The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 414 3,034 SH   SOLE   3,034 0 0
ABB LTD SPONSORED ADR 000375204 178 10,292 SH   SOLE   10,292 0 0
ABBVIE INC COM 00287Y109 350 4,591 SH   SOLE   4,591 0 0
AEGON N V NY REGISTRY SHS 007924103 25 10,000 SH   SOLE   10,000 0 0
AIR PRODS & CHEMS INC COM 009158106 305 1,530 SH   SOLE   1,530 0 0
ALLIANZGI CONV INCOME FD COM 018828103 52 13,849 SH   SOLE   13,849 0 0
ALPHABET INC CAP STK CL A 02079K305 4,816 4,145 SH   SOLE   4,145 0 0
ALPHABET INC CAP STK CL C 02079K107 2,705 2,326 SH   SOLE   2,326 0 0
AMERICAN ELEC PWR CO INC COM 025537101 261 3,267 SH   SOLE   3,267 0 0
AMGEN INC COM 031162100 310 1,528 SH   SOLE   1,528 0 0
ANTHEM INC COM 036752103 548 2,412 SH   SOLE   2,412 0 0
APPLE INC COM 037833100 15,653 61,554 SH   SOLE   61,554 0 0
AT&T INC COM 00206R102 1,478 50,716 SH   SOLE   50,716 0 0
ATLANTIC UN BANKSHARES CORP COM 04911A107 282 12,891 SH   SOLE   12,891 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 5,712 21 SH   SOLE   21 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 15,568 85,152 SH   SOLE   85,152 0 0
BGC PARTNERS INC CL A 05541T101 25 10,000 SH   SOLE   10,000 0 0
BK OF AMERICA CORP COM 060505104 475 22,351 SH   SOLE   22,351 0 0
BLACKROCK MUNIENHANCED FD IN COM 09253Y100 148 13,886 SH   SOLE   13,886 0 0
BLACKSTONE GROUP INC COM CL A 09260D107 235 5,146 SH   SOLE   5,146 0 0
BLACKSTONE GSO STRATEGIC CR COM SHS BEN IN 09257R101 104 10,000 SH   SOLE   10,000 0 0
BOEING CO COM 097023105 265 1,774 SH   SOLE   1,774 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 2,727 48,926 SH   SOLE   48,926 0 0
CALAMOS CONV & HIGH INCOME F COM SHS 12811P108 211 23,828 SH   SOLE   23,828 0 0
CANADIAN IMP BK COMM COM 136069101 348 6,000 SH   SOLE   6,000 0 0
CHEVRON CORP NEW COM 166764100 4,590 63,346 SH   SOLE   63,346 0 0
CIGNA CORP NEW COM 125523100 253 1,427 SH   SOLE   1,427 0 0
CISCO SYS INC COM 17275R102 325 8,266 SH   SOLE   8,266 0 0
COCA COLA CO COM 191216100 571 12,897 SH   SOLE   12,897 0 0
COSTCO WHSL CORP NEW COM 22160K105 950 3,330 SH   SOLE   3,330 0 0
CSX CORP COM 126408103 452 7,883 SH   SOLE   7,883 0 0
DISNEY WALT CO COM DISNEY 254687106 1,803 18,667 SH   SOLE   18,667 0 0
DOMINION ENERGY INC COM 25746U109 3,700 51,253 SH   SOLE   51,253 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,981 24,488 SH   SOLE   24,488 0 0
EASTMAN CHEM CO COM 277432100 218 4,675 SH   SOLE   4,675 0 0
EMERSON ELEC CO COM 291011104 399 8,374 SH   SOLE   8,374 0 0
ENBRIDGE INC COM 29250N105 411 14,138 SH   SOLE   14,138 0 0
EOG RES INC COM 26875P101 2,023 56,312 SH   SOLE   56,312 0 0
EXXON MOBIL CORP COM 30231G102 1,689 44,482 SH   SOLE   44,482 0 0
FIRST NATL CORP COM 32106V107 1,369 91,287 SH   SOLE   91,287 0 0
GABELLI EQUITY TR INC COM 362397101 179 41,224 SH   SOLE   41,224 0 0
GENERAL ELECTRIC CO COM 369604103 496 62,469 SH   SOLE   62,469 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 3,488 22,563 SH   SOLE   22,563 0 0
HOME DEPOT INC COM 437076102 650 3,481 SH   SOLE   3,481 0 0
ILLINOIS TOOL WKS INC COM 452308109 371 2,609 SH   SOLE   2,609 0 0
INTEL CORP COM 458140100 1,086 20,058 SH   SOLE   20,058 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 412 3,718 SH   SOLE   3,718 0 0
INTUIT COM 461202103 267 1,163 SH   SOLE   1,163 0 0
INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548 155 13,660 SH   SOLE   13,660 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 8,104 270,778 SH   SOLE   270,778 0 0
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 206 6,579 SH   SOLE   6,579 0 0
INVESCO EXCHANGE-TRADED FD T FTSE RAFI EMNG 46138E727 174 11,249 SH   SOLE   11,249 0 0
INVESCO EXCHANGE-TRADED FD T S&P500 LOW VOL 46138E354 410 8,730 SH   SOLE   8,730 0 0
INVESCO MUNI INCOME OPP TRST COM 46132X101 84 12,180 SH   SOLE   12,180 0 0
