The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories Common Stock 002824100 252 2,101 SH   DFND 1,4,5 0 638 2,361
Amazon.com Inc Common Stock 023135106 4,551 1,471 SH   DFND 1,2,4 0 109 1,988
Amgen Inc Common Stock 031162100 283 1,139 SH   DFND 4,5 0 189 1,630
Analog Devices Inc Common Stock 032654105 212 1,364 SH   DFND 4 0 60 1,000
Apple Inc Common Stock 037833100 2,983 24,417 SH   DFND 1,2,4,5 0 3,705 1,304
Applied Materials Inc Common Stock 038222105 271 2,026 SH   DFND 4 0 171 2,364
Becton, Dickinson and Co Common Stock 075887109 241 990 SH   DFND 4 0 49 413
Berkshire Hathaway Inc B Common Stock 084670702 2,835 11,098 SH   DFND 3,4 0 1,656 2,900
Bright Horizons Family Solutions Inc Common Stock 109194100 1,260 7,350 SH   DFND 1,4 0 150 1,160
Colgate-Palmolive Co Common Stock 194162103 248 3,144 SH   DFND 1,4 0 117 521
Walt Disney Co Common Stock 254687106 1,295 7,019 SH   DFND 2,4 0 529 967
eBay Inc Common Stock 278642103 367 5,985 SH   DFND 4 0 235 941
Grayscale Bitcoin Trust (BTC) Exchange Traded Fund 389637109 4,045 80,833 SH   SOLE   0 0 3,027
The Home Depot Inc Common Stock 437076102 488 1,600 SH   DFND 4 0 226 1,463
Honeywell International Inc Common Stock 438516106 348 1,602 SH   DFND 4 0 103 2,171
iShares Core S&P 500 Exchange Traded Fund 464287200 28,654 72,028 SH   SOLE   0 0 1,191
iShares MSCI EAFE Exchange Traded Fund 464287465 922 12,150 SH   SOLE   0 0 1,029
iShares Russell 1000 Value Exchange Traded Fund 464287598 3,524 23,254 SH   SOLE   0 0 663
iShares Russell 1000 Growth Exchange Traded Fund 464287614 1,013 4,166 SH   SOLE   0 0 1,855
iShares Russell 2000 Exchange Traded Fund 464287655 1,309 5,926 SH   SOLE   0 0 1,641
Ishares Core U S Growth Etf Exchange Traded Fund 464287671 215 2,364 SH   SOLE   0 0 1,134
iShares Russell 3000 Exchange Traded Fund 464287689 1,766 7,445 SH   SOLE   0 0 2,750
iShares S&P Small-Cap 600 Value ETF Exchange Traded Fund 464287879 1,980 19,650 SH   SOLE   0 0 950
iShares International Select Dividend Exchange Traded Fund 464288448 301 9,550 SH   SOLE   0 0 4,416
iShares US Medical Devices Exchange Traded Fund 464288810 330 1,000 SH   SOLE   0 0 797
Johnson & Johnson Common Stock 478160104 359 2,185 SH   DFND 4 0 474 813
Microsoft Corp Common Stock 594918104 1,186 5,031 SH   DFND 1,4,5 0 1,592 9,550
Nestle SA ADR Common Stock 641069406 427 3,830 SH   DFND 3 0 2,150 14,200
PepsiCo Inc Common Stock 713448108 234 1,651 SH   DFND 1,2,4 0 684 1,000
Philip Morris International Inc Common Stock 718172109 223 2,509 SH   DFND 3,4 0 1,988 5,000
Piper Sandler Cos Common Stock 724078100 5,636 51,398 SH   SOLE   0 0 1,499
Procter & Gamble Co Common Stock 742718109 271 1,999 SH   DFND 4 0 358 700
Schwab US Large-Cap Value ETF Exchange Traded Fund 808524409 288 4,416 SH   SOLE   0 0 741
Schwab Fundamental Intl Lg Co ETF Exchange Traded Fund 808524755 11,826 368,397 SH   SOLE   0 0 1,711
Schwab International Equity ETF Exchange Traded Fund 808524805 1,767 46,965 SH   SOLE   0 0 5,750
Schwab US TIPS ETF Exchange Traded Fund 808524870 505 8,250 SH   SOLE   0 0 0
Sprott Inc Common Stock 852066208 563 14,823 SH   SOLE   0 0 4,191
Square Inc Common Stock 852234103 272 1,198 SH   DFND 4 0 64 103
Texas Instruments Inc Common Stock 882508104 259 1,369 SH   DFND 4 0 178 1,680
Thermo Fisher Scientific Inc Common Stock 883556102 217 476 SH   DFND 4 0 63 1,690
Vanguard Short-Term Bond ETF Exchange Traded Fund 921937827 762 9,273 SH   SOLE   0 0 1,374
Vanguard Total World Stock ETF Exchange Traded Fund 922042742 408 4,191 SH   SOLE   0 0 1,667
Vanguard FTSE Emerging Markets ETF Exchange Traded Fund 922042858 4,444 85,383 SH   SOLE   0 0 1,248
Vanguard 500 ETF Exchange Traded Fund 922908363 290 797 SH   SOLE   0 0 8,250
Vanguard Large-Cap ETF Exchange Traded Fund 922908637 4,399 23,739 SH   SOLE   0 0 25,500
Vanguard Value ETF Exchange Traded Fund 922908744 18,098 137,666 SH   SOLE   0 0 14,823
Vanguard Total Stock Market ETF Exchange Traded Fund 922908769 8,962 43,362 SH   SOLE   0 0 28,256
