The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   10,210,216 67,199 SH   SOLE   67,199 0 0
INVESCO QQQ TRUST SERIES I ETF 46090E103   234,245 572 SH   SOLE   572 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803   273,899 1,423 SH   SOLE   1,423 0 0
ELEVANCE HEALTH INC COM Stock 036752103   1,052,791 2,233 SH   SOLE   2,233 0 0
JOHNSON & JOHNSON COM Stock 478160104   1,307,749 8,343 SH   SOLE   8,343 0 0
WASTE MGMT INC DEL COM Stock 94106L109   257,450 1,437 SH   SOLE   1,437 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   7,542,346 31,795 SH   SOLE   31,795 0 0
INVESCO WATER RESOURCES ETF ETF 46137V142   386,218 6,346 SH   SOLE   6,346 0 0
VANGUARD ENERGY ETF ETF 92204A306   471,817 4,023 SH   SOLE   4,023 0 0
ISHARES GLOBAL TECH ETF ETF 464287291   204,540 3,000 SH   SOLE   3,000 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105   2,040,545 3,091 SH   SOLE   3,091 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104   3,521,791 9,129 SH   SOLE   9,129 0 0
SHELL PLC SPON ADS ADR 780259305   210,297 3,196 SH   SOLE   3,196 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   2,649,492 18,080 SH   SOLE   18,080 0 0
COCA COLA CO COM Stock 191216100   564,020 9,571 SH   SOLE   9,571 0 0
ISHARES U.S. HEALTHCARE ETF ETF 464287762   418,769 1,463 SH   SOLE   1,463 0 0
ENTERPRISE PRODS PARTNERS L P COM Stock 293792107   557,039 21,140 SH   SOLE   21,140 0 0
TRUIST FINL CORP COM Stock 89832Q109   2,019,215 54,692 SH   SOLE   54,692 0 0
ISHARES MSCI ACWI EX U.S. ETF ETF 464288240   2,547,335 49,909 SH   SOLE   49,909 0 0
INTEL CORP COM Stock 458140100   639,910 12,735 SH   SOLE   12,735 0 0
SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST ETF 78467X109   2,828,306 7,505 SH   SOLE   7,505 0 0
MERCK & CO INC COM Stock 58933Y105   1,816,878 16,666 SH   SOLE   16,666 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103   4,733,031 9,958 SH   SOLE   9,958 0 0
MCKESSON CORP COM Stock 58155Q103   430,571 930 SH   SOLE   930 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109   348,466 1,330 SH   SOLE   1,330 0 0
EMERSON ELEC CO COM Stock 291011104   869,622 8,935 SH   SOLE   8,935 0 0
ALLSTATE CORP COM Stock 020002101   331,872 2,371 SH   SOLE   2,371 0 0
SHENANDOAH TELECOMMUNICATIONS COM Stock 82312B106   813,150 37,611 SH   SOLE   37,611 0 0
JPMORGAN USD High Yield Corporate Bond ETF ETF 46641Q878   613,694 13,366 SH   SOLE   13,366 0 0
ISHARES S&P 100 ETF ETF 464287101   322,352 1,443 SH   SOLE   1,443 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104   931,574 24,710 SH   SOLE   24,710 0 0
PEPSICO INC COM Stock 713448108   1,414,188 8,327 SH   SOLE   8,327 0 0
HONEYWELL INTL INC COM Stock 438516106   211,178 1,007 SH   SOLE   1,007 0 0
ISHARES ESG AWARE MSCI USA ETF ETF 46435G425   366,590 3,494 SH   SOLE   3,494 0 0
US BANCORP DEL COM NEW Stock 902973304   400,346 9,250 SH   SOLE   9,250 0 0
XCEL ENERGY INC COM Stock 98389B100   247,640 4,000 SH   SOLE   4,000 0 0
