Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2025	Dec. 31, 2024
ASSETS
Noninterest-bearing cash equivalents	$ 14,830	$ 13,834
Interest-bearing deposits with other institutions	205,352	152,266
Cash and cash equivalents	220,182	166,100
Securities available for sale, at fair value	159,183	145,590
Securities held to maturity (Fair value of $26,764 and $30,284, respectively)	28,083	31,967
Less: Allowance for credit losses - securities	(421)	(459)
Securities held to maturity, net	27,662	31,508
Loans receivable	2,273,941	2,255,749
Less: Allowance for credit losses - loans	(26,619)	(26,435)
Net loans	2,247,322	2,229,314
Investments in restricted bank stock	4,780	5,209
Premises and equipment, net	17,920	18,029
Right-to-Use Asset - Premises	14,537	14,913
Bank-owned life insurance	52,507	52,079
Goodwill	58,806	58,806
Other intangible assets, net	18,573	20,955
Deferred tax asset	16,729	18,866
Assets held for sale		94,146
Accrued interest receivable and other assets	23,288	23,263
TOTAL ASSETS	2,861,489	2,878,778
Deposits:
Total deposits	2,433,694	2,360,582
Long-term borrowings	40,000	40,000
Short-term borrowings	0	10,000
Note payable	559	565
Subordinated debt	62,129	61,984
Lease liabilities	15,284	15,666
Allowance for credit losses - unfunded commitments	1,857	1,857
Liabilities held for sale	0	93,777
Accrued interest payable and other liabilities	13,900	14,126
TOTAL LIABILITIES	2,567,423	2,598,557
COMMITMENTS AND CONTINGENT LIABILITIES (Note 11)
SHAREHOLDERS' EQUITY
Preferred stock (At March 31, 2025 and December 31, 2024: no par value; 5,000,000 shares authorized; no shares issued and outstanding.)
Common stock (At March 31, 2025 and December 31, 2024: $0.01 par value; 50,000,000 shares authorized; 37,377,342 and 37,370,917 shares issued and outstanding, respectively.)	370	370
Surplus	264,871	264,449
Retained earnings	32,507	19,947
Accumulated other comprehensive loss	(3,682)	(4,545)
TOTAL SHAREHOLDERS' EQUITY	294,066	280,221
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	2,861,489	2,878,778
Demand, noninterest bearing
Deposits:
Total deposits	646,002	658,646
Interest bearing
Deposits:
Total deposits	$ 1,787,692	$ 1,701,936