The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR SER TR MSCI USA STRTGIC 78468R812 14,762 145,342 SH   SOLE   145,342 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 6,261 248,961 SH   SOLE   248,961 0 0
ISHARES TR CORE S&P TTL STK 464287150 6,242 78,482 SH   SOLE   78,482 0 0
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 1,871 41,018 SH   SOLE   41,018 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 2,154 46,905 SH   SOLE   46,905 0 0
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 4,729 103,794 SH   SOLE   103,794 0 0
WISDOMTREE TR US MIDCAP FUND 97717W570 10,126 230,233 SH   SOLE   230,233 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 7,073 244,654 SH   SOLE   244,654 0 0
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305 5,284 162,860 SH   SOLE   162,860 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 3,920 85,215 SH   SOLE   85,215 0 0
ISHARES TR CORE MSCI EAFE 46432F842 1,210 22,974 SH   SOLE   22,974 0 0
WISDOMTREE TR INTL SMCAP DIV 97717W760 6,181 120,155 SH   SOLE   120,155 0 0
ISHARES TR EAFE SML CP ETF 464288273 724 14,840 SH   SOLE   14,840 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 2,485 53,425 SH   SOLE   53,425 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,538 17,643 SH   SOLE   17,643 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 7,143 150,371 SH   SOLE   150,371 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885 30,400 487,563 SH   SOLE   487,563 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 6,658 331,395 SH   SOLE   331,395 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 4,982 230,977 SH   SOLE   230,977 0 0
EXXON MOBIL CORP COM 30231G102 321 3,677 SH   SOLE   3,677 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 9,844 221,573 SH   SOLE   221,573 0 0
FIRST TR EXCHNG TRADED FD VI TCW UNCONSTRAI 33740F888 4,314 181,094 SH   SOLE   181,094 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 13,590 167,346 SH   SOLE   167,346 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 9,159 313,462 SH   SOLE   313,462 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 19,995 111,410 SH   SOLE   111,410 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281 11,767 295,494 SH   SOLE   295,494 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 5,720 86,484 SH   SOLE   86,484 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 21,491 868,324 SH   SOLE   868,324 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 681 18,739 SH   SOLE   18,739 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 3,535 113,895 SH   SOLE   113,895 0 0
ISHARES TR AGGRES ALLOC ETF 464289859 499 8,997 SH   SOLE   8,997 0 0
ISHARES INC CORE MSCI EMKT 46434G103 211 4,919 SH   SOLE   4,919 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,343 146,412 SH   SOLE   146,412 0 0
BRIGHT HORIZONS FAM SOL IN D COM 109194100 10,722 185,988 SH   SOLE   185,988 0 0
REDFIN CORP COM 75737F108 350 60,000 SH   SOLE   60,000 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 232 6,640 SH   SOLE   6,640 0 0
ISHARES TR U.S. REAL ES ETF 464287739 256 3,150 SH   SOLE   3,150 0 0
APPLE INC COM 037833100 2,537 18,356 SH   SOLE   18,356 0 0
SPDR SER TR S&P DIVID ETF 78464A763 2,093 18,775 SH   SOLE   18,775 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,422 14,170 SH   SOLE   14,170 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,361 8,319 SH   SOLE   8,319 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 2,111 36,492 SH   SOLE   36,492 0 0
ISHARES TR S&P 500 VAL ETF 464287408 1,521 11,837 SH   SOLE   11,837 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 505 1,413 SH   SOLE   1,413 0 0
ALPHABET INC CAP STK CL C 02079K107 1,556 16,180 SH   SOLE   16,180 0 0
HOME DEPOT INC COM 437076102 1,209 4,382 SH   SOLE   4,382 0 0
UNITED RENTALS INC COM 911363109 856 3,169 SH   SOLE   3,169 0 0
MICROSOFT CORP COM 594918104 3,090 13,269 SH   SOLE   13,269 0 0
CVS HEALTH CORP COM 126650100 751 7,878 SH   SOLE   7,878 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 258 4,456 SH   SOLE   4,456 0 0
AMAZON COM INC COM 023135106 376 3,324 SH   SOLE   3,324 0 0
GENPACT LIMITED SHS G3922B107 479 10,941 SH   SOLE   10,941 0 0
VERITIV CORP COM 923454102 265 2,715 SH   SOLE   2,715 0 0
IQVIA HLDGS INC COM 46266C105 236 1,304 SH   SOLE   1,304 0 0
JPMORGAN CHASE & CO COM 46625H100 590 5,651 SH   SOLE   5,651 0 0
ON HLDG AG NAMEN AKT A H5919C104 2,267 141,250 SH   SOLE   141,250 0 0
PFIZER INC COM 717081103 275 6,291 SH   SOLE   6,291 0 0
PEPSICO INC COM 713448108 327 2,000 SH   SOLE   2,000 0 0
PROCTER AND GAMBLE CO COM 742718109 209 1,654 SH   SOLE   1,654 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 360 9,482 SH   SOLE   9,482 0 0
VROOM INC COM 92918V109 21 18,206 SH   SOLE   18,206 0 0
TESLA INC COM 88160R101 314 1,185 SH   SOLE   1,185 0 0
NIO INC SPON ADS 62914V106 158 10,000 SH   SOLE   10,000 0 0
TRAVELERS COMPANIES INC COM 89417E109 272 1,775 SH   SOLE   1,775 0 0