The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   32,251 293 SH   DFND 3 0 0 293
ABBOTT LABS COM 002824100   592,397 5,382 SH   SOLE   5,214 0 168
ADVANCED MICRO DEVICES INC COM 007903107   289,366 1,963 SH   SOLE   1,898 0 65
AFLAC INC COM 001055102   437,250 5,300 SH   SOLE   4,960 0 340
AIR PRODS & CHEMS INC COM 009158106   39,427 144 SH   DFND 3 11 0 133
AIR PRODS & CHEMS INC COM 009158106   232,456 849 SH   SOLE   814 0 35
ALLIANCE RESOURCE PARTNERS L UT LTD PART 01877R108   5,341,448 252,193 SH   SOLE   252,193 0 0
ALPHABET INC CAP STK CL A 02079K305   2,062,243 14,763 SH   SOLE   7,832 0 6,931
ALPHABET INC CAP STK CL C 02079K107   31,709 225 SH   DFND 3,6 60 0 165
ALPHABET INC CAP STK CL C 02079K107   307,932 2,185 SH   SOLE   1,085 0 1,100
AMAZON COM INC COM 023135106   9,116 60 SH   DFND 3 60 0 0
AMAZON COM INC COM 023135106   5,848,019 38,489 SH   SOLE   11,481 0 27,008
AMERICAN AIRLINES GROUP INC NOTE 6.500% 7/0 02376RAF9   55,375 50,000 PRN   SOLE   50,000 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885   303,937 3,727 SH   DFND 6 1,171 0 2,556
AMERICAN CENTY ETF TR US EQT ETF 025072885   56,107,805 688,017 SH   SOLE   583,575 0 104,443
AMGEN INC COM 031162100   357,433 1,241 SH   SOLE   1,241 0 0
APPLE INC COM 037833100   83,173 432 SH   DFND 3,6 303 0 129
APPLE INC COM 037833100   18,423,581 95,692 SH   SOLE   41,905 0 53,787
ARISTA NETWORKS INC COM 040413106   942,040 4,000 SH   SOLE   4,000 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   3,839 57 SH   DFND 6 57 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   472,528 7,016 SH   SOLE   7,016 0 0
BANCFIRST CORP COM 05945F103   61,221 629 SH   DFND 6 0 0 629
BANCFIRST CORP COM 05945F103   2,559,876 26,301 SH   SOLE   26,000 0 301
BANK AMERICA CORP COM 060505104   1,191,245 35,380 SH   SOLE   35,380 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   597,049 1,674 SH   SOLE   1,674 0 0
BLACKROCK INC COM 09247X101   69,003 85 SH   DFND 3,6 10 0 75
BLACKROCK INC COM 09247X101   435,125 536 SH   SOLE   521 0 15
BLACKSTONE INC COM 09260D107   244,166 1,865 SH   SOLE   1,750 0 115
BOEING CO COM 097023105   1,107,023 4,247 SH   SOLE   639 0 3,608
BROADCOM INC COM 11135F101   190,879 171 SH   DFND 3 0 0 171
BROADCOM INC COM 11135F101   13,395 12 SH   SOLE   12 0 0
CATERPILLAR INC COM 149123101   635,691 2,150 SH   SOLE   2,150 0 0
CHEVRON CORP NEW COM 166764100   61,454 412 SH   DFND 3 0 0 412
CHEVRON CORP NEW COM 166764100   1,853,313 12,425 SH   SOLE   12,415 0 10
CISCO SYS INC COM 17275R102   570,068 11,284 SH   SOLE   11,259 0 25
CMS ENERGY CORP COM 125896100   200,051 3,445 SH   SOLE   3,445 0 0
COCA COLA CO COM 191216100   39,955 678 SH   DFND 3 91 0 587
COCA COLA CO COM 191216100   1,431,469 24,291 SH   SOLE   24,291 0 0
CONOCOPHILLIPS COM 20825C104   473,217 4,077 SH   SOLE   4,077 0 0
COSTCO WHSL CORP NEW COM 22160K105   518,163 785 SH   SOLE   753 0 32
CROWDSTRIKE HLDGS INC CL A 22788C105   255,320 1,000 SH   SOLE   1,000 0 0
DANAHER CORPORATION COM 235851102   729,415 3,153 SH   SOLE   3,153 0 0
DEVON ENERGY CORP NEW COM 25179M103   1,515,693 33,459 SH   SOLE   33,459 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   286,396 9,798 SH   SOLE   9,798 0 0
