XML 66 R50.htm IDEA: XBRL DOCUMENT v3.25.4
Regulatory Capital Requirements (Tables)
12 Months Ended
Dec. 31, 2025
Regulatory Capital Requirements Under Banking Regulations [Abstract]  
Schedule of Bank Actual and Required Capital Amounts and Ratios

The following tables present actual and required capital ratios as of December 31, 2025 and 2024 under the Basel III Capital Rules. Capital levels required to be considered well capitalized are based upon prompt corrective action regulations:

 

 

 

December 31, 2025

 

 

December 31, 2024

 

(Dollars in Thousands)

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

Total capital

 

 

 

 

 

 

 

 

 

 

 

 

(to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

Actual

 

$

321,294

 

 

 

12.11

%

 

$

282,736

 

 

 

11.55

%

For capital adequacy purposes

 

 

212,236

 

 

 

8.00

 

 

 

195,914

 

 

 

8.00

 

To be well capitalized

 

 

265,295

 

 

 

10.00

 

 

 

244,892

 

 

 

10.00

 

Tier 1 capital

 

 

 

 

 

 

 

 

 

 

 

 

(to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

Actual

 

$

291,166

 

 

 

10.98

%

 

$

263,058

 

 

 

10.74

%

For capital adequacy purposes

 

 

159,177

 

 

 

6.00

 

 

 

146,935

 

 

 

6.00

 

To be well capitalized

 

 

212,236

 

 

 

8.00

 

 

 

195,914

 

 

 

8.00

 

Common equity

 

 

 

 

 

 

 

 

 

 

 

 

(to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

Actual

 

$

291,166

 

 

 

10.98

%

 

$

263,058

 

 

 

10.74

%

For capital adequacy purposes

 

 

119,383

 

 

 

4.50

 

 

 

110,201

 

 

 

4.50

 

To be well capitalized

 

 

172,442

 

 

 

6.50

 

 

 

159,180

 

 

 

6.50

 

Tier 1 capital

 

 

 

 

 

 

 

 

 

 

 

 

(to average assets)

 

 

 

 

 

 

 

 

 

 

 

 

Actual

 

$

291,166

 

 

 

9.69

%

 

$

263,058

 

 

 

9.49

%

For capital adequacy purposes

 

 

120,149

 

 

 

4.00

 

 

 

110,867

 

 

 

4.00

 

To be well capitalized

 

 

150,187

 

 

 

5.00

 

 

 

138,584

 

 

 

5.00