The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AEA-BRIDGES IMPACT CORP *W EXP 09/19/202 G01046112 13 11,500 SH   SOLE   0 0 11,500
ARCH CAP GROUP LTD ORD G0450A105 226 5,085 SH   SOLE   0 0 5,085
AT&T INC COM 00206R102 235 9,557 SH   SOLE   0 0 9,557
ALPHABET INC CAP STK CL C 02079K107 553 191 SH   SOLE   0 0 191
ALPHABET INC CAP STK CL A 02079K305 704 243 SH   SOLE   0 0 243
AMAZON COM INC COM 023135106 1,000 300 SH   SOLE   0 0 300
APPLE INC COM 037833100 4,942 27,829 SH   SOLE   0 0 27,829
BECTON DICKINSON & CO COM 075887109 330 1,314 SH   SOLE   0 0 1,314
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,093 3,654 SH   SOLE   0 0 3,654
CATALYST BIOSCIENCES INC COM NEW 14888D208 16 18,000 SH   SOLE   0 0 18,000
CONCERT PHARMACEUTICALS INC COM 206022105 145 46,000 SH   SOLE   0 0 46,000
CUSTOM TRUCK ONE SOURCE INC COM CL A 23204X103 416 51,959 SH   SOLE   0 0 51,959
CUSTOM TRUCK ONE SOURCE INC *W EXP 01/01/202 23204X111 866 340,787 SH   SOLE   0 0 340,787
DANAHER CORPORATION COM 235851102 358 1,088 SH   SOLE   0 0 1,088
DISNEY WALT CO COM 254687106 312 2,016 SH   SOLE   0 0 2,016
DOMA HOLDINGS INC *W EXP 07/28/202 25703A112 18 18,752 SH   SOLE   0 0 18,752
EXPEDITORS INTL WASH INC COM 302130109 214 1,590 SH   SOLE   0 0 1,590
EXXON MOBIL CORP COM 30231G102 256 4,182 SH   SOLE   0 0 4,182
META PLATFORMS INC CL A 30303M102 748 2,223 SH   SOLE   0 0 2,223
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 5,141 148,073 SH   SOLE   0 0 148,073
HOME DEPOT INC COM 437076102 279 672 SH   SOLE   0 0 672
INTEL CORP COM 458140100 242 4,701 SH   SOLE   0 0 4,701
INVESCO QQQ TR UNIT SER 1 46090E103 685 1,723 SH   SOLE   0 0 1,723
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 664 4,077 SH   SOLE   0 0 4,077
ISHARES GOLD TR ISHARES NEW 464285204 415 11,914 SH   SOLE   0 0 11,914
ISHARES TR TIPS BD ETF 464287176 340 2,631 SH   SOLE   0 0 2,631
ISHARES TR CORE S&P500 ETF 464287200 2,664 5,584 SH   SOLE   0 0 5,584
ISHARES TR CORE S&P SCP ETF 464287804 4,080 35,631 SH   SOLE   0 0 35,631
ISHARES TR MRGSTR MD CP VAL 464288406 592 8,676 SH   SOLE   0 0 8,676
ISHARES TR IBOXX HI YD ETF 464288513 280 3,219 SH   SOLE   0 0 3,219
ISHARES TR MRGSTR SM CP GR 464288604 542 10,918 SH   SOLE   0 0 10,918
ISHARES TR CORE HIGH DV ETF 46429B663 592 5,865 SH   SOLE   0 0 5,865
ISHARES TR MSCI EAFE MIN VL 46429B689 827 10,775 SH   SOLE   0 0 10,775
ISHARES TR MSCI USA MIN VOL 46429B697 1,767 21,842 SH   SOLE   0 0 21,842
ISHARES TR CORE MSCI EAFE 46432F842 1,152 15,439 SH   SOLE   0 0 15,439
ISHARES INC CORE MSCI EMKT 46434G103 2,555 42,679 SH   SOLE   0 0 42,679
JPMORGAN CHASE & CO COM 46625H100 904 5,706 SH   SOLE   0 0 5,706
JOHNSON & JOHNSON COM 478160104 292 1,706 SH   SOLE   0 0 1,706
LILLY ELI & CO COM 532457108 338 1,222 SH   SOLE   0 0 1,222
MASTERCARD INCORPORATED CL A 57636Q104 262 730 SH   SOLE   0 0 730
MICROSOFT CORP COM 594918104 859 2,553 SH   SOLE   0 0 2,553
NIKE INC CL B 654106103 599 3,593 SH   SOLE   0 0 3,593
NVIDIA CORPORATION COM 67066G104 267 908 SH   SOLE   0 0 908
PEPSICO INC COM 713448108 756 4,350 SH   SOLE   0 0 4,350
PFIZER INC COM 717081103 371 6,288 SH   SOLE   0 0 6,288
PROCTER AND GAMBLE CO COM 742718109 236 1,441 SH   SOLE   0 0 1,441
PROLOGIS INC. COM 74340W103 455 2,702 SH   SOLE   0 0 2,702
SPDR S&P 500 ETF TR TR UNIT 78462F103 686 1,444 SH   SOLE   0 0 1,444
SPDR SER TR NUVEEN BLOOMBERG 78464A284 280 4,660 SH   SOLE   0 0 4,660
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 2,189 47,969 SH   SOLE   0 0 47,969
SPDR SER TR NUVEEN BLMBRG SH 78468R739 285 5,785 SH   SOLE   0 0 5,785
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 280 2,481 SH   SOLE   0 0 2,481
