The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC CLS A USD0.0000225 SHS CLASS A G1151C101 246 1,358 SH   SOLE   0 0 1,358
EATON CORP PLC COM SHS G29183103 213 2,557 SH   SOLE   0 0 2,557
ROYAL CARIBBEAN CRUISES COM USD0.01 COM V7780T103 228 1,890 SH   SOLE   0 0 1,890
ALPS ETF TRUST RIVERFRONT STRATEGIC INCOME FD RIVRFRNT STR INC 00162Q783 2,747 110,251 SH   SOLE   0 0 110,251
AT&T INC COM USD1 COM 00206R102 546 16,295 SH   SOLE   0 0 16,295
ABBOTT LABORATORIES COM 002824100 274 3,262 SH   SOLE   0 0 3,262
ABBVIE INC COM USD0.01 COM 00287Y109 586 8,054 SH   SOLE   0 0 8,054
AIR PRODUCTS & CHEM COM 009158106 370 1,833 SH   SOLE   0 0 1,833
ALTRIA GROUP INC COM 02209S103 356 7,524 SH   SOLE   0 0 7,524
AMAZON.COM INC COM 023135106 237 125 SH   SOLE   0 0 125
AMERICAN EXPRESS CO COM USD0.20 COM 025816109 257 2,086 SH   SOLE   0 0 2,086
AMERICAN TOWER CORP COM USD0.01 COM 03027X100 228 1,123 SH   SOLE   0 0 1,123
AMGEN INC COM 031162100 538 2,924 SH   SOLE   0 0 2,924
APPLE INC COM USD0.00001 COM 037833100 2,114 10,737 SH   SOLE   0 0 10,737
BCE INC COM NEW ISIN #CA05534B7604 SEDOL #B188TH2 COM NEW 05534B760 396 8,706 SH   SOLE   0 0 8,706
BP PLC SPONSORED ADR SPONSORED ADR 055622104 452 10,846 SH   SOLE   0 0 10,846
BANK OF AMERICA CORP COM 060505104 322 11,133 SH   SOLE   0 0 11,133
BERKSHIRE HATHAWAY INC DEL CL A FRMLY COMMON CL A 084670108 318 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC COM USD0.0033 CLASS B CL B NEW 084670702 229 1,075 SH   SOLE   0 0 1,075
BEST BUY CO INC COM USD0.10 COM 086516101 226 3,250 SH   SOLE   0 0 3,250
BRISTOL-MYERS SQUIBB CO COM USD0.10 COM 110122108 225 4,981 SH   SOLE   0 0 4,981
BRITISH AMERICAN TOBACCO LVL II ADR EACH REP 1 ORD GBP0.25 BNY SPONSORED ADR 110448107 245 7,028 SH   SOLE   0 0 7,028
BROADRIDGE FINANCIAL SOLUTION INC COM USD0.01 COM 11133T103 258 2,052 SH   SOLE   0 0 2,052
CDW CORP COM USD0.01 COM 12514G108 293 2,652 SH   SOLE   0 0 2,652
CANADIAN IMPERIAL BANK OF COMMERCE COM NPV ISIN #CA1360691010 SEDOL #2170525 COM 136069101 266 3,391 SH   SOLE   0 0 3,391
CHEVRON CORP NEW COM COM 166764100 743 6,021 SH   SOLE   0 0 6,021
CISCO SYS INC COM COM 17275R102 459 8,411 SH   SOLE   0 0 8,411
COCA COLA CO COM 191216100 502 9,929 SH   SOLE   0 0 9,929
COMCAST CORP NEW CL A CL A 20030N101 304 7,488 SH   SOLE   0 0 7,488
CROWN CASTLE INTL CORP NEW COM ISIN #US22822V1017 SEDOL #BTGQCX1 COM 22822V101 397 3,254 SH   SOLE   0 0 3,254
DR HORTON INC COM STK USD0.01 COM 23331A109 202 4,706 SH   SOLE   0 0 4,706
DTE ENERGY HOLDING CO COM 233331107 333 2,602 SH   SOLE   0 0 2,602
DELTA AIR LINES INC DEL COM NEW COM NEW 247361702 215 3,797 SH   SOLE   0 0 3,797
