<informationTable xmlns="http://www.sec.gov/edgar/document/thirteenf/informationtable" xmlns:n1="http://www.sec.gov/edgar/document/thirteenf/informationtable" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.sec.gov/edgar/document/thirteenf/informationtable eis_13FDocument.xsd"><infoTable><nameOfIssuer>3M Company</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>88579Y101</cusip>
<value>1322</value>
<shrsOrPrnAmt><sshPrnamt>9227</sshPrnamt>
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<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>9227</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>A T &amp; T Inc New</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>00206R102</cusip>
<value>1986</value>
<shrsOrPrnAmt><sshPrnamt>56163</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>56163</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Abb Ltd Adr</nameOfIssuer>
<titleOfClass>SPONSORED ADR</titleOfClass>
<cusip>000375204</cusip>
<value>1039</value>
<shrsOrPrnAmt><sshPrnamt>45123</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>45123</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Abbott Laboratories</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>002824100</cusip>
<value>952</value>
<shrsOrPrnAmt><sshPrnamt>23281</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>23281</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Abbvie Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>00287Y109</cusip>
<value>918</value>
<shrsOrPrnAmt><sshPrnamt>16266</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>16266</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Air Prod &amp; Chemicals Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>009158106</cusip>
<value>737</value>
<shrsOrPrnAmt><sshPrnamt>5732</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>5732</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Alcoa Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>013817101</cusip>
<value>552</value>
<shrsOrPrnAmt><sshPrnamt>37085</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>37085</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Alps TRUST Etf</nameOfIssuer>
<titleOfClass>ALERIAN MLP</titleOfClass>
<cusip>00162Q866</cusip>
<value>195</value>
<shrsOrPrnAmt><sshPrnamt>10264</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>10264</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Altria Group Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>02209S103</cusip>
<value>1435</value>
<shrsOrPrnAmt><sshPrnamt>34205</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>34205</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Ambev Sa Adr</nameOfIssuer>
<titleOfClass>SPONSORED ADR</titleOfClass>
<cusip>02319V103</cusip>
<value>1035</value>
<shrsOrPrnAmt><sshPrnamt>147000</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>147000</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Amer Electric Pwr Co Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>025537101</cusip>
<value>903</value>
<shrsOrPrnAmt><sshPrnamt>16200</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>16200</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Ameren Corporation</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>023608102</cusip>
<value>971</value>
<shrsOrPrnAmt><sshPrnamt>23742</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>23742</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>American Water Works Co</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>030420103</cusip>
<value>603</value>
<shrsOrPrnAmt><sshPrnamt>12200</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>12200</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Anadarko Petroleum Corp</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>032511107</cusip>
<value>388</value>
<shrsOrPrnAmt><sshPrnamt>3546</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3546</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Anheuser-Busc Inbev Adrf</nameOfIssuer>
<titleOfClass>SPONSORED ADR</titleOfClass>
<cusip>03524A108</cusip>
<value>1825</value>
<shrsOrPrnAmt><sshPrnamt>15875</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>15875</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Apple Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>037833100</cusip>
<value>2852</value>
<shrsOrPrnAmt><sshPrnamt>30694</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>30694</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Archer-Daniels-Midlnd Co</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>039483102</cusip>
<value>523</value>
<shrsOrPrnAmt><sshPrnamt>11850</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>11850</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Aspen Insurance Holdingf</nameOfIssuer>
<titleOfClass>SHS</titleOfClass>
<cusip>G05384105</cusip>
<value>1205</value>
<shrsOrPrnAmt><sshPrnamt>26541</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>26541</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Auto Data Processing</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>053015103</cusip>
<value>1436</value>
<shrsOrPrnAmt><sshPrnamt>18117</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>18117</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Azz Incorporated</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>002474104</cusip>
<value>758</value>
<shrsOrPrnAmt><sshPrnamt>16450</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>16450</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Bank Of America Corp</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>060505104</cusip>
<value>156</value>
<shrsOrPrnAmt><sshPrnamt>10153</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>10153</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Bank Of Nova Scotia</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>064149107</cusip>
