President & Chief Investment Officer

0001759236-24-000001.txt : 20240212 0001759236-24-000001.hdr.sgml : 20240212 20240212112052 ACCESSION NUMBER: 0001759236-24-000001 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20231231 FILED AS OF DATE: 20240212 DATE AS OF CHANGE: 20240212 EFFECTIVENESS DATE: 20240212 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Black Diamond Financial, LLC CENTRAL INDEX KEY: 0001759236 ORGANIZATION NAME: IRS NUMBER: 260803520 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-19171 FILM NUMBER: 24618222 BUSINESS ADDRESS: STREET 1: 305 W PENNSYLVANIA AVE CITY: TOWSON STATE: MD ZIP: 21204-4413 BUSINESS PHONE: 8043344059 MAIL ADDRESS: STREET 1: 305 W PENNSYLVANIA AVE CITY: TOWSON STATE: MD ZIP: 21204-4413 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false true false 0001759236 XXXXXXXX 12-31-2023 12-31-2023 Black Diamond Financial, LLC

305 W PENNSYLVANIA AVE TOWSON MD 21204-4413

13F HOLDINGS REPORT 028-19171 000145108 801-96172 N Matt Goette President & Chief Investment Officer 804-334-4059 Matt Goette Towson MD 02-12-2024 0 116 370013779 false INFORMATION TABLE 2 blackdiamond_4q2023.inftbl.xml ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 202081 1304 SH SOLE 0 0 1304 ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 556663 3985 SH SOLE 0 0 3985 ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 1145352 8127 SH SOLE 0 0 8127 AMAZON COM INC COM 023135106 BBG001S5PQL7 1276599 8402 SH SOLE 0 0 8402 APPLE INC COM 037833100 BBG001S5N8V8 5261498 27328 SH SOLE 0 0 27328 BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 728447 21635 SH SOLE 0 0 21635 BECTON DICKINSON & CO COM 075887109 BBG001S5P374 296009 1214 SH SOLE 0 0 1214 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 1597483 4479 SH SOLE 0 0 4479 CEL-SCI CORP COM PAR NEW 150837607 BBG001SBRBG1 144160 53000 SH SOLE 0 0 53000 CONSTELLATION ENERGY CORP COM 21037T109 BBG014KFRPJ9 537110 4595 SH SOLE 0 0 4595 COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 239609 363 SH SOLE 0 0 363 CSX CORP COM 126408103 BBG001S5Q7Q3 485033 13990 SH SOLE 0 0 13990 CUSTOM TRUCK ONE SOURCE INC *W EXP 01/01/202 23204X111 19245 275328 SH SOLE 0 0 275328 CUSTOM TRUCK ONE SOURCE INC COM CL A 23204X103 BBG00HLCWDG1 751704 121635 SH SOLE 0 0 121635 DEERE & CO COM 244199105 BBG001S5QFF7 207932 520 SH SOLE 0 0 520 DOCGO INC COM 256086109 BBG00YB8JBL7 215730 38592 SH SOLE 0 0 38592 ELI LILLY & CO COM 532457108 BBG001S5STL8 628971 1079 SH SOLE 0 0 1079 EVERGY INC COM 30034W106 BBG00H433CS1 246854 4729 SH SOLE 0 0 4729 EXELON CORP COM 30161N101 BBG001SBJMT2 494989 13788 SH SOLE 0 0 13788 EXPEDITORS INTL WASH INC COM 302130109 BBG001S5QZZ1 211025 1659 SH SOLE 0 0 1659 EXXON MOBIL CORP COM 30231G102 BBG001S69V32 219656 2197 SH SOLE 0 0 2197 FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 BBG008229899 8837361 331608 SH SOLE 0 0 331608 HOME DEPOT INC COM 437076102 BBG001S5RTW7 251248 725 SH SOLE 0 0 725 HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 403192 1923 SH SOLE 0 0 1923 INDUSTRIAL LOGISTICS PPTYS T COM SHS BEN INT 456237106 BBG00JBBPSP5 117500 25000 SH SOLE 0 0 25000 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 646979 4100 SH SOLE 0 0 4100 INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 1965912 4801 SH SOLE 0 0 4801 ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 447440 11464 SH SOLE 0 0 11464 ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 4363684 86273 SH SOLE 0 0 86273 ISHARES TR CORE HIGH DV ETF 46429B663 BBG001V0XLT8 598171 5865 SH SOLE 0 0 5865 ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 