DISNEY WALT CO COM DISNEY 254687106 317 2,318 SH   SOLE   0 0 2,318
DOMINION ENERGY INC COM COM 25746U109 473 6,115 SH   SOLE   0 0 6,115
DUKE ENERGY CORP NEW COM NEW ISIN #US26441C2044 SEDOL #B7JZSK0 COM NEW 26441C204 432 4,897 SH   SOLE   0 0 4,897
EXXON MOBIL CORP COM 30231G102 674 8,800 SH   SOLE   0 0 8,800
FACEBOOK INC-CLASS A CL A 30303M102 343 1,779 SH   SOLE   0 0 1,779
FIRST TR EXCHANGE-TRADED FD IV SENIOR LN FD SENIOR LN FD 33738D309 2,251 47,762 SH   SOLE   0 0 47,762
FIRST TR EXCHANGE TRADED FD IV LOW DURATION OPPORTUNITIES ETF FST LOW OPPT EFT 33739Q200 1,391 26,921 SH   SOLE   0 0 26,921
FORD MTR CO DEL COM COM 345370860 207 20,192 SH   SOLE   0 0 20,192
GLAXOSMITHKLINE ADR EACH CNV INTO 2 ORD GBP0.25 SPONSORED ADR 37733W105 402 10,042 SH   SOLE   0 0 10,042
HOME DEPOT INC COM COM 437076102 273 1,339 SH   SOLE   0 0 1,339
HUNTINGTON BANCSHARES INC COM USD0.01 COM 446150104 159 11,522 SH   SOLE   0 0 11,522
INTEL CORP COM USD0.001 COM 458140100 213 4,619 SH   SOLE   0 0 4,619
INVESCO ACTIVELY MANAGD ETF TR ULTRA SHRT DUR ULTRA SHRT DUR 46090A887 3,142 62,168 SH   SOLE   0 0 62,168
INVESCO EXCHANGE TRADED FD TR S&P500 QUALITY S&P500 QUALITY 46137V241 2,421 72,599 SH   SOLE   0 0 72,599
INVESCO EXCHANGE TRADED FD TR S&P500 EQL WGT S&P500 EQL WGT 46137V357 5,114 47,380 SH   SOLE   0 0 47,380
INVESCO EXCHANGE TRADED FD TR DYNMC LRG VALU DYNMC LRG VALU 46137V738 2,326 62,755 SH   SOLE   0 0 62,755
INVESCO EXCHNG TRADED FD TR II S&P500 HDL VOL S&P500 HDL VOL 46138E362 689 16,366 SH   SOLE   0 0 16,366
ISHARES CORE S&P TOTAL US STOCK MARKET ETF CORE S&P TTL STK 464287150 4,264 63,999 SH   SOLE   0 0 63,999
ISHARES CORE U.S. AGGREGATE BOND ETF CORE US AGGBD ET 464287226 2,635 23,548 SH   SOLE   0 0 23,548
ISHARES TRUST MSCI EMG MKTS ETF USD DIS MSCI EMG MKT ETF 464287234 7,736 180,269 SH   SOLE   0 0 180,269
ISHARES IBOXX INVESTMENT GRADE CORPORATE BOND ETF IBOXX INV CP ETF 464287242 682 5,387 SH   SOLE   0 0 5,387
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465 11,731 178,406 SH   SOLE   0 0 178,406
ISHARES RUSSELL 1000 ETF RUS 1000 ETF 464287622 14,940 91,646 SH   SOLE   0 0 91,646
ISHARES RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655 1,143 7,339 SH   SOLE   0 0 7,339
ISHARES TR JP MOR EM MK ETF JPMORGAN USD EMG 464288281 10,187 89,684 SH   SOLE   0 0 89,684
ISHARES TR IBOXX HI YD ETF IBOXX HI YD ETF 464288513 3,387 38,641 SH   SOLE   0 0 38,641
ISHARES TR MBS ETF MBS ETF 464288588 1,459 13,449 SH   SOLE   0 0 13,449
ISHARES TR INTRM GOV CR ETF INTRM GOV CR ETF 464288612 4,931 43,580 SH   SOLE   0 0 43,580
ISHARES TR INTRM TR CRP ETF INTRM TR CRP ETF 464288638 1,913 33,592 SH   SOLE   0 0 33,592