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 18,404 161,691 SH   SOLE   0 0 161,691
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2,609 15,930 SH   SOLE   0 0 15,930
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 3,815 52,108 SH   SOLE   0 0 52,108
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 7,079 88,014 SH   SOLE   0 0 88,014
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 7,715 75,343 SH   SOLE   0 0 75,343
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,576 117,737 SH   SOLE   0 0 117,737
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 273 5,058 SH   SOLE   0 0 5,058
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,064 20,200 SH   SOLE   0 0 20,200
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 803 15,784 SH   SOLE   0 0 15,784
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 393 9,599 SH   SOLE   0 0 9,599
TESLA INC COM 88160R101 631 597 SH   SOLE   0 0 597
UNITEDHEALTH GROUP INC COM 91324P102 501 998 SH   SOLE   0 0 998
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 440 2,561 SH   SOLE   0 0 2,561
VANGUARD WORLD FD MEGA GRWTH IND 921910816 31,947 122,515 SH   SOLE   0 0 122,515
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 38,562 361,004 SH   SOLE   0 0 361,004
VANGUARD WORLD FD MEGA CAP INDEX 921910873 19,005 113,069 SH   SOLE   0 0 113,069
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 996 12,327 SH   SOLE   0 0 12,327
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 4,460 87,357 SH   SOLE   0 0 87,357
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 206 1,838 SH   SOLE   0 0 1,838
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,141 22,200 SH   SOLE   0 0 22,200
VANGUARD WORLD FDS ENERGY ETF 92204A306 361 4,649 SH   SOLE   0 0 4,649
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 304 3,150 SH   SOLE   0 0 3,150
VANGUARD WORLD FDS INF TECH ETF 92204A702 469 1,023 SH   SOLE   0 0 1,023
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 282 2,106 SH   SOLE   0 0 2,106
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 6,730 109,824 SH   SOLE   0 0 109,824
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,121 22,663 SH   SOLE   0 0 22,663
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 36,360 447,449 SH   SOLE   0 0 447,449
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 2,190 39,877 SH   SOLE   0 0 39,877
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,401 5,500 SH   SOLE   0 0 5,500
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2,437 16,214 SH   SOLE   0 0 16,214
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 3,030 11,902 SH   SOLE   0 0 11,902
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,069 26,455 SH   SOLE   0 0 26,455
VANGUARD INDEX FDS SML CP GRW ETF 922908595 3,858 13,690 SH   SOLE   0 0 13,690
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,299 12,856 SH   SOLE   0 0 12,856
VANGUARD INDEX FDS MID CAP ETF 922908629 7,504 29,453 SH   SOLE   0 0 29,453
VANGUARD INDEX FDS LARGE CAP ETF 922908637 4,408 19,943 SH   SOLE   0 0 19,943
VANGUARD INDEX FDS GROWTH ETF 922908736 14,305 44,577 SH   SOLE   0 0 44,577
VANGUARD INDEX FDS VALUE ETF 922908744 5,355 36,404 SH   SOLE   0 0 36,404
VANGUARD INDEX FDS SMALL CP ETF 922908751 7,819 34,596 SH   SOLE   0 0 34,596
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,709 7,078 SH   SOLE   0 0 7,078
VERIZON COMMUNICATIONS INC COM 92343V104 255 4,898 SH   SOLE   0 0 4,898
VISA INC COM CL A 92826C839 216 999 SH   SOLE   0 0 999
WILLSCOT MOBIL MINI HLDNG CO COM CL A 971378104 1,225 30,000 SH   SOLE   0 0 30,000
YUM BRANDS INC COM 988498101 246 1,775 SH   SOLE   0 0 1,775