Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2025	Dec. 31, 2024
ASSETS
Noninterest-bearing cash equivalents	$ 15,319	$ 13,834
Interest-bearing deposits with other institutions	139,764	152,266
Cash and cash equivalents	155,083	166,100
Securities available for sale, at fair value	169,569	145,590
Securities held to maturity (Fair value of $26,104 and $30,284, respectively)	27,284	31,967
Less: Allowance for credit losses - securities	(475)	(459)
Securities held to maturity, net	26,809	31,508
Loans receivable	2,356,609	2,255,749
Less: Allowance for credit losses - loans	(24,651)	(26,435)
Net loans	2,331,958	2,229,314
Investments in restricted bank stock	4,821	5,209
Premises and equipment, net	15,861	18,029
Right-to-Use Asset - Premises	15,410	14,913
Bank-owned life insurance	52,943	52,079
Goodwill	58,806	58,806
Other intangible assets, net	17,490	20,955
Deferred tax asset	16,474	18,866
Assets held for sale		94,146
Accrued interest receivable and other assets	21,330	23,263
TOTAL ASSETS	2,886,554	2,878,778
Deposits:
Total deposits	2,456,409	2,360,582
Long-term borrowings	40,000	40,000
Short-term borrowings	0	10,000
Note payable	0	565
Subordinated debt	62,279	61,984
Lease liabilities	15,740	15,666
Allowance for credit losses - unfunded commitments	2,057	1,857
Liabilities held for sale	0	93,777
Accrued interest payable and other liabilities	12,071	14,126
TOTAL LIABILITIES	2,588,556	2,598,557
COMMITMENTS AND CONTINGENT LIABILITIES (Note 11)
SHAREHOLDERS' EQUITY
Preferred stock (At June 30, 2025 and December 31, 2024: no par value; 5,000,000 shares authorized; no shares issued and outstanding.)
Common stock (At June 30, 2025 and December 31, 2024: $0.01 par value; 50,000,000 shares authorized; 37,441,879 and 37,370,917 shares issued and outstanding, respectively.)	370	370
Surplus	265,293	264,449
Retained earnings	37,107	19,947
Accumulated other comprehensive loss	(4,772)	(4,545)
TOTAL SHAREHOLDERS' EQUITY	297,998	280,221
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	2,886,554	2,878,778
Demand, noninterest bearing
Deposits:
Total deposits	646,654	658,646
Interest bearing
Deposits:
Total deposits	$ 1,809,755	$ 1,701,936