
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 4,467 18,904 SH   SOLE   0 0 18,904
VANGUARD INDEX FDS SML CP GRW ETF 922908595 2,426 8,660 SH   SOLE   0 0 8,660
VANGUARD INDEX FDS SM CP VAL ETF 922908611 5,362 31,677 SH   SOLE   0 0 31,677
VANGUARD INDEX FDS MID CAP ETF 922908629 1,432 6,050 SH   SOLE   0 0 6,050
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 5,903 32,369 SH   SOLE   0 0 32,369
VANGUARD INDEX FDS GROWTH ETF 922908736 15,662 53,976 SH   SOLE   0 0 53,976
VANGUARD INDEX FDS VALUE ETF 922908744 11,869 87,677 SH   SOLE   0 0 87,677
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,864 17,671 SH   SOLE   0 0 17,671
VERIZON COMMUNICATIONS INC COM 92343V104 1,909 35,338 SH   SOLE   0 0 35,338
VIACOMCBS INC CL B 92556H206 891 22,539 SH   SOLE   0 0 22,539
VISA INC COM CL A 92826C839 1,316 5,907 SH   SOLE   0 0 5,907
WALMART INC COM 931142103 848 6,083 SH   SOLE   0 0 6,083
WILLIAMS COS INC COM 969457100 1,516 58,457 SH   SOLE   0 0 58,457
WILLIAMS SONOMA INC COM 969904101 799 4,506 SH   SOLE   0 0 4,506
YUM BRANDS INC COM 988498101 237 1,936 SH   SOLE   0 0 1,936
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 982 1,906 SH   SOLE   0 0 1,906
ZIMMER BIOMET HOLDINGS INC COM 98956P102 802 5,477 SH   SOLE   0 0 5,477