ELI LILLY & CO COM 532457108   5,829 10 SH   DFND 3 10 0 0
ELI LILLY & CO COM 532457108   1,618,186 2,776 SH   SOLE   2,776 0 0
EMCOR GROUP INC COM 29084Q100   215,861 1,002 SH   DFND 6 0 0 1,002
EMCOR GROUP INC COM 29084Q100   99,313 461 SH   SOLE   461 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   426,075 30,875 SH   SOLE   30,875 0 0
ENPHASE ENERGY INC COM 29355A107   300,883 2,277 SH   SOLE   2,000 0 277
ENTERPRISE PRODS PARTNERS L COM 293792107   256,649 9,740 SH   SOLE   9,740 0 0
EXXON MOBIL CORP COM 30231G102   40,092 401 SH   DFND 3 59 0 342
EXXON MOBIL CORP COM 30231G102   543,091 5,432 SH   SOLE   5,357 0 75
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   1,590,423 59,678 SH   SOLE   59,420 0 258
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402   832,297 36,124 SH   SOLE   29,786 0 6,338
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   8,668 134 SH   DFND 3 134 0 0
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   18,864,214 291,609 SH   SOLE   223,755 0 67,854
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865   1,388,004 33,970 SH   SOLE   32,188 0 1,782
FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873   45,124 1,013 SH   DFND 3 476 0 537
FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873   12,623,207 283,381 SH   SOLE   214,830 0 68,551
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   212,444 1,479 SH   DFND 3 632 0 847
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   62,197,193 433,007 SH   SOLE   383,726 0 49,281
FIDELITY COVINGTON TRUST MSCI INDL INDX 316092709   9,708,200 158,553 SH   SOLE   132,720 0 25,833
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501   74,595 1,393 SH   DFND 3 162 0 1,231
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501   15,869,333 296,346 SH   SOLE   254,164 0 42,182
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303   4,590,865 102,865 SH   SOLE   91,896 0 10,969
GALLAGHER ARTHUR J & CO COM 363576109   689,707 3,067 SH   SOLE   3,067 0 0
GLOBAL X FDS US PFD ETF 37954Y657   49,897 2,572 SH   DFND 3 545 0 2,027
GLOBAL X FDS US PFD ETF 37954Y657   17,736,209 914,238 SH   SOLE   882,639 0 31,599
GOLDMAN SACHS GROUP INC COM 38141G104   285,856 741 SH   SOLE   706 0 35
HOME DEPOT INC COM 437076102   881,970 2,545 SH   SOLE   2,510 0 35
HONEYWELL INTL INC COM 438516106   1,022,336 4,875 SH   SOLE   4,815 0 60
INTERCONTINENTAL EXCHANGE IN COM 45866F104   5,651 44 SH   DFND 3 0 0 44
INTERCONTINENTAL EXCHANGE IN COM 45866F104   1,681,406 13,092 SH   SOLE   3,524 0 9,568
INTERNATIONAL BUSINESS MACHS COM 459200101   545,603 3,336 SH   SOLE   3,185 0 151
ISHARES INC MSCI EMRG CHN 46434G764   244,136 4,406 SH   SOLE   4,406 0 0
ISHARES INC CORE MSCI EMKT 46434G103   426,086 8,424 SH   DFND 3 2,516 0 5,908
ISHARES INC CORE MSCI EMKT 46434G103   51,797,574 1,024,072 SH   SOLE   913,888 0 110,184
ISHARES TR CORE MSCI EAFE 46432F842   418,794 5,953 SH   DFND 3 206 0 5,747
ISHARES TR CORE MSCI EAFE 46432F842   71,950,263 1,022,747 SH   SOLE   893,492 0 129,255
ISHARES TR CORE INTL AGGR 46435G672   4,224,026 84,820 SH   SOLE   84,134 0 686