<value>1033</value>
<shrsOrPrnAmt><sshPrnamt>15516</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>15516</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Baxter International Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>071813109</cusip>
<value>1296</value>
<shrsOrPrnAmt><sshPrnamt>17932</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>17932</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Berkshire Hathaway B New</nameOfIssuer>
<titleOfClass>CL B NEW</titleOfClass>
<cusip>084670702</cusip>
<value>1653</value>
<shrsOrPrnAmt><sshPrnamt>13058</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>13058</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Berkshire Hathaway Incorporated Class B</nameOfIssuer>
<titleOfClass>CL B NEW</titleOfClass>
<cusip>084670702</cusip>
<value>456</value>
<shrsOrPrnAmt><sshPrnamt>3600</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3600</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BP Plc Adr</nameOfIssuer>
<titleOfClass>SPONSORED ADR</titleOfClass>
<cusip>055622104</cusip>
<value>1868</value>
<shrsOrPrnAmt><sshPrnamt>35419</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>35419</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Bridge Bancorp Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>108035106</cusip>
<value>550</value>
<shrsOrPrnAmt><sshPrnamt>22910</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>22910</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Bristol-Myers Squibb Co</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>110122108</cusip>
<value>238</value>
<shrsOrPrnAmt><sshPrnamt>4905</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>4905</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>C S X Corp</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>126408103</cusip>
<value>603</value>
<shrsOrPrnAmt><sshPrnamt>19577</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>19577</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>C V S Caremark Corp</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>126650100</cusip>
<value>482</value>
<shrsOrPrnAmt><sshPrnamt>6399</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>6399</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Campbell Soup Company</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>134429109</cusip>
<value>710</value>
<shrsOrPrnAmt><sshPrnamt>15500</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>15500</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Capitol Fed Finl Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>14057J101</cusip>
<value>1615</value>
<shrsOrPrnAmt><sshPrnamt>132826</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>132826</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Cardinal Health Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>14149Y108</cusip>
<value>214</value>
<shrsOrPrnAmt><sshPrnamt>3115</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3115</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Carefusion Corp</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>14170T101</cusip>
<value>1080</value>
<shrsOrPrnAmt><sshPrnamt>24353</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>24353</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Caterpillar Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>149123101</cusip>
<value>1178</value>
<shrsOrPrnAmt><sshPrnamt>10843</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>10843</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Cerner Corp</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>156782104</cusip>
<value>1220</value>
<shrsOrPrnAmt><sshPrnamt>23652</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>23652</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Chevron Corporation</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>166764100</cusip>
<value>243</value>
<shrsOrPrnAmt><sshPrnamt>1858</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1858</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Chubb Corporation</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>171232101</cusip>
<value>1453</value>
<shrsOrPrnAmt><sshPrnamt>15760</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>15760</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Cisco Systems Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>17275R102</cusip>
<value>652</value>
<shrsOrPrnAmt><sshPrnamt>26232</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>26232</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Coca Cola Company</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>191216100</cusip>
<value>1330</value>
<shrsOrPrnAmt><sshPrnamt>31390</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>31390</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Compass Minerals Intl</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>20451N101</cusip>
<value>670</value>
<shrsOrPrnAmt><sshPrnamt>7000</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>7000</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Conoco Phillips</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>20825C104</cusip>
<value>1112</value>
<shrsOrPrnAmt><sshPrnamt>12976</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>12976</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Davita Healthcare Ptnr</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>23918K108</cusip>
<value>618</value>
<shrsOrPrnAmt><sshPrnamt>8550</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>8550</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Diageo Plc New Adr</nameOfIssuer>
<titleOfClass>SPON ADR NEW</titleOfClass>
<cusip>25243Q205</cusip>
<value>1770</value>