ISHARES TR SH TR CRPORT ETF SH TR CRPORT ETF 464288646 2,054 38,405 SH   SOLE   0 0 38,405
ISHARES TR SHORT TREAS BD SHORT TREAS BD 464288679 287 2,598 SH   SOLE   0 0 2,598
ISHARES TR US TREAS BD ETF US TREAS BD ETF 46429B267 495 18,837 SH   SOLE   0 0 18,837
ISHARES TRUST CMBS ETF CMBS ETF 46429B366 461 8,664 SH   SOLE   0 0 8,664
ISHARES TR FLTG RATE NT ETF FLTG RATE NT ETF 46429B655 2,593 50,879 SH   SOLE   0 0 50,879
ISHARES EDGE MSCI MIN VOL USA ETF MIN VOL USA ETF 46429B697 6,466 104,493 SH   SOLE   0 0 104,493
ISHARES US ETF TR SHT MAT BD ETF SHT MAT BD ETF 46431W507 3,823 75,918 SH   SOLE   0 0 75,918
ISHARES EDGE MSCI USA MOMENTUM FACTOR ETF USA MOMENTUM FCT 46432F396 210 1,749 SH   SOLE   0 0 1,749
ISHARES TRUST CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 591 9,621 SH   SOLE   0 0 9,621
ISHARES INC CORE MSCI EMERGING MKTS ETF CORE MSCI EMKT 46434G103 1,342 26,093 SH   SOLE   0 0 26,093
JPMORGAN CHASE &CO. COM USD1.00 COM 46625H100 260 2,377 SH   SOLE   0 0 2,377
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC ULTRA SHRT INC 46641Q837 2,627 52,132 SH   SOLE   0 0 52,132
JOHNSON &JOHNSON COM USD1.00 COM 478160104 409 3,033 SH   SOLE   0 0 3,033
KELLOGG COMPANY COM USD0.25 COM 487836108 274 5,107 SH   SOLE   0 0 5,107
KIMBERLY CLARK CORP COM USD1.25 COM 494368103 553 4,161 SH   SOLE   0 0 4,161
LULULEMON ATHLETICA INC COM USD0.005 COM 550021109 307 1,710 SH   SOLE   0 0 1,710
MARATHON PETROLEUM CORP COM USD0.01 COM 56585A102 411 7,363 SH   SOLE   0 0 7,363
MASTERCARD INC CL A CL A 57636Q104 298 1,130 SH   SOLE   0 0 1,130
MERCK & CO INC NEW COM COM 58933Y105 266 3,185 SH   SOLE   0 0 3,185
METLIFE INC COM USD0.01 COM 59156R108 215 4,353 SH   SOLE   0 0 4,353
MICROSOFT CORP COM 594918104 1,211 9,101 SH   SOLE   0 0 9,101
MICROCHIP TECHNOLOGY COM USD0.001 COM 595017104 254 2,933 SH   SOLE   0 0 2,933
NATIONAL GRID SPON ADR EACH REP 5 ORD SHS(POST SPLT) SPONSORED ADR NE 636274409 312 5,874 SH   SOLE   0 0 5,874
NEXTERA ENERGY INC COM USD0.01 COM 65339F101 902 4,426 SH   SOLE   0 0 4,426
NORFOLK SOUTHERN CORP COM USD1 COM 655844108 406 2,043 SH   SOLE   0 0 2,043
OSI ETF TR OSHARS FTSE US OSHARS FTSE US 67110P407 875 25,666 SH   SOLE   0 0 25,666
OCCIDENTAL PETE CORP COM COM 674599105 221 4,399 SH   SOLE   0 0 4,399
PPL CORP COM USD0.01 COM 69351T106 312 10,059 SH   SOLE   0 0 10,059
PEPSICO INC COM 713448108 346 2,673 SH   SOLE   0 0 2,673
PHILIP MORRIS INTERNATIONAL INC COM NPV COM 718172109 552 7,031 SH   SOLE   0 0 7,031
PIMCO ETF TRUST 0-5 YR HIGH YLD CORP BD IDX ETF 0-5 HIGH YIELD 72201R783 1,184 11,798 SH   SOLE   0 0 11,798
PROCTER AND GAMBLE CO COM COM 742718109 350 3,213 SH   SOLE   0 0 3,213