ISHARES TR DEVSMCP EXNA ETF 464288497   798,040 14,200 SH   SOLE   14,200 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   52 1 SH   DFND 3 0 0 1
ISHARES TR ISHS 5-10YR INVT 464288638   567,632 10,916 SH   SOLE   10,915 0 1
ISHARES TR EAFE SML CP ETF 464288273   33,550 542 SH   DFND 3 542 0 0
ISHARES TR EAFE SML CP ETF 464288273   13,458,484 217,423 SH   SOLE   191,000 0 26,423
ISHARES TR PFD AND INCM SEC 464288687   62 2 SH   DFND 3 2 0 0
ISHARES TR PFD AND INCM SEC 464288687   7,291,953 233,791 SH   SOLE   210,596 0 23,195
ISHARES TR NATIONAL MUN ETF 464288414   6,396 59 SH   DFND 3 59 0 0
ISHARES TR NATIONAL MUN ETF 464288414   33,945,881 313,125 SH   SOLE   311,591 0 1,534
ISHARES TR JPMORGAN USD EMG 464288281   36,871 414 SH   DFND 3 4 0 410
ISHARES TR JPMORGAN USD EMG 464288281   10,228,194 114,846 SH   SOLE   108,100 0 6,746
ISHARES TR 0-3 MNTH TREASRY 46436E718   32,989 329 SH   DFND 3 191 0 138
ISHARES TR 0-3 MNTH TREASRY 46436E718   15,576,844 155,349 SH   SOLE   152,972 0 2,377
ISHARES TR MSCI EAFE ETF 464287465   4,938,816 65,545 SH   SOLE   63,047 0 2,498
ISHARES TR CORE S&P MCP ETF 464287507   581,738 2,099 SH   DFND 3 661 0 1,438
ISHARES TR CORE S&P MCP ETF 464287507   64,588,194 233,044 SH   SOLE   200,821 0 32,223
ISHARES TR CORE S&P SCP ETF 464287804   416,763 3,850 SH   DFND 3 868 0 2,982
ISHARES TR CORE S&P SCP ETF 464287804   53,132,532 490,832 SH   SOLE   447,290 0 43,542
ISHARES TR S&P SML 600 GWT 464287887   381,677 3,050 SH   SOLE   3,050 0 0
ISHARES TR CORE S&P500 ETF 464287200   2,294,439 4,804 SH   SOLE   4,685 0 119
ISHARES TR RUS 1000 GRW ETF 464287614   719,726 2,374 SH   SOLE   2,374 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   5,643,564 28,118 SH   SOLE   19,580 0 8,538
ISHARES TR RUS MID CAP ETF 464287499   78 1 SH   DFND 3 1 0 0
ISHARES TR RUS MID CAP ETF 464287499   7,322,555 94,205 SH   SOLE   74,798 0 19,407
ISHARES TR U.S. TECH ETF 464287721   680,158 5,541 SH   SOLE   5,541 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   2,683,816 66,745 SH   SOLE   46,745 0 20,000
ISHARES TR 20 YR TR BD ETF 464287432   22,742 230 SH   DFND 3 7 0 223
ISHARES TR 20 YR TR BD ETF 464287432   7,534,854 76,202 SH   SOLE   75,000 0 1,202
ISHARES TR IBOXX INV CP ETF 464287242   46,145 417 SH   DFND 3 7 0 410
ISHARES TR IBOXX INV CP ETF 464287242   5,809,664 52,500 SH   SOLE   47,506 0 4,994
ISHARES TR MORNINGSTAR GRWT 464287119   1,312,249 19,349 SH   SOLE   19,349 0 0
ISHARES TR MORNINGSTAR VALU 464288109   930,277 13,173 SH   SOLE   13,173 0 0
ISHARES TR MRGSTR MD CP GRW 464288307   742,464 11,520 SH   SOLE   11,520 0 0
ISHARES TR CORE US AGGBD ET 464287226   48,732 491 SH   DFND 3 0 0 491
ISHARES TR CORE US AGGBD ET 464287226   24,999,090 251,880 SH   SOLE   245,325 0 6,555
ISHARES TR TIPS BD ETF 464287176   32,784 305 SH   DFND 3 9 0 296
ISHARES TR TIPS BD ETF 464287176   7,998,223 74,409 SH   SOLE   74,302 0 107
JPMORGAN CHASE & CO COM 46625H100   44,056 259 SH   DFND 3,6 0 0 259
JPMORGAN CHASE & CO COM 46625H100   795,898 4,679 SH   SOLE   4,599 0 80
LAM RESEARCH CORP COM 512807108   314,087 401 SH   SOLE   401 0 0
