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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ARCH CAP GROUP LTD ORD G0450A105   319,236 5,085 SH   SOLE   0 0 5,085
ABBVIE INC COM 00287Y109   210,739 1,304 SH   SOLE   0 0 1,304
ALPHABET INC CAP STK CL C 02079K107   623,368 7,025 SH   SOLE   0 0 7,025
ALPHABET INC CAP STK CL A 02079K305   322,922 3,660 SH   SOLE   0 0 3,660
AMAZON COM INC COM 023135106   608,244 7,241 SH   SOLE   0 0 7,241
APPLE INC COM 037833100   3,286,768 25,296 SH   SOLE   0 0 25,296
BANK AMERICA CORP COM 060505104   706,052 21,318 SH   SOLE   0 0 21,318
BECTON DICKINSON & CO COM 075887109   308,720 1,214 SH   SOLE   0 0 1,214
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,167,333 3,779 SH   SOLE   0 0 3,779
CSX CORP COM 126408103   385,174 12,433 SH   SOLE   0 0 12,433
CEL-SCI CORP COM PAR NEW 150837607   61,100 26,000 SH   SOLE   0 0 26,000
CONCERT PHARMACEUTICALS INC COM 206022105   414,640 71,000 SH   SOLE   0 0 71,000
CONSTELLATION ENERGY CORP COM 21037T109   396,135 4,595 SH   SOLE   0 0 4,595
CUSTOM TRUCK ONE SOURCE INC COM CL A 23204X103   800,965 126,735 SH   SOLE   0 0 126,735
CUSTOM TRUCK ONE SOURCE INC *W EXP 01/01/202 23204X111   132,907 340,787 SH   SOLE   0 0 340,787
DEERE & CO COM 244199105   222,955 520 SH   SOLE   0 0 520
DOCGO INC COM 256086109   272,845 38,592 SH   SOLE   0 0 38,592
DOMA HOLDINGS INC *W EXP 07/28/202 25703A112   321 18,752 SH   SOLE   0 0 18,752
DOMINION ENERGY INC COM 25746U109   265,638 4,332 SH   SOLE   0 0 4,332
DUKE ENERGY CORP NEW COM NEW 26441C204   229,668 2,230 SH   SOLE   0 0 2,230
EVERGY INC COM 30034W106   297,596 4,729 SH   SOLE   0 0 4,729
EVERSOURCE ENERGY COM 30040W108   255,209 3,044 SH   SOLE   0 0 3,044
EXELON CORP COM 30161N101   596,055 13,788 SH   SOLE   0 0 13,788
EXXON MOBIL CORP COM 30231G102   362,005 3,282 SH   SOLE   0 0 3,282
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   6,285,453 253,344 SH   SOLE   0 0 253,344
HASHICORP INC COM CL A 418100103   346,562 12,676 SH   SOLE   0 0 12,676
HONEYWELL INTL INC COM 438516106   324,022 1,512 SH   SOLE   0 0 1,512
INVESCO QQQ TR UNIT SER 1 46090E103   1,161,006 4,360 SH   SOLE   0 0 4,360
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   575,876 4,077 SH   SOLE   0 0 4,077
INVESCO CURRENCYSHARES EURO EURO SHS 46138K103   206,492 2,090 SH   SOLE   0 0 2,090
ISHARES GOLD TR ISHARES NEW 464285204   417,294 12,064 SH   SOLE   0 0 12,064
ISHARES TR TIPS BD ETF 464287176   286,962 2,696 SH   SOLE   0 0 2,696
ISHARES TR CORE S&P500 ETF 464287200   2,112,771 5,499 SH   SOLE   0 0 5,499
ISHARES TR CORE S&P SCP ETF 464287804   2,492,528 26,337 SH   SOLE   0 0 26,337
ISHARES TR MRGSTR MD CP GRW 464288307   1,315,372 24,413 SH   SOLE   0 0 24,413
ISHARES TR MRGSTR MD CP VAL 464288406   3,627,386 58,459 SH   SOLE   0 0 58,459
ISHARES TR IBOXX HI YD ETF 464288513   235,187 3,194 SH   SOLE   0 0 3,194
ISHARES TR MRGSTR SM CP GR 464288604   2,298,523 63,777 SH   SOLE   0 0 63,777
ISHARES TR MRNING SM CP ETF 464288703   490,301 9,418 SH   SOLE   0 0 9,418
ISHARES TR CORE HIGH DV ETF 46429B663   611,368 5,865 SH   SOLE   0 0 5,865
ISHARES TR MSCI EAFE MIN VL 46429B689   528,391 8,310 SH   SOLE   0 0 8,310
ISHARES TR MSCI USA MIN VOL 46429B697   1,429,887 19,832 SH   SOLE   0 0 19,832
ISHARES TR CORE MSCI EAFE 46432F842   885,633 14,368 SH   SOLE   0 0 14,368
ISHARES INC CORE MSCI EMKT 46434G103   3,237,825 69,332 SH   SOLE   0 0 69,332
JPMORGAN CHASE & CO COM 46625H100   711,109 5,303 SH   SOLE   0 0 5,303
JOHNSON & JOHNSON COM 478160104   220,636 1,249 SH   SOLE   0 0 1,249
LILLY ELI & CO COM 532457108   394,741 1,079 SH   SOLE   0 0 1,079
LIVEWIRE GROUP INC *W EXP 09/26/202 53838J113   3,163 11,500 SH   SOLE   0 0 11,500
LOWES COS INC COM 548661107   287,105 1,441 SH   SOLE   0 0 1,441
MASTERCARD INCORPORATED CL A 57636Q104   231,936 667 SH   SOLE   0 0 667
MCKESSON CORP COM 58155Q103   552,552 1,473 SH   SOLE   0 0 1,473
MERCK & CO INC COM 58933Y105   368,687 3,323 SH   SOLE   0 0 3,323
MICROSOFT CORP COM 594918104   799,946 3,336 SH   SOLE   0 0 3,336
OREILLY AUTOMOTIVE INC COM 67103H107   250,677 297 SH   SOLE   0 0 297
PEPSICO INC COM 713448108   758,448 4,198 SH   SOLE   0 0 4,198
PFIZER INC COM 717081103   306,457 5,981 SH   SOLE   0 0 5,981
PROCTER AND GAMBLE CO COM 742718109   347,224 2,291 SH   SOLE   0 0 2,291
PROLOGIS INC. COM 74340W103   423,978 3,761 SH   SOLE   0 0 3,761
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,439,849 3,765 SH   SOLE   0 0 3,765
