The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 333 1,583 SH   SOLE   0 0 1,583
EATON CORP PLC SHS G29183103 281 2,966 SH   SOLE   0 0 2,966
ROYAL CARIBBEAN CRUISES LTD COM V7780T103 338 2,531 SH   SOLE   0 0 2,531
ALPS ETF TR RIVRFRNT STR INC 00162Q783 3,264 131,226 SH   SOLE   0 0 131,226
AT&T INC COM 00206R102 688 17,617 SH   SOLE   0 0 17,617
ABBOTT LABS COM 002824100 285 3,280 SH   SOLE   0 0 3,280
ABBVIE INC COM 00287Y109 844 9,535 SH   SOLE   0 0 9,535
ALPHABET INC CAP STK CL A 02079K305 205 153 SH   SOLE   0 0 153
ALTRIA GROUP INC COM 02209S103 369 7,399 SH   SOLE   0 0 7,399
AMAZON COM INC COM 023135106 340 184 SH   SOLE   0 0 184
AMERICAN EXPRESS CO COM 025816109 327 2,630 SH   SOLE   0 0 2,630
AMERICAN TOWER CORP NEW COM 03027X100 250 1,089 SH   SOLE   0 0 1,089
AMGEN INC COM 031162100 891 3,697 SH   SOLE   0 0 3,697
APPLE INC COM 037833100 3,743 12,748 SH   SOLE   0 0 12,748
BCE INC COM NEW 05534B760 450 9,706 SH   SOLE   0 0 9,706
BP PLC SPONSORED ADR 055622104 486 12,880 SH   SOLE   0 0 12,880
BANK AMER CORP COM 060505104 469 13,324 SH   SOLE   0 0 13,324
BERKSHIRE HATHAWAY INC DEL CL A 084670108 340 1 SH   SOLE   0 0 1
BEST BUY INC COM 086516101 368 4,194 SH   SOLE   0 0 4,194
BRISTOL MYERS SQUIBB CO COM 110122108 417 6,496 SH   SOLE   0 0 6,496
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 264 6,208 SH   SOLE   0 0 6,208
CDW CORP COM 12514G108 429 3,007 SH   SOLE   0 0 3,007
CDN IMPERIAL BK COMM TORONTO COM 136069101 466 5,596 SH   SOLE   0 0 5,596
CHEVRON CORP NEW COM 166764100 836 6,938 SH   SOLE   0 0 6,938
CISCO SYS INC COM 17275R102 571 11,902 SH   SOLE   0 0 11,902
CITIZENS FINL GROUP INC COM 174610105 252 6,203 SH   SOLE   0 0 6,203
COCA COLA CO COM 191216100 543 9,810 SH   SOLE   0 0 9,810
COMCAST CORP NEW CL A 20030N101 373 8,291 SH   SOLE   0 0 8,291
D R HORTON INC COM 23331A109 310 5,883 SH   SOLE   0 0 5,883
DTE ENERGY CO COM 233331107 356 2,740 SH   SOLE   0 0 2,740
DELTA AIR LINES INC DEL COM NEW 247361702 274 4,680 SH   SOLE   0 0 4,680
DISNEY WALT CO COM DISNEY 254687106 370 2,560 SH   SOLE   0 0 2,560
DOMINION ENERGY INC COM 25746U109 535 6,454 SH   SOLE   0 0 6,454
DUKE ENERGY CORP NEW COM NEW 26441C204 542 5,937 SH   SOLE   0 0 5,937
EVERSOURCE ENERGY COM 30040W108 227 2,671 SH   SOLE   0 0 2,671
EXXON MOBIL CORP COM 30231G102 787 11,279 SH   SOLE   0 0 11,279
FACEBOOK INC CL A 30303M102 526 2,563 SH   SOLE   0 0 2,563
FIDELITY NATL INFORMATION SV COM 31620M106 357 2,563 SH   SOLE   0 0 2,563
FIRST TR EXCHANGE TRADED FD SENIOR LN FD 33738D309 2,803 58,504 SH   SOLE   0 0 58,504
FIRST TR EXCHANGE TRADED FD FST LOW OPPT EFT 33739Q200 1,686 32,547 SH   SOLE   0 0 32,547
FORD MTR CO DEL COM 345370860 223 23,968 SH   SOLE   0 0 23,968
GILEAD SCIENCES INC COM 375558103 327 5,028 SH   SOLE   0 0 5,028
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 524 11,146 SH   SOLE   0 0 11,146
HILL ROM HLDGS INC COM 431475102 226 1,987 SH   SOLE   0 0 1,987
