The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE INC COM 00724F101   208,904 414 SH   SOLE 0 0 0 414
ALPHABET INC CAP STK CL C 02079K107   215,296 1,414 SH   SOLE 0 0 0 1,414
AMAZON COM INC COM 023135106   1,133,328 6,283 SH   SOLE 0 0 0 6,283
APPLE INC COM 037833100   2,743,012 15,996 SH   SOLE 0 0 0 15,996
BALL CORP COM 058498106   306,162 4,545 SH   SOLE 0 0 0 4,545
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,912,104 4,547 SH   SOLE 0 0 0 4,547
BROADCOM INC COM 11135F101   604,387 456 SH   SOLE 0 0 0 456
CUMMINS INC COM 231021106   398,966 1,354 SH   SOLE 0 0 0 1,354
ELI LILLY & CO COM 532457108   484,220 622 SH   SOLE 0 0 0 622
EXXON MOBIL CORP COM 30231G102   578,988 4,981 SH   SOLE 0 0 0 4,981
INVESCO QQQ TR UNIT SER 1 46090E103   17,521,392 39,462 SH   SOLE 0 0 0 39,462
ISHARES TR RUS 1000 ETF 464287622   483,187 1,678 SH   SOLE 0 0 0 1,678
ISHARES TR RUS 1000 GRW ETF 464287614   699,502 2,075 SH   SOLE 0 0 0 2,075
ISHARES TR RUSSELL 2000 ETF 464287655   330,470 1,571 SH   SOLE 0 0 0 1,571
ISHARES TR RUSSELL 3000 ETF 464287689   1,543,587 5,144 SH   SOLE 0 0 0 5,144
ISHARES TR RUS MD CP GR ETF 464287481   326,101 2,857 SH   SOLE 0 0 0 2,857
ISHARES TR RUS MDCP VAL ETF 464287473   281,352 2,245 SH   SOLE 0 0 0 2,245
ISHARES TR MSCI USA MIN VOL 46429B697   10,040,718 120,133 SH   SOLE 0 0 0 120,133
ISHARES TR MSCI LW CRB TG 46434V464   282,322 1,573 SH   SOLE 0 0 0 1,573
ISHARES TR 0-5YR HI YL CP 46434V407   13,167,517 309,460 SH   SOLE 0 0 0 309,460
ISHARES TR MSCI GBL SUS DEV 46435G532   327,742 4,164 SH   SOLE 0 0 0 4,164
ISHARES TR ESG AWR MSCI USA 46435G425   1,090,508 9,486 SH   SOLE 0 0 0 9,486
ISHARES TR ESG AWR US AGRGT 46435U549   741,461 15,756 SH   SOLE 0 0 0 15,756
ISHARES TR USD GRN BOND ETF 46435U440   247,164 5,271 SH   SOLE 0 0 0 5,271
JPMORGAN CHASE & CO COM 46625H100   1,009,743 5,041 SH   SOLE 0 0 0 5,041
META PLATFORMS INC CL A 30303M102   690,098 1,421 SH   SOLE 0 0 0 1,421
MICROSOFT CORP COM 594918104   1,039,165 2,470 SH   SOLE 0 0 0 2,470
NVIDIA CORPORATION COM 67066G104   941,870 1,042 SH   SOLE 0 0 0 1,042
ORACLE CORP COM 68389X105   406,089 3,233 SH   SOLE 0 0 0 3,233
PACER FDS TR US CASH COWS 100 69374H881   9,900,927 170,383 SH   SOLE 0 0 0 170,383
PROCTER AND GAMBLE CO COM 742718109   478,386 2,948 SH   SOLE 0 0 0 2,948
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   29,932,426 650,705 SH   SOLE 0 0 0 650,705
SERVICENOW INC COM 81762P102   204,323 268 SH   SOLE 0 0 0 268
SPDR S&P 500 ETF TR TR UNIT 78462F103   303,048 579 SH   SOLE 0 0 0 579
SPDR SER TR SPDR MSCI USA GE 78468R747   283,210 2,675 SH   SOLE 0 0 0 2,675
TESLA INC COM 88160R101   412,052 2,344 SH   SOLE 0 0 0 2,344
THERMO FISHER SCIENTIFIC INC COM 883556102   234,088 403 SH   SOLE 0 0 0 403
UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405   94,888 11,729 SH   SOLE 0 0 0 11,729
UNITEDHEALTH GROUP INC COM 91324P102   610,223 1,234 SH   SOLE 0 0 0 1,234
VANGUARD INDEX FDS TOTAL STK MKT 922908769   228,601 880 SH   SOLE 0 0 0 880
VANGUARD INDEX FDS GROWTH ETF 922908736   1,233,722 3,584 SH   SOLE 0 0 0 3,584
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   19,914,829 41,429 SH   SOLE 0 0 0 41,429
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   17,518,309 95,933 SH   SOLE 0 0 0 95,933
VANGUARD WORLD FD ESG INTL STK ETF 921910725   345,592 6,013 SH   SOLE 0 0 0 6,013
VISA INC COM CL A 92826C839   639,927 2,293 SH   SOLE 0 0 0 2,293
WATERS CORP COM 941848103   298,447 867 SH   SOLE 0 0 0 867