The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 700 3,943 SH   SOLE NONE 3,868 0 75
ABBOTT LABS COM 002824100 768 5,455 SH   SOLE NONE 5,455 0 0
ABBVIE INC COM 00287Y109 3,948 29,156 SH   SOLE NONE 28,806 0 350
AFLAC INC COM 001055102 520 8,900 SH   SOLE NONE 8,900 0 0
AIR PRODS & CHEMS INC COM 009158106 288 947 SH   SOLE NONE 947 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 400 3,370 SH   SOLE NONE 3,370 0 0
ALPHABET INC CAP STK CL A 02079K305 2,231 770 SH   SOLE NONE 770 0 0
ALPHABET INC CAP STK CL C 02079K107 6,270 2,167 SH   SOLE NONE 2,167 0 0
ALTRIA GROUP INC COM 02209S103 9,494 200,329 SH   SOLE NONE 199,829 0 500
AMAZON COM INC COM 023135106 734 220 SH   SOLE NONE 220 0 0
AMERICAN EXPRESS CO COM 025816109 1,703 10,409 SH   SOLE NONE 10,409 0 0
AMERICAN INTL GROUP INC COM NEW 026874784 1,069 18,799 SH   SOLE NONE 18,799 0 0
AMGEN INC COM 031162100 6,305 28,026 SH   SOLE NONE 28,026 0 0
APPLE INC COM 037833100 24,658 138,862 SH   SOLE NONE 137,562 0 1,300
ARCOS DORADOS HOLDINGS INC SHS CLASS -A - G0457F107 259 44,393 SH   SOLE NONE 44,393 0 0
AT&T INC COM 00206R102 1,664 67,632 SH   SOLE NONE 67,632 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 940 3,814 SH   SOLE NONE 3,814 0 0
B & G FOODS INC NEW COM 05508R106 1,717 55,860 SH   SOLE NONE 55,360 0 500
BANK NEW YORK MELLON CORP COM 064058100 4,208 72,450 SH   SOLE NONE 72,150 0 300
BECTON DICKINSON & CO COM 075887109 492 1,955 SH   SOLE NONE 1,955 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 10,219 34,176 SH   SOLE NONE 34,076 0 100
BK OF AMERICA CORP COM 060505104 7,109 159,799 SH   SOLE NONE 158,999 0 800
BLACKROCK INC COM 09247X101 1,543 1,685 SH   SOLE NONE 1,685 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 3,966 63,612 SH   SOLE NONE 63,612 0 0
BROADCOM INC COM 11135F101 748 1,125 SH   SOLE NONE 975 0 150
CANADIAN PAC RY LTD COM 13645T100 259 3,595 SH   SOLE NONE 3,595 0 0
CANNAE HLDGS INC COM 13765N107 5,747 163,500 SH   SOLE NONE 163,500 0 0
CARDINAL HEALTH INC COM 14149Y108 1,413 27,450 SH   SOLE NONE 27,450 0 0
CHEVRON CORP NEW COM 166764100 4,950 42,184 SH   SOLE NONE 42,184 0 0
CISCO SYS INC COM 17275R102 10,688 168,656 SH   SOLE NONE 167,956 0 700
CITIGROUP INC COM NEW 172967424 6,180 102,343 SH   SOLE NONE 101,793 0 550
CME GROUP INC COM 12572Q105 5,236 22,919 SH   SOLE NONE 22,919 0 0
COCA COLA CO COM 191216100 703 11,868 SH   SOLE NONE 11,868 0 0
COMCAST CORP NEW CL A 20030N101 1,711 33,991 SH   SOLE NONE 33,991 0 0
COMMSCOPE HLDG CO INC COM 20337X109 113 10,200 SH   SOLE NONE 10,200 0 0
COSTCO WHSL CORP NEW COM 22160K105 3,263 5,747 SH   SOLE NONE 5,747 0 0
CUMMINS INC COM 231021106 921 4,220 SH   SOLE NONE 4,220 0 0
CVS HEALTH CORP COM 126650100 4,403 42,679 SH   SOLE NONE 42,679 0 0
D R HORTON INC COM 23331A109 2,997 27,637 SH   SOLE NONE 27,587 0 50
DANAHER CORPORATION COM 235851102 1,037 3,153 SH   SOLE NONE 3,153 0 0
DAVITA INC COM 23918K108 4,796 42,155 SH   SOLE NONE 42,155 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 1,159 29,650 SH   SOLE NONE 29,500 0 150
DIAGEO PLC SPON ADR NEW 25243Q205 558 2,537 SH   SOLE NONE 2,537 0 0
DISNEY WALT CO COM 254687106 930 6,006 SH   SOLE NONE 6,006 0 0
EATON CORP PLC SHS G29183103 714 4,130 SH   SOLE NONE 4,130 0 0