SPDR S&P500 ETF TRUST S&P 500 ETF USD DIS TR UNIT 78462F103 1,957 6,627 SH   SOLE   0 0 6,627
SPDR PORTFOLIO EMERGING MARKETS ETF PORTFOLIO EMG MK 78463X509 1,527 42,589 SH   SOLE   0 0 42,589
FIRST DJ INTERNATIONAL R E DJ INTL RL ETF 78463X863 240 6,148 SH   SOLE   0 0 6,148
SPDR INDEX SHS FDS S&P INTL SMALL CAP ETF S&P INTL SMLCP 78463X871 357 11,826 SH   SOLE   0 0 11,826
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF PORTFOLIO DEVLPD 78463X889 1,567 52,600 SH   SOLE   0 0 52,600
SPDR PORTFOLIO INTERMEDIATE TERM CORPORATE BOND ETF PORTFOLIO INTRMD 78464A375 659 18,649 SH   SOLE   0 0 18,649
SPDR SER TR DJ WILSHIRE REIT ETF DJ REIT ETF 78464A607 431 4,396 SH   SOLE   0 0 4,396
SPDR PORTFOLIO AGGREGATE BOND ETF PORTFOLIO AGRGTE 78464A649 219 7,413 SH   SOLE   0 0 7,413
SPDR SERIES TRUST BLOMBRG BRC TIPS BLOMBRG BRC TIPS 78464A656 217 3,801 SH   SOLE   0 0 3,801
SPDR PORTFOLIO LONG TERM TREASURY ETF PORTFOLIO LN TSR 78464A664 257 6,680 SH   SOLE   0 0 6,680
SPDR BLACKSTONE/GSO SEN LOAN BLKSTN GSOSRLN 78467V608 1,567 33,819 SH   SOLE   0 0 33,819
SSGA ACTIVE ETF TR SPDR TR TACTIC SPDR TR TACTIC 78467V848 3,109 62,911 SH   SOLE   0 0 62,911
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP UTSER1 S&PDCRP 78467Y107 432 1,210 SH   SOLE   0 0 1,210
SPDR SERIES TRUST BLOMBERG BRC INV BLOMBERG BRC INV 78468R200 875 28,742 SH   SOLE   0 0 28,742
SPDR SERIES TRUST BLOOMBERG BRCLYS BLOOMBERG BRCLYS 78468R622 769 6,997 SH   SOLE   0 0 6,997
SPDR PORTFOLIO SMALL CAP ETF PORTFOLIO SM ETF 78468R853 319 10,337 SH   SOLE   0 0 10,337
SELECT SECTOR SPDR TR HEALTH CARE FORMERLY CONSUMER SVCS TO 06/24/2002 SBI HEALTHCARE 81369Y209 230 2,461 SH   SOLE   0 0 2,461
SECTOR SPDR TR SHS BEN INT CONSUMER STAPLES SBI CONS STPLS 81369Y308 233 4,075 SH   SOLE   0 0 4,075
SECTOR SPDR TR SHS BEN INT INDUSTRIAL SBI INT-INDS 81369Y704 250 3,208 SH   SOLE   0 0 3,208
SOUTHERN CO COM 842587107 377 6,821 SH   SOLE   0 0 6,821
STARWOOD PPTY TR INC COM COM 85571B105 204 9,025 SH   SOLE   0 0 9,025
STRYKER CORP COM 863667101 270 1,318 SH   SOLE   0 0 1,318
SYSCO CORP COM 871829107 231 3,270 SH   SOLE   0 0 3,270
T MOBILE US INC COM USD0.00001 COM 872590104 203 2,748 SH   SOLE   0 0 2,748
TYSON FOODS INC CL A CL A 902494103 213 2,640 SH   SOLE   0 0 2,640
UNITED PARCEL SVC INC CL B CL B 911312106 315 3,053 SH   SOLE   0 0 3,053
UNITEDHEALTH GROUP COM 91324P102 227 964 SH   SOLE   0 0 964
VANECK VECTORS ETF TR FALLEN ANGEL HG FALLEN ANGEL HG 92189F437 992 33,865 SH   SOLE   0 0 33,865
VANGUARD WORLD FD MEGA CAP GROWTH ETF MEGA GRWTH IND 921910816 1,195 9,107 SH   SOLE   0 0 9,107
VANGUARD WORLD FD MEGA CAP VALUE ETF MEGA CAP VAL ETF 921910840 1,276 15,644 SH   SOLE   0 0 15,644