HOME DEPOT INC COM Stock 437076102   819,736 2,365 SH   SOLE   2,365 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103   340,602 1,462 SH   SOLE   1,462 0 0
DUPONT DE NEMOURS INC COM Stock 26614N102   6,560,360 85,277 SH   SOLE   85,277 0 0
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630   3,554,572 22,884 SH   SOLE   22,884 0 0
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209   25,614,059 187,814 SH   SOLE   187,814 0 0
SOUTHERN CO COM Stock 842587107   696,174 9,928 SH   SOLE   9,928 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   254,056 838 SH   SOLE   838 0 0
SCHWAB U.S. BROAD MARKET ETF ETF 808524102   259,275 4,657 SH   SOLE   4,657 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804   33,088,115 305,664 SH   SOLE   305,664 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   38,715,443 108,550 SH   SOLE   108,550 0 0
VANGUARD SHORT-TERM CORPORATE BOND ETF ETF 92206C409   20,817,525 269,065 SH   SOLE   269,065 0 0
ALPHABET INC CAP STK CL A Stock 02079K305   14,754,896 105,626 SH   SOLE   105,626 0 0
EASTMAN CHEM CO COM Stock 277432100   308,801 3,438 SH   SOLE   3,438 0 0
INTUIT COM Stock 461202103   280,013 448 SH   SOLE   448 0 0
CSX CORP COM Stock 126408103   720,400 20,779 SH   SOLE   20,779 0 0
MICROSOFT CORP COM Stock 594918104   5,972,862 15,884 SH   SOLE   15,884 0 0
SCHLUMBERGER LTD COM STK Stock 806857108   792,881 15,236 SH   SOLE   15,236 0 0
AMERIPRISE FINL INC COM Stock 03076C106   229,417 604 SH   SOLE   604 0 0
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108   8,139,375 15 SH   SOLE   15 0 0
BOEING CO COM Stock 097023105   401,288 1,540 SH   SOLE   1,540 0 0
VANGUARD SMALL-CAP ETF ETF 922908751   2,400,602 11,253 SH   SOLE   11,253 0 0
VANGUARD MID-CAP ETF ETF 922908629   2,013,034 8,653 SH   SOLE   8,653 0 0
VANGUARD LARGE-CAP ETF ETF 922908637   457,242 2,096 SH   SOLE   2,096 0 0
JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETF ETF 46641Q654   3,854,160 75,959 SH   SOLE   75,959 0 0
ATLANTIC UN BANKSHARES CORP COM Stock 04911A107   500,212 13,689 SH   SOLE   13,689 0 0
VANGUARD HEALTH CARE ETF ETF 92204A504   601,429 2,399 SH   SOLE   2,399 0 0
NORFOLK SOUTHN CORP COM Stock 655844108   389,081 1,646 SH   SOLE   1,646 0 0
UDR INC COM REIT 902653104   220,474 5,758 SH   SOLE   5,758 0 0
VANGUARD INFORMATION TECHNOLOGY ETF ETF 92204A702   580,325 1,199 SH   SOLE   1,199 0 0
PUTNAM MASTER INTER INCOME TR SH BEN INT CEF 746909100   45,617 14,300 SH   SOLE   14,300 0 0
VANGUARD S&P 500 ETF ETF 922908363   874,910 2,003 SH   SOLE   2,003 0 0
ELI LILLY & CO COM Stock 532457108   1,630,055 2,796 SH   SOLE   2,796 0 0
AIR PRODS & CHEMS INC COM Stock 009158106   6,401,179 23,379 SH   SOLE   23,379 0 0
LIBERTY ALL STAR EQUITY FD SH BEN INT CEF 530158104   95,700 15,000 SH   SOLE   15,000 0 0
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768   336,574 5,807 SH   SOLE   5,807 0 0
VANGUARD S&P 500 VALUE ETF ETF 921932703   6,922,291 41,214 SH   SOLE   41,214 0 0
BLACKROCK MUNIYILD QULT FD INC COM CEF 09254F100   126,739 10,397 SH   SOLE   10,397 0 0