EBAY INC. COM 278642103 3,140 47,225 SH   SOLE NONE 47,225 0 0
EMERSON ELEC CO COM 291011104 2,841 30,555 SH   SOLE NONE 29,905 0 650
EXXON MOBIL CORP COM 30231G102 27,122 443,237 SH   SOLE NONE 442,937 0 300
FACEBOOK INC CL A 30303M102 481 1,430 SH   SOLE NONE 1,430 0 0
FEDERATED HERMES INC CL B 314211103 1,016 27,033 SH   SOLE NONE 26,333 0 700
GENERAL ELECTRIC CO COM NEW 369604301 4,553 48,192 SH   SOLE NONE 48,192 0 0
GENIUS SPORTS LIMITED SHARES CL A G3934V109 1,002 131,805 SH   SOLE NONE 131,805 0 0
GOODRX HLDGS INC COM CL A 38246G108 4,600 140,750 SH   SOLE NONE 140,750 0 0
GRAINGER W W INC COM 384802104 518 1,000 SH   SOLE NONE 1,000 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 490 31,085 SH   SOLE NONE 31,085 0 0
HP INC COM 40434L105 2,008 53,300 SH   SOLE NONE 53,300 0 0
HUBBELL INC COM 443510607 1,291 6,200 SH   SOLE NONE 6,200 0 0
ILLINOIS TOOL WKS INC COM 452308109 568 2,300 SH   SOLE NONE 2,300 0 0
INTEL CORP COM 458140100 2,648 51,420 SH   SOLE NONE 51,120 0 300
INTERNATIONAL BUSINESS MACHS COM 459200101 1,055 7,893 SH   SOLE NONE 7,893 0 0
INTERNATIONAL PAPER CO COM 460146103 317 6,742 SH   SOLE NONE 6,742 0 0
INTUIT COM 461202103 2,469 3,838 SH   SOLE NONE 3,838 0 0
ISHARES GOLD TR ISHARES NEW 464285204 430 12,365 SH   SOLE NONE 12,365 0 0
ISHARES INC CORE MSCI EMKT 46434G103 370 6,182 SH   SOLE NONE 6,182 0 0
ISHARES TR CORE S&P SCP ETF 464287804 313 2,736 SH   SOLE NONE 2,736 0 0
ISHARES TR CORE S&P500 ETF 464287200 746 1,565 SH   SOLE NONE 1,565 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 284 1,276 SH   SOLE NONE 1,276 0 0
ISHARES TR MSCI EAFE ETF 464287465 267 3,390 SH   SOLE NONE 3,390 0 0
ISHARES TR CORE MSCI EAFE 46432F842 448 6,000 SH   SOLE NONE 6,000 0 0
JOHNSON & JOHNSON COM 478160104 3,194 18,673 SH   SOLE NONE 18,673 0 0
JPMORGAN CHASE & CO COM 46625H100 9,542 60,259 SH   SOLE NONE 59,459 0 800
KIMBERLY-CLARK CORP COM 494368103 288 2,017 SH   SOLE NONE 2,017 0 0
KINDER MORGAN INC DEL COM 49456B101 1,664 104,894 SH   SOLE NONE 103,994 0 900
KLA CORP COM NEW 482480100 215 500 SH   SOLE NONE 500 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 5,208 16,575 SH   SOLE NONE 16,575 0 0
LKQ CORP COM 501889208 7,762 129,300 SH   SOLE NONE 129,200 0 100
LOCKHEED MARTIN CORP COM 539830109 1,066 3,000 SH   SOLE NONE 3,000 0 0
LOWES COS INC COM 548661107 959 3,712 SH   SOLE NONE 3,712 0 0
M D C HLDGS INC COM 552676108 5,641 101,044 SH   SOLE NONE 100,774 0 270
MASTERCARD INCORPORATED CL A 57636Q104 2,032 5,655 SH   SOLE NONE 5,655 0 0
MCDONALDS CORP COM 580135101 326 1,216 SH   SOLE NONE 1,216 0 0
MCKESSON CORP COM 58155Q103 7,892 31,750 SH   SOLE NONE 31,750 0 0
MERCK & CO INC COM 58933Y105 6,220 81,164 SH   SOLE NONE 80,964 0 200
MICROSOFT CORP COM 594918104 15,054 44,762 SH   SOLE NONE 44,762 0 0
MOLSON COORS BEVERAGE CO CL B 60871R209 2,896 62,477 SH   SOLE NONE 62,477 0 0
NEWMARKET CORP COM 651587107 541 1,580 SH   SOLE NONE 1,580 0 0
NEWMONT CORP COM 651639106 2,048 33,015 SH   SOLE NONE 32,815 0 200
NEXTERA ENERGY INC COM 65339F101 296 3,169 SH   SOLE NONE 3,169 0 0
NORFOLK SOUTHN CORP COM 655844108 2,382 8,000 SH   SOLE NONE 8,000 0 0
NOVARTIS AG SPONSORED ADR 66987V109 313 3,576 SH   SOLE NONE 3,576 0 0
OLD REP INTL CORP COM 680223104 402 16,358 SH   SOLE NONE 16,358 0 0