LOWES COS INC COM 548661107   349,626 1,571 SH   SOLE   1,571 0 0
MAMMOTH ENERGY SVCS INC COM 56155L108   121,272 27,191 SH   SOLE   27,191 0 0
MASTERCARD INCORPORATED CL A 57636Q104   18,766 44 SH   DFND 3 0 0 44
MASTERCARD INCORPORATED CL A 57636Q104   534,417 1,253 SH   SOLE   1,209 0 44
MCDONALDS CORP COM 580135101   42,994 145 SH   DFND 5 19 0 126
MCDONALDS CORP COM 580135101   488,352 1,647 SH   SOLE   1,527 0 120
META PLATFORMS INC CL A 30303M102   873,927 2,469 SH   SOLE   2,469 0 0
MICRON TECHNOLOGY INC COM 595112103   226,236 2,651 SH   SOLE   2,651 0 0
MICROSOFT CORP COM 594918104   285,790 760 SH   DFND 3,6 161 0 599
MICROSOFT CORP COM 594918104   2,522,100 6,707 SH   SOLE   6,449 0 258
NEXTERA ENERGY INC COM 65339F101   236,339 3,891 SH   SOLE   3,871 0 20
ORACLE CORP COM 68389X105   296,996 2,817 SH   SOLE   2,447 0 370
PAYCOM SOFTWARE INC COM 70432V102   995,564 4,816 SH   SOLE   4,816 0 0
PEPSICO INC COM 713448108   45,517 268 SH   DFND 3 32 0 236
PEPSICO INC COM 713448108   2,511,254 14,786 SH   SOLE   14,716 0 70
PHILIP MORRIS INTL INC COM 718172109   39,420 419 SH   DFND 3,6 0 0 419
PHILIP MORRIS INTL INC COM 718172109   271,515 2,886 SH   SOLE   2,304 0 582
PHILLIPS 66 COM 718546104   706,840 5,309 SH   SOLE   5,309 0 0
PROCTER AND GAMBLE CO COM 742718109   1,270,795 8,672 SH   SOLE   8,612 0 60
PURPLE INNOVATION INC COM 74640Y106   119,511 116,030 SH   SOLE   116,030 0 0
RTX CORPORATION COM 75513E105   23,391 278 SH   DFND 3 0 0 278
RTX CORPORATION COM 75513E105   658,396 7,825 SH   SOLE   6,262 0 1,563
RYMAN HOSPITALITY PPTYS INC COM 78377T107   2,760,855 25,085 SH   SOLE   25,085 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   18,427 353 SH   DFND 3 351 0 2
SCHWAB STRATEGIC TR US TIPS ETF 808524870   29,164,662 558,710 SH   SOLE   534,066 0 24,644
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   28,683 716 SH   DFND 3 254 0 462
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   8,350,562 208,451 SH   SOLE   165,726 0 42,725
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   27,538 379 SH   DFND 3 280 0 99
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   12,820,276 176,442 SH   SOLE   166,827 0 9,615
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   45,788 723 SH   DFND 3 152 0 571
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   8,834,357 139,497 SH   SOLE   116,065 0 23,432
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   6,843 80 SH   DFND 3 80 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   7,861,565 91,905 SH   SOLE   85,400 0 6,506
SELECT SECTOR SPDR TR ENERGY 81369Y506   88,116 1,051 SH   DFND 3 162 0 889
SELECT SECTOR SPDR TR ENERGY 81369Y506   15,216,741 181,497 SH   SOLE   147,148 0 34,349
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   133,969 3,563 SH   DFND 3 980 0 2,583
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   22,809,213 606,628 SH   SOLE   553,097 0 53,531
SELECT SECTOR SPDR TR INDL 81369Y704   69,876 613 SH   DFND 3 290 0 323
SELECT SECTOR SPDR TR INDL 81369Y704   23,769,884 208,526 SH   SOLE   181,692 0 26,834
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   34,222,752 177,799 SH   SOLE   161,352 0 16,447
