Consolidated Statements of Operations - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2025	Mar. 31, 2024
INTEREST AND DIVIDEND INCOME
Loans receivable, including fees	$ 37,041	$ 36,125
Investment securities and certificates of deposit:
Taxable	1,749	1,391
Exempt from federal income tax	380	361
Other	972	898
Total interest and dividend income	40,142	38,775
INTEREST EXPENSE
Deposits	12,357	11,847
Other borrowings	986	1,152
Subordinated debt	968	892
Total interest expense	14,311	13,891
NET INTEREST INCOME BEFORE PROVISION FOR CREDIT LOSSES	25,831	24,884
Provision for credit losses	228	40
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES	25,603	24,844
NONINTEREST INCOME
Service charges on deposit accounts	1,061	780
Bank-owned life insurance	428	383
Gain on sale of branches	11,093	0
Gain on sale of loans	77	50
Other	598	516
Total noninterest income	13,257	1,729
NONINTEREST EXPENSE
Salaries and employee benefits	11,156	11,118
Occupancy	1,464	1,578
Equipment and data processing	2,043	1,826
Professional fees	487	748
FDIC insurance and supervisory fees	599	352
Bank shares tax	614	591
Intangible amortization	1,084	1,207
Merger & restructuring expenses	41	56
Advertising	144	234
Other	2,026	1,540
Total noninterest expense	19,658	19,250
Income before income tax expense	19,202	7,323
Income tax expense	3,859	1,597
NET INCOME	$ 15,343	$ 5,726
EARNINGS PER SHARE, BASIC	$ 0.41	$ 0.15
EARNINGS PER SHARE, DILUTED	$ 0.41	$ 0.15
WEIGHTED-AVERAGE COMMON SHARES OUTSTANDING,
BASIC	37,105,480	36,962,005
DILUTED	37,221,939	37,045,230