Consolidated Statements of Operations - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
INTEREST AND DIVIDEND INCOME
Loans receivable, including fees	$ 146,175	$ 58,791
Investment securities and certificates of deposit:
Taxable	6,206	3,260
Exempt from federal income tax	1,453	1,181
Other	4,890	1,966
Total interest and dividend income	158,724	65,198
INTEREST EXPENSE
Deposits	51,033	22,638
Other borrowings	3,977	1,923
Subordinated debt	3,820	1,926
Total interest expense	58,830	26,487
NET INTEREST INCOME BEFORE PROVISION FOR CREDIT LOSSES	99,894	38,711
Provision for credit losses	257	9,295
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES	99,637	29,416
NONINTEREST INCOME
Service charges on deposit accounts	4,036	978
Bank-owned life insurance	1,633	738
Net realized gains (losses) on the sales of debt securities	4	(2,370)
Gain on sale of loans	270	465
Other	2,919	1,276
Total noninterest income	8,862	1,087
NONINTEREST EXPENSE
Salaries and employee benefits	41,061	20,612
Occupancy	5,945	3,015
Equipment and data processing	7,174	3,720
Professional fees	2,830	1,698
FDIC insurance and supervisory fees	2,396	817
Bank shares tax	2,796	1,158
Intangible amortization	4,778	663
Merger & system conversion related expenses	914	11,176
Advertising	633	329
Other	6,377	2,644
Total noninterest expense	74,904	45,832
Income (loss) before income tax expense (benefit)	33,595	(15,329)
Income tax benefit	7,386	(3,361)
NET INCOME (LOSS)	$ 26,209	$ (11,968)
EARNINGS (LOSS) PER SHARE, BASIC	$ 0.71	$ (0.67)
EARNINGS (LOSS) PER SHARE, DILUTED	$ 0.71	$ (0.67)
WEIGHTED-AVERAGE COMMON SHARES OUTSTANDING,
BASIC	36,990,672	17,753,914
DILUTED	37,105,614	17,753,914