XML 39 R33.htm IDEA: XBRL DOCUMENT v3.24.3
Regulatory Capital Requirements (Tables)
9 Months Ended
Sep. 30, 2024
Regulatory Capital Requirements Under Banking Regulations [Abstract]  
Schedule of Bank Actual and Required Capital Amounts and Ratios

The following table presents actual and required capital ratios as of September 30, 2024 and December 31, 2023 under the Basel III Capital Rules. Bank capital levels required to be considered well capitalized are based upon prompt corrective action regulations.

 

 

 

September 30, 2024

 

 

December 31, 2023

 

(Dollars in Thousands)

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

Total capital

 

 

 

 

 

 

 

 

 

 

 

 

(to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

Actual

 

$

277,027

 

 

 

11.44

%

 

$

251,042

 

 

 

10.62

%

For capital adequacy purposes

 

 

193,699

 

 

 

8.00

 

 

 

188,807

 

 

 

8.00

 

To be well capitalized

 

 

242,124

 

 

 

10.00

 

 

 

236,009

 

 

 

10.00

 

Tier 1 capital

 

 

 

 

 

 

 

 

 

 

 

 

(to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

Actual

 

$

257,229

 

 

 

10.62

%

 

$

234,533

 

 

 

9.92

%

For capital adequacy purposes

 

 

145,274

 

 

 

6.00

 

 

 

141,605

 

 

 

6.00

 

To be well capitalized

 

 

193,699

 

 

 

8.00

 

 

 

188,807

 

 

 

8.00

 

Common equity

 

 

 

 

 

 

 

 

 

 

 

 

(to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

Actual

 

$

257,229

 

 

 

10.62

%

 

$

234,533

 

 

 

9.92

%

For capital adequacy purposes

 

 

108,956

 

 

 

4.50

 

 

 

106,204

 

 

 

4.50

 

To be well capitalized

 

 

157,381

 

 

 

6.50

 

 

 

153,406

 

 

 

6.50

 

Tier 1 capital

 

 

 

 

 

 

 

 

 

 

 

 

(to average assets)

 

 

 

 

 

 

 

 

 

 

 

 

Actual

 

$

257,229

 

 

 

9.41

%

 

$

234,533

 

 

 

14.13

%

For capital adequacy purposes

 

 

109,387

 

 

 

4.00

 

 

 

66,412

 

 

 

4.00

 

To be well capitalized

 

 

136,734

 

 

 

5.00

 

 

 

83,016

 

 

 

5.00