Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
ASSETS
Noninterest-bearing cash equivalents	$ 15,482	$ 13,834
Interest-bearing deposits with other institutions	36,811	152,266
Cash and cash equivalents	52,293	166,100
Securities available for sale, at fair value	262,620	145,590
Securities held to maturity (Fair value of $25,211 and $30,284, respectively)	25,876	31,967
Less: Allowance for credit losses - securities	(391)	(459)
Securities held to maturity, net	25,485	31,508
Loans receivable	2,556,729	2,255,749
Less: Allowance for credit losses - loans	(31,674)	(26,435)
Net loans	2,525,055	2,229,314
Investments in restricted bank stock	7,735	5,209
Premises and equipment, net	15,957	18,029
Right-to-Use Asset - Premises	15,225	14,913
Bank-owned life insurance	53,708	52,079
Goodwill	58,806	58,806
Other intangible assets, net	15,366	20,955
Deferred tax asset	16,889	18,866
Assets held for sale	0	94,146
Accrued interest receivable and other assets	21,790	23,263
TOTAL ASSETS	3,070,929	2,878,778
Deposits:
Total deposits	2,554,752	2,360,582
Long-term borrowings	40,000	40,000
Short-term borrowings	75,000	10,000
Note payable	0	565
Subordinated debt	62,281	61,984
Lease liabilities	15,564	15,666
Allowance for credit losses - unfunded commitments	2,507	1,857
Liabilities held for sale	0	93,777
Accrued interest payable and other liabilities	14,393	14,126
TOTAL LIABILITIES	2,764,497	2,598,557
COMMITMENTS AND CONTINGENT LIABILITIES (Note 1, 6, and 16)
SHAREHOLDERS' EQUITY
Preferred stock (At December 31, 2025 and December 31, 2024: no par value; 5,000,000 shares authorized; no shares issued and outstanding.)
Common stock (At December 31, 2025 and December 31, 2024: $0.01 par value; 50,000,000 shares authorized; 37,457,914 and 37,370,917 shares issued and outstanding, respectively.)	370	370
Surplus	266,090	264,449
Retained earnings	42,300	19,947
Accumulated other comprehensive loss	(2,328)	(4,545)
TOTAL SHAREHOLDERS' EQUITY	306,432	280,221
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	3,070,929	2,878,778
Demand, noninterest bearing
Deposits:
Total deposits	603,728	658,646
Interest bearing
Deposits:
Total deposits	$ 1,951,024	$ 1,701,936