ISHARES INC MIN VOL GBL ETF 464286525 2,678 33,328 SH   SOLE   33,328 0 0
ISHARES TR CORE S&P MCP ETF 464287507 4,192 29,138 SH   SOLE   29,138 0 0
ISHARES TR CORE S&P SCP ETF 464287804 3,120 55,600 SH   SOLE   55,600 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,697 10,438 SH   SOLE   10,438 0 0
ISHARES TR CORE US AGGBD ET 464287226 12,645 109,602 SH   SOLE   109,602 0 0
ISHARES TR EAFE VALUE ETF 464288877 1,631 45,705 SH   SOLE   45,705 0 0
ISHARES TR EXPND TEC SC ETF 464287549 2,972 14,032 SH   SOLE   14,032 0 0
ISHARES TR JPMORGAN USD EMG 464288281 241 2,494 SH   SOLE   2,494 0 0
ISHARES TR MIN VOL EAFE ETF 46429B689 6,291 101,379 SH   SOLE   101,379 0 0
ISHARES TR MSCI ACWI EX US 464288240 2,210 58,696 SH   SOLE   58,696 0 0
ISHARES TR MSCI EAFE ETF 464287465 3,656 68,397 SH   SOLE   68,397 0 0
ISHARES TR MSCI MIN VOL ETF 46429B697 1,004 18,598 SH   SOLE   18,598 0 0
ISHARES TR NASDAQ BIOTECH 464287556 1,679 15,581 SH   SOLE   15,581 0 0
ISHARES TR NATIONAL MUN ETF 464288414 7,418 65,636 SH   SOLE   65,636 0 0
ISHARES TR RUS 1000 ETF 464287622 6,050 42,749 SH   SOLE   42,749 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 2,370 28,897 SH   SOLE   28,897 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 350 3,057 SH   SOLE   3,057 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 708 4,776 SH   SOLE   4,776 0 0
ISHARES TR S&P 100 ETF 464287101 201 1,693 SH   SOLE   1,693 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 1,364 8,265 SH   SOLE   8,265 0 0
ISHARES TR S&P 500 VAL ETF 464287408 1,493 15,512 SH   SOLE   15,512 0 0
ISHARES TR SELECT DIVID ETF 464287168 3,306 44,958 SH   SOLE   44,958 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 11,865 111,622 SH   SOLE   111,622 0 0
ISHARES TR U.S. CNSM GD ETF 464287812 240 2,217 SH   SOLE   2,217 0 0
ISHARES TR U.S. TECH ETF 464287721 702 3,433 SH   SOLE   3,433 0 0
ISHARES TR US HLTHCARE ETF 464287762 286 1,522 SH   SOLE   1,522 0 0
JOHNSON & JOHNSON COM 478160104 1,405 10,712 SH   SOLE   10,712 0 0
JPMORGAN CHASE & CO COM 46625H100 7,906 87,819 SH   SOLE   87,819 0 0
KKR INCOME OPPORTUNITIES FD COM 48249T106 146 13,728 SH   SOLE   13,728 0 0
KONINKLIJKE PHILIPS N V NY REG SH NEW 500472303 3,597 89,576 SH   SOLE   89,576 0 0
LIBERTY ALL STAR EQUITY FD SH BEN INT 530158104 48 10,000 SH   SOLE   10,000 0 0
LILLY ELI & CO COM 532457108 411 2,959 SH   SOLE   2,959 0 0
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 15 10,190 SH   SOLE   10,190 0 0
LOWES COS INC COM 548661107 255 2,962 SH   SOLE   2,962 0 0
MCDONALDS CORP COM 580135101 562 3,397 SH   SOLE   3,397 0 0
MERCK & CO. INC COM 58933Y105 3,318 43,121 SH   SOLE   43,121 0 0
MFS HIGH YIELD MUN TR SH BEN INT 59318E102 81 19,098 SH   SOLE   19,098 0 0
MICROSOFT CORP COM 594918104 2,814 17,845 SH   SOLE   17,845 0 0
NORFOLK SOUTHERN CORP COM 655844108 233 1,595 SH   SOLE   1,595 0 0
NUVEEN AMT FREE MUN CR INC F COM 67071L106 289 19,672 SH   SOLE   19,672 0 0
NUVEEN MUN VALUE FD INC COM 670928100 137 14,058 SH   SOLE   14,058 0 0
NUVEEN VIRGINIA QLTY MUNCPL COM 67064R102 224 17,339 SH   SOLE   17,339 0 0
ORACLE CORP COM 68389X105 480 9,934 SH   SOLE   9,934 0 0
PACKAGING CORP AMER COM 695156109 1,538 17,710 SH   SOLE   17,710 0 0
PEPSICO INC COM 713448108 1,040 8,656 SH   SOLE   8,656 0 0
PFIZER INC COM 717081103 715 21,892 SH   SOLE   21,892 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205 1,410 27,265 SH   SOLE   27,265 0 0
PNC FINL SVCS GROUP INC COM 693475105 4,138 43,225 SH   SOLE   43,225 0 0
PROCTER & GAMBLE CO COM 742718109 2,119 19,263 SH   SOLE   19,263 0 0
PUTNAM MASTER INTER INCOME T SH BEN INT 746909100 58 14,300 SH   SOLE   14,300 0 0
RAYTHEON CO COM NEW 755111507 221 2,262 SH   SOLE   2,262 0 0
ROSS STORES INC COM 778296103 290 3,329 SH   SOLE   3,329 0 0
