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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ARCH CAP GROUP LTD ORD G0450A105   214,130 3,155 SH   SOLE   0 0 3,155
ABBVIE INC COM 00287Y109   236,495 1,484 SH   SOLE   0 0 1,484
ALPHABET INC CAP STK CL C 02079K107   767,400 7,379 SH   SOLE   0 0 7,379
ALPHABET INC CAP STK CL A 02079K305   380,170 3,665 SH   SOLE   0 0 3,665
AMAZON COM INC COM 023135106   762,487 7,382 SH   SOLE   0 0 7,382
APPLE INC COM 037833100   4,084,124 24,767 SH   SOLE   0 0 24,767
BANK AMERICA CORP COM 060505104   665,232 23,260 SH   SOLE   0 0 23,260
BECTON DICKINSON & CO COM 075887109   300,514 1,214 SH   SOLE   0 0 1,214
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,321,227 4,279 SH   SOLE   0 0 4,279
CSX CORP COM 126408103   372,244 12,433 SH   SOLE   0 0 12,433
CEL-SCI CORP COM PAR NEW 150837607   87,000 37,500 SH   SOLE   0 0 37,500
CONSTELLATION ENERGY CORP COM 21037T109   360,708 4,595 SH   SOLE   0 0 4,595
CUSTOM TRUCK ONE SOURCE INC COM CL A 23204X103   860,531 126,735 SH   SOLE   0 0 126,735
CUSTOM TRUCK ONE SOURCE INC *W EXP 01/01/202 23204X111   90,139 330,787 SH   SOLE   0 0 330,787
DANAHER CORPORATION COM 235851102   203,701 808 SH   SOLE   0 0 808
DEERE & CO COM 244199105   214,698 520 SH   SOLE   0 0 520
DOCGO INC COM 256086109   333,821 38,592 SH   SOLE   0 0 38,592
DOMA HOLDINGS INC *W EXP 07/28/202 25703A112   358 18,752 SH   SOLE   0 0 18,752
DUKE ENERGY CORP NEW COM NEW 26441C204   215,128 2,230 SH   SOLE   0 0 2,230
ENVIVA INC COM 29415B103   239,704 8,300 SH   SOLE   0 0 8,300
EVERGY INC COM 30034W106   289,036 4,729 SH   SOLE   0 0 4,729
EVERSOURCE ENERGY COM 30040W108   238,223 3,044 SH   SOLE   0 0 3,044
EXELON CORP COM 30161N101   577,579 13,788 SH   SOLE   0 0 13,788
EXXON MOBIL CORP COM 30231G102   312,860 2,853 SH   SOLE   0 0 2,853
META PLATFORMS INC CL A 30303M102   346,098 1,633 SH   SOLE   0 0 1,633
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   6,999,611 280,996 SH   SOLE   0 0 280,996
HASHICORP INC COM CL A 418100103   371,280 12,676 SH   SOLE   0 0 12,676
HONEYWELL INTL INC COM 438516106   347,390 1,818 SH   SOLE   0 0 1,818
INVESCO QQQ TR UNIT SER 1 46090E103   1,440,430 4,488 SH   SOLE   0 0 4,488
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   589,616 4,077 SH   SOLE   0 0 4,077
INVESCO CURRENCYSHARES EURO EURO SHS 46138K103   209,397 2,090 SH   SOLE   0 0 2,090
ISHARES GOLD TR ISHARES NEW 464285204   459,427 12,294 SH   SOLE   0 0 12,294
ISHARES TR TIPS BD ETF 464287176   297,234 2,696 SH   SOLE   0 0 2,696
ISHARES TR CORE S&P500 ETF 464287200   2,286,016 5,561 SH   SOLE   0 0 5,561
ISHARES TR CORE S&P SCP ETF 464287804   2,534,993 26,215 SH   SOLE   0 0 26,215
ISHARES TR MRGSTR MD CP GRW 464288307   1,489,941 25,885 SH   SOLE   0 0 25,885
ISHARES TR MRGSTR MD CP VAL 464288406   4,021,403 64,987 SH   SOLE   0 0 64,987
ISHARES TR IBOXX HI YD ETF 464288513   241,485 3,196 SH   SOLE   0 0 3,196
ISHARES TR MRGSTR SM CP GR 464288604   2,823,527 72,431 SH   SOLE   0 0 72,431
ISHARES TR MRNING SM CP ETF 464288703   510,507 9,786 SH   SOLE   0 0 9,786
ISHARES TR CORE HIGH DV ETF 46429B663   596,236 5,865 SH   SOLE   0 0 5,865