ARK Innovation ETF Exchange Traded Fund 00214Q104 16,818 140,212 SH   SOLE   0 0 9,273
Alphabet Inc C Common Stock 02079K107 1,700 822 SH   DFND 1,3,4 0 144 21,267
Alphabet Inc A Common Stock 02079K305 408 198 SH   DFND 4,5 0 95 23,685
American Tower Corp Common Stock 03027X100 262 1,097 SH   DFND 4 0 68 1,620
Comcast Corp Class A Common Stock 20030N101 208 3,845 SH   DFND 3,4 0 2,215 23,376
Facebook Inc A Common Stock 30303M102 355 1,206 SH   DFND 4 0 465 5,611
First Trust Value Line Dividend ETF Exchange Traded Fund 33734H106 888 23,376 SH   SOLE   0 0 12,150
First Trust Dow Jones Global Sel Div ETF Exchange Traded Fund 33734X200 710 28,256 SH   SOLE   0 0 4,166
First Trust Senior Loan ETF Exchange Traded Fund 33738D309 1,236 25,800 SH   SOLE   0 0 11,342
First Trust Preferred Sec & Inc ETF Exchange Traded Fund 33739E108 514 25,500 SH   SOLE   0 0 33,593
FT CBOE VEST US EQUITY BUFFER ETF Exchange Traded Fund 33740F664 2,852 86,975 SH   SOLE   0 0 59,801
FT CBOE VST US EQTY BUFER ETF Exchange Traded Fund 33740F722 8,349 238,770 SH   SOLE   0 0 3,439
FT CBOE VEST US EQUITY BUFFER ETF Exchange Traded Fund 33740F763 816 23,685 SH   SOLE   0 0 25,800
FT CBOE VEST US EQUITY BUFF ETF Exchange Traded Fund 33740F847 5,594 153,073 SH   SOLE   0 0 7,200
FT CBOE VEST US EQU BUF ETF Exchange Traded Fund 33740F862 764 21,267 SH   SOLE   0 0 6,490
FT CBOE VEST US EQUITY BUFFER ETF Exchange Traded Fund 33740U208 1,142 33,593 SH   SOLE   0 0 5,926
FS KKR CAPITAL CORP. II Common Stock 35952V303 1,168 59,801 SH   SOLE   0 0 27,846
Invesco QQQ Trust Exchange Traded Fund 46090E103 2,419 7,581 SH   SOLE   0 0 678
iShares Core Dividend Growth ETF Exchange Traded Fund 46434V621 1,344 27,846 SH   SOLE   0 0 2,492
JPMorgan Chase & Co Common Stock 46625H100 350 2,300 SH   DFND 1,3,4 0 1,600 7,445
Mastercard Inc A Common Stock 57636Q104 369 1,037 SH   DFND 3,4,5 0 1,037 46,965
Mongodb Inc Cl A Common Stock 60937P106 452 1,690 SH   SOLE   0 0 3,335
Netflix Inc Common Stock 64110L106 882 1,690 SH   DFND 4 0 70 19,650
Nextera Energy Inc Common Stock 65339F101 205 2,712 SH   DFND 1,4 0 724 7,581
NVIDIA Corp Common Stock 67066G104 1,834 3,435 SH   DFND 4 0 100 23,351
PIMCO Enhanced Short Maturity Active ETF Exchange Traded Fund 72201R833 280 2,750 SH   SOLE   0 0 9,442
Raytheon Technologies Ord Common Stock 75513E101 205 2,649 SH   DFND 1,4 0 288 86,975
Rhythm Pharmaceuticals Inc Common Stock 76243J105 302 14,200 SH   SOLE   0 0 20,712
SPDR S&P 500 ETF Exchange Traded Fund 78462F103 495 1,248 SH   SOLE   0 0 2,764
SPDR Gold Shares Exchange Traded Fund 78463V107 898 5,611 SH   SOLE   0 0 23,254
SPDR S&P 600 Small Cap Value ETF Exchange Traded Fund 78464A300 7,958 97,056 SH   SOLE   0 0 80,833
SPDR S&P Dividend ETF Exchange Traded Fund 78464A763 2,756 23,351 SH   SOLE   0 0 23,739
Select Sector Spdr Trust The Health Care Select Sector Spdr Fund Exchange Traded Fund 81369Y209 253 2,171 SH   SOLE   0 0 85,383
Consumer Staples Select Sector SPDR ETF Exchange Traded Fund 81369Y308 342 5,000 SH   SOLE   0 0 1,362
Shopify Inc Common Stock 82509L107 3,058 2,764 SH   SOLE   0 0 3,050
Sleep Number Corp Common Stock 83125X103 5,438 37,900 SH   SOLE   0 0 37,900
TFI International Inc Common Stock 87241L109 217 2,900 SH   SOLE   0 0 153,073
Target Corp Common Stock 87612E106 210 1,060 SH   DFND 4 0 60 51,398
Tesla Motors Inc Common Stock 88160R101 1,737 2,600 SH   DFND 4 0 108 97,056
Texas Pacific Land Corp Common Stock 88262P102 4,848 3,050 SH   SOLE   0 0 238,770
Vanguard Consumer Discretionary ETF Exchange Traded Fund 92204A108 492 1,667 SH   SOLE   0 0 43,362
Vanguard Industrials ETF Exchange Traded Fund 92204A603 220 1,160 SH   SOLE   0 0 368,397
Vanguard Information Technology ETF Exchange Traded Fund 92204A702 291 813 SH   SOLE   0 0 140,212
Vanguard Intermediate-Term Corp Bd ETF Exchange Traded Fund 92206C870 1,055 11,342 SH   SOLE   0 0 137,666
Visa Inc Class A Common Stock 92826C839 263 1,240 SH   DFND 1,4,5 0 577 72,028