<shrsOrPrnAmt><sshPrnamt>13905</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>13905</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Dow Chemical Company</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>260543103</cusip>
<value>1113</value>
<shrsOrPrnAmt><sshPrnamt>21633</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>21633</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Dr Pepper Snapple Group</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>26138E109</cusip>
<value>234</value>
<shrsOrPrnAmt><sshPrnamt>4000</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>4000</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Du Pont E I De Nemour&amp;Co</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>263534109</cusip>
<value>1044</value>
<shrsOrPrnAmt><sshPrnamt>15955</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>15955</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Emerson Electric Co</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>291011104</cusip>
<value>1080</value>
<shrsOrPrnAmt><sshPrnamt>16272</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>16272</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Empire District Elec Co</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>291641108</cusip>
<value>1200</value>
<shrsOrPrnAmt><sshPrnamt>46714</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>46714</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Energy Transfer Partners</nameOfIssuer>
<titleOfClass>UNIT LTD PARTN</titleOfClass>
<cusip>29273R109</cusip>
<value>525</value>
<shrsOrPrnAmt><sshPrnamt>9054</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>9054</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Enterprise Prd Prtnrs LP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>293792107</cusip>
<value>980</value>
<shrsOrPrnAmt><sshPrnamt>12516</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>12516</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Euronet Worldwide Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>298736109</cusip>
<value>491</value>
<shrsOrPrnAmt><sshPrnamt>10188</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>10188</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Express Scripts Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>30219G108</cusip>
<value>217</value>
<shrsOrPrnAmt><sshPrnamt>3126</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3126</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Exxon Mobil Corporation</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>30231G102</cusip>
<value>1346</value>
<shrsOrPrnAmt><sshPrnamt>13369</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>13369</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>First Finl Bancorp Ohio</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>320209109</cusip>
<value>1218</value>
<shrsOrPrnAmt><sshPrnamt>70761</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>70761</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Ford Motor Company New</nameOfIssuer>
<titleOfClass>COM PAR $0.01</titleOfClass>
<cusip>345370860</cusip>
<value>1431</value>
<shrsOrPrnAmt><sshPrnamt>82989</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>82989</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Freeport Mcmoran Copper</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>35671D857</cusip>
<value>509</value>
<shrsOrPrnAmt><sshPrnamt>13953</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>13953</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>General Electric Company</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>369604103</cusip>
<value>1549</value>
<shrsOrPrnAmt><sshPrnamt>58960</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>58960</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>General Mills Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>370334104</cusip>
<value>283</value>
<shrsOrPrnAmt><sshPrnamt>5390</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>5390</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Glaxosmithkline Plc ADR</nameOfIssuer>
<titleOfClass>SPONSORED ADR</titleOfClass>
<cusip>37733W105</cusip>
<value>920</value>
<shrsOrPrnAmt><sshPrnamt>17212</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>17212</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Government Ppty Incm Tr</nameOfIssuer>
<titleOfClass>COM SHS BEN INT</titleOfClass>
<cusip>38376A103</cusip>
<value>566</value>
<shrsOrPrnAmt><sshPrnamt>22284</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>22284</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Gruma S A B De Cv Adr</nameOfIssuer>
<titleOfClass>SPON ADR CL B</titleOfClass>
<cusip>400131306</cusip>
<value>263</value>
<shrsOrPrnAmt><sshPrnamt>5500</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>5500</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Hollyfrontier Corp</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>436106108</cusip>
<value>875</value>
<shrsOrPrnAmt><sshPrnamt>20030</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>20030</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Home Depot Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>437076102</cusip>
<value>461</value>
<shrsOrPrnAmt><sshPrnamt>5695</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>5695</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Intel Corp</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>458140100</cusip>
<value>456</value>
<shrsOrPrnAmt><sshPrnamt>14752</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>14752</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Intl Business Machines</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>459200101</cusip>
<value>1235</value>
<shrsOrPrnAmt><sshPrnamt>6815</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>6815</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>iShares Core MSCI Emerging Mkt ETF</nameOfIssuer>