HOME DEPOT INC COM 437076102 416 1,904 SH   SOLE   0 0 1,904
HUNTINGTON BANCSHARES INC COM 446150104 248 16,478 SH   SOLE   0 0 16,478
INTEL CORP COM 458140100 411 6,865 SH   SOLE   0 0 6,865
INVESCO ACTIVELY MANAGD ETF ULTRA SHRT DUR 46090A887 3,786 75,157 SH   SOLE   0 0 75,157
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 3,018 82,527 SH   SOLE   0 0 82,527
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 6,498 56,153 SH   SOLE   0 0 56,153
INVESCO EXCHANGE TRADED FD T DYNMC LRG VALU 46137V738 2,972 71,865 SH   SOLE   0 0 71,865
ISHARES TR CORE S&P TTL STK 464287150 5,467 75,215 SH   SOLE   0 0 75,215
ISHARES TR CORE US AGGBD ET 464287226 3,092 27,517 SH   SOLE   0 0 27,517
ISHARES TR MSCI EMG MKT ETF 464287234 10,273 228,957 SH   SOLE   0 0 228,957
ISHARES TR IBOXX INV CP ETF 464287242 1,178 9,208 SH   SOLE   0 0 9,208
ISHARES TR 1 3 YR TREAS BD 464287457 544 6,434 SH   SOLE   0 0 6,434
ISHARES TR MSCI EAFE ETF 464287465 14,462 208,259 SH   SOLE   0 0 208,259
ISHARES TR RUS 1000 ETF 464287622 23,576 132,135 SH   SOLE   0 0 132,135
ISHARES TR RUSSELL 2000 ETF 464287655 1,122 6,773 SH   SOLE   0 0 6,773
ISHARES TR JPMORGAN USD EMG 464288281 12,482 108,955 SH   SOLE   0 0 108,955
ISHARES TR IBOXX HI YD ETF 464288513 4,094 46,552 SH   SOLE   0 0 46,552
ISHARES TR MBS ETF 464288588 1,768 16,361 SH   SOLE   0 0 16,361
ISHARES TR INTRM GOV CR ETF 464288612 5,834 51,785 SH   SOLE   0 0 51,785
ISHARES TR INTRM TR CRP ETF 464288638 2,565 44,235 SH   SOLE   0 0 44,235
ISHARES TR SH TR CRPORT ETF 464288646 2,462 45,904 SH   SOLE   0 0 45,904
ISHARES TR SHORT TREAS BD 464288679 413 3,740 SH   SOLE   0 0 3,740
ISHARES TR US TREAS BD ETF 46429B267 1,209 46,601 SH   SOLE   0 0 46,601
ISHARES TR CMBS ETF 46429B366 590 11,181 SH   SOLE   0 0 11,181
ISHARES TR FLTG RATE NT ETF 46429B655 1,675 32,891 SH   SOLE   0 0 32,891
ISHARES TR MSCI MIN VOL ETF 46429B697 3,588 54,702 SH   SOLE   0 0 54,702
ISHARES US ETF TR SHT MAT BD ETF 46431W507 4,619 91,911 SH   SOLE   0 0 91,911
ISHARES TR USA MOMENTUM FCT 46432F396 341 2,718 SH   SOLE   0 0 2,718
ISHARES TR CORE MSCI EAFE 46432F842 678 10,394 SH   SOLE   0 0 10,394
ISHARES INC CORE MSCI EMKT 46434G103 1,731 32,197 SH   SOLE   0 0 32,197
ISHARES TR CORE TOTAL USD 46434V613 1,036 19,875 SH   SOLE   0 0 19,875
JPMORGAN CHASE & CO COM 46625H100 919 6,594 SH   SOLE   0 0 6,594
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 3,138 62,222 SH   SOLE   0 0 62,222
JOHNSON & JOHNSON COM 478160104 421 2,883 SH   SOLE   0 0 2,883
KELLOGG CO COM 487836108 357 5,169 SH   SOLE   0 0 5,169
KIMBERLY CLARK CORP COM 494368103 549 3,990 SH   SOLE   0 0 3,990
LAM RESEARCH CORP COM 512807108 485 1,660 SH   SOLE   0 0 1,660
LOWES COS INC COM 548661107 455 3,803 SH   SOLE   0 0 3,803
MASTERCARD INC CL A 57636Q104 517 1,733 SH   SOLE   0 0 1,733
MERCK & CO INC COM 58933Y105 360 3,964 SH   SOLE   0 0 3,964