ISHARES TR MSCI EAFE MIN VL 46429B689   547,289 8,090 SH   SOLE   0 0 8,090
ISHARES TR MSCI USA MIN VOL 46429B697   1,442,580 19,832 SH   SOLE   0 0 19,832
ISHARES TR CORE MSCI EAFE 46432F842   960,489 14,368 SH   SOLE   0 0 14,368
ISHARES INC CORE MSCI EMKT 46434G103   3,720,991 76,265 SH   SOLE   0 0 76,265
JPMORGAN CHASE & CO COM 46625H100   746,711 5,730 SH   SOLE   0 0 5,730
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   299,588 5,487 SH   SOLE   0 0 5,487
LILLY ELI & CO COM 532457108   393,078 1,145 SH   SOLE   0 0 1,145
LINDBLAD EXPEDITIONS HLDGS I COM 535219109   387,180 40,500 SH   SOLE   0 0 40,500
LIVEWIRE GROUP INC *W EXP 09/26/202 53838J113   2,760 11,500 SH   SOLE   0 0 11,500
LOWES COS INC COM 548661107   288,157 1,441 SH   SOLE   0 0 1,441
MASTERCARD INCORPORATED CL A 57636Q104   247,482 681 SH   SOLE   0 0 681
MCKESSON CORP COM 58155Q103   524,462 1,473 SH   SOLE   0 0 1,473
MERCK & CO INC COM 58933Y105   380,935 3,581 SH   SOLE   0 0 3,581
MICROSOFT CORP COM 594918104   1,222,780 4,241 SH   SOLE   0 0 4,241
NVIDIA CORPORATION COM 67066G104   246,660 888 SH   SOLE   0 0 888
OREILLY AUTOMOTIVE INC COM 67103H107   252,147 297 SH   SOLE   0 0 297
PEPSICO INC COM 713448108   811,770 4,453 SH   SOLE   0 0 4,453
PFIZER INC COM 717081103   241,554 5,920 SH   SOLE   0 0 5,920
PROCTER AND GAMBLE CO COM 742718109   340,649 2,291 SH   SOLE   0 0 2,291
PROLOGIS INC. COM 74340W103   501,118 4,016 SH   SOLE   0 0 4,016
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,583,111 3,867 SH   SOLE   0 0 3,867
SPDR SER TR NUVEEN BLOOMBERG 78464A284   233,373 9,320 SH   SOLE   0 0 9,320
SPDR SER TR PORTFOLIO SHORT 78464A474   591,385 19,959 SH   SOLE   0 0 19,959
SPDR SER TR S&P DIVID ETF 78464A763   889,227 7,188 SH   SOLE   0 0 7,188
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   2,646,267 63,827 SH   SOLE   0 0 63,827
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   203,180 611 SH   SOLE   0 0 611
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   321,804 702 SH   SOLE   0 0 702
SPDR SER TR NUVEEN BLMBRG SH 78468R739   202,801 4,265 SH   SOLE   0 0 4,265
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   257,409 5,380 SH   SOLE   0 0 5,380
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   14,597,948 301,798 SH   SOLE   0 0 301,798
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   8,121,442 124,619 SH   SOLE   0 0 124,619
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   13,941,783 212,592 SH   SOLE   0 0 212,592
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   6,038,546 88,998 SH   SOLE   0 0 88,998
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   5,770,738 137,628 SH   SOLE   0 0 137,628
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   8,562,382 246,045 SH   SOLE   0 0 246,045
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   202,651 4,320 SH   SOLE   0 0 4,320
SCHWAB STRATEGIC TR US REIT ETF 808524847   1,767,615 90,647 SH   SOLE   0 0 90,647
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   683,107 14,001 SH   SOLE   0 0 14,001
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   287,156 8,518 SH   SOLE   0 0 8,518
