The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 239 8,326 SH   SOLE   0 0 8,326
ALPHABET INC CAP STK CL C 02079K107 265 151 SH   SOLE   0 0 151
ALPHABET INC CAP STK CL A 02079K305 233 133 SH   SOLE   0 0 133
AMAZON COM INC COM 023135106 580 178 SH   SOLE   0 0 178
APPLE INC COM 037833100 2,984 22,489 SH   SOLE   0 0 22,489
BECTON DICKINSON & CO COM 075887109 402 1,607 SH   SOLE   0 0 1,607
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 782 3,371 SH   SOLE   0 0 3,371
DANAHER CORPORATION COM 235851102 213 960 SH   SOLE   0 0 960
DISNEY WALT CO COM 254687106 303 1,673 SH   SOLE   0 0 1,673
FTI CONSULTING INC COM 302941109 223 2,000 SH   SOLE   0 0 2,000
FACEBOOK INC CL A 30303M102 965 3,532 SH   SOLE   0 0 3,532
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 573 22,578 SH   SOLE   0 0 22,578
INTEL CORP COM 458140100 239 4,801 SH   SOLE   0 0 4,801
INVESCO QQQ TR UNIT SER 1 46090E103 508 1,619 SH   SOLE   0 0 1,619
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 520 4,077 SH   SOLE   0 0 4,077
ISHARES GOLD TRUST ISHARES 464285105 337 18,586 SH   SOLE   0 0 18,586
ISHARES TR TIPS BD ETF 464287176 361 2,831 SH   SOLE   0 0 2,831
ISHARES TR CORE S&P500 ETF 464287200 2,102 5,600 SH   SOLE   0 0 5,600
ISHARES TR CORE S&P SCP ETF 464287804 2,657 28,913 SH   SOLE   0 0 28,913
ISHARES TR IBOXX HI YD ETF 464288513 267 3,063 SH   SOLE   0 0 3,063
ISHARES TR CORE HIGH DV ETF 46429B663 514 5,865 SH   SOLE   0 0 5,865
ISHARES TR MSCI EAFE MIN VL 46429B689 791 10,775 SH   SOLE   0 0 10,775
ISHARES TR MSCI USA MIN VOL 46429B697 1,483 21,842 SH   SOLE   0 0 21,842
ISHARES TR CORE MSCI EAFE 46432F842 1,040 15,052 SH   SOLE   0 0 15,052
ISHARES INC CORE MSCI EMKT 46434G103 1,904 30,688 SH   SOLE   0 0 30,688
JPMORGAN CHASE & CO COM 46625H100 744 5,852 SH   SOLE   0 0 5,852
LINDBLAD EXPEDITIONS HLDGS I COM 535219109 171 10,000 SH   SOLE   0 0 10,000
MASTERCARD INCORPORATED CL A 57636Q104 211 590 SH   SOLE   0 0 590
MICROSOFT CORP COM 594918104 544 2,444 SH   SOLE   0 0 2,444
NESCO HLDGS INC COM 64083J104 91 12,300 SH   SOLE   0 0 12,300
NESCO HLDGS INC *W EXP 01/01/202 64083J112 455 473,459 SH   SOLE   0 0 473,459
NIKE INC CL B 654106103 447 3,159 SH   SOLE   0 0 3,159
PNC FINL SVCS GROUP INC COM 693475105 311 2,087 SH   SOLE   0 0 2,087
PEPSICO INC COM 713448108 648 4,366 SH   SOLE   0 0 4,366
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,165 3,115 SH   SOLE   0 0 3,115
SPDR SER TR NUVEEN BBG BRCLY 78464A284 275 4,660 SH   SOLE   0 0 4,660
SPDR SER TR NUVEEN BLMBRG SR 78468R739 329 6,605 SH   SOLE   0 0 6,605
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 220 2,412 SH   SOLE   0 0 2,412
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 14,557 160,057 SH   SOLE   0 0 160,057
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,190 9,267 SH   SOLE   0 0 9,267
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 2,359 39,622 SH   SOLE   0 0 39,622
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 5,422 79,524 SH   SOLE   0 0 79,524
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 6,727 75,589 SH   SOLE   0 0 75,589
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,700 74,993 SH   SOLE   0 0 74,993
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 338 6,025 SH   SOLE   0 0 6,025
SCHWAB STRATEGIC TR US REIT ETF 808524847 767 20,207 SH   SOLE   0 0 20,207
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 2,749 53,494 SH   SOLE   0 0 53,494
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 413 10,962 SH   SOLE   0 0 10,962
TESLA INC COM 88160R101 406 575 SH   SOLE   0 0 575
UNITEDHEALTH GROUP INC COM 91324P102 241 687 SH   SOLE   0 0 687
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 271 1,921 SH   SOLE   0 0 1,921
VANGUARD WORLD FD MEGA GRWTH IND 921910816 23,071 113,230 SH   SOLE   0 0 113,230
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 20,694 238,359 SH   SOLE   0 0 238,359
VANGUARD WORLD FD MEGA CAP INDEX 921910873 15,030 112,628 SH   SOLE   0 0 112,628
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,358 28,446 SH   SOLE   0 0 28,446
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 4,298 91,039 SH   SOLE   0 0 91,039
VANGUARD WORLD FDS ENERGY ETF 92204A306 241 4,649 SH   SOLE   0 0 4,649
VANGUARD WORLD FDS INF TECH ETF 92204A702 522 1,474 SH   SOLE   0 0 1,474
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 265 2,171 SH   SOLE   0 0 2,171
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 5,559 95,246 SH   SOLE   0 0 95,246
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,132 22,590 SH   SOLE   0 0 22,590
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 30,237 363,206 SH   SOLE   0 0 363,206
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 208 2,141 SH   SOLE   0 0 2,141
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 2,149 38,945 SH   SOLE   0 0 38,945
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,116 3,246 SH   SOLE   0 0 3,246
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2,000 16,811 SH   SOLE   0 0 16,811
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,937 9,132 SH   SOLE   0 0 9,132
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,595 30,559 SH   SOLE   0 0 30,559
VANGUARD INDEX FDS SML CP GRW ETF 922908595 3,730 13,934 SH   SOLE   0 0 13,934
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,221 8,589 SH   SOLE   0 0 8,589
VANGUARD INDEX FDS MID CAP ETF 922908629 6,744 32,616 SH   SOLE   0 0 32,616
VANGUARD INDEX FDS LARGE CAP ETF 922908637 3,462 19,702 SH   SOLE   0 0 19,702
VANGUARD INDEX FDS GROWTH ETF 922908736 11,378 44,911 SH   SOLE   0 0 44,911
VANGUARD INDEX FDS VALUE ETF 922908744 4,500 37,826 SH   SOLE   0 0 37,826
VANGUARD INDEX FDS SMALL CP ETF 922908751 6,751 34,675 SH   SOLE   0 0 34,675
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,464 7,523 SH   SOLE   0 0 7,523
VERIZON COMMUNICATIONS INC COM 92343V104 289 4,918 SH   SOLE   0 0 4,918
WILLSCOT MOBIL MINI HLDNG CO COM CL A 971378104 695 30,000 SH   SOLE   0 0 30,000