The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 3,604 7,018 SH   SOLE   0 0 7,018
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 665 12,587 SH   SOLE   0 0 12,587
GRANITESHARES GOLD TR SHS BEN INT 38748G101 882 51,940 SH   SOLE   0 0 51,940
ISHARES INC CORE MSCI EMKT 46434G103 3,809 59,183 SH   SOLE   0 0 59,183
ISHARES INC ESG AWR MSCI EM 46434G863 4,595 106,090 SH   SOLE   0 0 106,090
ISHARES TR CORE DIV GRWTH 46434V621 10,552 218,601 SH   SOLE   0 0 218,601
ISHARES TR CORE S&P MCP ETF 464287507 532 2,045 SH   SOLE   0 0 2,045
ISHARES TR CORE S&P SCP ETF 464287804 12,964 119,449 SH   SOLE   0 0 119,449
ISHARES TR CORE S&P TTL STK 464287150 293 3,196 SH   SOLE   0 0 3,196
ISHARES TR CORE S&P500 ETF 464287200 14,313 35,977 SH   SOLE   0 0 35,977
ISHARES TR CORE TOTAL USD 46434V613 687 13,026 SH   SOLE   0 0 13,026
ISHARES TR EAFE GRWTH ETF 464288885 6,138 61,103 SH   SOLE   0 0 61,103
ISHARES TR EAFE VALUE ETF 464288877 7,748 152,017 SH   SOLE   0 0 152,017
ISHARES TR ESG AWR MSCI USA 46435G425 3,356 36,935 SH   SOLE   0 0 36,935
ISHARES TR EXPONENTIAL TECH 46434V381 211 3,558 SH   SOLE   0 0 3,558
ISHARES TR GLOBAL TECH ETF 464287291 2,601 8,454 SH   SOLE   0 0 8,454
ISHARES TR IBOXX HI YD ETF 464288513 585 6,707 SH   SOLE   0 0 6,707
ISHARES TR ISHS 1-5YR INVS 464288646 316 5,786 SH   SOLE   0 0 5,786
ISHARES TR MSCI EAFE ETF 464287465 6,748 88,946 SH   SOLE   0 0 88,946
ISHARES TR MSCI USA MIN VOL 46429B697 774 11,183 SH   SOLE   0 0 11,183
ISHARES TR MSCI USA MMENTM 46432F396 340 2,115 SH   SOLE   0 0 2,115
ISHARES TR MSCI USA QLT FCT 46432F339 348 2,858 SH   SOLE   0 0 2,858
ISHARES TR MSCI USA VALUE 46432F388 5,899 57,572 SH   SOLE   0 0 57,572
ISHARES TR PFD AND INCM SEC 464288687 949 24,726 SH   SOLE   0 0 24,726
ISHARES TR RUS 1000 ETF 464287622 991 4,427 SH   SOLE   0 0 4,427
ISHARES TR RUSSELL 2000 ETF 464287655 1,568 7,095 SH   SOLE   0 0 7,095
ISHARES TR S&P 100 ETF 464287101 450 2,502 SH   SOLE   0 0 2,502
ISHARES TR U.S. ENERGY ETF 464287796 2,795 106,546 SH   SOLE   0 0 106,546
ISHARES TR U.S. MED DVC ETF 464288810 2,507 7,590 SH   SOLE   0 0 7,590
ISHARES TR U.S. TECH ETF 464287721 326 3,715 SH   SOLE   0 0 3,715
ISHARES TR US TREAS BD ETF 46429B267 669 25,561 SH   SOLE   0 0 25,561
J P MORGAN EXCHANGE-TRADED F INTL BD OPP ETF 46641Q852 601 11,710 SH   SOLE   0 0 11,710
PIMCO ETF TR ACTIVE BD ETF 72201R775 846 7,724 SH   SOLE   0 0 7,724
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 461 3,472 SH   SOLE   0 0 3,472
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 417 9,523 SH   SOLE   0 0 9,523
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 877 18,185 SH   SOLE   0 0 18,185
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 1,502 8,514 SH   SOLE   0 0 8,514
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 2,075 10,431 SH   SOLE   0 0 10,431
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 6,218 17,069 SH   SOLE   0 0 17,069
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,132 5,477 SH   SOLE   0 0 5,477
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 502 9,647 SH   SOLE   0 0 9,647
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 439 1,757 SH   SOLE   0 0 1,757
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,259 25,643 SH   SOLE   0 0 25,643
VANGUARD WORLD FD ESG US STK ETF 921910733 5,126 69,509 SH   SOLE   0 0 69,509