VANGUARD S&P 500 GROWTH ETF ETF 921932505   6,132,855 22,648 SH   SOLE   22,648 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204   1,822,821 18,784 SH   SOLE   18,784 0 0
SYSCO CORP COM Stock 871829107   7,341,392 100,388 SH   SOLE   100,388 0 0
INVESCO S&P 500 LOW VOLATILITY ETF ETF 46138E354   482,795 7,705 SH   SOLE   7,705 0 0
ISHARES 0-3 MONTH TREASURY BOND ETF ETF 46436E718   223,075 2,225 SH   SOLE   2,225 0 0
ISHARES SELECT DIVIDEND ETF ETF 464287168   3,717,163 31,711 SH   SOLE   31,711 0 0
AMERICAN ELEC PWR CO INC COM Stock 025537101   549,846 6,770 SH   SOLE   6,770 0 0
VANGUARD SMALL CAP VALUE ETF ETF 922908611   672,548 3,737 SH   SOLE   3,737 0 0
DIMENSIONAL US CORE EQUITY MARKET ETF ETF 25434V104   243,989 7,338 SH   SOLE   7,338 0 0
DFA International Core Equity Market ETF ETF 25434V203   321,971 11,242 SH   SOLE   11,242 0 0
PIMCO 0-5 YEAR HIGH YIELD CORPORATE BOND INDEX ETF ETF 72201R783   8,091,386 86,929 SH   SOLE   86,929 0 0
SCHWAB US AGGREGATE BOND ETF ETF 808524839   1,860,138 39,900 SH   SOLE   39,900 0 0
Schwab US Dividend ETF ETF 808524797   16,222,418 213,088 SH   SOLE   213,088 0 0
ISHARES MSCI GLOBAL MIN VOL FACTOR ETF ETF 464286525   3,165,541 31,545 SH   SOLE   31,545 0 0
DIMENSIONAL U.S. SMALL CAP ETF ETF 25434V500   1,398,043 23,449 SH   SOLE   23,449 0 0
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697   851,229 10,909 SH   SOLE   10,909 0 0
VANGUARD VALUE ETF ETF 922908744   271,791 1,818 SH   SOLE   1,818 0 0
VANGUARD GROWTH ETF ETF 922908736   1,589,899 5,114 SH   SOLE   5,114 0 0
FIRST NATL CORP COM Stock 32106V107   1,427,605 65,637 SH   SOLE   65,637 0 0
DIMENSIONAL CORE FIXED INCOME ETF ETF 25434V872   13,196,491 311,238 SH   SOLE   311,238 0 0
DIMENSIONAL SHORT-DURATION FIXED INCOME ETF ETF 25434V864   5,357,281 113,960 SH   SOLE   113,960 0 0
Dimensional National Municipal Bond ETF ETF 25434V849   19,395,829 399,832 SH   SOLE   399,832 0 0
ISHARES MICRO-CAP ETF ETF 464288869   359,693 3,100 SH   SOLE   3,100 0 0
ROYCE VALUE TR INC COM CEF 780910105   149,284 10,253 SH   SOLE   10,253 0 0
DIMENSIONAL US SMALL CAP VALUE ETF ETF 25434V815   541,812 18,606 SH   SOLE   18,606 0 0
UNITED BANKSHARES INC WEST VA COM Stock 909907107   251,585 6,700 SH   SOLE   6,700 0 0
PACKAGING CORP AMER COM Stock 695156109   2,114,246 12,978 SH   SOLE   12,978 0 0
DFA US Marketwide Value ETF ETF 25434V724   6,900,737 185,404 SH   SOLE   185,404 0 0
BLACKSTONE STRATEGIC CRED 2027 COM SHS BEN IN CEF 09257R101   113,200 10,000 SH   SOLE   10,000 0 0
BROADCOM INC COM Stock 11135F101   346,038 310 SH   SOLE   310 0 0
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805   7,280,153 153,299 SH   SOLE   153,299 0 0
METLIFE INC COM Stock 59156R108   278,606 4,213 SH   SOLE   4,213 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842   45,912,358 652,628 SH   SOLE   652,628 0 0
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101   323,188 921 SH   SOLE   921 0 0
ENBRIDGE INC COM Stock 29250N105   385,270 10,696 SH   SOLE   10,696 0 0
NVIDIA CORPORATION COM Stock 67066G104   263,952 533 SH   SOLE   533 0 0