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   217,850 1,683 SH   SOLE   0 0 1,683
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   997,119 6,603 SH   SOLE   0 0 6,603
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   227,223 3,357 SH   SOLE   0 0 3,357
SOUTHSTATE CORPORATION COM 840441109   455,396 6,391 SH   SOLE   0 0 6,391
TESLA INC COM 88160R101   657,856 3,171 SH   SOLE   0 0 3,171
UNION PAC CORP COM 907818108   373,941 1,858 SH   SOLE   0 0 1,858
UNITEDHEALTH GROUP INC COM 91324P102   505,381 1,069 SH   SOLE   0 0 1,069
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   478,426 3,106 SH   SOLE   0 0 3,106
VANGUARD WORLD FD MEGA GRWTH IND 921910816   26,737,126 130,738 SH   SOLE   0 0 130,738
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   52,890,191 523,562 SH   SOLE   0 0 523,562
VANGUARD WORLD FD MEGA CAP INDEX 921910873   15,339,688 107,166 SH   SOLE   0 0 107,166
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   5,838,855 129,264 SH   SOLE   0 0 129,264
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   221,879 2,103 SH   SOLE   0 0 2,103
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,028,847 21,515 SH   SOLE   0 0 21,515
VANGUARD WORLD FDS ENERGY ETF 92204A306   539,508 4,723 SH   SOLE   0 0 4,723
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   245,354 3,150 SH   SOLE   0 0 3,150
VANGUARD WORLD FDS INF TECH ETF 92204A702   432,571 1,122 SH   SOLE   0 0 1,122
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   202,749 1,856 SH   SOLE   0 0 1,856
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   4,200,238 78,553 SH   SOLE   0 0 78,553
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,081,876 26,779 SH   SOLE   0 0 26,779
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   9,099,373 119,367 SH   SOLE   0 0 119,367
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,240,511 24,487 SH   SOLE   0 0 24,487
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,730,473 4,601 SH   SOLE   0 0 4,601
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   2,782,867 20,757 SH   SOLE   0 0 20,757
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   7,731,484 39,671 SH   SOLE   0 0 39,671
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   3,105,385 37,396 SH   SOLE   0 0 37,396
VANGUARD INDEX FDS SML CP GRW ETF 922908595   3,516,405 16,249 SH   SOLE   0 0 16,249
VANGUARD INDEX FDS SM CP VAL ETF 922908611   4,083,825 25,723 SH   SOLE   0 0 25,723
VANGUARD INDEX FDS MID CAP ETF 922908629   6,697,132 31,752 SH   SOLE   0 0 31,752
VANGUARD INDEX FDS LARGE CAP ETF 922908637   3,727,992 19,956 SH   SOLE   0 0 19,956
VANGUARD INDEX FDS GROWTH ETF 922908736   11,951,561 47,914 SH   SOLE   0 0 47,914
VANGUARD INDEX FDS VALUE ETF 922908744   7,093,689 51,363 SH   SOLE   0 0 51,363
VANGUARD INDEX FDS SMALL CP ETF 922908751   6,430,633 33,924 SH   SOLE   0 0 33,924
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,624,740 12,860 SH   SOLE   0 0 12,860
VISA INC COM CL A 92826C839   226,587 1,005 SH   SOLE   0 0 1,005
WILLSCOT MOBIL MINI HLDNG CO COM CL A 971378104   468,800 10,000 SH   SOLE   0 0 10,000
YUM BRANDS INC COM 988498101   300,443 2,275 SH   SOLE   0 0 2,275