The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 222 102 SH   SOLE   102 0 0
AMERICAN TOWER CORP NEW COM 03027X100 433 1,693 SH   SOLE   1,693 0 0
APPLE INC COM 037833100 1,409 10,308 SH   SOLE   10,308 0 0
BANK NEW YORK MELLON CORP COM 064058100 297 7,112 SH   SOLE   7,112 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 487 1,785 SH   SOLE   1,785 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 343 4,458 SH   SOLE   4,458 0 0
COCA COLA CO COM 191216100 358 5,698 SH   SOLE   5,698 0 0
DANAHER CORPORATION COM 235851102 357 1,407 SH   SOLE   1,407 0 0
DISNEY WALT CO COM 254687106 458 4,850 SH   SOLE   4,850 0 0
EBAY INC. COM 278642103 240 5,753 SH   SOLE   5,753 0 0
FISERV INC COM 337738108 365 4,100 SH   SOLE   4,100 0 0
HOME DEPOT INC COM 437076102 697 2,540 SH   SOLE   2,540 0 0
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 2,025 7,068 SH   SOLE   7,068 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783 904 46,669 SH   SOLE   46,669 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 535 27,749 SH   SOLE   27,749 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 1,477 72,259 SH   SOLE   72,259 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 945 45,548 SH   SOLE   45,548 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 1,863 88,923 SH   SOLE   88,923 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 HY 46138J874 570 25,867 SH   SOLE   25,867 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 874 41,249 SH   SOLE   41,249 0 0
ISHARES TR CORE S&P500 ETF 464287200 4,896 12,913 SH   SOLE   12,913 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 1,663 27,558 SH   SOLE   27,558 0 0
ISHARES TR MSCI EAFE ETF 464287465 3,847 61,557 SH   SOLE   61,557 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 242 2,380 SH   SOLE   2,380 0 0
ISHARES TR RUS MID CAP ETF 464287499 1,195 18,477 SH   SOLE   18,477 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 613 4,228 SH   SOLE   4,228 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 1,563 11,479 SH   SOLE   11,479 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1,399 8,260 SH   SOLE   8,260 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 382 1,756 SH   SOLE   1,756 0 0
ISHARES TR S&P MC 400VL ETF 464287705 2,007 21,263 SH   SOLE   21,263 0 0
ISHARES TR CORE S&P SCP ETF 464287804 593 6,412 SH   SOLE   6,412 0 0
ISHARES TR MSCI ACWI ETF 464288257 781 9,310 SH   SOLE   9,310 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 869 17,415 SH   SOLE   17,415 0 0
ISHARES INC CORE MSCI EMKT 46434G103 384 7,818 SH   SOLE   7,818 0 0
ISHARES TR IBONDS DEC2023 46435G318 983 38,560 SH   SOLE   38,560 0 0
ISHARES TR IBONDS DEC2022 46435G755 442 17,045 SH   SOLE   17,045 0 0
ISHARES TR IBONDS DEC 26 46435U259 625 24,647 SH   SOLE   24,647 0 0
ISHARES TR IBONDS DEC 27 46435U283 311 12,351 SH   SOLE   12,351 0 0
ISHARES TR IBONDS DEC 25 46435U432 740 27,802 SH   SOLE   27,802 0 0
ISHARES TR IBONDS DEC 46435U697 992 38,144 SH   SOLE   38,144 0 0
JOHNSON & JOHNSON COM 478160104 273 1,536 SH   SOLE   1,536 0 0
MARRIOTT INTL INC NEW CL A 571903202 383 2,813 SH   SOLE   2,813 0 0
MASTERCARD INCORPORATED CL A 57636Q104 208 658 SH   SOLE   658 0 0
MICROSOFT CORP COM 594918104 1,596 6,216 SH   SOLE   6,216 0 0
MOODYS CORP COM 615369105 4,746 17,452 SH   SOLE   17,452 0 0
MORGAN STANLEY COM NEW 617446448 521 6,850 SH   SOLE   6,850 0 0
NORFOLK SOUTHN CORP COM 655844108 349 1,534 SH   SOLE   1,534 0 0
ORACLE CORP COM 68389X105 438 6,263 SH   SOLE   6,263 0 0
PROCTER AND GAMBLE CO COM 742718109 362 2,515 SH   SOLE   2,515 0 0
STARBUCKS CORP COM 855244109 225 2,949 SH   SOLE   2,949 0 0
UNITEDHEALTH GROUP INC COM 91324P102 586 1,140 SH   SOLE   1,140 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,403 18,640 SH   SOLE   18,640 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 6,511 18,771 SH   SOLE   18,771 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,108 5,625 SH   SOLE   5,625 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 2,695 20,434 SH   SOLE   20,434 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 321 1,822 SH   SOLE   1,822 0 0
WASTE MGMT INC DEL COM 94106L109 335 2,193 SH   SOLE   2,193 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307 1,919 32,464 SH   SOLE   32,464 0 0
XEROX HOLDINGS CORP COM NEW 98421M106 204 13,751 SH   SOLE   13,751 0 0
ZOETIS INC CL A 98978V103 333 1,937 SH   SOLE   1,937 0 0