The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102   237 8,326 SH   SOLE   0 0 8,326
ALPHABET INC CAP STK CL C 02079K107   216 147 SH   SOLE   0 0 147
AMAZON COM INC COM 023135106   633 201 SH   SOLE   0 0 201
APPLE INC COM 037833100   2,638 22,780 SH   SOLE   0 0 22,780
BECTON DICKINSON & CO COM 075887109   374 1,607 SH   SOLE   0 0 1,607
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   411 1,931 SH   SOLE   0 0 1,931
COMCAST CORP NEW CL A 20030N101   236 5,105 SH   SOLE   0 0 5,105
FTI CONSULTING INC COM 302941109   212 2,000 SH   SOLE   0 0 2,000
FACEBOOK INC CL A 30303M102   915 3,495 SH   SOLE   0 0 3,495
HOME DEPOT INC COM 437076102   246 886 SH   SOLE   0 0 886
INTEL CORP COM 458140100   300 5,791 SH   SOLE   0 0 5,791
INVESCO QQQ TR UNIT SER 1 46090E103   443 1,595 SH   SOLE   0 0 1,595
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   432 4,000 SH   SOLE   0 0 4,000
ISHARES GOLD TRUST ISHARES 464285105   305 16,941 SH   SOLE   0 0 16,941
ISHARES TR TIPS BD ETF 464287176   390 3,080 SH   SOLE   0 0 3,080
ISHARES TR CORE S&P500 ETF 464287200   1,707 5,079 SH   SOLE   0 0 5,079
ISHARES TR CORE S&P SCP ETF 464287804   2,086 29,699 SH   SOLE   0 0 29,699
ISHARES TR IBOXX HI YD ETF 464288513   281 3,350 SH   SOLE   0 0 3,350
ISHARES TR CORE HIGH DV ETF 46429B663   472 5,865 SH   SOLE   0 0 5,865
ISHARES TR MSCI EAFE MIN VL 46429B689   734 10,775 SH   SOLE   0 0 10,775
ISHARES TR MSCI USA MIN VOL 46429B697   1,375 21,570 SH   SOLE   0 0 21,570
ISHARES TR CORE MSCI EAFE 46432F842   907 15,052 SH   SOLE   0 0 15,052
ISHARES INC CORE MSCI EMKT 46434G103   1,503 28,475 SH   SOLE   0 0 28,475
JPMORGAN CHASE & CO COM 46625H100   648 6,736 SH   SOLE   0 0 6,736
JOHNSON & JOHNSON COM 478160104   245 1,645 SH   SOLE   0 0 1,645
LINDBLAD EXPEDITIONS HLDGS I COM 535219109   122 14,350 SH   SOLE   0 0 14,350
MASTERCARD INCORPORATED CL A 57636Q104   204 603 SH   SOLE   0 0 603
MICROSOFT CORP COM 594918104   544 2,586 SH   SOLE   0 0 2,586
NESCO HLDGS INC COM 64083J104   51 12,400 SH   SOLE   0 0 12,400
NESCO HLDGS INC *W EXP 01/01/202 64083J112   147 488,459 SH   SOLE   0 0 488,459
NIKE INC CL B 654106103   405 3,226 SH   SOLE   0 0 3,226
PNC FINL SVCS GROUP INC COM 693475105   229 2,087 SH   SOLE   0 0 2,087
PELOTON INTERACTIVE INC CL A COM 70614W100   215 2,166 SH   SOLE   0 0 2,166
PEPSICO INC COM 713448108   663 4,786 SH   SOLE   0 0 4,786
PROCTER AND GAMBLE CO COM 742718109   231 1,659 SH   SOLE   0 0 1,659
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,043 3,115 SH   SOLE   0 0 3,115
SPDR SER TR NUVEEN BBG BRCLY 78464A284   265 4,660 SH   SOLE   0 0 4,660
SPDR SER TR NUVEEN BLMBRG SR 78468R739   339 6,805 SH   SOLE   0 0 6,805
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   12,995 161,174 SH   SOLE   0 0 161,174
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,067 9,267 SH   SOLE   0 0 9,267
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,995 38,219 SH   SOLE   0 0 38,219
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   4,244 76,488 SH   SOLE   0 0 76,488
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   4,922 72,047 SH   SOLE   0 0 72,047
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   2,355 75,000 SH   SOLE   0 0 75,000
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   339 6,040 SH   SOLE   0 0 6,040
SCHWAB STRATEGIC TR US REIT ETF 808524847   753 21,280 SH   SOLE   0 0 21,280
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   1,495 29,033 SH   SOLE   0 0 29,033
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   343 10,553 SH   SOLE   0 0 10,553
TESLA INC COM 88160R101   245 570 SH   SOLE   0 0 570
UNITEDHEALTH GROUP INC COM 91324P102   214 687 SH   SOLE   0 0 687
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   247 1,918 SH   SOLE   0 0 1,918
VANGUARD WORLD FD MEGA GRWTH IND 921910816   20,190 108,897 SH   SOLE   0 0 108,897
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   16,709 217,854 SH   SOLE   0 0 217,854
VANGUARD WORLD FD MEGA CAP INDEX 921910873   14,423 120,296 SH   SOLE   0 0 120,296
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858   3,573 87,348 SH   SOLE   0 0 87,348
VANGUARD WORLD FDS INF TECH ETF 92204A702   247 793 SH   SOLE   0 0 793
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   245 2,323 SH   SOLE   0 0 2,323
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   4,976 98,633 SH   SOLE   0 0 98,633
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   983 22,732 SH   SOLE   0 0 22,732
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   21,719 262,143 SH   SOLE   0 0 262,143
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   889 16,331 SH   SOLE   0 0 16,331
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   659 2,142 SH   SOLE   0 0 2,142
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,840 18,153 SH   SOLE   0 0 18,153
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   1,688 9,370 SH   SOLE   0 0 9,370
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,468 31,251 SH   SOLE   0 0 31,251
VANGUARD INDEX FDS SML CP GRW ETF 922908595   2,992 13,921 SH   SOLE   0 0 13,921
VANGUARD INDEX FDS SM CP VAL ETF 922908611   950 8,585 SH   SOLE   0 0 8,585
VANGUARD INDEX FDS MID CAP ETF 922908629   5,849 33,183 SH   SOLE   0 0 33,183
VANGUARD INDEX FDS LARGE CAP ETF 922908637   3,079 19,682 SH   SOLE   0 0 19,682
VANGUARD INDEX FDS GROWTH ETF 922908736   10,314 45,314 SH   SOLE   0 0 45,314
VANGUARD INDEX FDS VALUE ETF 922908744   4,010 38,372 SH   SOLE   0 0 38,372
VANGUARD INDEX FDS SMALL CP ETF 922908751   5,364 34,875 SH   SOLE   0 0 34,875
VANGUARD INDEX FDS TOTAL STK MKT 922908769   755 4,434 SH   SOLE   0 0 4,434
VERIZON COMMUNICATIONS INC COM 92343V104   345 5,798 SH   SOLE   0 0 5,798
WILLSCOT MOBIL MINI HLDNG CO COM CL A 971378104   500 30,000 SH   SOLE   0 0 30,000