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   62,090 862 SH   DFND 3 175 0 687
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   12,404,386 172,211 SH   SOLE   167,286 0 4,925
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   30,958 227 SH   DFND 3 149 0 78
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   26,470,983 194,097 SH   SOLE   185,812 0 8,285
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   20,027 112 SH   DFND 3 4 0 108
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   28,715,467 160,592 SH   SOLE   151,419 0 9,173
SIMPSON MFG INC COM 829073105   250,841 1,267 SH   DFND 3 0 0 1,267
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,012,886 2,131 SH   SOLE   2,049 0 82
SPDR SER TR NYSE TECH ETF 78464A102   301,699 1,838 SH   SOLE   1,838 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   28,148 308 SH   DFND 3 11 0 297
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   23,404,613 256,096 SH   SOLE   233,849 0 22,247
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   34,528 332 SH   DFND 3,6 0 0 332
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   208,000 2,000 SH   SOLE   2,000 0 0
TESLA INC NOTE 2.000% 5/1 88160RAG6   300,345 25,000 PRN   SOLE   25,000 0 0
TEXAS INSTRS INC COM 882508104   71,252 418 SH   DFND 3,6 54 0 364
TEXAS INSTRS INC COM 882508104   221,087 1,297 SH   SOLE   1,232 0 65
THERMO FISHER SCIENTIFIC INC COM 883556102   1,727,191 3,254 SH   SOLE   1,992 0 1,262
TJX COS INC NEW COM 872540109   393,158 4,191 SH   SOLE   4,068 0 123
UNION PAC CORP COM 907818108   50,352 205 SH   DFND 3 0 0 205
UNION PAC CORP COM 907818108   475,520 1,936 SH   SOLE   1,846 0 90
UNITED RENTALS INC COM 911363109   953,597 1,663 SH   SOLE   0 0 1,663
UNITEDHEALTH GROUP INC COM 91324P102   201,112 382 SH   DFND 2,3,6 25 0 357
UNITEDHEALTH GROUP INC COM 91324P102   654,402 1,243 SH   SOLE   880 0 363
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   17,606 341 SH   DFND 3 341 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   7,114,356 137,795 SH   SOLE   95,537 0 42,258
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   74 1 SH   DFND 3 0 0 1
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   785,882 10,685 SH   SOLE   10,658 0 27
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   44,379 899 SH   DFND 3 189 0 710
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   18,396,349 372,660 SH   SOLE   358,695 0 13,965
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,664,315 8,389 SH   SOLE   8,383 0 6
VANGUARD INDEX FDS SMALL CP ETF 922908751   49,279 231 SH   DFND 3 231 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   14,392,948 67,468 SH   SOLE   64,692 0 2,776
VANGUARD INDEX FDS GROWTH ETF 922908736   492,745 1,585 SH   SOLE   1,585 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   21,412,186 92,040 SH   SOLE   85,817 0 6,223
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,543,031 17,463 SH   SOLE   17,099 0 364
VANGUARD INDEX FDS TOTAL STK MKT 922908769   872,495 3,678 SH   SOLE   3,656 0 22