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 397 12,146 SH   SOLE   12,146 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 367 10,523 SH   SOLE   10,523 0 0
ROYCE MICRO-CAP TR INC COM 780915104 320 57,595 SH   SOLE   57,595 0 0
ROYCE VALUE TR INC COM 780910105 99 10,253 SH   SOLE   10,253 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 704 13,600 SH   SOLE   13,600 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 5,733 105,644 SH   SOLE   105,644 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 731 16,253 SH   SOLE   16,253 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 15,307 172,805 SH   SOLE   172,805 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 225 4,056 SH   SOLE   4,056 0 0
SHENANDOAH TELECOMMUNICATION COM 82312B106 1,937 39,332 SH   SOLE   39,332 0 0
SOUTHERN CO COM 842587107 951 17,572 SH   SOLE   17,572 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 1,656 7,554 SH   SOLE   7,554 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,003 11,650 SH   SOLE   11,650 0 0
SPDR SER TR S&P BK ETF 78464A797 463 17,176 SH   SOLE   17,176 0 0
SPDR SER TR S&P DIVID ETF 78464A763 17,238 215,853 SH   SOLE   215,853 0 0
SPDR SER TR S&P RETAIL ETF 78464A714 738 24,775 SH   SOLE   24,775 0 0
STARBUCKS CORP COM 855244109 278 4,232 SH   SOLE   4,232 0 0
STEEL DYNAMICS INC COM 858119100 202 8,984 SH   SOLE   8,984 0 0
SYSCO CORP COM 871829107 4,702 103,040 SH   SOLE   103,040 0 0
TOTAL S.A. SPONSORED ADS 89151E109 404 10,859 SH   SOLE   10,859 0 0
TRUIST FINL CORP COM 89832Q109 2,046 66,332 SH   SOLE   66,332 0 0
UDR INC COM 902653104 367 10,053 SH   SOLE   10,053 0 0
UNION PAC CORP COM 907818108 384 2,721 SH   SOLE   2,721 0 0
UNITED BANKSHARES INC WEST V COM 909907107 405 17,562 SH   SOLE   17,562 0 0
UNITEDHEALTH GROUP INC COM 91324P102 506 2,031 SH   SOLE   2,031 0 0
US BANCORP DEL COM NEW 902973304 4,889 141,914 SH   SOLE   141,914 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 20,035 243,798 SH   SOLE   243,798 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 4,512 52,866 SH   SOLE   52,866 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 654 4,173 SH   SOLE   4,173 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 257 2,170 SH   SOLE   2,170 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 221 3,158 SH   SOLE   3,158 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 730 3,081 SH   SOLE   3,081 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 285 2,469 SH   SOLE   2,469 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,863 29,969 SH   SOLE   29,969 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,485 84,961 SH   SOLE   84,961 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 317 9,444 SH   SOLE   9,444 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 537 8,551 SH   SOLE   8,551 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 10,074 206,776 SH   SOLE   206,776 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 239 2,741 SH   SOLE   2,741 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 8,785 111,067 SH   SOLE   111,067 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 14,203 137,371 SH   SOLE   137,371 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 346 10,387 SH   SOLE   10,387 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 13,206 186,657 SH   SOLE   186,657 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 259 1,558 SH   SOLE   1,558 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 395 1,865 SH   SOLE   1,865 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 9,019 167,854 SH   SOLE   167,854 0 0
WELLS FARGO CO NEW COM 949746101 680 23,695 SH   SOLE   23,695 0 0
WISDOMTREE TR US DIVID EX FNCL 97717W406 308 4,763 SH   SOLE   4,763 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307 9,455 116,821 SH   SOLE   116,821 0 0
XCEL ENERGY INC COM 98389B100 268 4,452 SH   SOLE   4,452 0 0