EOG RES INC COM Stock 26875P101   1,617,953 13,377 SH   SOLE   13,377 0 0
ABBVIE INC COM Stock 00287Y109   580,673 3,747 SH   SOLE   3,747 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   15,413,146 209,560 SH   SOLE   209,560 0 0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF 922042775   3,947,198 70,310 SH   SOLE   70,310 0 0
VIRTUS CONVERTIBLE & INCOME FD COM CEF 92838X102   40,396 11,987 SH   SOLE   11,987 0 0
INVESCO S&P 500 QUALITY ETF ETF 46137V241   15,525,848 287,090 SH   SOLE   287,090 0 0
MCDONALDS CORP COM Stock 580135101   824,282 2,780 SH   SOLE   2,780 0 0
CISCO SYS INC COM Stock 17275R102   231,649 4,585 SH   SOLE   4,585 0 0
WISDOMTREE U.S. LARGECAP DIVIDEND FUND ETF 97717W307   9,243,912 139,257 SH   SOLE   139,257 0 0
AT&T INC COM Stock 00206R102   376,725 22,451 SH   SOLE   22,451 0 0
KKR INCOME OPPORTUNITIES FD COM CEF 48249T106   172,561 13,728 SH   SOLE   13,728 0 0
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506   209,128 2,494 SH   SOLE   2,494 0 0
ISHARES U.S. CONSUMER STAPLES ETF ETF 464287812   309,995 1,617 SH   SOLE   1,617 0 0
ISHARES BIOTECHNOLOGY ETF ETF 464287556   2,077,011 15,289 SH   SOLE   15,289 0 0
GENERAL ELECTRIC CO COM NEW Stock 369604301   452,449 3,545 SH   SOLE   3,545 0 0
MOTOROLA SOLUTIONS INC COM NEW Stock 620076307   350,661 1,120 SH   SOLE   1,120 0 0
WESTERN ASSET GBL HIGH INC FD COM CEF 95766B109   77,361 10,700 SH   SOLE   10,700 0 0
CALAMOS CONV & HIGH INCOME FD COM SHS CEF 12811P108   273,307 23,828 SH   SOLE   23,828 0 0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND ETF 81369Y407   306,219 1,713 SH   SOLE   1,713 0 0
ISHARES U.S. TECHNOLOGY ETF ETF 464287721   1,434,211 11,684 SH   SOLE   11,684 0 0
PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF ETF 74348A467   309,495 3,251 SH   SOLE   3,251 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408   3,777,065 21,721 SH   SOLE   21,721 0 0
WISDOMTREE U.S. AI ENHANCED VALUE FUND ETF 97717W406   362,131 3,776 SH   SOLE   3,776 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309   4,387,190 58,418 SH   SOLE   58,418 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   5,357,576 11,217 SH   SOLE   11,217 0 0
DFA Emerging Value ETF ETF 25434V740   5,947,706 236,020 SH   SOLE   236,020 0 0
WELLS FARGO CO NEW COM Stock 949746101   1,058,622 21,508 SH   SOLE   21,508 0 0
UNION PAC CORP COM Stock 907818108   390,781 1,591 SH   SOLE   1,591 0 0
JPMORGAN CHASE & CO COM Stock 46625H100   10,680,225 62,788 SH   SOLE   62,788 0 0
CHEVRON CORP NEW COM Stock 166764100   6,778,092 45,442 SH   SOLE   45,442 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414   1,318,860 12,165 SH   SOLE   12,165 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   3,966,067 82,799 SH   SOLE   82,799 0 0
DANAHER CORPORATION COM Stock 235851102   304,675 1,317 SH   SOLE   1,317 0 0
SPDR S&P BANK ETF ETF 78464A797   582,533 12,658 SH   SOLE   12,658 0 0