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   23,386 569 SH   DFND 3 569 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   23,049,743 560,821 SH   SOLE   488,227 0 72,594
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   210,275 1,828 SH   DFND 3 365 0 1,463
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   32,886,108 285,892 SH   SOLE   239,463 0 46,429
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   253,310 4,962 SH   DFND 3 1,518 0 3,444
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   45,724,158 895,674 SH   SOLE   878,152 0 17,522
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   10,241 126 SH   DFND 3 118 0 8
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   17,245,340 212,172 SH   SOLE   208,402 0 3,770
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   8,983 146 SH   DFND 3 144 0 2
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   13,754,847 223,547 SH   SOLE   203,190 0 20,357
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   202,521 4,228 SH   DFND 3 4,228 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   32,138,457 670,949 SH   SOLE   586,004 0 84,945
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   9,690 152 SH   DFND 3 146 0 6
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   15,184,230 238,184 SH   SOLE   232,385 0 5,799
VANGUARD WORLD FDS MATERIALS ETF 92204A801   3,039 16 SH   DFND 3 16 0 0
VANGUARD WORLD FDS MATERIALS ETF 92204A801   3,791,962 19,964 SH   SOLE   13,697 0 6,267
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   39,338 206 SH   DFND 3 61 0 145
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   10,817,087 56,646 SH   SOLE   37,663 0 18,983
VANGUARD WORLD FDS ENERGY ETF 92204A306   3,655,735 31,171 SH   SOLE   30,015 0 1,156
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   31,338 125 SH   DFND 3 125 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   14,958,768 59,668 SH   SOLE   46,946 0 12,722
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   14,331,207 155,335 SH   SOLE   146,063 0 9,272
VANGUARD WORLD FDS COMM SRVC ETF 92204A884   29,313 249 SH   DFND 3 143 0 106
VANGUARD WORLD FDS COMM SRVC ETF 92204A884   16,207,087 137,670 SH   SOLE   122,291 0 15,379
VANGUARD WORLD FDS INF TECH ETF 92204A702   27,552,184 56,926 SH   SOLE   56,809 0 117
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   178,771 587 SH   DFND 3 143 0 444
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   20,238,869 66,455 SH   SOLE   55,301 0 11,154
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   4,381,046 19,875 SH   SOLE   19,875 0 0
VISA INC COM CL A 92826C839   103,359 397 SH   DFND 3,6 39 0 358
VISA INC COM CL A 92826C839   3,830,269 14,712 SH   SOLE   4,656 0 10,056
WALMART INC COM 931142103   436,691 2,770 SH   SOLE   2,700 0 70
WILLIAMS COS INC COM 969457100   470,553 13,510 SH   SOLE   13,510 0 0
WISDOMTREE TR EM EX ST-OWNED 97717X578   335,210 11,607 SH   SOLE   11,607 0 0
YUM BRANDS INC COM 988498101   901,293 6,898 SH   SOLE   6,898 0 0
YUM CHINA HLDGS INC COM 98850P109   3,607 85 SH   DFND 5 0 0 85
YUM CHINA HLDGS INC COM 98850P109   286,827 6,760 SH   SOLE   6,760 0 0
ZSCALER INC COM 98980G102   221,560 1,000 SH   SOLE   1,000 0 0