<titleOfClass>CORE MSCI EMKT</titleOfClass>
<cusip>46434G103</cusip>
<value>206</value>
<shrsOrPrnAmt><sshPrnamt>3983</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3983</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>iShares Core S&amp;P Mid Cap ETF</nameOfIssuer>
<titleOfClass>CORE S&amp;P MCP ETF</titleOfClass>
<cusip>464287507</cusip>
<value>664</value>
<shrsOrPrnAmt><sshPrnamt>4639</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>4639</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>iShares Core Small Cap ETF</nameOfIssuer>
<titleOfClass>CORE S&amp;P SCP ETF</titleOfClass>
<cusip>464287804</cusip>
<value>659</value>
<shrsOrPrnAmt><sshPrnamt>5877</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>5877</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>iShares MSCI EAFE Small Cap ETF</nameOfIssuer>
<titleOfClass>EAFE SML CP ETF</titleOfClass>
<cusip>464288273</cusip>
<value>661</value>
<shrsOrPrnAmt><sshPrnamt>12497</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>12497</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Ishares Russell Midcap Value</nameOfIssuer>
<titleOfClass>RUS MDCP VAL ETF</titleOfClass>
<cusip>464287473</cusip>
<value>207</value>
<shrsOrPrnAmt><sshPrnamt>2857</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2857</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Johnson &amp; Johnson</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>478160104</cusip>
<value>2014</value>
<shrsOrPrnAmt><sshPrnamt>19249</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>19249</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>JP Morgan Chase &amp; Co</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>46625H100</cusip>
<value>453</value>
<shrsOrPrnAmt><sshPrnamt>7861</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>7861</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Kansas City Southern</nameOfIssuer>
<titleOfClass>COM NEW</titleOfClass>
<cusip>485170302</cusip>
<value>923</value>
<shrsOrPrnAmt><sshPrnamt>8587</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>8587</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Kinder Morgan Energy LP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>49456B101</cusip>
<value>536</value>
<shrsOrPrnAmt><sshPrnamt>6520</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>6520</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Kinder Morgan Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>49456B101</cusip>
<value>265</value>
<shrsOrPrnAmt><sshPrnamt>7300</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>7300</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Kraft Foods Group</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>50076Q106</cusip>
<value>1261</value>
<shrsOrPrnAmt><sshPrnamt>21033</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>21033</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Lorillard Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>544147101</cusip>
<value>1158</value>
<shrsOrPrnAmt><sshPrnamt>19000</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>19000</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Luxottica Grp Spa Adr</nameOfIssuer>
<titleOfClass>SPONSORED ADR</titleOfClass>
<cusip>55068R202</cusip>
<value>626</value>
<shrsOrPrnAmt><sshPrnamt>10800</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>10800</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Lyondellbasell Inds</nameOfIssuer>
<titleOfClass>SHS - A -</titleOfClass>
<cusip>N53745100</cusip>
<value>1143</value>
<shrsOrPrnAmt><sshPrnamt>11700</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>11700</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>M D U Resources Group</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>552690109</cusip>
<value>222</value>
<shrsOrPrnAmt><sshPrnamt>6327</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>6327</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Marathon Oil Corp</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>565849106</cusip>
<value>225</value>
<shrsOrPrnAmt><sshPrnamt>5624</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>5624</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>McDonalds Corp</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>580135101</cusip>
<value>1538</value>
<shrsOrPrnAmt><sshPrnamt>15266</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>15266</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Merck &amp; Co Inc New</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>58933Y105</cusip>
<value>262</value>
<shrsOrPrnAmt><sshPrnamt>4523</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>4523</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MFA Financial Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>55272X102</cusip>
<value>786</value>
<shrsOrPrnAmt><sshPrnamt>95779</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>95779</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Microsoft Corp</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>594918104</cusip>
<value>612</value>
<shrsOrPrnAmt><sshPrnamt>14672</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>14672</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Mondelez Intl Inc Cl A</nameOfIssuer>
<titleOfClass>CL A</titleOfClass>
<cusip>609207105</cusip>
<value>1856</value>
<shrsOrPrnAmt><sshPrnamt>49358</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>49358</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Monsanto Co New Del</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>61166W101</cusip>
<value>594</value>
<shrsOrPrnAmt><sshPrnamt>4758</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>4758</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Mylan Inc- OLD</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>628530107</cusip>