OMNICOM GROUP INC COM 681919106 799 10,900 SH   SOLE NONE 10,900 0 0
ORACLE CORP COM 68389X105 2,420 27,752 SH   SOLE NONE 27,752 0 0
PATTERSON COS INC COM 703395103 238 8,100 SH   SOLE NONE 8,100 0 0
PAYPAL HLDGS INC COM 70450Y103 2,458 13,035 SH   SOLE NONE 13,035 0 0
PAYSAFE LIMITED ORD G6964L107 402 102,850 SH   SOLE NONE 102,850 0 0
PAYSAFE LIMITED *W EXP 03/30/202 G6964L115 209 316,271 SH   SOLE NONE 316,271 0 0
PEPSICO INC COM 713448108 2,833 16,306 SH   SOLE NONE 16,206 0 100
PETMED EXPRESS INC COM 716382106 2,238 88,580 SH   SOLE NONE 88,580 0 0
PFIZER INC COM 717081103 5,107 86,494 SH   SOLE NONE 85,894 0 600
PHILIP MORRIS INTL INC COM 718172109 839 8,827 SH   SOLE NONE 8,827 0 0
PHILLIPS 66 COM 718546104 364 5,026 SH   SOLE NONE 5,026 0 0
PRICE T ROWE GROUP INC COM 74144T108 4,936 25,100 SH   SOLE NONE 25,100 0 0
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 290 4,009 SH   SOLE NONE 4,009 0 0
PROCTER AND GAMBLE CO COM 742718109 2,513 15,360 SH   SOLE NONE 15,360 0 0
PROGRESSIVE CORP COM 743315103 441 4,300 SH   SOLE NONE 4,300 0 0
PULTE GROUP INC COM 745867101 3,087 54,013 SH   SOLE NONE 54,013 0 0
QUALCOMM INC COM 747525103 10,122 55,350 SH   SOLE NONE 54,850 0 500
REPUBLIC SVCS INC COM 760759100 209 1,500 SH   SOLE NONE 1,500 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 13,034 115,364 SH   SOLE NONE 114,864 0 500
SENSATA TECHNOLOGIES HLDG PL SHS G8060N102 5,287 85,700 SH   SOLE NONE 85,700 0 0
SONY GROUP CORPORATION SPONSORED ADR 835699307 7,994 63,244 SH   SOLE NONE 63,244 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,574 9,208 SH   SOLE NONE 9,208 0 0
STORE CAP CORP COM 862121100 5,045 146,671 SH   SOLE NONE 146,221 0 450
SUBURBAN PROPANE PARTNERS L UNIT LTD PARTN 864482104 1,128 77,000 SH   SOLE NONE 77,000 0 0
SUNCOR ENERGY INC NEW COM 867224107 2,698 107,795 SH   SOLE NONE 107,795 0 0
TANGER FACTORY OUTLET CTRS I COM 875465106 4,272 221,568 SH   SOLE NONE 220,768 0 800
TARGET CORP COM 87612E106 3,568 15,416 SH   SOLE NONE 15,316 0 100
TORONTO DOMINION BK ONT COM NEW 891160509 836 10,900 SH   SOLE NONE 10,900 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 243 1,204 SH   SOLE NONE 1,204 0 0
TRAVELERS COMPANIES INC COM 89417E109 548 3,500 SH   SOLE NONE 3,500 0 0
UNILEVER PLC SPON ADR NEW 904767704 3,204 59,566 SH   SOLE NONE 59,316 0 250
UNION PAC CORP COM 907818108 4,786 18,996 SH   SOLE NONE 18,896 0 100
UNITED PARCEL SERVICE INC CL B 911312106 4,323 20,170 SH   SOLE NONE 19,720 0 450
US BANCORP DEL COM NEW 902973304 4,587 81,660 SH   SOLE NONE 81,360 0 300
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,538 3,524 SH   SOLE NONE 3,524 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 3,313 63,768 SH   SOLE NONE 63,368 0 400
VERTIV HOLDINGS CO COM CL A 92537N108 6,602 264,400 SH   SOLE NONE 264,400 0 0
VIZIO HLDG CORP CL A COM 92858V101 1,073 55,200 SH   SOLE NONE 55,200 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 2,240 42,940 SH   SOLE NONE 42,640 0 300
WALMART INC COM 931142103 1,049 7,250 SH   SOLE NONE 7,250 0 0
WASTE MGMT INC DEL COM 94106L109 7,452 44,650 SH   SOLE NONE 44,650 0 0
WHEATON PRECIOUS METALS CORP COM 962879102 1,275 29,700 SH   SOLE NONE 29,600 0 100
ZOETIS INC CL A 98978V103 558 2,285 SH   SOLE NONE 2,285 0 0