VANGUARD BD INDEX FD INC LONG TERM BD ETF LONG TERM BOND 921937793 1,751 17,999 SH   SOLE   0 0 17,999
VANGUARD BD INDEX FD INC INTERMEDIATE TERM BD ETF INTERMED TERM 921937819 1,048 12,114 SH   SOLE   0 0 12,114
VANGUARD BD INDEX FD INC SHORT TERM BD ETF SHORT TRM BOND 921937827 1,962 24,368 SH   SOLE   0 0 24,368
VANGUARD BD INDEX FUND INC TOTAL BOND MARKET ETF TOTAL BND MRKT 921937835 350 4,213 SH   SOLE   0 0 4,213
VANGUARD FTSE DEVELOPED MARKET ETF FTSE DEV MKT ETF 921943858 3,848 92,255 SH   SOLE   0 0 92,255
VANGUARD CHARLOTTE TOTAL INTL BD INDEX FD ETF INTL BD IDX ETF 92203J407 2,806 48,383 SH   SOLE   0 0 48,383
VANGUARD INTL EQUITY INDEX FUND INC FTSE EMERGING MARKETS ETF FTSE EMR MKT ETF 922042858 1,074 25,251 SH   SOLE   0 0 25,251
VANGUARD SCOTTSDALE FDS VANGUARD MTG-BACKED SECS IDX FD ETF MORTG-BACK SEC 92206C771 1,485 27,981 SH   SOLE   0 0 27,981
VENTAS INC COM 92276F100 303 4,438 SH   SOLE   0 0 4,438
VANGUARD INDEX FDS FORMERLY VANGUARD INDEX TR TO 05/24/2001 S&P 500 ETF SHS NEW S&P 500 ETF SHS 922908363 2,891 10,741 SH   SOLE   0 0 10,741
VANGUARD INDEX FDS MID-CAP VALUE INDEX VIPER SHS MCAP VL IDXVIP 922908512 408 3,624 SH   SOLE   0 0 3,624
VANGUARD INDEX FDS MIDCAP GROWTH INDEX VIPER SHS MCAP GR IDXVIP 922908538 274 1,810 SH   SOLE   0 0 1,810
VANGUARD INDEX FDS VANGUARD SMALL CAP GROWTH VIPERS FORMERLY VANGUARD INDEX TR SML CP GRW ETF 922908595 227 1,204 SH   SOLE   0 0 1,204
VANGUARD INDEX FDS VANGUARD SMALL CAP VALUE VIPERS FORMERLY VANGUARD INDEX TR SM CP VAL ETF 922908611 425 3,211 SH   SOLE   0 0 3,211
VANGUARD INDEX TR VANGUARD EXTENDED MARKET VIPERS EXTEND MKT ETF 922908652 227 1,916 SH   SOLE   0 0 1,916
VANGUARD INDEX FDS VANGUARD GROWTH ETF FORMERLY VANGUARD INDEX TR VIPERS GROWTH ETF 922908736 3,466 21,211 SH   SOLE   0 0 21,211
VANGUARD INDEX FDS VANGUARD VALUE ETF FORMERLY VANGUARD INDEX TR VALUE ETF 922908744 3,504 31,593 SH   SOLE   0 0 31,593
VANGUARD INDEX FDS VANGUARD SMALL CAP VIPERS FORMERLY VANGUARD INDEX TR SMALL CP ETF 922908751 1,165 7,434 SH   SOLE   0 0 7,434
VERIZON COMMUNICATIONS COM 92343V104 623 10,911 SH   SOLE   0 0 10,911
VISA INC COM CL A COM CL A 92826C839 369 2,131 SH   SOLE   0 0 2,131
VODAFONE GROUP SPON ADR EACH REP 10 ORD SPONSORED ADR 92857W308 227 13,926 SH   SOLE   0 0 13,926
WALMART INC COM COM 931142103 220 1,998 SH   SOLE   0 0 1,998
WASTE MANAGEMENT INC COM 94106L109 266 2,316 SH   SOLE   0 0 2,316
WELLTOWER INC COM COM 95040Q104 271 3,322 SH   SOLE   0 0 3,322
WISDOMTREE TR EUROPE HEDGED EQ EUROPE HEDGED EQ 97717X701 876 13,242 SH   SOLE   0 0 13,242
ZEBRA TECHNOLOGIES CORP CL A CL A 989207105 281 1,345 SH   SOLE   0 0 1,345