<value>1363</value>
<shrsOrPrnAmt><sshPrnamt>26431</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>26431</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Nuveen PA Muni</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>670972108</cusip>
<value>361</value>
<shrsOrPrnAmt><sshPrnamt>26000</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>26000</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Oneok Partners LP</nameOfIssuer>
<titleOfClass>UNIT LTD PARTN</titleOfClass>
<cusip>68268N103</cusip>
<value>1252</value>
<shrsOrPrnAmt><sshPrnamt>21364</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>21364</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Peoples United Finl Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>712704105</cusip>
<value>1320</value>
<shrsOrPrnAmt><sshPrnamt>86994</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>86994</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Pfizer Incorporated</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>717081103</cusip>
<value>624</value>
<shrsOrPrnAmt><sshPrnamt>21009</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>21009</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Philip Morris Intl Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>718172109</cusip>
<value>1380</value>
<shrsOrPrnAmt><sshPrnamt>16366</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>16366</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Pinnacle Foods Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>72348P104</cusip>
<value>610</value>
<shrsOrPrnAmt><sshPrnamt>18550</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>18550</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Plum Creek Timber Co</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>729251108</cusip>
<value>343</value>
<shrsOrPrnAmt><sshPrnamt>7609</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>7609</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PPL Corporation</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>69351T106</cusip>
<value>284</value>
<shrsOrPrnAmt><sshPrnamt>8000</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>8000</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Procter &amp; Gamble</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>742718109</cusip>
<value>2620</value>
<shrsOrPrnAmt><sshPrnamt>33335</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>33335</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Quality Systems Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>747582104</cusip>
<value>786</value>
<shrsOrPrnAmt><sshPrnamt>48971</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>48971</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Quest Diagnostic Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>74834L100</cusip>
<value>982</value>
<shrsOrPrnAmt><sshPrnamt>16725</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>16725</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Rayonier Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>754907103</cusip>
<value>901</value>
<shrsOrPrnAmt><sshPrnamt>25334</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>25334</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Reynolds American Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>761713106</cusip>
<value>1549</value>
<shrsOrPrnAmt><sshPrnamt>25670</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>25670</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Rock-Tenn Co Cl A</nameOfIssuer>
<titleOfClass>CL A</titleOfClass>
<cusip>772739207</cusip>
<value>486</value>
<shrsOrPrnAmt><sshPrnamt>4600</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>4600</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Schlumberger Ltd</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>806857108</cusip>
<value>404</value>
<shrsOrPrnAmt><sshPrnamt>3428</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3428</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Schwab Emerging Markets ETF</nameOfIssuer>
<titleOfClass>EMRG MKTEQ ETF</titleOfClass>
<cusip>808524706</cusip>
<value>212</value>
<shrsOrPrnAmt><sshPrnamt>8144</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>8144</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Schwab US Mid Cap ETF</nameOfIssuer>
<titleOfClass>US MID-CAP ETF</titleOfClass>
<cusip>808524508</cusip>
<value>204</value>
<shrsOrPrnAmt><sshPrnamt>5068</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>5068</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Schwab US Small Cap ETF</nameOfIssuer>
<titleOfClass>US SML CAP ETF</titleOfClass>
<cusip>808524607</cusip>
<value>204</value>
<shrsOrPrnAmt><sshPrnamt>3713</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3713</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Seadrill Ltd</nameOfIssuer>
<titleOfClass>SHS</titleOfClass>
<cusip>G7945E105</cusip>
<value>1085</value>
<shrsOrPrnAmt><sshPrnamt>27170</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>27170</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Snyders-Lance Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>833551104</cusip>
<value>1148</value>
<shrsOrPrnAmt><sshPrnamt>43375</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>43375</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Spdr Barclays Etf</nameOfIssuer>
<titleOfClass>SHT TRM HGH YLD</titleOfClass>
<cusip>78468R408</cusip>
<value>434</value>
<shrsOrPrnAmt><sshPrnamt>14009</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>14009</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPDR Gold TRUST</nameOfIssuer>
<titleOfClass>GOLD SHS</titleOfClass>
<cusip>78463V107</cusip>
<value>250</value>
