The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102   285 9,776 SH   SOLE   0 0 9,776
ALPHABET INC CAP STK CL C 02079K107   200 172 SH   SOLE   0 0 172
AMAZON COM INC COM 023135106   232 119 SH   SOLE   0 0 119
APPLE INC COM 037833100   1,171 4,606 SH   SOLE   0 0 4,606
BECTON DICKINSON & CO COM 075887109   369 2,292 SH   SOLE   0 0 2,292
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   354 1,937 SH   SOLE   0 0 1,937
COMCAST CORP NEW CL A 20030N101   204 5,924 SH   SOLE   0 0 5,924
FACEBOOK INC CL A 30303M102   1,890 11,329 SH   SOLE   0 0 11,329
INTEL CORP COM 458140100   313 5,791 SH   SOLE   0 0 5,791
INVESCO QQQ TR UNIT SER 1 46090E103   349 1,834 SH   SOLE   0 0 1,834
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   343 4,077 SH   SOLE   0 0 4,077
ISHARES TR TIPS BD ETF 464287176   439 3,722 SH   SOLE   0 0 3,722
ISHARES TR CORE S&P500 ETF 464287200   1,251 4,843 SH   SOLE   0 0 4,843
ISHARES TR CORE S&P SCP ETF 464287804   2,665 47,495 SH   SOLE   0 0 47,495
ISHARES TR IBOXX HI YD ETF 464288513   258 3,346 SH   SOLE   0 0 3,346
ISHARES TR CORE HIGH DV ETF 46429B663   420 5,865 SH   SOLE   0 0 5,865
ISHARES TR MIN VOL EAFE ETF 46429B689   890 14,345 SH   SOLE   0 0 14,345
ISHARES TR MSCI MIN VOL ETF 46429B697   1,211 22,429 SH   SOLE   0 0 22,429
ISHARES TR CORE MSCI EAFE 46432F842   1,040 20,852 SH   SOLE   0 0 20,852
ISHARES INC CORE MSCI EMKT 46434G103   2,363 58,380 SH   SOLE   0 0 58,380
JPMORGAN CHASE & CO COM 46625H100   617 6,851 SH   SOLE   0 0 6,851
JOHNSON & JOHNSON COM 478160104   203 1,549 SH   SOLE   0 0 1,549
LILIS ENERGY INC COM NEW 532403201   2 10,000 SH   SOLE   0 0 10,000
LILLY ELI & CO COM 532457108   250 1,799 SH   SOLE   0 0 1,799
LINDBLAD EXPEDITIONS HLDGS I COM 535219109   72 14,350 SH   SOLE   0 0 14,350
MERCK & CO. INC COM 58933Y105   204 2,648 SH   SOLE   0 0 2,648
MICROSOFT CORP COM 594918104   392 2,486 SH   SOLE   0 0 2,486
MOODYS CORP COM 615369105   292 1,380 SH   SOLE   0 0 1,380
NESCO HLDGS INC COM 64083J104   41 12,400 SH   SOLE   0 0 12,400
NESCO HLDGS INC *W EXP 01/01/202 64083J112   83 488,459 SH   SOLE   0 0 488,459
NIKE INC CL B 654106103   415 5,016 SH   SOLE   0 0 5,016
PNC FINL SVCS GROUP INC COM 693475105   313 3,272 SH   SOLE   0 0 3,272
PEPSICO INC COM 713448108   575 4,786 SH   SOLE   0 0 4,786
PFIZER INC COM 717081103   205 6,286 SH   SOLE   0 0 6,286
PROCTER & GAMBLE CO COM 742718109   247 2,246 SH   SOLE   0 0 2,246
SPDR S&P 500 ETF TR TR UNIT 78462F103   777 3,015 SH   SOLE   0 0 3,015
SPDR SER TR NUVEEN BBG BRCLY 78464A284   255 4,660 SH   SOLE   0 0 4,660
SPDR SER TR NUVEEN BLMBRG SR 78468R739   353 7,225 SH   SOLE   0 0 7,225
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   10,157 165,828 SH   SOLE   0 0 165,828
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   858 10,772 SH   SOLE   0 0 10,772
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,767 39,904 SH   SOLE   0 0 39,904
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   4,527 107,365 SH   SOLE   0 0 107,365
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   6,267 121,649 SH   SOLE   0 0 121,649
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   251 12,145 SH   SOLE   0 0 12,145
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   3,834 148,381 SH   SOLE   0 0 148,381
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   336 6,189 SH   SOLE   0 0 6,189
SCHWAB STRATEGIC TR US REIT ETF 808524847   788 24,068 SH   SOLE   0 0 24,068
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   6,963 134,610 SH   SOLE   0 0 134,610
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   1,108 45,402 SH   SOLE   0 0 45,402
VANGUARD WORLD FD MEGA GRWTH IND 921910816   5,999 47,206 SH   SOLE   0 0 47,206
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   4,609 67,576 SH   SOLE   0 0 67,576
VANGUARD WORLD FD MEGA CAP INDEX 921910873   9,404 103,414 SH   SOLE   0 0 103,414
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858   3,693 110,767 SH   SOLE   0 0 110,767
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   833 10,641 SH   SOLE   0 0 10,641
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   7,953 193,934 SH   SOLE   0 0 193,934
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,049 61,063 SH   SOLE   0 0 61,063
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   4,923 62,243 SH   SOLE   0 0 62,243
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746   305 5,769 SH   SOLE   0 0 5,769
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   320 1,353 SH   SOLE   0 0 1,353
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,977 24,322 SH   SOLE   0 0 24,322
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   1,357 10,708 SH   SOLE   0 0 10,708
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,655 23,688 SH   SOLE   0 0 23,688
VANGUARD INDEX FDS SML CP GRW ETF 922908595   2,335 15,533 SH   SOLE   0 0 15,533
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,316 14,816 SH   SOLE   0 0 14,816
VANGUARD INDEX FDS MID CAP ETF 922908629   5,129 38,958 SH   SOLE   0 0 38,958
VANGUARD INDEX FDS LARGE CAP ETF 922908637   2,331 19,680 SH   SOLE   0 0 19,680
VANGUARD INDEX FDS GROWTH ETF 922908736   7,232 46,152 SH   SOLE   0 0 46,152
VANGUARD INDEX FDS VALUE ETF 922908744   3,885 44,171 SH   SOLE   0 0 44,171
VANGUARD INDEX FDS SMALL CP ETF 922908751   4,458 38,617 SH   SOLE   0 0 38,617
VANGUARD INDEX FDS TOTAL STK MKT 922908769   962 7,466 SH   SOLE   0 0 7,466
VERIZON COMMUNICATIONS INC COM 92343V104   399 7,433 SH   SOLE   0 0 7,433
YUM BRANDS INC COM 988498101   228 3,330 SH   SOLE   0 0 3,330