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Consolidated Statements of Operations - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
INTEREST AND DIVIDEND INCOME    
Loans receivable, including fees $ 149,951 $ 146,175
Investment securities:    
Taxable 8,608 6,206
Exempt from federal income tax 1,397 1,453
Other 4,633 4,890
Total interest and dividend income 164,589 158,724
INTEREST EXPENSE    
Deposits 52,115 51,033
Other borrowings 3,965 3,977
Subordinated debt 4,219 3,820
Total interest expense 60,299 58,830
NET INTEREST INCOME BEFORE PROVISION FOR CREDIT LOSSES 104,290 99,894
Provision for credit losses 8,169 257
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 96,121 99,637
NONINTEREST INCOME    
Service charges on deposit accounts 4,311 4,036
Bank-owned life insurance 1,772 1,633
Net realized gains on the sales of debt securities (0) 4
Gain on sale of loans 719 270
Gain on sale of branches 11,093 0
Other 4,020 2,919
Total noninterest income 21,915 8,862
NONINTEREST EXPENSE    
Salaries and employee benefits 43,144 41,061
Occupancy 5,501 5,945
Equipment and data processing 7,789 7,174
Professional fees 2,553 2,830
FDIC insurance and supervisory fees 1,830 2,396
Intangible amortization 4,291 4,778
Merger & restructuring expenses 707 914
Advertising 603 633
Other 9,015 9,173
Total noninterest expense 75,433 74,904
Income before income tax (benefit) expense 42,603 33,595
Income tax expense 9,092 7,386
NET INCOME $ 33,511 $ 26,209
EARNINGS PER SHARE, BASIC $ 0.9 $ 0.71
EARNINGS PER SHARE, DILUTED $ 0.9 $ 0.71
WEIGHTED-AVERAGE COMMON SHARES OUTSTANDING,    
BASIC 37,173,548 36,990,672
DILUTED 37,315,644 37,105,614