<shrsOrPrnAmt><sshPrnamt>1954</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1954</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Suncor Energy Inc New</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>867224107</cusip>
<value>782</value>
<shrsOrPrnAmt><sshPrnamt>18350</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>18350</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Symantec Corp</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>871503108</cusip>
<value>646</value>
<shrsOrPrnAmt><sshPrnamt>28200</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>28200</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Sysco Corporation</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>871829107</cusip>
<value>844</value>
<shrsOrPrnAmt><sshPrnamt>22546</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>22546</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Target Corporation</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>87612E106</cusip>
<value>681</value>
<shrsOrPrnAmt><sshPrnamt>11756</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>11756</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Teva Pharm Inds Ltd ADR</nameOfIssuer>
<titleOfClass>ADR</titleOfClass>
<cusip>881624209</cusip>
<value>1264</value>
<shrsOrPrnAmt><sshPrnamt>24109</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>24109</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>The Charles Schwab Corp</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>808513105</cusip>
<value>786</value>
<shrsOrPrnAmt><sshPrnamt>29197</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>29197</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>The Southern Company</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>842587107</cusip>
<value>263</value>
<shrsOrPrnAmt><sshPrnamt>5801</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>5801</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Total SA ADR</nameOfIssuer>
<titleOfClass>SPONSORED ADR</titleOfClass>
<cusip>89151E109</cusip>
<value>1200</value>
<shrsOrPrnAmt><sshPrnamt>16625</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>16625</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Unilever Plc ADR</nameOfIssuer>
<titleOfClass>SPON ADR NEW</titleOfClass>
<cusip>904767704</cusip>
<value>2908</value>
<shrsOrPrnAmt><sshPrnamt>64171</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>64171</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Union Pacific Corp</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>907818108</cusip>
<value>262</value>
<shrsOrPrnAmt><sshPrnamt>2626</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2626</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>US Bancorp Del New</nameOfIssuer>
<titleOfClass>COM NEW</titleOfClass>
<cusip>902973304</cusip>
<value>1016</value>
<shrsOrPrnAmt><sshPrnamt>23453</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>23453</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Vanguard Dividend Appreciation ETF</nameOfIssuer>
<titleOfClass>DIV APP ETF</titleOfClass>
<cusip>921908844</cusip>
<value>2120</value>
<shrsOrPrnAmt><sshPrnamt>27199</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>27199</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Vanguard FTSE International Index</nameOfIssuer>
<titleOfClass>ALLWRLD EX US</titleOfClass>
<cusip>922042775</cusip>
<value>531</value>
<shrsOrPrnAmt><sshPrnamt>10161</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>10161</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Vanguard Short Term Bond Index</nameOfIssuer>
<titleOfClass>SHORT TRM BOND</titleOfClass>
<cusip>921937827</cusip>
<value>1217</value>
<shrsOrPrnAmt><sshPrnamt>15146</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>15146</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Vanguard Total World</nameOfIssuer>
<titleOfClass>TT WRLD ST ETF</titleOfClass>
<cusip>922042742</cusip>
<value>280</value>
<shrsOrPrnAmt><sshPrnamt>4500</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>4500</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Verizon Communications</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>92343V104</cusip>
<value>1245</value>
<shrsOrPrnAmt><sshPrnamt>25445</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>25445</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Vodafone Group New Adr</nameOfIssuer>
<titleOfClass>SPNSR ADR NO PAR</titleOfClass>
<cusip>92857W308</cusip>
<value>682</value>
<shrsOrPrnAmt><sshPrnamt>20436</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>20436</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Walgreen Company</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>931422109</cusip>
<value>411</value>
<shrsOrPrnAmt><sshPrnamt>5538</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>5538</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Wal-Mart Stores Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>931142103</cusip>
<value>699</value>
<shrsOrPrnAmt><sshPrnamt>9306</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>9306</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Walt Disney Co.</nameOfIssuer>
<titleOfClass>COM DISNEY</titleOfClass>
<cusip>254687106</cusip>
<value>422</value>
<shrsOrPrnAmt><sshPrnamt>4927</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>4927</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Xylem Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>98419M100</cusip>
<value>1030</value>
<shrsOrPrnAmt><sshPrnamt>26356</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>26356</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>Yum Brands Inc</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>988498101</cusip>
<value>1076</value>
<shrsOrPrnAmt><sshPrnamt>13256</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>13256</None>
</votingAuthority>
</infoTable>
</informationTable>