1036420 14732 SH SOLE 0 0 14732 ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 2853250 26358 SH SOLE 0 0 26358 ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 2678073 5607 SH SOLE 0 0 5607 ISHARES TR IBOXX HI YD ETF 464288513 BBG001ST0ZQ7 248146 3206 SH SOLE 0 0 3206 ISHARES TR MRGSTR MD CP GRW 464288307 BBG001SBRK44 1951160 30274 SH SOLE 0 0 30274 ISHARES TR MRGSTR MD CP VAL 464288406 BBG001SBRK53 5096206 75254 SH SOLE 0 0 75254 ISHARES TR MRGSTR SM CP GR 464288604 BBG001SBRKD4 3732520 84830 SH SOLE 0 0 84830 ISHARES TR MRNING SM CP ETF 464288703 BBG001SBRKG1 644148 10879 SH SOLE 0 0 10879 ISHARES TR MSCI EAFE MIN VL 46429B689 BBG0025X2WP7 560960 8090 SH SOLE 0 0 8090 ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 1519480 19473 SH SOLE 0 0 19473 ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 216102 824 SH SOLE 0 0 824 ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 210400 694 SH SOLE 0 0 694 ISHARES TR SHORT TREAS BD 464288679 BBG001SSD803 494815 4493 SH SOLE 0 0 4493 ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 201438 1874 SH SOLE 0 0 1874 JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 231035 1474 SH SOLE 0 0 1474 JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 965857 5678 SH SOLE 0 0 5678 LINDBLAD EXPEDITIONS HLDGS I COM 535219109 BBG004MDWKT7 10193174 904452 SH SOLE 0 0 904452 LIVEWIRE GROUP INC *W EXP 09/26/202 53838J113 4666 11500 SH SOLE 0 0 11500 LOWES COS INC COM 548661107 BBG001S5SVL3 320695 1441 SH SOLE 0 0 1441 MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 256758 602 SH SOLE 0 0 602 MCKESSON CORP COM 58155Q103 BBG001S8F8P8 681969 1473 SH SOLE 0 0 1473 MERCK & CO INC COM 58933Y105 BBG001S5TC52 378627 3473 SH SOLE 0 0 3473 META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 399975 1130 SH SOLE 0 0 1130 MICROSOFT CORP COM 594918104 BBG001S5TD05 1603302 4263 SH SOLE 0 0 4263 NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 447183 903 SH SOLE 0 0 903 OREILLY AUTOMOTIVE INC COM 67103H107 BBG001S78TL6 230869 243 SH SOLE 0 0 243 PEPSICO INC COM 713448108 BBG001S695T1 757186 4458 SH SOLE 0 0 4458 PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 450317 3073 SH SOLE 0 0 3073 PROLOGIS INC. COM 74340W103 BBG001S5NMN6 536124 4022 SH SOLE 0 0 4022 QUANTA SVCS INC COM 74762E102 BBG001S5VH85 343769 1593 SH SOLE 0 0 1593 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 10377597 280779 SH SOLE 0 0 280779 SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 BBG001T6L7C0 281084 8056 SH SOLE 0 0 8056 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 BBG001T9F795 1065685 21996 SH SOLE 0 0 21996 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 321470 5775 SH SOLE 0 0 5775 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 12415901 149661 SH SOLE 0 0 149661 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 BBG001T66WQ7 17929343 255768 SH SOLE 0 0 255768 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 16140876 286185 SH SOLE 0 0 286185 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 6668285 88533 SH SOLE 0 0 88533 SCHWAB STRATEGIC TR US REIT ETF 808524847 BBG001V039G2 1787993 86335 SH SOLE 0 0 86335 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 6508368 137773 SH SOLE 0 0 137773 SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 260486 6928 SH SOLE 0 0 6928 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 226065 1658 SH SOLE 0 0 1658 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 1270945 6603 SH SOLE 0 0 6603 SOUTHSTATE CORPORATION COM 840441109 BBG001S9J7Z3 539689 6391 SH SOLE 0 0 6391 SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 BBG001S8LH99 233654 620 SH SOLE 0 0 620 SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 353091 1847 SH SOLE 0 0 1847 SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 1870820 3936 SH SOLE 0 0 3936 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 356181 702 SH SOLE 0 0 702 SPDR SER TR NUVEEN BLOOMBERG 78464A284 BBG001V11QG4 235796 9320 SH SOLE 0 0 9320 SPDR SER TR PORTFLI INTRMDIT 78464A672 BBG001STKCX8 637088 22307 SH SOLE 0 0 22307 SPDR SER TR S&P DIVID ETF 78464A763 BBG001SPTBP8 898284 7188 SH SOLE 0 0 7188 SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 BBG004DF1DW8 1794187 42790 SH SOLE 0 0 42790 TESLA INC COM 88160R101 BBG001SQKGD7 694005 2793 SH SOLE 0 0 2793 UNION PAC CORP COM 907818108 BBG001S5X2M0 465204 1894 SH SOLE 0 0 1894 UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 539107 1024 SH SOLE 0 0 1024 VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 14737747 47407 SH SOLE 0 0 47407 VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 4358330 19979 SH SOLE 0 0 19979 VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 9840695 44818 SH SOLE 0 0 44818 VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 3226713 22252 SH SOLE 0 0 22252 VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 7759711 33355 SH SOLE 0 0 33355 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 3370385 38144 SH SOLE 0 0 38144 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 2016535 4616 SH SOLE 0 0 4616 VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 5640549 31341 SH SOLE 0 0 31341 VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 7254931 34008 SH SOLE 0 0 34008 VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 3973295 16434 SH SOLE 0 0 16434 VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 3312790 13964 SH SOLE 0 0 13964 VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 7578898 50695 SH SOLE 0 0 50695 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 4228617 75322 SH SOLE 0 0 75322 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 1043489 25389 SH SOLE 0 0 25389 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 BBG001T0SKD6 213496 1856 SH SOLE 0 0 1856 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 BBG003H12XS7 808801 17031 SH SOLE 0 0 17031 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 1887165 36967 SH SOLE 0 0 36967 VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 BBG001T62M74 217103 3722 SH SOLE 0 0 3722 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 8114767 104883 SH SOLE 0 0 104883 VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 BBG001TCH7W0 223326 2753 SH SOLE 0 0 2753 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 748295 4391 SH SOLE 0 0 4391 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 6087709 127092 SH SOLE 0 0 127092 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 315364 2826 SH SOLE 0 0 2826 VANGUARD WORLD FD MEGA CAP INDEX 921910873 BBG001T0Y6Y7 17411376 102855 SH SOLE 0 0 102855 VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 BBG001T0Y6L1 62077764 567595 SH SOLE 0 0 567595 VANGUARD WORLD FD MEGA GRWTH IND 921910816 BBG001T0Y6W9 35221895 135725 SH SOLE 0 0 135725 VANGUARD WORLD FDS ENERGY ETF 92204A306 BBG001SHTV45 553915 4723 SH SOLE 0 0 4723 VANGUARD WORLD FDS FINANCIALS ETF 92204A405 BBG001SHTTM0 290619 3150 SH SOLE 0 0 3150 VANGUARD WORLD FDS INF TECH ETF 92204A702 BBG001SHTTR5 702696 1452 SH SOLE 0 0 1452 VISA INC COM CL A 92826C839 BBG001SRCFY3 286125 1099 SH SOLE 0 0 1099 YUM BRANDS INC COM 988498101 BBG001S7JQ30 297213 2275 SH SOLE 0 0 2275