BANK AMERICA CORP COM Stock 060505104   847,066 25,158 SH   SOLE   25,158 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763   29,899,800 239,256 SH   SOLE   239,256 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101   544,488 3,329 SH   SOLE   3,329 0 0
ORACLE CORP COM Stock 68389X105   817,912 7,758 SH   SOLE   7,758 0 0
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406   24,744,145 221,662 SH   SOLE   221,662 0 0
PFIZER INC COM Stock 717081103   510,768 17,741 SH   SOLE   17,741 0 0
3M CO COM Stock 88579Y101   399,503 3,654 SH   SOLE   3,654 0 0
ISHARES MSCI USA VALUE FACTOR ETF ETF 46432F388   463,920 4,586 SH   SOLE   4,586 0 0
CATERPILLAR INC COM Stock 149123101   393,853 1,332 SH   SOLE   1,332 0 0
ALPHABET INC CAP STK CL C Stock 02079K107   5,586,747 39,642 SH   SOLE   39,642 0 0
AMERICAN EXPRESS CO COM Stock 025816109   521,367 2,783 SH   SOLE   2,783 0 0
AMGEN INC COM Stock 031162100   347,064 1,205 SH   SOLE   1,205 0 0
APPLIED MATLS INC COM Stock 038222105   249,588 1,540 SH   SOLE   1,540 0 0
VANGUARD UTILITIES ETF ETF 92204A876   291,571 2,127 SH   SOLE   2,127 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   26,581,950 155,997 SH   SOLE   155,997 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226   85,687,506 863,350 SH   SOLE   863,350 0 0
ISHARES EXPANDED TECH SECTOR ETF ETF 464287549   4,707,683 10,504 SH   SOLE   10,504 0 0
ISHARES S&P SMALL-CAP 600 VALUE ETF ETF 464287879   3,593,925 34,869 SH   SOLE   34,869 0 0
VANGUARD SHORT-TERM BOND ETF ETF 921937827   18,302,333 237,631 SH   SOLE   237,631 0 0
GABELLI EQUITY TR INC COM CEF 362397101   209,418 41,224 SH   SOLE   41,224 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105   848,022 5,476 SH   SOLE   5,476 0 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108   374,306 7,295 SH   SOLE   7,295 0 0
ISHARES RUSSELL 3000 ETF ETF 464287689   1,307,382 4,776 SH   SOLE   4,776 0 0
DOMINION ENERGY INC COM Stock 25746U109   1,924,862 40,955 SH   SOLE   40,955 0 0
EXXON MOBIL CORP COM Stock 30231G102   2,984,490 29,851 SH   SOLE   29,851 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102   882,890 1,677 SH   SOLE   1,677 0 0
PRICE T ROWE GROUP INC COM Stock 74144T108   319,516 2,967 SH   SOLE   2,967 0 0
LOWES COS INC COM Stock 548661107   313,215 1,407 SH   SOLE   1,407 0 0
NOVO-NORDISK A S ADR ADR 670100205   202,141 1,954 SH   SOLE   1,954 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507   26,820,517 96,773 SH   SOLE   96,773 0 0
ISHARES MSCI EAFE ETF ETF 464287465   4,561,538 60,538 SH   SOLE   60,538 0 0
APPLE INC COM Stock 037833100   32,315,210 167,845 SH   SOLE   167,845 0 0
ABBOTT LABS COM Stock 002824100   485,739 4,413 SH   SOLE   4,413 0 0
FIRST TRUST DOW JONES SELECT MICROCAP INDEX FUND ETF 33718M105   372,211 6,068 SH   SOLE   6,068 0 0
DISNEY WALT CO COM Stock 254687106   5,012,440 55,515 SH   SOLE   55,515 0 0
VANGUARD TOTAL WORLD STOCK ETF ETF 922042742   1,171,028 11,382 SH   SOLE   11,382 0 0
ISHARES RUSSELL 1000 ETF ETF 464287622   11,177,521 42,620 SH   SOLE   42,620 0 0
SPDR BLOOMBERG 1-3 MONTH T-BILL ETF ETF 78468R663   7,462,518 81,656 SH   SOLE   81,656 0 0