The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 463 2,856 SH   SOLE   0 0 2,856
ALBEMARLE CORP COM 012653101 315 1,425 SH   SOLE   0 0 1,425
ALTRIA GROUP INC COM 02209S103 31 600 SH   SOLE   0 0 600
AMAZON COM INC COM 023135106 98 30 SH   SOLE   0 0 30
ANNALY CAPITAL MANAGEMENT IN COM 035710409 188 26,764 SH   SOLE   0 0 26,764
APOLLO GLOBAL MGMT INC COM 03769M106 265 4,282 SH   SOLE   0 0 4,282
APPLE INC COM 037833100 5,093 29,168 SH   SOLE   0 0 29,168
BK OF AMERICA CORP COM 060505104 38 930 SH   SOLE   0 0 930
BLACKROCK MUNIYLD MICH QLTY COM 09254V105 2,471 192,861 SH   SOLE   0 0 192,861
BLACKROCK TAX MUNICPAL BD TR SHS 09248X100 3,214 145,964 SH   SOLE   0 0 145,964
BP PLC SPONSORED ADR 055622104 286 9,730 SH   SOLE   0 0 9,730
BRC INC COM CL A 05601U105 6 300 SH   SOLE   0 0 300
CALAMOS CONV OPPORTUNITIES & SH BEN INT 128117108 3,221 243,800 SH   SOLE   0 0 243,800
CATERPILLAR INC COM 149123101 234 1,050 SH   SOLE   0 0 1,050
CHARGEPOINT HOLDINGS INC COM CL A 15961R105 274 13,750 SH   SOLE   0 0 13,750
COINBASE GLOBAL INC COM CL A 19260Q107 50 261 SH   SOLE   0 0 261
COMCAST CORP NEW CL A 20030N101 291 6,215 SH   SOLE   0 0 6,215
CORTEVA INC COM 22052L104 137 2,380 SH   SOLE   0 0 2,380
CUMMINS INC COM 231021106 321 1,567 SH   SOLE   0 0 1,567
DELTA AIR LINES INC DEL COM NEW 247361702 522 13,203 SH   SOLE   0 0 13,203
DIGITAL WORLD ACQUISITION CO CLASS A COM 25400Q105 14 220 SH   SOLE   0 0 220
DISNEY WALT CO COM 254687106 921 6,717 SH   SOLE   0 0 6,717
DOW INC COM 260557103 1,246 19,658 SH   SOLE   0 0 19,658
DUKE ENERGY CORP NEW COM NEW 26441C204 492 4,402 SH   SOLE   0 0 4,402
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501 494 9,125 SH   SOLE   0 0 9,125
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 307 4,680 SH   SOLE   0 0 4,680
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 279 5,825 SH   SOLE   0 0 5,825
FIRST TR ENERGY INCOME & GRO COM 33738G104 1,038 63,971 SH   SOLE   0 0 63,971
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 4,475 235,281 SH   SOLE   0 0 235,281
FORD MTR CO DEL COM 345370860 141 8,351 SH   SOLE   0 0 8,351
FREYR BATTERY SHS L4135L100 12 1,000 SH   SOLE   0 0 1,000
GENERAL ELECTRIC CO COM NEW 369604301 810 8,850 SH   SOLE   0 0 8,850
GFL ENVIRONMENTAL INC SUB VTG SHS 36168Q104 3 90 SH   SOLE   0 0 90
HOME DEPOT INC COM 437076102 362 1,210 SH   SOLE   0 0 1,210
INTERNATIONAL BUSINESS MACHS COM 459200101 500 3,848 SH   SOLE   0 0 3,848
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 5,333 393,031 SH   SOLE   0 0 393,031
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 18,016 358,389 SH   SOLE   0 0 358,389
JOHNSON & JOHNSON COM 478160104 508 2,865 SH   SOLE   0 0 2,865
JPMORGAN CHASE & CO COM 46625H100 995 7,302 SH   SOLE   0 0 7,302
KINDER MORGAN INC DEL COM 49456B101 380 20,100 SH   SOLE   0 0 20,100
LAM RESEARCH CORP COM 512807108 225 418 SH   SOLE   0 0 418
MCDONALDS CORP COM 580135101 203 820 SH   SOLE   0 0 820
META PLATFORMS INC CL A 30303M102 24 110 SH   SOLE   0 0 110
MICROSOFT CORP COM 594918104 2,583 8,378 SH   SOLE   0 0 8,378
MODERNA INC COM 60770K107 30 175 SH   SOLE   0 0 175
NEWMONT CORP COM 651639106 703 8,747 SH   SOLE   0 0 8,747
NIKOLA CORP COM 654110105 3 250 SH   SOLE   0 0 250
NUTRIEN LTD COM 67077M108 123 1,180 SH   SOLE   0 0 1,180
ORGANON & CO COMMON STOCK 68622V106 35 1,000 SH   SOLE   0 0 1,000
PARAMOUNT GLOBAL CLASS B COM 92556H206 53 1,400 SH   SOLE   0 0 1,400
PENN NATL GAMING INC COM 707569109 33 785 SH   SOLE   0 0 785
PENTAIR PLC SHS G7S00T104 5 100 SH   SOLE   0 0 100
PIMCO ETF TR INV GRD CRP BD 72201R817 217 2,085 SH   SOLE   0 0 2,085
PROCTER AND GAMBLE CO COM 742718109 284 1,856 SH   SOLE   0 0 1,856
PROSHARES TR S&P 500 DV ARIST 74348A467 1,382 14,561 SH   SOLE   0 0 14,561
QUALCOMM INC COM 747525103 374 2,450 SH   SOLE   0 0 2,450
RAYTHEON TECHNOLOGIES CORP COM 75513E101 114 1,155 SH   SOLE   0 0 1,155
ROCKET COS INC COM CL A 77311W101 6 500 SH   SOLE   0 0 500
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 648 12,028 SH   SOLE   0 0 12,028
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 15,787 210,999 SH   SOLE   0 0 210,999
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 5,733 75,578 SH   SOLE   0 0 75,578
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 672 14,183 SH   SOLE   0 0 14,183
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 25,705 325,826 SH   SOLE   0 0 325,826
SCHWAB STRATEGIC TR US TIPS ETF 808524870 9,994 164,624 SH   SOLE   0 0 164,624
SHERWIN WILLIAMS CO COM 824348106 143 572 SH   SOLE   0 0 572
SOFI TECHNOLOGIES INC COM 83406F102 56 5,900 SH   SOLE   0 0 5,900
SPARTANNASH CO COM 847215100 138 4,185 SH   SOLE   0 0 4,185
SPDR SER TR NUVEEN BLOOMBERG 78464A284 720 13,062 SH   SOLE   0 0 13,062
STARBUCKS CORP COM 855244109 6 65 SH   SOLE   0 0 65
TESLA INC COM 88160R101 291 270 SH   SOLE   0 0 270
TRITON INTL LTD CL A G9078F107 28 400 SH   SOLE   0 0 400
UNITED PARCEL SERVICE INC CL B 911312106 487 2,273 SH   SOLE   0 0 2,273
VALE S A SPONSORED ADS 91912E105 268 13,415 SH   SOLE   0 0 13,415
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 8,054 101,262 SH   SOLE   0 0 101,262
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 743 1,790 SH   SOLE   0 0 1,790
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 7,609 46,921 SH   SOLE   0 0 46,921
VERIZON COMMUNICATIONS INC COM 92343V104 444 8,725 SH   SOLE   0 0 8,725
ZOMEDICA CORP COM 98980M109 5 15,000 SH   SOLE   0 0 15,000