METLIFE INC COM 59156R108 291 5,709 SH   SOLE   0 0 5,709
MICROSOFT CORP COM 594918104 1,673 10,608 SH   SOLE   0 0 10,608
MICROCHIP TECHNOLOGY INC COM 595017104 290 2,767 SH   SOLE   0 0 2,767
MONDELEZ INTL INC CL A 609207105 313 5,680 SH   SOLE   0 0 5,680
MORGAN STANLEY COM NEW 617446448 258 5,044 SH   SOLE   0 0 5,044
NATIONAL GRID PLC SPONSORED ADR NE 636274409 414 6,604 SH   SOLE   0 0 6,604
NEXTERA ENERGY INC COM 65339F101 1,300 5,369 SH   SOLE   0 0 5,369
NORFOLK SOUTHERN CORP COM 655844108 445 2,294 SH   SOLE   0 0 2,294
OSI ETF TR OSHARS FTSE US 67110P407 1,110 30,301 SH   SOLE   0 0 30,301
OCCIDENTAL PETE CORP COM 674599105 200 4,860 SH   SOLE   0 0 4,860
ONEOK INC NEW COM 682680103 241 3,182 SH   SOLE   0 0 3,182
PPL CORP COM 69351T106 402 11,199 SH   SOLE   0 0 11,199
PEPSICO INC COM 713448108 440 3,222 SH   SOLE   0 0 3,222
PFIZER INC COM 717081103 552 14,091 SH   SOLE   0 0 14,091
PHILIP MORRIS INTL INC COM 718172109 705 8,291 SH   SOLE   0 0 8,291
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 1,440 14,439 SH   SOLE   0 0 14,439
PROLOGIS INC COM 74340W103 213 2,394 SH   SOLE   0 0 2,394
RAYTHEON CO COM NEW 755111507 307 1,399 SH   SOLE   0 0 1,399
REALTY INCOME CORP COM 756109104 221 3,002 SH   SOLE   0 0 3,002
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,617 5,025 SH   SOLE   0 0 5,025
SPDR GOLD TRUST GOLD SHS 78463V107 1,385 9,694 SH   SOLE   0 0 9,694
SPDR INDEX SHS FDS PORTFLO EURP ETF 78463X103 249 6,825 SH   SOLE   0 0 6,825
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 551 14,662 SH   SOLE   0 0 14,662
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 258 6,663 SH   SOLE   0 0 6,663
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 313 9,836 SH   SOLE   0 0 9,836
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,271 40,529 SH   SOLE   0 0 40,529
SPDR SERIES TRUST BLOMBRG BRC EMRG 78464A391 228 8,184 SH   SOLE   0 0 8,184
SPDR SERIES TRUST DJ REIT ETF 78464A607 724 7,097 SH   SOLE   0 0 7,097
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 815 27,734 SH   SOLE   0 0 27,734
SPDR SERIES TRUST PORTFLI TIPS ETF 78464A656 299 10,464 SH   SOLE   0 0 10,464
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 1,908 40,968 SH   SOLE   0 0 40,968
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 4,869 99,392 SH   SOLE   0 0 99,392
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 306 815 SH   SOLE   0 0 815
SPDR SERIES TRUST BLOMBERG BRC INV 78468R200 2,576 83,825 SH   SOLE   0 0 83,825
SPDR SERIES TRUST BLOOMBERG BRCLYS 78468R622 870 7,946 SH   SOLE   0 0 7,946
SPDR SERIES TRUST PORTFOLIO SM ETF 78468R853 407 12,461 SH   SOLE   0 0 12,461
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,042 10,231 SH   SOLE   0 0 10,231
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1,010 32,803 SH   SOLE   0 0 32,803
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,111 12,118 SH   SOLE   0 0 12,118