SPDR SER TR NUVEEN BLOOMBERG 78464A284   228,200 4,660 SH   SOLE   0 0 4,660
SPDR SER TR PORTFOLIO SHORT 78464A474   591,390 20,129 SH   SOLE   0 0 20,129
SPDR SER TR S&P DIVID ETF 78464A763   899,291 7,188 SH   SOLE   0 0 7,188
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   2,692,320 65,827 SH   SOLE   0 0 65,827
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   201,435 608 SH   SOLE   0 0 608
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   310,839 702 SH   SOLE   0 0 702
SPDR SER TR NUVEEN BLMBRG SH 78468R739   200,370 4,265 SH   SOLE   0 0 4,265
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   238,999 5,334 SH   SOLE   0 0 5,334
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   13,646,186 302,241 SH   SOLE   0 0 302,241
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   6,484,423 116,710 SH   SOLE   0 0 116,710
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   12,263,017 185,747 SH   SOLE   0 0 185,747
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   5,795,529 88,333 SH   SOLE   0 0 88,333
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   5,587,250 137,923 SH   SOLE   0 0 137,923
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   6,979,471 216,686 SH   SOLE   0 0 216,686
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   200,130 4,384 SH   SOLE   0 0 4,384
SCHWAB STRATEGIC TR US REIT ETF 808524847   1,657,705 85,936 SH   SOLE   0 0 85,936
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   699,208 14,494 SH   SOLE   0 0 14,494
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   281,765 8,953 SH   SOLE   0 0 8,953
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   810,104 6,510 SH   SOLE   0 0 6,510
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   289,121 4,101 SH   SOLE   0 0 4,101
TESLA INC COM 88160R101   349,954 2,841 SH   SOLE   0 0 2,841
UNION PAC CORP COM 907818108   501,731 2,423 SH   SOLE   0 0 2,423
UNITEDHEALTH GROUP INC COM 91324P102   545,555 1,029 SH   SOLE   0 0 1,029
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   432,468 2,848 SH   SOLE   0 0 2,848
VANGUARD WORLD FD MEGA GRWTH IND 921910816   22,228,210 129,181 SH   SOLE   0 0 129,181
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   49,753,354 483,747 SH   SOLE   0 0 483,747
VANGUARD WORLD FD MEGA CAP INDEX 921910873   14,394,445 108,719 SH   SOLE   0 0 108,719
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   5,276,888 125,730 SH   SOLE   0 0 125,730
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   226,311 2,091 SH   SOLE   0 0 2,091
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,090,585 23,348 SH   SOLE   0 0 23,348
VANGUARD WORLD FDS ENERGY ETF 92204A306   646,786 5,333 SH   SOLE   0 0 5,333
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   260,600 3,150 SH   SOLE   0 0 3,150
VANGUARD WORLD FDS INF TECH ETF 92204A702   293,880 920 SH   SOLE   0 0 920
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   4,052,457 80,823 SH   SOLE   0 0 80,823
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,046,297 26,842 SH   SOLE   0 0 26,842
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   9,113,531 121,207 SH   SOLE   0 0 121,207
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,368,596 27,654 SH   SOLE   0 0 27,654
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,624,504 4,624 SH   SOLE   0 0 4,624
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   2,784,595 20,590 SH   SOLE   0 0 20,590
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   6,264,458 34,849 SH   SOLE   0 0 34,849
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   3,074,060 37,270 SH   SOLE   0 0 37,270
VANGUARD INDEX FDS SML CP GRW ETF 922908595   3,218,152 16,047 SH   SOLE   0 0 16,047
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,787,569 23,851 SH   SOLE   0 0 23,851
VANGUARD INDEX FDS MID CAP ETF 922908629   6,288,150 30,853 SH   SOLE   0 0 30,853
VANGUARD INDEX FDS LARGE CAP ETF 922908637   3,469,232 19,915 SH   SOLE   0 0 19,915
VANGUARD INDEX FDS GROWTH ETF 922908736   10,017,067 47,004 SH   SOLE   0 0 47,004
VANGUARD INDEX FDS VALUE ETF 922908744   7,031,360 50,092 SH   SOLE   0 0 50,092
VANGUARD INDEX FDS SMALL CP ETF 922908751   6,134,090 33,421 SH   SOLE   0 0 33,421
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,128,155 11,131 SH   SOLE   0 0 11,131
VISA INC COM CL A 92826C839   208,799 1,005 SH   SOLE   0 0 1,005
WILLSCOT MOBIL MINI HLDNG CO COM CL A 971378104   451,700 10,000 SH   SOLE   0 0 10,000
YUM BRANDS INC COM 988498101   291,344 2,275 SH   SOLE   0 0 2,275