SOUTHERN CO COM 842587107 402 6,318 SH   SOLE   0 0 6,318
STARWOOD PPTY TR INC COM 85571B105 300 12,065 SH   SOLE   0 0 12,065
STRYKER CORP COM 863667101 328 1,563 SH   SOLE   0 0 1,563
SYSCO CORP COM 871829107 411 4,801 SH   SOLE   0 0 4,801
T MOBILE US INC COM 872590104 269 3,428 SH   SOLE   0 0 3,428
UNITED PARCEL SERVICE INC CL B 911312106 326 2,784 SH   SOLE   0 0 2,784
UNITEDHEALTH GROUP INC COM 91324P102 396 1,346 SH   SOLE   0 0 1,346
VANECK VECTORS ETF TRUST FALLEN ANGEL HG 92189F437 1,330 44,555 SH   SOLE   0 0 44,555
VANGUARD WORLD FD MEGA GRWTH IND 921910816 1,995 13,698 SH   SOLE   0 0 13,698
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 1,955 22,430 SH   SOLE   0 0 22,430
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 2,234 22,269 SH   SOLE   0 0 22,269
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 1,403 16,085 SH   SOLE   0 0 16,085
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 2,678 33,221 SH   SOLE   0 0 33,221
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 381 4,538 SH   SOLE   0 0 4,538
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 5,654 128,331 SH   SOLE   0 0 128,331
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 241 4,885 SH   SOLE   0 0 4,885
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 3,578 63,247 SH   SOLE   0 0 63,247
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,643 36,937 SH   SOLE   0 0 36,937
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 234 2,887 SH   SOLE   0 0 2,887
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 2,394 45,017 SH   SOLE   0 0 45,017
VENTAS INC COM 92276F100 270 4,681 SH   SOLE   0 0 4,681
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,645 15,703 SH   SOLE   0 0 15,703
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 580 4,870 SH   SOLE   0 0 4,870
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 566 3,563 SH   SOLE   0 0 3,563
VANGUARD INDEX FDS SML CP GRW ETF 922908595 371 1,869 SH   SOLE   0 0 1,869
VANGUARD INDEX FDS SM CP VAL ETF 922908611 736 5,371 SH   SOLE   0 0 5,371
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 257 2,039 SH   SOLE   0 0 2,039
VANGUARD INDEX FDS GROWTH ETF 922908736 5,058 27,763 SH   SOLE   0 0 27,763
VANGUARD INDEX FDS VALUE ETF 922908744 5,152 42,991 SH   SOLE   0 0 42,991
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,595 9,631 SH   SOLE   0 0 9,631
VERIZON COMMUNICATIONS INC COM 92343V104 860 14,004 SH   SOLE   0 0 14,004
VISA INC COM CL A 92826C839 549 2,921 SH   SOLE   0 0 2,921
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 295 15,241 SH   SOLE   0 0 15,241
WALMART INC COM 931142103 285 2,396 SH   SOLE   0 0 2,396
WASTE MGMT INC DEL COM 94106L109 309 2,713 SH   SOLE   0 0 2,713
WELLTOWER INC COM 95040Q104 301 3,679 SH   SOLE   0 0 3,679
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 1,100 15,589 SH   SOLE   0 0 15,589
ZEBRA TECHNOLOGIES CORP CL A 989207105 397 1,553 SH   SOLE   0 0 1,553